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Best Life Insurance Companies in Laredo, TX

Our Recommended Top 14

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Laredo Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9830Reviewed

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14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

702 South Zapata Highway, Laredo, TX 78043

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Review Sources

Google
5.0 (1)

Why choose this provider?

Amco Auto Insurance is a full-service insurance agency that services individuals and businesses in Laredo and its neighboring areas. Its agents educate individual clients about purchasing life insurance policies that will provide coverage for their families in case of untimely deaths, such as covering burial expenses, paying the mortgage, fund educational costs, and maintaining daily living standards. Amco Auto Insurance also offers other personal insurance policies, including automobile, homeowners, and motorcycle insurance.

  • Life Insurance

7718 McPherson Road, Laredo, TX 78045
WebsiteLicense: 12163

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Review Sources

Google
4.0 (29)

Why choose this provider?

FalconSure Insurance Agency has been servicing individuals, families, and businesses from Laredo for almost two decades. It offers term life insurance and whole life insurance. It also provides other personal insurance products, such as Medicare advantage insurance, Medicare supplement insurance, and both individual and group health insurance. Additionally, it also offers commercial insurance. FalconSure Insurance Agency supports organizations such as the American Cancer Society, Boys & Girls Clubs of America, and the Next Generation Rotary Club of Laredo.

  • Life Insurance
  • Health Insurance

131 Otanes Ave, Laredo, TX 78046
WebsiteLicense: 1098687

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Why choose this provider?

FNS Insurance is an independent agency that serves individuals, families, and businesses in Laredo and nearby areas. It comprises financial professionals who write life insurance policies. They offer term life insurance that financially protects policyholders for a set amount of time. The most common plans acquired are level term plans with a duration that ranges from five to 30 years. Insurance products for autos, homes, businesses, long-term care, health, and recreational vehicles are also available.

  • Life Insurance
  • Health Insurance

315 Calle del Norte Road, Laredo, TX 78041
WebsiteLicense: 292243

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Review Sources

Facebook
4.0 (9)
Google
4.0 (8)

Why choose this provider?

Anabella Herbig is a Laredo-based insurance agent for State Farm, providing life insurance policies for residents and business owners. She caters to clients with multiple insurance objectives, such as funding for retirement and provision for children and family members. Anabella explains the benefits of both term life and permanent policies, from cash-value growth to convertible rates. She can also process policy changes and life insurance claims online. Outside the office, Anabella is a member of the Paul Harris Fellowship and the International Good Neighbor Council.

  • Life Insurance
  • Health Insurance

6414 McPherson Road, Laredo, TX 78041
WebsiteLicense: 979200

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Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Insurance Planning Services, Inc., is a full-service insurance provider serving communities within the Laredo area. Its life insurance line includes term life and whole life policies which it offers through its partner carrier companies, Mercury Insurance, Safeco Insurance, and Progressive. Additionally, the company offers commercial, auto, and property insurance policies. Its owner, Marcus N. Moreno, has 23 years of experience in sales and currently runs his business with the help of his affiliation with NavSav.

  • Individual Plans
  • Life Insurance

7917 McPherson Road, Laredo, TX 78045
WebsiteLicense: 857925

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Google
4.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Kevin Romo is a State Farm insurance agent offering life coverage options to clients in Laredo. He provides whole, term, and universal life insurance and assists with changes in beneficiaries or plans. He also offers other personal lines of insurance, including homeowners, auto, renters, and health. A second generation State Farm agent, Romo has been with the company since 2000. He is a member of the Laredo Chamber of Commerce and the United Way of Laredo Board. He entertains clients in both English and Spanish.

  • Life Insurance

3910 East Del Mar Boulevard, Laredo, TX 78045
WebsiteLicense: 1929189

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Google
4.0 (17)
Facebook
4.0 (14)

Why choose this provider?

A resident of Laredo, Luis Estrada is a State Farm insurance agent that provides insurance services to local individuals, families, and businesses of Laredo and the surrounding communities. He provides insurance services like term life insurance, universal life insurance, whole life insurance, Medicare supplement, motorcycle insurance, renters insurance, and homeowners insurance. Additionally, he provides additional insurance services like business owner's policy, surety and fidelity bonds, workers' compensation, contractors' policy, commercial auto insurance, and liability umbrella.

  • Life Insurance
  • Health Insurance

6999 McPherson Road, Laredo, TX 78041
WebsiteLicense: 2019950

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Facebook
5.0 (6)
Google
5.0 (4)

Why choose this provider?

De La Fuente Insurance Group is an agency that addresses the insurance needs of clients in Laredo and the surrounding communities. It offers term life and permanent life insurance policies that can be used by the policyholder's beneficiaries when they pass on. It also assists clients in obtaining supplemental plans that cover income protection, accident, and sickness. In addition to life insurance, the agency provides health insurance programs, including Medicare. It has team members who speak both English and Spanish.

  • Life Insurance

5702 McPherson Road, Laredo, TX 78041
WebsiteLicense: 1422667

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Review Sources

Facebook
4.7 (13)
Google
5.0 (1)

Why choose this provider?

Cardenas Insurance offers life insurance policies in Laredo and the surrounding areas. In 2019, Luis Cardenas set up the independent agency after accumulating experience since he started as an independent agent in 2008. Cardenas and his staff of insurance advisors are well-versed in providing protection for clients and their loved ones in unthinkable circumstances. They help secure a client's assets for the future, including payments for leases, mortgage payments, credit card fees, and student debt.

