Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in League City, TX

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored League City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4369Reviewed

2627Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3311 Preston Road, Pasadena, TX 77505
WebsiteLicense: 1559375

Expertise.com Rating

Review Sources

Facebook
5.0 (18)

Why choose this provider?

The Serrano Insurance Agency is an insurance provider based in Pasadena that extends its services to individuals, families, and businesses in the surrounding areas, including League City. Established in 2015, it has a team of insurance professionals who are able to help clients obtain life insurance solutions designed to meet their personal needs while ensuring their families’ financial stability through any unexpected tragedy. The Serrano Insurance Agency also carries other insurance products, such as auto, homeowners, and business insurance.

  • Life Insurance

1095 West League City Parkway, League City, TX 77573
WebsiteLicense: 1700885

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (4)

Why choose this provider?

ACU Insurance Services offers life insurance products like term, whole, and universal to residents in League City and its surrounding areas. Its staff also handles coverage for cars, boats or watercraft, motorcycles, recreational vehicles, and classic cars. In addition, the company provides an array of other policy options like home insurance, motorhome insurance, renters’ insurance, flood insurance, umbrella plans, and commercial coverage. ACU Insurance Services’ team of agents has over 40 years of collective industry experience.

  • Life Insurance

3027 Marina Bay Drive, League City, TX 77573
WebsiteLicense: 2296104

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Working with various carriers, Marina Bay Insurance provides customers in League City with policy options that fit their needs. It offers an array of products including term life insurance and permanent life insurance. The firm’s staff handles builders' risk, general liability, liquor liability, and workers’ compensation. Also available are coverage options for flood, homeowners, recreational vehicles, watercraft, and auto warranties. With more than 20 years of industry experience, Marina Bay Insurance’s team has served hundreds of clients.

  • Life Insurance

2514 Cedar Drive, La Marque, TX 77568

Expertise.com Rating

Why choose this provider?

King Insurance Agency is a locally owned business that provides insurance coverage for residential and commercial clients in League City. It offers life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. It also offers other types of insurance products, such as car insurance, home insurance, and health insurance. It has partnered with several insurance companies, including Progressive, Safeco Insurance, and Metlife to give clients a wide range of insurance coverage options.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

4300 Farm to Market 2351, Friendswood, TX 77546
WebsiteLicense: 1516450

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
4.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Highpoint Insurance Group, LLC, provides risk management and insurance solutions to its clients in League City and its neighboring metros. It offers various types of life insurance, including term, whole life, and universal life insurance. Its agents employ a five-step process in their services, which includes identifying, designing, executing, procuring, and monitoring risk management strategies. The company started out as a husband-and-wife team in 2008 and has grown to over 50 employees to date.

  • Life Insurance

18333 Egret Bay Boulevard, Houston, TX 77058
WebsiteLicense: 1078155

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Station & Ayers Insurance Planning Services, L.L.C., is an insurance agency serving clients in the League City area. It works with families and individuals to secure comprehensive insurance plans, which include life, dental, medical, disability, vision, and cancer insurance. Edward E. Station, the owner of the company, established his agency in 1988 and served as a regional president for the American Republic. Station & Ayers Insurance Planning Services, L.L.C., has been in business for more than 30 years.

  • Life Insurance

4440 W Main St Ste B, League City, TX 77573
WebsiteLicense: 18294

Expertise.com Rating

Review Sources

Google
4.0 (38)

Why choose this provider?

Joe Cook & Associates Insurance has been providing insurance coverage for League City residents since 1995. It offers life, accident, homeowners', landlord, auto, and recreational vehicle insurance. In addition, it works with insurance carriers like Assurant, Foremost Insurance Group, National General, and Hagerty to find the most suitable insurance plan for its customers. The company advocates raising awareness on the growing demand for food services in the Texas community, donating money on clients' behalf to the Alvin Community Food Pantry.

  • Life Insurance

306 West Edgewood Drive, Friendswood, TX 77546
WebsiteLicense: 2346419

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (9)

Why choose this provider?

