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Best Life Insurance Companies in Virginia

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Virginia life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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10Top Picks

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Providers

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Why choose this provider?

G.L. Herndon Insurance Agency, Inc., has life assurance policies for residents of Virginia. It has been in the state for 40 years and has been offering fixed annuities, individual life, and final expense options. Personal property protection solutions are on hand for owners of marine craft, condominiums, and motorcycles. The agency is a family-owned and independent establishment that is affiliated with the Independent Insurance Agents of Virginia, Inc. It supports the Ruffed Grouse Society, which conserves woodland birds.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.3 (20)

Why choose this provider?

Metro Insurance Agency comprises team members who have over 22 years of collective experience in the industry. The firm offers life insurance policies and other types of coverage, including disability, health, and annuities, to customers in Virginia. It provides coverage options for businesses, churches, mobile homes, apartments, and farms and customizes plans based on the needs of clients. It has policies available for vehicles, including SUVs and sports cars. Agent Leslie Sandridge had worked at an independent agency prior to starting his firm.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (2)

Why choose this provider?

Bradley Insurance Services Inc. has been serving residents of Virginia since 1979. It is an independent insurance agency that offers whole, universal, and term life insurance policies. Its agents educate clients about the various types of life insurance policies and help them select the right plan that suits their specific needs. The agency also provides a range of commercial insurance products, including general liability and business owner's policy insurance. Its partner carriers include Encompass, Hagerty, Main Street America, and Foremost.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Millennial Life Insurance helps clients looking for risk management plans in Virginia. It offers permanent life and term life insurance options based on the clients' needs and capacity. It believes in the importance of customizing coverage and accessible customer support to address the needs of individuals and families for financial security. Term life plans include annual renewable, level, and decreasing term policies. Millennial Life Insurance has been operating for two decades.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
4.6 (9)

Why choose this provider?

Harwood and Son Insurance is an insurance company providing services to the people of Virginia. The agency renders services such as life insurance, individual long-term care, investments, debt protection, and annuities. Group health, short- and long-term disability, optional, self-funded plans, ancillary, and payroll benefits are additional services provided by the business. Hardwood and Son have been providing assistance to their clients for more than 150 years and was recognized as a top agency partnership in 2019 by the Insurance Journal.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.6 (17)
Facebook
5.0 (11)

Why choose this provider?

Ben Hildreth is a State Farm insurance agent who caters to individuals, businesses, and families in Virginia. He provides various life insurance products to help clients' families pay for mortgages, debts, and college tuition in the event of their demise. The types of policies on offer include term, whole, and universal life insurance. Hildreth also offers coverage for autos, homeowners, renters, condominiums, personal articles, and health care. His staff is bilingual in English and Spanish.

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  • Health Insurance

Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

Old Dominion Insurance Services serves clients throughout Virginia. It offers a wide range of insurance products, including life insurance. It provides final expense, fixed annuities, mortgage protection, and individual life insurance plans. It represents various insurance carriers and assists clients in finding the right level of coverage that will suit their needs and preferences. It also offers auto, home, and business insurance products. This locally owned and operated insurance company is a member of the Gretna Merchants Association and Altavista Chamber of Commerce.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

New Hope Benefits & Consulting offers solutions to individuals and businesses in Virginia. It provides individual term and whole life insurance products, as well as short-term and long-term disability coverage. It also offers individual dental and vision insurance plans. The company provides insurance coverage for accidents, critical illnesses, and hospital confinement. It also offers administration, onboarding, enrollment, and benefits consulting services for small, medium, and large businesses. The company has been helping customers since its founding in 2016.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.4 (20)

Why choose this provider?

Bishop Insurance Agency is a full-service company handling clients in Virginia. It handles life insurance policies that are provided by its agency in Petersburg, covering whole life, term life, and universal. Its life plan assists beneficiaries with their mortgage, education, final expenses, debts, or burial expenses. The agency was established in 1955 and has partnered with insurance companies such as Progressive, Mercury Insurance, and ALFA Insurance. The company continues to provide other services such as auto, home, health, and business insurance plans.

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Best Life Insurance Companies Serving Virginia
Virginia

Expertise.com Rating

Review Sources

Google
4.5 (56)
Facebook
4.4 (28)
Yelp
3.0 (2)

Why choose this provider?

Valley Trust Insurance Group works with clients in Virginia who need life coverage. The team delivers individual life plans that protect against unforeseen harm and loss. Medicare supplement options are available, and agents are on hand to explain the ins and outs of health assurance. Non-life products exist for homeowners and car enthusiasts. Valley Trust began in 2014 following the merger of Dorton Insurance Services and ProSure Insurance. It is an independent agency that supports Staunton Storm Athletics and Young Life.

  • Life Insurance
  • Individual Plans

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
G.L. Herndon Insurance Agency, Inc.
12022 Old Salem Church Road, Virginia, VA 22407
Metro Insurance Agency
2857 Stuarts Draft Hwy, Virginia, VA 24477
Bradley Insurance Services Inc.
1427 North Augusta Street, Virginia, VA 24401
Millennial Life Insurance
3600 West Broad St., Virginia, VA 23230
Harwood & Son Insurance
1404 South Main, Virginia, VA 23901
Ben Hildreth
2250 Murrell Rd Ste C, Virginia, VA 24501
Old Dominion Insurance Services
318 South Main Street, Suite B, Virginia, VA 24557
New Hope Benefits & Consulting
13803 Village Mill Drive, Virginia, VA 23114
Bishop Insurance Agency
1906 Boulevard, Virginia, VA 23834
Valley Trust Insurance Group
829 Greenville Avenue, Virginia, VA 24401

Virginia Life Insurance FAQs

  • What should you take into account before changing the frequency of your life insurance premium payments in Virginia?

    Before changing the frequency of your Virginia life insurance premium payments, you should carefully consider the effects on your policy's overall cost, financial status, and spending patterns. Examine if the new payment schedule is in line with your long-term objectives and whether any possible savings outweigh any additional costs. Additionally, be sure that any other financial obligations do not conflict with your new payment frequency.

  • When bringing a complaint against a life insurance provider in Virginia, what details should you include?

    It's critical to provide the following details when complaining about a life insurance provider in Virginia:

    • Dates and specifics of any prior conversations you may have had with the insurance provider about the complaint.
    • A brief and straightforward explanation of the difficulty or issue you are experiencing.
    • Any supporting records, including correspondence, claim forms, and policy documents.
    • Your contact details.
    • Any particular answer or result you are looking for.
  • What are the tax advantages of a cash value life insurance in Virginia?

    There are various tax benefits associated with cash value life insurance in Virginia, including the cash value's ability to grow tax-deferred, meaning policyholders won't have to pay taxes on the gains until they take the money. In addition, policyholders can make tax-free withdrawals up to the cost basis of the insurance or take tax-free loans from the cash value.

  • Can an individual who has been diagnosed with cancer but whose condition is presently under control still qualify for life insurance in Virginia?

    Yes. You could still be eligible for a life insurance policy in Virginia even if you were diagnosed with cancer, but it's currently under control. Insurers will decide the terms and cost of your coverage after taking into account a number of factors, such as the type of cancer, the length of remission, and your general health.

  • Does someone with an Alzheimer's disease allowed to buy life insurance in Virginia?

    Yes. People with Alzheimer's disease are allowed to get a life insurance policy in Virginia. However, considering the current stage and advancement of the disease, as well as other individual characteristics like age and general health, the accessibility and conditions for coverage may change. Insurance providers evaluate the risk involved in covering people who have Alzheimer's, and as a result, they could charge higher rates or place restrictions on the coverage.