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2024

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Best Life Insurance Companies in The Woodlands, TX

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored The Woodlands life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4572Reviewed

2749Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

25329 Budde Road, Spring, TX 77380
WebsiteLicense: 1810390

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Wayne Lilly Insurance is an insurance provider serving The Woodlands. It evaluates the customers' risks and gives advice on life insurance, homeowners’ insurance, and auto insurance. It also offers a variety of commercial insurance types, including liability insurance and workers’ compensation coverage plans. As an independent agency, the firm's agents work with different carriers and are able to move clients’ insurance policies across carriers as needed. Wayne Lilly Insurance is part of the F&M Insurance Group.

  • Life Insurance

4747 Research Forest Drive, The Woodlands, TX 77381
WebsiteLicense: 1314742

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (10)

Why choose this provider?

Hyde Insurance Group is an insurance agency established in 2005 that provides services for clients in The Woodlands. It is licensed in 11 different states and offers insurance products such as life insurance, accident insurance, long-term care, and final expense insurance. It also offers health insurance, dental and vision plans, and prescription drug coverage. It is an independent insurance agency that represents multiple insurance carriers. Its agents assist clients throughout the process of exploring and securing insurance coverage that they need.

  • Life Insurance
  • Health Insurance

17018 Seven Pines Drive, Spring, TX 77379
WebsiteLicense: 1375960

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
4.0 (9)
Yelp
1.0 (1)

Why choose this provider?

TWFG Russell Knapp Insurance is an agency that helps The Woodlands metro clients in securing policies. It provides life insurance services for individuals with options of either term or whole life insurance. It has access to over 50 insurance carriers, allowing more options for its clients when proposing coverage for auto, home, flood, or business. The team helps various industries and can offer plans for contractors, commercial trucking, buildings, and business owners' policy. Some of its agents are bilingual in English and Spanish.

  • Life Insurance

1525 Lake Front Circle, The Woodlands, TX 77380
WebsiteLicense: 940871

Expertise.com Rating

Review Sources

Google
4.0 (77)
Facebook
4.0 (36)
Yelp
3.5 (3)

Why choose this provider?

April Roberts is a State Farm insurance agent with almost 25 years of experience serving The Woodlands area. She started out working in claims at the corporate level, but she later found passion in life insurance and financial services where she enjoys working with families, small businesses, and organizations. April is also well versed in other types of insurance, including health, pet, and property. Her work process involves sitting down with clients and asking them questions to understand what they intend to accomplish.

  • Life Insurance
  • Health Insurance

5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381
WebsiteLicense: 1504441

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

RH Insurance Agency provides risk management solutions to the people of The Woodlands. It offers personal lines of insurance, including term life and universal life coverage plans. It writes life policies that can be used to pay final expenses or estate taxes, leave an inheritance, provide death benefits, and make charitable donations. Health, home, and auto insurance polices are also offered. RH Insurance Agency has 16 agents on staff and has been in business for more than two decades.

  • Life Insurance
  • Health Insurance

10210 Grogans Mill Road, The Woodlands, TX 77380
WebsiteLicense: 1268845

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Champions Life Insurance is an independent agency that delivers life coverage plans to The Woodlands. The company works with national and regional carriers to provide individual term life insurance that can help protect its clients and their families for a specific period. It also has fixed annuities that can help its customers accumulate tax-deferred earnings as part of their retirement plans. Champions Life Insurance also aids its clients in making informed decisions about their life insurance needs.

  • Life Insurance

1776 Woodstead Court, Spring, TX 77380
WebsiteLicense: 767646

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
4.4 (7)

Why choose this provider?

Momentum Insurance and Financial Services, Inc., is an independent insurance agency that serves clients in The Woodlands. In collaboration with several insurance carriers, such as Progressive, Safeco, and Travelers, it offers life insurance coverage that provides financial security to beneficiaries in the event of an untimely death. The agency also covers insurance products for motorcycles, renters, boats, business properties, and workers' compensation. Momentum Insurance and Financial Services has been in the insurance industry for more than 50 years.