  • Life Insurance

201 W Del Mar Blvd, Suite 20, Laredo, TX 78041
WebsiteLicense: 2455700

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Review Sources

Google
4.7 (37)
Facebook
5.0 (7)

Why choose this provider?

AlphaSure Affordable Insurance Services offers life plans for clients in Laredo and the nearby areas. Depending on the coverage required by the customers, the policies it offers could be either term or whole life. The company also offers other insurance programs for condominiums, renters, autos, motorcycles, and homes. The business has been around since 2003. In addition, its team of professionals offers insurance lines for floods, businesses, and even boats and other watercraft. Some of its insurance carriers include Kemper and Progressive.

  • Life Insurance

6019 McPherson Road, Laredo, TX 78041
WebsiteLicense: 732822

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Steve R. Trautmann Insurance, LLC, is a local insurance agency that serves clients in Laredo. In collaboration with several insurance carriers, it offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also assists clients in obtaining insurance products for homes, rental properties, motorcycles, watercraft, and condominiums. Agency owner Steve Trautmann has more than 25 years of experience in the insurance industry.

  • Life Insurance

3515 North Arkansas Avenue, Laredo, TX 78043
WebsiteLicense: 2122780

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Laredo-based Zimmerman Insurance is a local insurance firm serving clients in the metro and across Texas. It offers a range of personal and commercial lines of insurance, including life plans, health coverage, and policies for rental properties, personal homes, automobiles. The firm also provides coverage for flood damage and insurance plans for businesses. Zimmerman Insurance helps clients secure policies from multiple carriers such as Mercury, Hagerty, Travelers, State Auto, and Blue Cross Blue Shield as an independent firm.

  • Life Insurance
  • Health Insurance

517 Shiloh Drive, Laredo, TX 78045
WebsiteLicense: 1269308

Expertise.com Rating

Review Sources

Google
4.0 (33)

Why choose this provider?

Kike Trevino is a State Farm life insurance agent providing services to Laredo. He helps individuals secure their loved ones or beneficiaries after their death by offering several life insurance policies, such as whole, universal, and term life. These cover mortgage payments, living expenses, and college tuition fees. He also offers health insurance products, including individual medical coverage, medical supplement, and supplemental health plans. Additionally, Kike Trevino is available for business, personal articles, renters, auto, and homeowners insurance services.

  • Life Insurance
  • Health Insurance

408 Shiloh Drive, Laredo, TX 78045
WebsiteLicense: 1638064

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (10)

Why choose this provider?

Americorp Insurance Group, LLC is an insurance service provider that serves clients throughout Laredo and its surrounding areas. This independent insurance agency offers a wide assortment of insurance plans for individuals and businesses alike. Among these plans include life and health insurance. Additionally, the agency provides home, automobile, and commercial insurance policies and blanket insurance coverage for businesses. Americorp Insurance Group has been providing insurance policies for over nine years. Maricela Garcia established the company.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Amco Auto Insurance
702 South Zapata Highway, Laredo, TX 78043
FalconSure Insurance Agency
7718 McPherson Road, Laredo, TX 78045
FNS Insurance
131 Otanes Ave, Laredo, TX 78046
Anabella Herbig
315 Calle del Norte Road, Laredo, TX 78041
Insurance Planning Services Inc
6414 McPherson Road, Laredo, TX 78041
Kevin Romo
7917 McPherson Road, Laredo, TX 78045
Luis Estrada
3910 East Del Mar Boulevard, Laredo, TX 78045
De La Fuente Insurance Group
6999 McPherson Road, Laredo, TX 78041
Cardenas Insurance
5702 McPherson Road, Laredo, TX 78041
AlphaSure Affordable Insurance Services
201 W Del Mar Blvd, Suite 20, Laredo, TX 78041
Steve R. Trautmann Insurance
6019 McPherson Road, Laredo, TX 78041
Zimmerman Insurance
3515 North Arkansas Avenue, Laredo, TX 78043
Kike Trevino
517 Shiloh Drive, Laredo, TX 78045
Americorp Insurance Group LLC
408 Shiloh Drive, Laredo, TX 78045

FAQs

  • Who are the individuals in Laredo who will most benefit from life insurance?

    The individuals in Laredo who will most benefit from life insurance are those who are responsible for the support and well-being of others. People who have offspring, spouses, or other dependents may cushion the impact of an untimely passing by being insured.

  • In Laredo, what is the difference between an insured party and the beneficiary of a life insurance policy?

    In Laredo, the insured party in a life insurance policy refers to the person who takes out the policy and upon whose death the release of payments is contingent. The beneficiary refers to the party who will receive the proceeds of the contract when the insured individual dies.

  • How much life insurance should individuals in Laredo acquire?

    The amount of life insurance that a person in Laredo should acquire depends on how much money the insured needs later in life. The person should determine what financial obligations there will be in the long term and then subtract this value from the assets. The difference represents the amount the insurance policy must cover.

  • What is the appropriate life insurance product in Laredo for those who wish to secure a college fund?

    The appropriate life insurance policy in Laredo for those who wish to secure a college fund is a term-life plan. This option is for a set amount of time and costs less than a whole-life one. The advantage is lower insurance premiums since there is no need to cover the years after the beneficiary is done with college.

  • What is the remedy if a person wishes to cover an entire life after being on a term-life policy in Laredo?

    Insured parties in Laredo have the option of converting a term life insurance policy into a whole-life one should there be a need for more extensive coverage. The insured just has to be wary of the resulting changes in premiums due and the imposition of fees required for the conversion.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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