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2024

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Best Life Insurance Companies in Killeen, TX

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Killeen Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6244Reviewed

3750Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2301 East Central Texas Expressway, Killeen, TX 76543
WebsiteLicense: 2274803

Expertise.com Rating

Review Sources

Google
5.0 (169)
Facebook
5.0 (30)
Yelp
5.0 (2)

Why choose this provider?

Kalynn Tindall is a life insurance agent based in Killeen. She moved to Texas in 2012, where she started a career as a finance manager. She is an insurance agent for State Farm and has helped people protect their families, futures, possessions, and businesses. She provides insurance that covers private passenger vehicles, recreational vehicles, motorcycles, and boats. Tindall also offers home and health insurance. For business owners, she also carries insurance options that cover workers' compensation, liability umbrella, rental properties, farms, and ranches.

  • Life Insurance
  • Health Insurance

105 Old Hewitt Road, Waco, TX 76712
WebsiteLicense: 11784

Expertise.com Rating

Why choose this provider?

High & Associates, Inc. is an insurance agency serving individuals and businesses in Killeen and the rest of Texas. For over 25 years, it has been specializing in personal and business insurance, financial planning, and employee benefits. Included in its vast array of insurance products are life insurance for individuals, group life insurance for employees, and key person life insurance for businesses. In addition to these, retirement programs, home & auto insurance, and health insurance are also offered.

  • Life Insurance
  • Health Insurance
  • Long Term Care

905 North 2nd Street, Killeen, TX 76541
WebsiteLicense: 776546

Expertise.com Rating

Review Sources

Google
4.9 (61)

Why choose this provider?

Texian Insurance Online is an independent brokerage in Killeen that offers insurance solutions to businesses and individual clients in the area. The company has been in the insurance business since 1996 and is committed to delivering tailored insurance coverage through its various insurance partners. Some of its life insurance products include term life, whole life, variable life, and variable universal life insurance plans. Texian Insurance Online carries providers Safeco, Progressive, and Hochheim Prarie for its life insurance lines.

  • Individual Plans
  • Life Insurance

9800 Woodway Drive, Waco, TX 76712
WebsiteLicense: 68543

Expertise.com Rating

Review Sources

Google
3.4 (53)
Facebook
4.0 (8)

Why choose this provider?

Liberty Bankers Insurance Group is a company that covers a vast range of insurance needs for individuals and families in Killeen and beyond. It provides whole life insurance plans, with options to include final expense protection, wealth transfer, and other riders for additional benefit inclusion. It also handles health insurance. Liberty Bankers Insurance Group is composed of three affiliates, which are Liberty Bankers Life Insurance Company, American Benefit Life Insurance Company, and Capitol Life Insurance Company.

  • Life Insurance

1900 East Elms Road, Killeen, TX 76542
WebsiteLicense: 2508111

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (2)

Why choose this provider?

DOMVO Insurance is an independent insurance agency serving clients in the Killeen metro and surrounding areas. The firm provides a vast selection of insurance coverage from personal and business to life and health. DOMVO Insurance also offers auto insurance, homeowner insurance, renter's insurance, umbrella insurance, cyber liability insurance, and landlord insurance. The agency has an office in Killeen and offers its services for both English and Vietnamese-speaking clients. DOMVO Insurance is owned by Dominic Vo.

  • Life Insurance
  • Health Insurance

2204 West Stan Schlueter Loop, Killeen, TX 76549
WebsiteLicense: 1431240

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

For 75 years, Larry Weiss Insurance Agency, Inc has provided insurance options to individuals, families, and businesses in Killeen and the surrounding communities. It carries life insurance plans like whole or ordinary life policy, universal or adjustable life policy, variable life policy, and variable-universal life policy. Additionally, it provides commercial insurance packages for business clients like commercial property insurance, general liability insurance, small business package, and farm & ranch. Jeff, the company owner, grew up in the Killeen area.

  • Life Insurance

3603 East Veterans Memorial Boulevard, Killeen, TX 76543

Expertise.com Rating

Review Sources

Google
4.0 (74)

Why choose this provider?

