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2024

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Best Life Insurance Companies in Arlington, VA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arlington Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9755Reviewed

5855Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5621 Columbia Pike, Falls Church, VA 22041
WebsiteLicense: 524464

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (2)

Why choose this provider?

Ty Nguyen of State Farm is an insurance agent who caters to individuals and businesses in Arlington and the Greater DC area. He helps clients find and select suitable life and health insurance policies that will help the policyholders protect their families from any untoward incident that may happen in the future. In addition, Nguyen focuses on offering aid to customers who are interested in getting their homes and businesses insured.

  • Life Insurance
  • Health Insurance

10507 Braddock Road, Fairfax, VA 22032
WebsiteLicense: 110117

Expertise.com Rating

Review Sources

Facebook
4.0 (9)
Google
3.8 (5)

Why choose this provider?

Hardy Agency is a life insurance firm that serves clients from Arlington and the surrounding areas. The company provides a wide range of life insurance options, such as term, whole, and universal. There are also other insurance options for vehicles, boats, homeowners, and business owners. Hardy Agency's team of insurance agents also caters to Spanish-speaking customers. The team is led by Mark Hardy, who has been working in the insurance industry for more than 45 years.

  • Life Insurance

6601 Little River Turnpike, Alexandria, VA 22312
WebsiteLicense: 112295

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Ariana Insurance is a family-owned independent insurance agency serving in Arlington and the surrounding areas for over 35 years. It provides individuals and groups with life insurance programs across term life and universe options. It also provides personal insurance, business insurance, cyber and tech insurance, and global risk management. The company aims to serve all clients' needs with comprehensive assistance at fair rates. Ariana Insurance is a team of English, Spanish, Farsi, and Hindi speakers.

  • Life Insurance
  • Health Insurance

5054 Lee Highway, Arlington, VA 22207
WebsiteLicense: 561523

Expertise.com Rating

Review Sources

Google
4.6 (60)
Facebook
5.0 (19)
Yelp
4.0 (7)

Why choose this provider?

Kenya Knight is a State Farm agent providing several life insurance services to Arlington. She caters to individuals needing temporary life insurance policies to protect their families in a limited period of time. She also offers whole and universal life insurance benefit plans for clients who prefer having permanent life benefits. These life insurance plans cover expenses for education, mortgages, debts, and income replacement. Kenya works and supports the Hispanic Youth Symposium, Latinas Leading Tomorrow, and Northern Virginia Family Service organizations.

  • Life Insurance
  • Health Insurance

6134 Arlington Boulevard, Falls Church, VA 22044
WebsiteLicense: 591046

Expertise.com Rating

Review Sources

Google
4.0 (29)
Facebook
4.0 (4)
Yelp
3.0 (2)

Why choose this provider?

Mark Hennessy is a State Farm insurance agent who has been serving Arlington and nearby areas for more than two decades. He offers life insurance policies with coverage options such as term, whole, and universal plans. Health coverage and insurance policies for homes, vehicles, properties, and businesses are also available. He also assists with banking services and mutual funds. Mark extends his services to clients in the District of Columbia and Maryland. He is a Legion of Honor Qualifier and a Silver Scroll Agent.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ty Nguyen
5621 Columbia Pike, Falls Church, VA 22041
Hardy Agency
10507 Braddock Road, Fairfax, VA 22032
Ariana Insurance
6601 Little River Turnpike, Alexandria, VA 22312
Kenya Knight
5054 Lee Highway, Arlington, VA 22207
Mark Hennessy
6134 Arlington Boulevard, Falls Church, VA 22044

FAQs

  • Can people cancel their life insurance policy in Arlington if they change their mind?

    Arlington residents may cancel their life insurance coverage if they change their mind since Virginia law requires insurance providers to provide a 30-day "free look" period. During this free look time, a person may carefully evaluate the terms and conditions of the contract or insurance policy before making a final decision.

  • What happens to the life insurance policy if the insurer in Arlington ceases operations?

    If a licensed life insurance company in Arlington runs into financial trouble or goes out of business, the Virginia Life, Accident & Sickness Insurance Guaranty Association will maintain coverage and pay claims as long as the premium payments are up-to-date. The association also covers annuities, accident and sickness insurance, and health maintenance organization subscriber contracts.

  • Do all life insurance providers in Arlington belong to the Virginia Life, Accident, & Sickness Insurance Guaranty Association?

    Life insurance companies operating in Arlington must, with only a few specific exemptions, become members of the Virginia Life, Accident & Sickness Insurance Guaranty Association. This is a requirement for conducting business within the Commonwealth of Virginia. The guaranty association is a safeguard mechanism designed to protect policyholders and annuity contract holders in the event that their insurance company encounters financial difficulties or becomes insolvent.

  • Is a medical exam required to get life insurance in Arlington?

    Residents of Arlington who want to apply for life insurance coverage may need to undergo a medical examination, depending on the insurer and the type of insurance they select. There are also insurance companies that offer "no-exam" or "guaranteed issue" life insurance policies, which do not require a medical exam.

  • Do Arlington residents have any options for reducing their life insurance premium costs?

    Arlington residents may save on life insurance by doing one or more of the following:

    • Comparing quotes from multiple insurers.
    • Considering premium payment frequency.
    • Joining group insurance plans from employers or organizations.
    • Applying for insurance at a young age and in good health for reduced rates.
    • Asking for a rate review after improving one's health.
  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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