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2024

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Best Life Insurance Companies in Pasadena, TX

Our Recommended Top 19

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Our goal is to connect people with the best local professionals. We scored Pasadena Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6829Reviewed

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19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

24718 Farm to Market 2100, Huffman, TX 77336

Expertise.com Rating

Review Sources

Google
4.0 (19)

Why choose this provider?

Texas Insurance Specialists is a full-service independent insurance provider in Huffman that extends its services to individuals and families in Pasadena. Its team of professional and experienced associates work with several financially sound and reputable insurance carriers to help clients find the right combination of life insurance coverages for various life events. These include benefits ranging from day-to-day living costs to funeral arrangements. In addition to these, Texas Insurance Specialists also offers auto, homeowners, and commercial insurance.

  • Life Insurance

340 N Sam Houston Pkwy #a100c, Pasadena, TX 77060

Expertise.com Rating

Why choose this provider?

Maurita Insurance serves clients in Pasadena and the surrounding areas. It provides a broad lineup of insurance products and services, including life insurance, retirement planning, education funding, and income replacement services. Maurita Henderson, the firm's owner, is a licensed insurance agent and has been in the independent insurance industry for over eight years. Henderson establishes a collaborative relationship with her clients and recommends a plethora of risk management strategies that fit their needs and requirements. 

340 North Sam Houston Parkway, Houston, TX 77060
WebsiteLicense: 2502531

Expertise.com Rating

Why choose this provider?

MHenderson Insurance Group is an independent insurance agency that serves clients in Pasadena. It offers a wide range of insurance products, including life insurance, health insurance, car insurance, and general liability insurance. It also provides additional services, such as tax preparation, financial planning, and estate planning. MHenderson Insurance Group works with several insurance companies, including Verus, American National, Great Western Insurance Company, and Foresters. Owner Maurita Henderson has been a certified tax consultant for seven years.

  • Life Insurance
  • Health Insurance

25219 Kuykendahl Road, Tomball, TX 77375
WebsiteLicense: 2085317

Expertise.com Rating

Review Sources

Facebook
5.0 (16)

Why choose this provider?

Felipe Mejia helps Pasadena residents and families future-proof their lives through comprehensive life insurance policies. As an insurance agent, he works with over 30 companies daily to help clients find insurance packages that match their needs and fit their premium budget. In addition to life insurance, he specializes in auto, home, and flood insurance in Texas. Mejia is an insurance agent for The Woodlands Financial Group, an independent insurance and financial services organization catering to personal and commercial clients nationwide.

  • Life Insurance

5760 Cullen Boulevard, Houston, TX 77021
WebsiteLicense: 2243197

Expertise.com Rating

Review Sources

Facebook
4.8 (71)
Yelp
3.0 (2)

Why choose this provider?

The "REAL" Insurance Lady is a life insurance company that serves clients from Pasadena and nearby areas. The firm provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. The company has been providing its services to the community for more than 10 years now. It was founded by Shaughnna Blackmon, an insurance professional with over 30 years of experience in the industry.

  • Life Insurance
  • Health Insurance

P.O. Box 73188, Houston, TX 77273
WebsiteLicense: 707041

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Insurance Products Inc. is an insurance agency that caters to Pasadena and nearby areas. The firm offers life insurance packages to employers and the senior market. It also provides dental, hearing, final expense, hospital indemnity, LTC, and specified disease plans. With over 35 years of experience, Insurance Products focuses on customer service by shopping among various insurance carriers to find the right plans that suit clients' needs. Owner Rusty von Sternberg has a background in employee benefits consulting and retirement planning.

  • Life Insurance

2129 Farm to Market 2920, Spring, TX 77388
WebsiteLicense: 19496

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Founded in 2000, Infiniti Insurance Services is a full-service agency that delivers personalized life insurance solutions for individuals and families in Pasadena. The agency is dedicated to offering valuable insurance resources to clients. Aside from universal, term, and whole life insurance, they handle business continuation planning, buy and sell agreements, and burial policies. Its team of insurance specialists surveys through a wide range of life insurance options from various providers to help clients select a coverage that suits their needs and budget.

  • Life Insurance
  • Health Insurance

808 Russell Palmer Road, Kingwood, TX 77339
WebsiteLicense: 2452978

Expertise.com Rating

Why choose this provider?

Guajardo Insurance is an independent insurance agency that provides insurance services to residents and businesses in Pasadena and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like whole life policy, term insurance plan, endowment policy, money back policy, unit-linked insurance plan, and annuity/pension plan. Additionally, it provides business insurance packages like professional liability insurance, insurance against business interruptions, property insurance, workers’ compensation insurance, and product liability insurance.

  • Life Insurance

7438 Spencer Highway, Pasadena, TX 77505
WebsiteLicense: 2160435

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Review Sources

Google
4.0 (55)
Facebook
4.0 (14)
Yelp
3.0 (2)

Why choose this provider?

