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2024

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Best Life Insurance Companies in Richardson, TX

Our Recommended Top 20

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Richardson Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4927Reviewed

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12770 Coit Road, Dallas, TX 75251
WebsiteLicense: 1550117

Expertise.com Rating

Review Sources

Google
4.0 (86)
Facebook
4.0 (37)
Yelp
5.0 (6)

Why choose this provider?

Thumann Agency, Inc., is a financial services firm in Richardson connecting clients with life insurance policies that serve to protect their long-term financial interests. It has been in business for more than 22 years, and it informs clients of their life insurance options and finds policies that benefit their dependents in crucial ways, such as replacing the provider's lost income or paying for future educational expenses. This firm manages term life, whole life, and universal life insurance plans.

  • Life Insurance
  • Health Insurance
  • Individual Plans

6060 North Central Expressway, Dallas, TX 75206
WebsiteLicense: 903009

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

John Crist is the founder of Prestizia Insurance, an independent agency that caters to clients in Richardson and nearby communities. He provides life insurance policies for individuals, families, and businesses. He can also add coverages for final expenses and burial insurance. John spent over 25 years in the industry before establishing the agency. He and his team are partnered with over 50 different companies and carriers, including Bankers Life and TransAmerica.

  • Life Insurance
  • Health Insurance

3400 North Central Expressway, Richardson, TX 75080
WebsiteLicense: 12120

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
4.0 (9)
Yelp
1.0 (1)

Why choose this provider?

Sandy Garza & Associates is an insurance firm serving customers throughout Richardson. It helps its clients secure a term or whole life insurance policy to protect their families from financial loss in the event of their passing. It also offers auto, general liability, renters', homeowners', business liability, and workers' compensation insurance. The company's agents are available 24/7 to address emergencies and work with carriers such as MetLife, AIG, and Liberty Mutual Insurance to find an insurance program that fits clients' unique needs.

  • Life Insurance

375 Municipal Drive, Richardson, TX 75080

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (7)
Yelp
3.5 (3)

Why choose this provider?

Abco Insurance provides risk management solutions from its Richardson office. Being an independent company allows its team of agents to furnish a wide range of protection plans, from life, long-term healthcare, disability, and home to commercial auto insurance. It maintains partnerships with both regional and national carriers, including Texas Security General, Kemper Preferred, National General, The Hartford, and Zurich. Abco Insurance has been providing risk management assistance for individuals and businesses for nearly three decades.

  • Life Insurance

13601 Preston Road | Suite E1000, Dallas, TX 75240
WebsiteLicense: 1733467

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Yelp
1.0 (1)

Why choose this provider?

Game Changing Benefits assists its clients in Richardson and surrounding areas to ensure financial security with a life insurance plan. Its offerings include term, universal, and whole life insurance. Its agents also provide final expense that covers costs related to death and end-of-life expenses, such as funeral expenses and settling debts. Other insurance policies, such as health and retirement insurance, are also available. Game Changing Benefits is an independent insurance agency that allows its agents to look for policies that meet its client's needs.

  • Life Insurance
  • Health Insurance

100 North Central Expressway, Richardson, TX 75080
WebsiteLicense: 687338

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Bireley Insurance Agency is a firm in Richardson that offers various insurance plans. It has a wide range of life insurance products, which include term, universal, whole, guarantee issue whole, and final expense. The agency also covers its clients' home, auto, renter's, motorcycle, and business insurance needs. Bireley Insurance Agency works with different insurance providers such as Kemper, Liberty Mutual, Mercury, MetLife, and Prudential. It is owned by Frank Bireley, who has been in the business.

  • Life Insurance

13747 Montfort Drive, Dallas, TX 75240
WebsiteLicense: 1784366

Expertise.com Rating

Review Sources

Facebook
4.0 (14)
Google
5.0 (7)

Why choose this provider?

Glazer Financial Network is a financial firm that has been serving the residents of Richardson for more than 60 years. It offers life insurance, as well as health insurance and long-term care insurance. Its work has been featured in the New York Times. CEO Maurice M. Glazer has been working in the financial services industry for more than 40 years. He has delivered lectures for medical associations such as the American Medical Association, Oklahoma Medical Association, and Texas Academy of Family Physicians.

  • Life Insurance
  • Health Insurance
  • Long Term Care

304 East McDermott Drive, Allen, TX 75002
WebsiteLicense: 2213306

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Hempkins Insurance in Richardson has delivered life insurance plans to personal and commercial clients since 1981. The company has two categories: term life and permanent life. Both offer death benefits, with the latter insurance policy having an added cash value benefit. Business insurance plans such as property, bond, and business auto are also provided. Accredited by Trusted Choice as an independent insurance agent, they have broad connectivity to insurance carriers. The company works with insurance providers, such as Progressive, Nationwide, and Zurich.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

5999 Summerside Drive, Dallas, TX 75252
WebsiteLicense: 14102

Expertise.com Rating

Review Sources

Facebook
5.0 (38)

Why choose this provider?

