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Best Life Insurance Companies in Garland, TX

Our Recommended Top 16

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Garland life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Garland
107 N. Goliad St., Rockwall, TX 75087

Expertise.com Rating

Why choose this provider?

Hanby Insurance, based in Rockwall, Texas, is an independent agency offering individual life insurance policies that cover final expenses, income replacement costs, and education expenses, as well as business liability policies. Its agents, who cater to clients in Garland, explain each policy and guide them towards insurance agreements that are right for them. They give advice about how much coverage to buy and which scenarios to cover in policies, and they help clients file claims when appropriate. Hanby Insurance also offers home and auto insurance.

Best Life Insurance Companies Serving Garland
1105 Stonewall St Ste 502A, Garland, TX 75043
Visit WebsiteLicense: 1668210

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
1.0 (1)

Why choose this provider?

Nancy Aguayo is a branch owner for TFWG Insurance who caters to individuals and families, including Spanish nationals, within Garland. She assists her clients in determining the appropriate life insurance products for their needs regarding coverage for critical illness, long-term care, and accelerated death. Aguayo is also an active volunteer in the local community, participating in groups such as Jonathan's Place. Through her services, she has earned accolades from different carriers, including Safeco, Progressive, and Liberty Mutual, as well as the Allstate Foundation.

  • Group Plans
  • Life Insurance

Best Life Insurance Companies Serving Garland
1529 E Interstate 30 Ste 107, Garland, TX 75043

Why choose this provider?

Cornel Cernat - TWFG Insurance is an insurance agency that sells business owner insurance policies to clients in the Garland metro area. Its agents consult business owners to help them determine the best levels and types of coverage to purchase in order to protect their employees and assets in scenarios that involve bodily injury and property damage. Its policies typically cover medical expenses and costs related to fatal incidents. Cornel Cernat - TWFG Insurance also offers auto and home insurance policies.

Best Life Insurance Companies Serving Garland
2425 West Walnut Street, Garland, TX 75042

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Wemson Insurance Services, LLC, is an insurance provider serving individuals, families, and businesses in Garland. As an independent insurance agency, it represents multiple financially sound and reputable insurance companies. Its professional and experienced associates have the knowledge and expertise to help clients with all kinds of insurance concerns and coverages, including those for standard auto, homeowners, commercial, life, health, and recreational vehicles. Among the carriers of Wemson Insurance Services, LLC, are Progressive, Safeco Insurance, and Kemper.

Best Life Insurance Companies Serving Garland
307 East Centerville Road, Garland, TX 75041

Expertise.com Rating

Review Sources

Google
4.0 (16)
Yelp
3.0 (2)

Why choose this provider?

Albert Guerraro, Jr., is an insurance agent for the community of Garland and nearby areas. He works for State Farm Insurance, an insurance agency that offers a comprehensive list of insurance options, including car, home, renters, condo, and motorhome insurance. It also has life, health, and disability insurance. Albert graduated with a degree in Accounting, which serves him well as an agent. He is bilingual, speaking English and Spanish, which allows him to accommodate a more diverse client population.

Best Life Insurance Companies Serving Garland
3542 West Walnut Street, Garland, TX 75042

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Universal Insurance Agency is an independent agency based in Garland that offers various homeowners and auto insurance policies. The company works with 22 insurance carriers and conducts client risk analysis to match clients to providers who can provide maximum coverage for the insurance plan. The agency's homeowners insurance provides coverage for structural and dwelling damage, loss of personal belongings, living expenses, liability, and medical coverage for non-residents. Auto insurance covers liability, personal injury, medical, stolen or damaged vehicle, and rental reimbursement.

Best Life Insurance Companies Serving Garland
337 Oaks Trail, Garland, TX 75043

Expertise.com Rating

Review Sources

Google
4.0 (52)

Why choose this provider?

Mullen Insurance Agency is a locally owned independent company that has been servicing the Garland community since 1988. It offers a wide range of insurance and bond products, including garage liability, inland marine, employment practices liability, and flood. Its team of agents also specializes in commercial automobile, property, and umbrella insurance. Additionally, they provide coverage against hail damage, which is a common concern for car dealerships, and have customizable options depending on different factors like hail size.

