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Best Life Insurance Companies in Vermont

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Vermont life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27611Reviewed

16571Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
4.9 (14)

Why choose this provider?

Burlington Insurance offers life indemnity coverage for clients living in Vermont. These products provide protection against unavoidable or unforeseen loss or harm to one's person. Personal and property options are also available over agricultural properties, business assets, and marine vehicles. The company delivers policies supplied by brand names such as Ohio Mutual, The Concord Group, and Co-Operative Insurance. Burlington Insurance is a local agency that focuses on maintaining open lines of communication and responding to customer queries promptly.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Rock Insurance Agency, Inc., serves clients in Vermont and the neighboring communities. It helps secure clients' and their families' futures by offering various insurance policies, including life, critical illness, disability, pet, and special events. It also helps protect their investments and belongings through auto, farm, flood, home, and motorcycle insurance policies. The agency's owner, Peter Tarbox, has been working in the insurance industry since 1991. It carries insurance products from Safeco, Progressive, Dairyland, Concord Group, and American Modern.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
5.0 (82)
Facebook
5.0 (9)
Yelp
3.0 (2)

Why choose this provider?

The Crowley Insurance Agency provides clients in Vermont with different coverage options, including life insurance products. Its staff canvasses and collects a diverse selection of choices from various providers and carriers throughout the local region for a client's perusal. Each product is specifically designed to cover a person's estates and assets, as established after comprehensive consultations, to maintain the living level for potential beneficiaries. The agency's service center is also open to clients for document submissions and inquiries involving specific insurance changes.

  • Individual Plans

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Hamlin Insurance Agency is a locally owned company that assists individuals and businesses in Vermont with finding and buying risk management solutions. It understands how essential financial security and peace of mind are for clients and offers suitable policies after considering the clients' circumstances and goals thoroughly. Via a customer-centered approach, its staff members lay out comprehensive life insurance details that may help cover outstanding loans, living expenses and college tuition of the clients' dependents in case of loss.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
4.8 (13)

Why choose this provider?

Royer Camp & Associated Insurance serves residents of Vermont who are seeking life coverage. It has plans that protect individuals and their beneficiaries in the event of catastrophic harm or death and health options are available to indemnify medical treatment burdens. The agency also has non-life contracts that range from commercial auto to inland marine policies that are supplied by established names like Union Mutual and The Hanover Insurance Group. It has been operating for more than five decades.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
5.0 (53)
Facebook
4.9 (27)
Yelp
4.5 (2)

Why choose this provider?

Barrett Insurance Agency is a family-owned and family-run business. It offers a wide range of insurance products, from life to business policies. Some of the companies it represents are Progressive and Ohio Mutual. Barrett Insurance Agency has been serving Vermont and New Hampshire clients since 1989 and is currently led by a second-generation husband-and-wife team, Michael and Jennifer Barrett. Michael can be heard discussing insurance topics on Magic 97.7 and Kix 105.5 WKXH. He also serves as the vice president of the Vermont Insurance Agents Association.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Facebook
4.9 (49)
Google
4.5 (19)
Yelp
1.0 (1)

Why choose this provider?

123 Insurance is an independent agency that has been serving individuals, families, and businesses in Vermont since 2012. Its agents have 75 years of combined experience providing insurance products tailored to their specific needs, such as life, auto, condominium, and flood insurance. It also has home insurance policies that cover personal possessions, living expenses, replacement costs, and liabilities. The company represents a wide selection of insurance carriers, including Progressive, Granite Mutual Insurance, and Vermont Mutual Insurance.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Facebook
4.6 (10)
Google
5.0 (3)

Why choose this provider?

Palmer Insurance of Vermont serves individuals and families in the state. It offers life insurance plans to help people prepare for the future. Clients can use their cash value to supplement their retirement income, pay for college, and fund a well-earned vacation. The firm also offers disability insurance policies and secure investment products, such as fixed, deferred, and immediate annuities. The agency aims to help people live a worry-free lifestyle by assessing their risks and reducing their exposures.

  • Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Laberge Insurance Agency, INC. serves clients residing in Vermont. The firm offers life insurance, medicare supplement insurance, business insurance, and personal insurance. Its staff conducts risk management assessments that cover risk elimination, reduction, transfer, or assumption in order to personalize insurance programs for clients. The company thoroughly reviews current plans with a focus on closing any gaps in coverage and lowering costs. It partners with carriers such as Hartford, Kemper Insurance, Safeco, and Progressive Insurance.

  • Whole Life Insurance

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Google
4.9 (19)
Yelp
1.0 (1)

Why choose this provider?

Ken DeCandio is a State Farm agent who addresses the insurance needs of residents in and around Vermont. He offers a selection of personal protection plans, including life insurance. He writes customized policies to protect clients from monetary losses in case of unexpected perils. He also caters to families and individuals who want to acquire homeowners', renters', condominium, and pet insurance. DeCandio works with entrepreneurs seeking business insurance plans, such as workers' compensation, BOP, and commercial auto coverage.

  • Long Term Care

Best Life Insurance Companies Serving Vermont
Vermont

Expertise.com Rating

Review Sources

Facebook
4.7 (46)
Yelp
5.0 (1)

Why choose this provider?

Kinney Pike Insurance Professionals caters to clients in Vermont who need life assurance products. These options include whole-life plans for individuals who require an investment component for their families and term-life selections that mature upon death. Employee benefits programs are also available for businesses that provide health and disability benefits to their staff. Kinney Pike merged in 1969 with the Steven C. Dorsey Agency to form a single entity that combined the latter's industrial life indemnity focus with the former's business and casualty practice.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Burlington Insurance
1241 Prim Rd., Vermont, VT 05446
Rock Insurance Agency, Inc.​​
86 Church St, Vermont, VT 05822
Crowley Insurance Agency
105 West View Rd Ste 110, Vermont, VT 05446
Hamlin Insurance Agency
725 Putney Road, Ste 3, Vermont, VT 05302
Royer Camp & Associated Insurance
573 East Main Street, Vermont, VT 05855
Barrett Insurance Agency
229 Portland Street, Suite 101, Vermont, VT 05819
123 Insurance
123 South Main Street, St., Vermont, VT 05478
Palmer Insurance of Vermont
22 Commerce Street #9, Vermont, VT 05461
Laberge Insurance Agency, Inc.
1 Washington Street PO Box 628, Vermont, VT 05753
Ken DeCandio
56 Allen Street, Vermont, VT 05701
Kinney Pike Insurance Professionals
98 Merchants Row, Vermont, VT 05701

Vermont Life Insurance FAQs

  • How long does it take to receive life insurance benefits in Vermont after the insured’s death?

    According to Vermont’s insurance laws, local insurance providers must make the payout to the beneficiary of the deceased insured within 45 days of receiving proof of death. If the provider cannot pay the beneficiary within that time window, it must pay accrued interest on the proceeds, as stated in the policy.

  • Will your life insurance policy lapse if your provider in Vermont goes out of business?

    In Vermont, you will not forfeit your life insurance policy if your provider is legitimate and licensed to operate within the state, even if your provider ceases operations. The Vermont Life & Health Insurance Guaranty Association will help you continue getting coverage if you pay your premiums or if cash value exists. In most cases, your policy will be turned over to another operational insurance company.

  • Where can you check the legitimacy of the Vermont insurance provider you are dealing with?

    To verify the legitimacy and financial stability of the Vermont insurance provider you are engaging in business with, contact the Department of Banking, Insurance, Securities, and Health Care Administration at (802) 828-3301. You may also look into the financial strength ratings of the company, as issued by various rating agencies online.

  • If you miss the deadline for paying your life insurance premium in Vermont, will you lose your policy?

    Not immediately. You won’t lose your life insurance policy right after missing the deadline for paying your premium because Vermont’s insurance laws require providers to give policyholders a 30-day grace period for late premium payments. During this period, the insurance company is prohibited from canceling the policy or denying coverage.

  • If you are not happy with your new life insurance policy in Vermont, can you cancel it?

    Yes, you can cancel or back out of a newly written life insurance policy in Vermont. Once your new policy is issued, you will get a 10-day “free look” period to review your new policy and decide if it is what you want. If it is not, you can return the policy to the provider, and you will receive a full refund of any premiums you have already paid.