Houston Independent Insurance is a brokerage serving the residents of League City and nearby areas. The company specializes in Medicare Supplements and offers Medicare Advantage plans that can provide its customers with additional coverage. It represents several health insurance carriers and educates its clients on the available insurance products. Houston Independent Insurance is also an affiliated partner of Senior Health Services. Its owner, Mike Bauer, is also licensed to operate in Louisiana, New York, and Michigan.

  • Life Insurance
  • Health Insurance

2600 Gulf Freeway, La Marque, TX 77568
WebsiteLicense: 711978

Expertise.com Rating

Review Sources

Facebook
3.0 (3)

Why choose this provider?

Foree Insurance is a life insurance agency catering to clients in the League City area. Its clientele varies from individuals and single parents to newlyweds and soon-to-be retirees. Life insurance policies can be chosen from a 10-year level term, a 20-year level term, or a 30-year level term. The agency offers whole life, universal life, and mortgage protection plans for those who seek longer coverage. Business life insurance is also delivered to companies that want to provide coverage for their employees.

  • Life Insurance

1241 Butler Road, League City, TX 77573
WebsiteLicense: 19997

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Coady & Lewis Associates is a team of insurance professionals servicing clients in League City and the neighboring areas. The agency writes term and permanent life insurance policies that depend on clients' needs and goals. It also provides insurance solutions for auto and homes. Moreover, the agency caters to businesses in various industries like farms, pet care, and plumbing, with coverage for workers' compensation and general liability. Karen Coady had worked in the logistics industry before she founded the agency in 1994.

  • Life Insurance
  • Health Insurance

2600 South Shore Boulevard, League City, TX 77573
WebsiteLicense: 2547940

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Liz Miller Agency is an insurance agent who has been providing insurance protection for families and individuals residing in League City and the surrounding areas for more than 15 years. She helps clients find the right insurance policy with coverage that matches specific objectives and needs. She offers term and permanent life insurance plans depending on the clients' financial goals. In addition, Miller delivers custom health insurance plans for families to financially protect for various medical-related situations.

  • Life Insurance
  • Health Insurance
  • Individual Plans

1100 Nasa Pkwy Ste 102, Houston, TX 77058
WebsiteLicense: 8449480

Expertise.com Rating

Review Sources

Google
4.3 (4)

Why choose this provider?

Accord Texaswide Insurance Agency is an independent insurance agency that has been serving League City and the rest of Texas for more than 15 years. It offers term life insurance and permanent life insurance. It also provides homeowners' insurance, auto insurance, and general liability insurance. Accord Texaswide Insurance Agency is a Trusted Choice Agency affiliate and a member of the Independent Insurance Agents of Texas. Founder Janet Rose has been working in the insurance agency for three decades.

  • Life Insurance

1120 East Nasa Parkway, Houston, TX 77058

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Trevino Insurance Services is a La Porte-based local company that caters to individuals and businesses in the League City metro. It is an independent insurance agency representing multiple carriers, including Allstate, Kemper, and Universal Insurance. The company helps clients who need assistance in acquiring life insurance plans. It handles other insurance options such as home, auto, motorcycle, boat, and business insurance coverages. The company's owner has been providing insurance solutions in the Houston area since 2007.

  • Life Insurance

1322 Space Park Drive, Houston, TX 77058
WebsiteLicense: 1213145

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Founded in 2006, Alleman Financial is an independent insurance agency that serves League City and the surrounding communities. It provides families and individuals with life insurance options through its network of insurance carriers. Its team of insurance agents believes that life insurance is an important step in planning for one's future. Depending on a client's needs, they can work on policies that can be term life, whole life, or universal life. Alleman Financial also offers health insurance plans.

  • Life Insurance
  • Term Life Insurance

16809 El Camino Real, Houston, TX 77058
WebsiteLicense: 1006412

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Melinda Gardner is a licensed insurance agent representing State Farm Insurance in Houston. She has been in the insurance industry since 1999 and operates in the League City metro and nearby areas. She specializes in personal and business insurance lines as well as financial services including mutual funds and banking advisory services. Some of her life insurance products include term life, variable life, universal life, and whole life insurance products. These products help policyholders claim financial compensation and other benefits upon death.