Coverica is an independent insurance company that offers personal and commercial insurance solutions to its clients in Richardson and neighboring communities. It provides life insurance policies with term, whole, and universal indexed life options. For nearly 40 years of being in the business, it has partnered with several top-rated insurance carriers with a national and regional focus, such as AIG, MetLife, Nationwide, Principal, and Assurity. Coverica is a consistent recipient of the Best Practices Agency Award given by the Independent Insurance Agents Brokers of America.

  • Life Insurance

7120 Campbell Road, Dallas, TX 75248
WebsiteLicense: 2099149

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Sean Gregory is an insurance professional who is affiliated with State Farm. He assists Richardson residents in a number of areas, including life insurance, which has three kinds: universal life, whole life, and term life. Depending on clients' needs, he can furnish policies that provide permanent or temporary protection. Gregory, who has a background in business management, has been serving Dallas and the surrounding areas for the past five years. He can accommodate Spanish-speaking clients.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

10935 Estate Lane, Dallas, TX 75238
WebsiteLicense: 1910555

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Founded in 1986, the Bankhead Insurance Agency is a locally-owned insurance agency that caters to the Richardson community. As an independent agency, the company is capable of providing customized life insurance policies to its clients. The agency represents multiple insurance carriers such as Safeco, Progressive, MetLife Home and Auto, and Travelers Insurance. Clients can expect the agents from the company to work closely with them to determine their needs and provide them with convenient policy options.

  • Life Insurance

608 East Ennis Avenue, Richardson, TX 75119
WebsiteLicense: 1439941

Expertise.com Rating

Why choose this provider?

Insurance4u4Less.com is an insurance agency that has been in business since 1947 with six offices across the state. The family-owned company works with more than 100 insurance carriers to provide options for its clients in Richardson and the surrounding areas. It offers an array of insurance products, including life, health, and home insurance, as well as Medicare solutions. Insurance4u4Less.com also crafts insurance plans for automobiles and motorcycles. In addition, it handles Mexico travel insurance policies.

  • Life Insurance
  • Health Insurance

2730 North Stemmons Freeway, Dallas, TX 75207

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Liz Insurance Agency is an insurance firm located in Dallas that provides service to the residents of Richardson. It was founded in the early 2000s and continues to provide personal and business insurance to clients. It offers life insurance policies to cover death benefits, funeral costs, and other potential coverages. It also covers health, home, and personal auto insurance. Liz Insurance Agency also specializes in commercial auto insurance, such as coverages for general liability, physical damage, and cargo.

  • Life Insurance

11325 Pegasus Street, Dallas, TX 75238
WebsiteLicense: 14775

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Benefits Dallas is a full-service independent insurance agency located in Dallas. It has over 60 years of combined experience in providing group, senior, and individual insurance policies among its staff. They offer life insurance, health insurance, annuities, long-term care, and disability insurance. They serve different types of clients, from well-qualified clients to those with less ideal backgrounds, such as recent graduates, self-employed, or those who lost their coverage. Benefits Dallas also provides online platforms for insurance enrollment, benefits administration, and HR Support.

  • Life Insurance
  • Health Insurance
  • Long Term Care

1221 Abrams Road, Richardson, TX 75081
WebsiteLicense: 1482945

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
4.0 (7)

Why choose this provider?

Classic Insurance is a locally-owned and locally-operated company that provides life insurance policies and other insurance products to individuals and families in Richardson and the surrounding areas. In addition to personal insurance—including motorcycle, boat, renters, homeowners, and health—it offers commercial insurance that covers business properties, general liabilities, healthcare facilities, and workers' compensation. Classic Insurance is an independent business that assists in analyzing needs and partners with multiple insurance companies to help clients personalize insurance policies.

  • Life Insurance

12160 Abrams Road, Dallas, TX 75243
WebsiteLicense: 1866659

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Porter-Brandenburg Agency, Inc., was established in 1995, and it provides life insurance policies to customers in the Richardson area. It is committed to helping customers identify the life insurance and financial assistance they need. The firm has access to multiple companies and insurance carriers to deliver specific products to customers efficiently. Porter-Brandenburg Agency can also educate clients about the claim process to guarantee a prompt and fair resolution. In addition, the firm also specializes in business and commercial insurance.

  • Life Insurance

9868 Plano Road, Dallas, TX 75238
WebsiteLicense: 3449

Expertise.com Rating

Review Sources

Google
4.3 (7)

Why choose this provider?

Borden Hamman is a national brokerage general agency serving clients in Richardson and Dallas. The life insurance company offers life insurance, long-term care, annuities, contracting, and supplemental products. Its licensed insurance agents are prepared to assist clients in enrollment, applications and forms, underwriting and conversion guidelines, and running term quotes. With partnerships with AIG, Assurity, Prudential, and Americo, Borden Hamman is constantly growing to meet the needs of clients, providing creative solutions that cater to client needs.

  • Life Insurance
  • Health Insurance

12700 Park Central Drive, Dallas, TX 75251
WebsiteLicense: 1723263

Expertise.com Rating

Review Sources

Facebook
4.0 (38)
Google
4.0 (22)

Why choose this provider?