Best Life Insurance Companies Serving Garland
10935 Estate Lane Suite 380, Dallas, TX 75238
Visit WebsiteLicense: 1910555

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Bankhead Insurance Agency is an insurance company that caters to individuals and businesses in the Garland area. The full-service insurance agency helps ensure the financial security of individuals and families through life insurance policies. The company is knowledgeable about the various situations that clients may encounter such as changes in annual income, aging family members, and children pursuing college degrees. The company has been in the industry since 1986 and is continuously helping families secure their future.

  • Life Insurance
  • Individual Plans

Best Life Insurance Companies Serving Garland
Garland, TX 75040

Expertise.com Rating

Why choose this provider?

Victor Morgan, founder of Victor Insures You, is an independent insurance broker who prides himself on helping his clients obtain coverage plans they can understand and truly afford with honesty and transparency and regardless of pre-existing health conditions. Victor works with multiple companies, giving him the ability to shop around for the best plans at the most affordable rates possible. Victor Insures You is also certified with the Federally Facilitated Marketplace, positioning him to assist his clients with applying for federal tax credits.

Best Life Insurance Companies Serving Garland
675 Town Square Blvd Ste. 200,, Garland, TX 75040
Visit WebsiteLicense: 1708400

Expertise.com Rating

Review Sources

Google
4.9 (21)
Facebook
5.0 (7)

Why choose this provider?

Bickerstaff Insurance serves the locals of Garland and the surrounding areas. It provides comprehensive life insurance along with other policies, such as health, auto, homeowner, and commercial solutions. The agency assists its clients by developing a plan and going forward as their situation changes. Liberty Mutual, Safeco Insurance, Travelers, American Modern, and Penn-America Group are some of its partner brands. Bickerstaff Insurance is an independent agency with a combined industry experience of over 40 years.

  • Life Insurance

Best Life Insurance Companies Serving Garland
5255 N President George Bush Hwy, Ste 425, Garland, TX 75040
Visit WebsiteLicense: 2296358

Expertise.com Rating

Review Sources

Google
4.9 (144)
Facebook
4.6 (14)
Yelp
4.2 (5)

Why choose this provider?

Dominic Schillace provides risk management solutions to families and individuals in the Garland metro. He offers a range of personal lines of insurance, including life policies. He helps clients acquire term, whole, and universal coverages to provide financial protection in case of unexpected death. The State Farm insurance agent also assists policyholders in changing their life insurance beneficiaries. Schillace also caters to business owners who want to purchase commercial insurance. He opened his agency in 2015.

Best Life Insurance Companies Serving Garland
501 W Brown St Ste 101, Wylie, TX 75098

Expertise.com Rating

Why choose this provider?

Trusted Advisers Insurance Agency is an independent agency active throughout the Garland metro area that offers health and life insurance policies for individuals, children, and families, as well as businesses. This agency frequently helps business owners to purchase health and life insurance policies that also serve their retirement needs. Auto, home, and commercial property policies are available from Trusted Advisers Insurance Agency too, and these policies can include coverage for third-party medical costs incurred due to owner liabilities.

Best Life Insurance Companies Serving Garland
1476 Audobon Ln, Rockwall, TX 75087

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Benefit Writers is an independent broker that sells life insurance, short-term medical insurance, dental and vision insurance, Medicare supplement coverage, and wellness plans to individuals and families. This broker also offers employee benefit solutions for businesses, both through and without payroll-involved methods. Self-employed clients can purchase specialized plans to provide themselves coverage through their businesses. Benefit Writers helps clients to navigate the purchase process of acquiring coverage and it handles the claims process too.

Best Life Insurance Companies Serving Garland
310 W Brown St, Wylie, TX 75098

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Google
5.0 (3)

Why choose this provider?

American Entitlements is an independent insurance agency that serves individuals by connecting them with health and life insurance policy providers and helping them to select the best policies for their needs. Its agents are trained in policies with optional coverage areas that address specific insurance needs, such as policies that cover cancer treatments or that make provisions for instances requiring long-term care. It also assists clients who need policies that can supplement Medicare plans. Both whole life and universal life insurance policies are available as well.