Eric Gibson is an experienced insurance agent with State Farm, and he serves clients around the Pasadena area and its adjoining communities. Following his graduation from the University of Houston with a degree in Business Management and Marketing, he has been helping State Farm clients secure life plans and insurance that fit their coverage needs and goals. Gibson assists with term life, whole life, and universal life insurance, and also offers other insurance types including auto, health, home, and property insurance.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

2610 Pasadena Boulevard, Pasadena, TX 77502
WebsiteLicense: 2437440

Expertise.com Rating

Review Sources

Google
4.0 (68)

Why choose this provider?

Southern Group is a family-owned agency serving clients in Pasadena. It offers policies like life insurance and Medicare. The company also has coverages for homes, vehicles, and businesses. It was established in 1979 as a local Houston insurance agency and has since grown to provide services from West Texas to North Texas to the Gulf Coast. Some of Southern Group's insurance providers include American Collectors, Hartford Homeowner’s of America, Blue Cross Blue Shield, and Progressive.

  • Individual Plans
  • Life Insurance

1530 Center Street, Deer Park, TX 77536

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Review Sources

Google
4.0 (55)
Facebook
5.0 (13)

Why choose this provider?

Right Choice Tax Service & Insurance is a tax firm and insurance agency that serves Pasadena. It offers life, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also covers insurance products for cars, homes, and commercial buildings. In addition, it specializes in personal and small business tax management services. Right Choice Tax Service & Insurance has been catering to insurance and tax needs for 10 years.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

825 Southmore Avenue, Pasadena, TX 77502
WebsiteLicense: 1832712

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Harris County Insurance Center has 40 years of experience serving the insurance needs of Pasadena and its surrounding communities. It offers a full range of life insurance policies, including term life, universal life, whole life, variable whole, and variable universal life insurance. It works with various insurance providers, including Safeco Insurance and Lincoln Benefit Life, giving its clients flexible policy and coverage options. Its team of agents strives to advise clients on the policies that suit their unique needs.

  • Life Insurance

6115 Farm to Market 2100, Crosby, TX 77532
WebsiteLicense: 1739502

Expertise.com Rating

Review Sources

Google
4.0 (284)
Facebook
5.0 (35)

Why choose this provider?

Marek Insurance Agency is a family-owned and family-operated business that was established in 1983. Serving Pasadena and the surrounding communities, it provides term and whole life insurance options for individuals who want to plan for their future. Its team assists clients in determining the type of policy they need. The local agency also offers health, auto, and workers' compensation insurance. Marek Insurance Agency partners with more than 60 insurance carriers which allows them to shop from a wide range of tailored policies in a vast market.

  • Life Insurance
  • Health Insurance

211 Highland Cross Drive, Houston, TX 77073

Expertise.com Rating

Why choose this provider?

Founded in 1966, Insurance Office Texas is an insurance agency serving Pasadena and surrounding communities. Representing a group of insurance companies, the agency offers various life insurance options such as term life and whole life insurance policies that provide protection for a specific period or a lifetime. Available also are other types of life insurance such as universal life, which comes with added living benefits or cash value. In addition to life insurance, home, auto, and commercial insurance lines are being offered.

  • Life Insurance

4439 Spencer Highway, Pasadena, TX 77502
WebsiteLicense: 676629

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (1)

Why choose this provider?

Scott Loomis is a State Farm insurance agent that has been serving the Pasadena community since 1987. He and his team offer term, whole, and universal life insurance coverage options to individuals who want to secure their future. They also assist small businesses by providing life insurance coverage which can be utilized for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Loomis also specializes in health, property, and auto insurance. Services are available in English and Spanish.

  • Life Insurance

213 West Southmore Avenue, Suite 314, Pasadena, TX 77502
WebsiteLicense: 2494520

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Founded in 2019, Wrek-Less Insurance Agency LLC offers life insurance policies, which include living benefits, to clients in Pasadena and the surrounding communities. It has partnered with Voyage Insurance Group to provide a variety of personal insurance plans, including auto, home, motorcycle, boat, classic car, and renters' insurance programs. It also carries commercial auto, construction equipment, trucking, and builders' risk insurance options. The agency is led by Agustin Martinez Jr. who speaks English and Spanish.

  • Life Insurance

3222 Spencer Highway, Pasadena, TX 77504
WebsiteLicense: 1731656

Expertise.com Rating

Review Sources

Google
4.0 (51)
Facebook
5.0 (9)
Yelp
1.0 (1)

Why choose this provider?