C1 Insurance Group is an insurance provider that serves Richardson and the surrounding areas. People looking to transfer their wealth or keep their family's financial security can take advantage of term life insurance policies that range from one to 30 years. The company also offers auto insurance covering cars, trucks, and motorcycles. In addition, C1 Insurance Group's home insurance products protect clients against damages caused by storms, fires, or theft. The company also believes in the value of having clients and agents engage personally instead of going through an automated system.

  • Life Insurance

3501 Custer Parkway, Richardson, TX 75080
WebsiteLicense: 2260631

Expertise.com Rating

Review Sources

Google
5.0 (55)
Facebook
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Brightway Insurance is an independent agency working with many carriers to build personalized policies for its clients in Richardson. It provides options like term and whole life insurance. The company’s team of agents also handles property coverage for homes, condos, renters, and personal articles. In addition, the firm offers insurance plans for vehicles including cars, motorcycles, recreational vehicles, and boats. Other available services include business and umbrella coverage. Company owner, Thy Phan, has over eight years of industry experience.

  • Life Insurance

4251 East Renner Road, Richardson, TX 75082
WebsiteLicense: 1273835

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (6)
Yelp
5.0 (4)

Why choose this provider?

Kay Patel is a professional who helps clients choose the right life insurance policy to protect their family's financial future. Kay has been providing insurance solutions to the community of Richardson and nearby areas for 15 years. She also provides assistance with business, home, auto, and renters' insurance needs. In addition, she is a State Farm insurance agent who assists clients with out-state transfers. Kay can provide services in several languages such as Nepalese, Tamil, Spanish, Hindi, and Gujarati.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Thumann Agency, Inc.
12770 Coit Road, Dallas, TX 75251
John Crist
6060 North Central Expressway, Dallas, TX 75206
Sandy Garza & Associates
3400 North Central Expressway, Richardson, TX 75080
Abco Insurance
375 Municipal Drive, Richardson, TX 75080
Game Changing Benefits
13601 Preston Road | Suite E1000, Dallas, TX 75240
Bireley Insurance Agency
100 North Central Expressway, Richardson, TX 75080
Glazer Financial Network
13747 Montfort Drive, Dallas, TX 75240
Hempkins Insurance
304 East McDermott Drive, Allen, TX 75002
Coverica
5999 Summerside Drive, Dallas, TX 75252
Sean Gregory
7120 Campbell Road, Dallas, TX 75248
Bankhead Insurance Agency
10935 Estate Lane, Dallas, TX 75238
Insurance4u4Less.com
608 East Ennis Avenue, Richardson, TX 75119
Liz Insurance Agency
2730 North Stemmons Freeway, Dallas, TX 75207
Benefits Dallas
11325 Pegasus Street, Dallas, TX 75238
Classic Insurance
1221 Abrams Road, Richardson, TX 75081
Porter-Brandenburg Agency, Inc
12160 Abrams Road, Dallas, TX 75243
Borden Hamman
9868 Plano Road, Dallas, TX 75238
C1 Insurance Group
12700 Park Central Drive, Dallas, TX 75251
Brightway Insurance
3501 Custer Parkway, Richardson, TX 75080
Kay Patel
4251 East Renner Road, Richardson, TX 75082

FAQs

  • What are the risk factors that can impact the cost of life insurance in Richardson?

    Several key factors can influence the cost of life insurance in Richardson, including tobacco consumption, occupational or recreational hazards, and the health or medical background of policyholders. Additionally, the policyholder's selected life insurance plan type, age, gender, location, and driving history can impact premium costs.

  • Can new life insurance be bought in Richardson during the COVID-19 pandemic?

    Yes, but the prospective policyholder in Richardson must still complete a medical evaluation in order to access the life insurance offered by carriers. It is worth noting that the hospitals performing these assessments adhere to stringent safety protocols. After the insurance policy is endorsed, the insured can promptly commence premium payments and secure their chosen plan.

  • What important aspects should a life insurance applicant take into account when selecting an insurance company in Richardson?

    Individuals seeking life insurance in Richardson should evaluate the financial stability of the insurance company and its capacity to meet its commitments over the long term. Prospective policyholders must also examine the range of life insurance options and how well they align with their goals and needs. The customer service and claim processing protocols of providers must also be scrutinized.

  • What are the two main types of term life insurance in Richardson?

    In Richardson, residents can select level-term life insurance, where the premiums and death benefits remain consistent throughout the policy's duration. Should policyholders pass away during this period, their beneficiaries will receive the complete death benefit. With decreasing-term life insurance, the death benefit decreases gradually throughout the policy's term.

  • Which type of life insurance is ideal for younger families in Richardson who are not yet earning their peak incomes?

    Term life insurance is particularly cost-effective for younger families in Richardson with constrained financial resources. It offers the advantage of being the most affordable insurance type to initiate. Premiums remain constant during the initial 10 to 30 years of the policy. As long as the policyholder continues to pay the premiums, term life insurance ensures coverage, typically up to the age of 90.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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