  • Life Insurance
  • Health Insurance

2219 Sawdust Road, The Woodlands, TX 77380
WebsiteLicense: 1614974

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

The Kimball Group is an independent insurance agency serving clients in The Woodlands. Its life insurance options include term, whole, and universal. The company offers coverage for automobiles, real estate, jewelry, fine arts, and recreational vehicles. Additionally, clients can choose to avail of flood and umbrella insurance. Risk management options for businesses are available. The Kimball Group works with multiple companies to provide a wide range of insurance products that may fit the needs of clients.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

719 Sawdust Road, Spring, TX 77380
WebsiteLicense: 2028826

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
5.0 (10)

Why choose this provider?

The Amell Agency Insurance is an independent company that has been serving The Woodlands since 2006. It offers life insurance plans to individuals and their families, which can be utilized for different payments related to final expenses such as funerals and burials. Its team partners with multiple insurance carriers and helps clients shop for tailored solutions depending on their needs and financial goals. The agency also specializes in auto, home, commercial, and umbrella insurance. Services are available in English and Spanish.

  • Life Insurance

Interstate 45 North, Spring, TX 77380
WebsiteLicense: 6923

Expertise.com Rating

Review Sources

Google
4.0 (35)
Yelp
4.5 (3)

Why choose this provider?

Located in The Woodlands, Mellisa Ray Insurance Group is an independent insurance agency that has been serving individuals, families, and businesses throughout Texas for more than 28 years. It offers both term life and whole life insurance, as well as group health and Medicare insurance plans. The other products that it offers include homeowners', auto, and umbrella insurance plans. In addition, Mellisa Ray Insurance Group works with various insurance providers, including Safeco Insurance, The Hartford, and Nationwide.

  • Life Insurance
  • Health Insurance
  • Group Plans

4540 Spring Stuebner Road, Spring, TX 77389
WebsiteLicense: 1839138

Expertise.com Rating

Review Sources

Google
5.0 (81)
Facebook
5.0 (1)

Why choose this provider?

Michael Liberto is a State Farm insurance agent providing clients in The Woodlands with a varied selection of personal and business insurance products. One of its areas of specialization is life insurance, which allows the policyholder to repay outstanding debts and leave financial legacies. In recognition of his abilities, Michael has been a consistent recipient of the Ambassador Club and Honor Club awards for nearly a decade, along with the Chairman's Circle award in 2020 given by State Farm.

  • Life Insurance
  • Health Insurance

4775 West Panther Creek Drive, The Woodlands, TX 77381
WebsiteLicense: 1990235

Expertise.com Rating

Review Sources

Google
4.0 (32)
Yelp
3.5 (6)

Why choose this provider?

Mike Powell Insurance is an independent company that delivers insurance solutions to business owners, families, and individuals in The Woodlands metro and the surrounding communities. In addition to life insurance, it helps clients acquire other personal and business plans, such as home, flood, investment property, workers' compensation, and inland marine insurance. The company also crafts personalized insurance coverages for sports cars, Jet Skis, motorcycles, and boats. Mike Powell Insurance has been in the insurance business since 1994.

  • Life Insurance
  • Health Insurance

8111 Ashlane Way, The Woodlands, TX 77382
WebsiteLicense: 2175727

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (1)

Why choose this provider?

Outdoor Insurance Services offers customized life insurance products to the residents of The Woodlands area. With Texas life Insurance products, clients can have financial coverage for a certain time through term life insurance. In addition, whole life insurance is suited for clients trying to get financial protection throughout their life. Its CEO, Frank Hursh, has been in the insurance industry since 1993, while its team of insurance executives is from some of the biggest insurance companies nationwide.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

9595 Six Pines Drive, The Woodlands, TX 77380
WebsiteLicense: 1028479

Expertise.com Rating

Review Sources

Google
4.0 (55)
Yelp
1.0 (2)

Why choose this provider?

Seth Thomasson Independent Insurance Agency, Inc., was founded in 1993. Led by owner Seth Thomasson, it has helped numerous Woodlands residents with various needs. It offers a diverse range of commercial, automotive, and life insurance plans. Aside from individual and personal plans, he and his team also cater to group insurance needs for businesses that want to protect their employees. As an independent insurance agency, Seth provides his clients with options from different providers and gives them the freedom to review and choose policies.

