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2024

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Best Life Insurance Companies in Orem, UT

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Orem Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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10Top Picks

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Providers

featured provider = Featured Provider

1524 East 1110 North, Orem, UT 84097
WebsiteLicense: 90648

Expertise.com Rating

Review Sources

Google
5.0 (29)

Why choose this provider?

Jed Miner & Associates Insurance Services, Inc. is a company that serves clients in Orem and the neighboring districts. The firm offers a wide range of personal and commercial lines of insurance products. It includes a life insurance policy, in which clients may choose between term, whole, or universal life. It also offers term to age 100, final expense, and children's life products. Some of its other protection plans available are for homeowners, renters, automobiles, workers, and commercial properties.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

566 West 800 North, Orem, UT 84057
WebsiteLicense: 715462

Expertise.com Rating

Review Sources

Google
5.0 (510)

Why choose this provider?

Miller & Associates Insurance Advisors provides life policy plans in Orem. Its agents try to know more about clients' family and personal life situations to recommend life insurance products that will secure their family's financial future. They help individuals understand the features and benefits of each plan to ensure that they make informed decisions. Miller & Associates Insurance Advisors has branches in Texas and California. It also offers auto and health indemnity policies for clients who want additional protection.

  • Life Insurance
  • Health Insurance

5255 North Edgewood Drive, Provo, UT 84604
WebsiteLicense: 200996

Expertise.com Rating

Why choose this provider?

Michael S Macfarlane is a wealth management advisor at Northwestern Mutual serving the Orem community. He has over 18 years of experience in assisting clients with financial management solutions, such as life insurance, investment, and wealth management. His areas of expertise also include estate planning, retirement planning, trust services, and business planning. The company he works for, Northwestern Mutual, has been in the financial management business for more than 160 years and has survived through the Civil War, the Great Depression, and two World Wars.

  • Life Insurance

287 East 950 South Street, Orem, UT 84058
WebsiteLicense: 335180

Expertise.com Rating

Review Sources

Google
4.0 (64)

Why choose this provider?

Astwood Insurance is a financial services firm that serves the residents of Orem and the neighboring areas. The agency assists clients in finding the best life insurance coverage to fulfill their beneficiaries' future financial needs. As an independent insurance brokerage, the group represents multiple carriers in order to provide clients with a variety of coverage options. The company also offers health, annuities, home, auto, and commercial insurance. The firm carries over 20 years of experience in protecting individuals and small businesses.

  • Life Insurance
  • Health Insurance
  • Long Term Care

2100 Pleasant Grove Boulevard, Pleasant Grove, UT 84062
WebsiteLicense: 561184

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Joseph Adams is an insurance agent for State Farm Insurance Agency. He serves the clients in Orem, assisting them in their life insurance needs. He offers term life, whole life, and universal life insurance policies as well as assistance in policy updates. He also offers home & property, small business, health, and disability insurance products. Joseph has been working in the financial industry for more than half a decade, working as a life insurance agent and a wealth manager.

  • Life Insurance
  • Health Insurance

208 East 860 South, Orem, UT 84058
WebsiteLicense: 275716

Expertise.com Rating

Review Sources

Google
4.0 (34)

Why choose this provider?

Action Financial Insurance was founded in 2005 and has since catered to the insurance needs of clients in Orem and other neighboring metros. It designs comprehensive and personalized insurance solutions through its partnership with over 30 different carriers. It offers homeowners, real estate investors, and tenants protection from loss or damage through its home insurance product line. This line includes renters', homeowners', condo, income property, and townhomes insurance coverage. The company also handles auto and business insurance.

  • Life Insurance
  • Health Insurance

220 North Orem Boulevard, Orem, UT 84057
WebsiteLicense: 483292

Expertise.com Rating

Review Sources

Google
4.0 (142)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Jordan Hardy is a State Farm insurance agent serving clients in the Orem area. She offers life insurance options such as term, whole, and universal. Additionally, she crafts personal risk management products for health, pets, automobiles, real estate, jewelry, and other personal articles. Her team provides solutions for small businesses and commercial clients. Moreover, Hardy assists with retirement and college planning and deals with banking and mutual funds. Her agency is composed of English- and Spanish-speaking staff.

  • Life Insurance
  • Health Insurance

1434 East 820 North, Orem, UT 84097
WebsiteLicense: 560812

Expertise.com Rating

Review Sources

Google
4.6 (68)
Facebook
5.0 (21)

Why choose this provider?