  • Life Insurance
  • Health Insurance

1100 Gulf Freeway, League City, TX 77573
WebsiteLicense: 1730633

Expertise.com Rating

Review Sources

Google
4.0 (95)
Facebook
5.0 (11)

Why choose this provider?

Robinson Family Insurance is an independent insurance agency that has been safeguarding the individuals and families of League City and the entire state of Texas with its life insurance coverages. It also offers other personal insurance plans for windstorm, flood, homeowners, car, as well as investment properties. It partners with several insurance companies, allowing it to provide personalized plans for each client. The firm was founded by Matt and Dana Robinson in 1993.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Serrano Insurance Agency
3311 Preston Road, Pasadena, TX 77505
ACU Insurance Services
1095 West League City Parkway, League City, TX 77573
Marina Bay Insurance
3027 Marina Bay Drive, League City, TX 77573
King Insurance Agency
2514 Cedar Drive, La Marque, TX 77568
Highpoint Insurance Group, LLC.
4300 Farm to Market 2351, Friendswood, TX 77546
Station & Ayers Insurance Planning Services, L.L.C.
18333 Egret Bay Boulevard, Houston, TX 77058
Joe Cook & Associates Insurance
4440 W Main St Ste B, League City, TX 77573
Houston Independent Insurance
306 West Edgewood Drive, Friendswood, TX 77546
Foree Insurance
2600 Gulf Freeway, La Marque, TX 77568
Coady & Lewis Associates
1241 Butler Road, League City, TX 77573
Liz Miller Agency
2600 South Shore Boulevard, League City, TX 77573
Accord Texaswide Insurance Agency
1100 Nasa Pkwy Ste 102, Houston, TX 77058
Trevino Insurance Services
1120 East Nasa Parkway, Houston, TX 77058
Alleman Financial
1322 Space Park Drive, Houston, TX 77058
Melinda Gardner
16809 El Camino Real, Houston, TX 77058
Robinson Family Insurance
1100 Gulf Freeway, League City, TX 77573

FAQs

  • How is life insurance death benefit paid to beneficiaries in League City?

    Typically, policyholders and beneficiaries in League City have the following options regarding how the death benefit is paid:

    • Lump sum – Beneficiary receives the full death benefit in one payment.
    • Fixed period – Beneficiary receives death benefit in installments over a specified period.
    • Life refund – Beneficiary receives the death benefit in a certain amount every month throughout their lifetime.
    • Interest only – The insurance company handles the death benefit as it earns interest. Interests get paid to the beneficiary on a regular basis.
  • Will you get a refund if you cancel your life insurance policy in League City?

    Yes, if you have prepaid premiums on your life insurance policy, you should be refunded the unused premiums when you cancel the policy. Also, make sure you are canceling during the free-look period of the policy. If so, you are eligible for a full refund. While not required by law, most insurance companies in League City provide a free-look period of 10 to 20 days from the date of purchase of the policy.

  • What can lead to your life insurance application being denied in League City?

    If you are considered high-risk, you may be denied life insurance in League City. People with dangerous occupations or hobbies, such as skydiving, as well as a DUI or criminal record, are typically considered high risk. Certain health-related conditions, such as heart disease, smoking, and drug use, can also make you uninsurable. If you believe the denial was based on inaccurate or outdated information, such as an old medical file, you can provide updated information and file an appeal with the insurer.

  • How long does it take to get a life insurance claim payment in League City?

    Life insurance companies in League City have two months from the time they receive proof of death and verify the beneficiaries to pay the death benefit under Texas Insurance Code Title 7 Section 1101.011. If the insured dies within the two-year contestable period, the process may be extended. It should be noted that the death benefit begins to accrue interest after proof of death is submitted. These earned interests must be included in the settlement of the death benefit.

  • What is the difference between a universal life and a whole life insurance policy in League City?

    Whole life and universal life are both permanent life insurance policies that provide coverage for your entire life. With a universal life insurance policy, you have the option of increasing or decreasing your death benefit amount as well as your premium. On the other hand, a whole life insurance policy maintains the same premium and death benefit. An experienced life insurance agent in League City can assist you in determining which policy type best suits your long-term needs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...