  • Life Insurance
  • Health Insurance

3555 Rayford Road, Spring, TX 77386
WebsiteLicense: 2164028

Expertise.com Rating

Review Sources

Google
4.0 (19)

Why choose this provider?

The Lowry Agency is an independently owned and operated insurance firm serving the community of The Woodlands and its neighboring communities. Through its partnership with more than 100 insurance carriers, it gives its clients access to comprehensive coverage options from a variety of reputable sources. Its team of insurance professionals guides its clients in assuring their loved ones and assets are protected through a life insurance plan. The Lowry Agency also offers home, flood, umbrella, motorcycle, auto, and condo insurance policies.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Wayne Lilly Insurance
25329 Budde Road, Spring, TX 77380
Hyde Insurance Group
4747 Research Forest Drive, The Woodlands, TX 77381
TWFG Russell Knapp Insurance
17018 Seven Pines Drive, Spring, TX 77379
April Roberts
1525 Lake Front Circle, The Woodlands, TX 77380
RH Insurance Agency
5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381
Champions Life Insurance
10210 Grogans Mill Road, The Woodlands, TX 77380
Momentum Insurance and Financial Services, Inc.
1776 Woodstead Court, Spring, TX 77380
The Kimball Group
2219 Sawdust Road, The Woodlands, TX 77380
The Amell Agency Insurance
719 Sawdust Road, Spring, TX 77380
Mellisa Ray Insurance Group
Interstate 45 North, Spring, TX 77380
Michael Liberto
4540 Spring Stuebner Road, Spring, TX 77389
Mike Powell Insurance
4775 West Panther Creek Drive, The Woodlands, TX 77381
Outdoor Insurance Services
8111 Ashlane Way, The Woodlands, TX 77382
Seth Thomasson Independent Insurance Agency, Inc.
9595 Six Pines Drive, The Woodlands, TX 77380
The Lowry Agency
3555 Rayford Road, Spring, TX 77386

The Woodlands, TX Life Insurance FAQs

  • How can one purchase life insurance in The Woodlands?

    When looking to buy life insurance in The Woodlands, start by learning about different policy types and taking premiums and coverage into account. You also need to identify a reliable provider by seeking guidance from brokers, reviewing customer feedback, or receiving recommendations from family and friends. Once you've chosen a provider, fill out an application, sharing details about your lifestyle, health, and financial situation. Finally, pay for the insurance to complete the process.

  • What are the reasons to acquire term life insurance in The Woodlands?

    Consider purchasing term life insurance in The Woodlands if:

    • Your budget is limited and unable to cover costly premiums.
    • You have a short-term financial need to meet.
    • You prefer not to make an investment in life insurance.
    • You think having permanent life insurance is a good idea, but it's currently beyond your financial capacity.
  • What is the purpose of corporate-owned life insurance for in The Woodlands?

    Companies in The Woodlands can avoid financial loss from a key employee's death by acquiring corporate-owned life insurance. When a key employee purchases a life insurance policy through COLI, the business is named the policy's beneficiary in the event of the person's passing. This maintains the company's financial stability throughout this difficult time, during which the hiring and onboarding expenses for a new employee can be paid for with the coverage from COLI insurance.

  • What options are available after your term life insurance policy in The Woodlands expires?

    Here are some of your options when your term life insurance in The Woodlands expires:

    • Consider a new term policy with a reduced death benefit if your insurance needs have decreased.
    • Switch to a permanent policy without a medical exam if ongoing coverage is necessary.
    • Let the policy lapse and cease payments if life insurance is no longer needed without receiving refunds for prior payments.
  • What is a variable universal life insurance in The Woodlands?

    In The Woodlands, variable universal life insurance accumulates cash value by investing in several accounts. The policyholder can freely choose the specific accounts to invest in. Variable refers to the possibility of investing in accounts with variable values, and universal denotes the owner's capacity to modify premium payments.

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