Based in Orem, Caliber Select Insurance has been serving the community since 2016. It helps clients protect their families' futures by providing life insurance policies. Beyond life plans, it also creates health insurance packages for individuals, families, groups, and employers. In addition, the team furnishes auto, homeowners', renters', and business insurance products. Caliber Select Insurance was formed by Jed Hassinger, who has been an insurance professional since 2011. His independent company partners with national insurance carriers.

  • Life Insurance
  • Health Insurance

251 East 930 South, Orem, UT 84058

Expertise.com Rating

Review Sources

Google
4.9 (141)
Facebook
5.0 (27)
Yelp
5.0 (2)

Why choose this provider?

Mr. Insurance is a company that assists Orem residents in finding an insurance plan that covers their various financial needs. Its insurance agent team helps clients purchase a life insurance policy that matches the goals they have set for themselves and their families. Other insurance products that are offered include home insurance, auto insurance, and health insurance. The company also provides customized insurance solutions by closely working with its clients throughout any insurance consultation.

  • Life Insurance
  • Health Insurance

766 South 400 East, Orem, UT 84097
WebsiteLicense: 580582

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Quality Insurance Group is an independent agency that provides insurance products and services to families, individuals, and businesses in the Orem metro and surrounding communities. It works with more than 35 insurance carriers in providing personalized coverages suited to the clients' budget and personal needs. Quality Insurance Group accommodates clients who need assistance in purchasing life insurance plans as well as health policies. Owner Cameron Moon and his agent Celeste Fitzhugh carry more than 19 years of combined experience in the insurance industry.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jed Miner & Associates Insurance Services, Inc.
1524 East 1110 North, Orem, UT 84097
Miller & Associates Insurance Advisors
566 West 800 North, Orem, UT 84057
Michael S Macfarlane
5255 North Edgewood Drive, Provo, UT 84604
Astwood Insurance
287 East 950 South Street, Orem, UT 84058
Joseph Adams
2100 Pleasant Grove Boulevard, Pleasant Grove, UT 84062
Action Financial Insurance
208 East 860 South, Orem, UT 84058
Jordan Hardy
220 North Orem Boulevard, Orem, UT 84057
Caliber Select Insurance
1434 East 820 North, Orem, UT 84097
Mr. Insurance
251 East 930 South, Orem, UT 84058
Quality Insurance Group
766 South 400 East, Orem, UT 84097

FAQs

  • What is the Utah Life & Health Insurance Guaranty Association, and how does it benefit Orem residents?

    The Utah Life & Health Insurance Guaranty Association, established in 1979, is a vital safeguard for Orem residents and all Utah policyholders. It ensures protection in case an insurance company becomes insolvent. If an insurer faces insolvency, funds to maintain coverage and settle claims are obtained through assessments of fellow member companies offering similar types of insurance. All insurance companies in Orem, with few exceptions, are required to be members.

  • How can residents of Orem determine the right life insurance coverage?

    Residents of Orem can determine the appropriate life insurance coverage by evaluating their specific needs, taking into account both coverage amount and duration, and keeping their budget in mind. They must investigate various policy options and choose a premium and benefit combination that emphasizes early death protection, long-term benefits, or both. To assess one's specific needs, consulting a local life insurance agent can be beneficial.

  • What expenses can individuals in Orem expect to be covered by life insurance?

    Individuals in Orem can rely on life insurance to cover a variety of expenses. These expenses may include college tuition for family members, costs associated with child or dependent care, monthly financial obligations, funeral and end-of-life expenses, and shared debts. The purpose of life insurance is to provide financial assistance for these needs, ensuring that loved ones can maintain their quality of life in the event of the policyholder's death.

  • When should individuals in Orem consider variable life insurance?

    Residents of Orem who seek a life insurance policy with investment options should consider variable life insurance. This variant of insurance, which is more complex and expensive than other options, permits individuals to invest in stocks and bonds, with the potential to affect the death benefit and cash value based on investment performance. The adoption of variable life insurance may be contingent on an individual's financial goals and preferences.

  • What is the implication of relying solely on their employer-provided life insurance for individuals in Orem?

    Individuals in Orem may face difficulties if they rely solely on their employer's life insurance plan. These plans typically provide coverage equal to 1-2 times one's annual income. According to experts, a more adequate coverage level should be at least 10 times one's annual income. These policies may not be portable in the event of a job change or loss, and maintaining them may become costly. To avoid these issues, individuals should consider purchasing a well-chosen term life insurance policy.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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