Best Life Insurance Companies Serving Garland
351 N 5th Street Suite B, Garland, TX 75040
Visit WebsiteLicense: 1898257

Expertise.com Rating

Review Sources

Google
5.0 (76)
Facebook
5.0 (76)
Yelp
3.9 (7)

Why choose this provider?

RaNae Candia is a State Farm insurance agent who has been serving clients in Garland since 1999. She offers life insurance policies that can support beneficiaries after the policyholder has passed on. This includes death benefits for spouses and money for large future expenses. Clients who need coverage for their properties can get home and renters' insurance, along with policies for business owners. RaNae also offers investment plans, including mutual funds and annuities.

Best Life Insurance Companies Serving Garland
PO Box 495053, Garland, TX 75049
Visit WebsiteLicense: 806643

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

Charlie Freeman is an insurance agent who caters to clients in Garland. He offers life insurance to individuals who want to protect their loved ones in case of untimely death. The policy covers outstanding debts, funeral costs, and future expenses like college tuition. He also provides long-term care insurance for people who anticipate needing assisted living or skilled nursing care. In addition, Charlie tenders individual and group health insurance, including Medicare, to cover hospitalization costs and treatments.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Hanby Insurance
107 N. Goliad St., Rockwall, TX 75087
Nancy Aguayo
1105 Stonewall St Ste 502A, Garland, TX 75043
Cornel Cernat - TWFG Insurance
1529 E Interstate 30 Ste 107, Garland, TX 75043
Wemson Insurance Services
2425 West Walnut Street, Garland, TX 75042
Albert Guerrero Jr
307 East Centerville Road, Garland, TX 75041
Universal Insurance Agency
3542 West Walnut Street, Garland, TX 75042
Mullen Insurance Agency
337 Oaks Trail, Garland, TX 75043
Bankhead Insurance Agency
10935 Estate Lane Suite 380, Dallas, TX 75238
Victor Insures You
Garland, TX 75040
Bickerstaff Insurance
675 Town Square Blvd Ste. 200,, Garland, TX 75040
Dominic Schillace
5255 N President George Bush Hwy, Ste 425, Garland, TX 75040
Trusted Advisers Insurance Agency
501 W Brown St Ste 101, Wylie, TX 75098
Benefit Writers
1476 Audobon Ln, Rockwall, TX 75087
American Entitlements
310 W Brown St, Wylie, TX 75098
RaNae Candia
351 N 5th Street Suite B, Garland, TX 75040
Charlie Freeman
PO Box 495053, Garland, TX 75049

Garland, TX Life Insurance FAQs

  • Why do insurers deny life insurance claims in Garland?

    Most insurance companies in Garland deny claims to prevent high expenses. To avoid paying the death benefit, they can cancel the policy retroactively or contest coverage so that the beneficiary is denied. They can also state that injuries are self-inflicted. If they cannot deny claims outright, they can wrongfully delay payment instead.

  • Is it beneficial to purchase term life insurance in Garland?

    Yes, it is beneficial to purchase term life insurance in Garland if you only need protection for a short period of time. This type of temporary coverage only provides benefits in case of your death during the term. You can pay for term life insurance until, for example, you pay off your mortgage or your children graduate from college.

  • Can you make your minor children life insurance beneficiaries in Garland?

    You can make your minor children your life insurance beneficiaries in Garland, but it can be complicated. If you want to avoid a lengthy legal process, you can name your spouse or a guardian who will take care of your children in case you die. Once your children reach the legal age, they can take over as beneficiaries.

  • Who can acquire burial insurance in Garland?

    Individuals aged 50 and 85 can acquire burial insurance in Garland. They do not need to undergo any medical examinations to qualify for this type of insurance. Burial insurance can protect them or their family members in case of death. This covers medical bills, cremation costs, and funeral arrangement expenses.

  • Can policyholders cancel their life insurance in Garland?

    Yes, policyholders can cancel their life insurance in Garland anytime. If they have term life insurance, they will not receive money because this type of insurance does not accumulate cash. If they have whole life insurance, they might receive a surrender value. They can find details about their specific policy's surrender privileges in the policy's provisions.