All Star Insurance Agency is a family-owned and family-operated business headquartered in Killeen. It has been offering its insurance services in the area since 1994. The agency helps clients identify their coverage needs before forming a customized plan that suits their situation. All Star Insurance Agency provides life insurance, health insurance, and home insurance products. It also handles insurance products for boats, auto, motorcycles, and RVs. Additionally, the agency offers insurance products for businesses such as general liability and commercial insurance.

  • Life Insurance
  • Health Insurance

100 North Robinson Drive, Robinson, TX 76706
WebsiteLicense: 8411

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Bill Haddox Insurance is a life insurance agency in Killeen. The family-owned company has over 100 years of combined experience in helping clients obtain the right insurance plans for their needs. With access to several trusted insurance carriers, the company is able to present clients with a broad range of products to choose from. These include auto insurance, homeowners' insurance, flood insurance, and life insurance. Its agents and brokers assist clients in completing all the required paperwork and acquiring the most suitable coverage and premium.

  • Life Insurance

Attorney Information

Attorney NameBar StatusExperience
Bill Haddox - PresidentActive105 yrs

820 South Main Street, Belton, TX 76513
WebsiteLicense: 19204

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Finney Insurance Agency has been serving the residents of Killeen and the rest of Texas for more than 70 years. It provides various life insurance policies, including term life insurance, whole life insurance, child life insurance, long-term care insurance, and final expense insurance. Additionally, it also offers home insurance and auto insurance. Insurance companies that Finney Insurance Agency works with include National Lloyds Insurance Company, Foremost Insurance Group, Mercury Insurance Group, and Germania Insurance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kalynn Tindall
2301 East Central Texas Expressway, Killeen, TX 76543
High & Associates, Inc
105 Old Hewitt Road, Waco, TX 76712
Texian Insurance Online
905 North 2nd Street, Killeen, TX 76541
Liberty Bankers Insurance Group
9800 Woodway Drive, Waco, TX 76712
DOMVO Insurance
1900 East Elms Road, Killeen, TX 76542
Larry Weiss Insurance Agency, Inc
2204 West Stan Schlueter Loop, Killeen, TX 76549
All Star Insurance Agency
3603 East Veterans Memorial Boulevard, Killeen, TX 76543
Bill Haddox Insurance
100 North Robinson Drive, Robinson, TX 76706
Finney Insurance Agency
820 South Main Street, Belton, TX 76513

FAQs

  • How does life insurance work in Killeen?

    In Killeen, life insurance offers a monetary sum to be disbursed upon the policyholder's demise. Should the insurance policy be under your name, your passing triggers this payment. The beneficiary you choose in the policy will obtain a monetary amount during this distribution, helping them address essential expenses.

  • What is death benefit in Killeen?

    Upon the passing of an individual who holds a life insurance policy in Killeen, the designated beneficiaries in the policy will be granted the death benefit by the insurance company. This payout, typically a tax-free lump sum, can cover various financial responsibilities such as outstanding debts, burial expenses, and day-to-day living expenses.

  • What are the disadvantages of buying variable life insurance in Killeen?

    Variable life insurance in Killeen carries a higher level of investment risk compared to other life insurance policies despite its potential for greater investment returns. The growth of the cash value and the death benefit may be impacted by changes in the performance of underlying investments. Before purchasing variable life insurance, thoroughly evaluate your understanding of investments, long-term financial objectives, and risk tolerance.

  • What are the regulations concerning life insurance beneficiaries in Killeen?

    Specific guidelines apply to Killeen life insurance beneficiaries, including the automatic designation of a primary beneficiary. In the presence of a spouse, the spouse is automatically designated as the primary beneficiary unless another person is expressly named in writing. This ensures the spouse receives the death benefit if the policyholder dies. The primary beneficiary may be whomever the policyholder chooses if unmarried. Furthermore, minor children of the policyholder are automatically counted as beneficiaries.

  • Is life insurance payouts in Killeen tax-free?

    Typically, life insurance payouts in Killeen are tax-free for beneficiaries, but they may be taxed in certain circumstances. The proceeds, for instance, may be regarded as a part of the policyholder's estate for tax purposes if they owned the policy and transferred ownership to someone else within three years of passing away. Moreover, payments may face taxation if structured as annuities or distributed in installments.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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