Friends Insurance II LLC is an independent insurance agency that serves clients in Pasadena. It offers life insurance plans that provide financial security to beneficiaries in the event of an unexpected death. The agency also assists clients in obtaining other types of insurance products for cars, recreational vehicles, homes, and floods from providers that include Progressive Insurance, Infinity Auto Insurance, and Berkshire Hathaway Insurance. Obed and Angelica Valdez established the agency in 1994. Their staff can speak in Spanish.

  • Life Insurance

8727 Farm to Market 1960 Road East, Humble, TX 77346
WebsiteLicense: 1400321

Expertise.com Rating

Why choose this provider?

Operating since 1952, Lee Insurance Agency is an independent insurance agency that operates within the Houston, Humble, and Pasadena areas. The company offers a wide selection of insurance products, such as individual and group life, flood, homeowners, agribusiness, and commercial umbrella insurance. It partners with several insurance carriers in order to help clients find the insurance policies that suit their financial goals. Lee Insurance Agency is a member of the Independent Insurance Agents of Texas.

  • Life Insurance

502 Highway 3 North, League City, TX 77573
WebsiteLicense: 848418

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Affordable Insurance Solutions offers universal life and term life insurance coverages to clients in Pasadena and the surrounding areas. It also provides auto insurance, home insurance, contractor insurance, commercial auto insurance, and surety bonds. One of its agents, Kevin Kopp, has been in the insurance industry for over two decades. He is a member of The National Alliance for Insurance Education and Research as a Certified Insurance Counselor (CIC). He also specializes in windstorm and flood insurance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Texas Insurance Specialists
24718 Farm to Market 2100, Huffman, TX 77336
Maurita Insurance
340 N Sam Houston Pkwy #a100c, Pasadena, TX 77060
MHenderson Insurance Group
340 North Sam Houston Parkway, Houston, TX 77060
Felipe Mejia
25219 Kuykendahl Road, Tomball, TX 77375
The Real Insurance Lady
5760 Cullen Boulevard, Houston, TX 77021
Insurance Products Inc
P.O. Box 73188, Houston, TX 77273
Infiniti Insurance Services
2129 Farm to Market 2920, Spring, TX 77388
Guajardo Insurance
808 Russell Palmer Road, Kingwood, TX 77339
Eric Gibson
7438 Spencer Highway, Pasadena, TX 77505
Southern Group
2610 Pasadena Boulevard, Pasadena, TX 77502
Right Choice Tax Service & Insurance
1530 Center Street, Deer Park, TX 77536
Harris County Insurance Center
825 Southmore Avenue, Pasadena, TX 77502
Marek Insurance Agency
6115 Farm to Market 2100, Crosby, TX 77532
Insurance Offices Texas
211 Highland Cross Drive, Houston, TX 77073
Scott Loomis
4439 Spencer Highway, Pasadena, TX 77502
Wrek-Less Insurance Agency LLC
213 West Southmore Avenue, Suite 314, Pasadena, TX 77502
Friends Insurance II
3222 Spencer Highway, Pasadena, TX 77504
Lee Insurance Agency
8727 Farm to Market 1960 Road East, Humble, TX 77346
Affordable Insurance Solutions
502 Highway 3 North, League City, TX 77573

FAQs

  • In Pasadena, how long are life insurance plans contestable?

    Life insurance policies in Pasadena typically include a contestable period of two years. In the event of your demise during this specified timeframe, the insurer reserves the right to conduct a thorough examination of the details provided in your insurance application. If any inconsistency or false information is found, the agency may deny payment. However, the agency must reimburse premiums to your beneficiary if it denies payment.

  • Is it possible to obtain a loan from a life insurance policy in Pasadena?

    Yes. Policyholders of permanent life insurance plans are typically allowed to borrow money from the policy's savings component. This is called a policy loan, where Pasadena clients withdraw funds from the cash value. Note that interest will be charged on the borrowed amount, which can decrease the payout for beneficiaries in the event of the policyholder's death.

  • What happens if a Pasadena resident stops paying their life insurance premiums?

    If you fail to pay your insurance premiums on time, your life insurance policy may lapse or be renewed at a reduced rate. The specific benefits accessible to you in the event of nonpayment can be found in your policy's conditions. In addition, some policies may include a grace period prior to coverage termination. Contact your insurance provider in Pasadena if you can no longer afford to pay your life insurance premium and need to have them adjusted.

  • What considerations influence the cost of a Pasadena life insurance policy?

    The price you pay for Pasadena life insurance depends on several things:

    • Your age: Younger people usually pay less.
    • Gender: Women often pay less because they tend to live longer.
    • Income: If you earn more, you can buy more coverage.
    • Health: Your physical condition and medical history matter.
    • Hobbies: Risky activities like skydiving or scuba diving can make it more expensive.
    • Lifestyle: Your driving record and travel history can affect the price.
    • Occupation: Some jobs, like law enforcement or pilots, may cost more. Note that military personnel often have their own government insurance.
  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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