Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Frisco, TX

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Frisco Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4297Reviewed

2584Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8745 Gary Burns Drive, Frisco, TX 75034
WebsiteLicense: 2541112

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Since its inception in 2019, Elevate Insurance Agency has been helping clients in Frisco secure the financial future of their dependents with life insurance plans. The company represents multiple carriers that can provide term life, whole life, final expense, and child life insurance. Its insurance agents also offer accidental death, critical illness, long-term care, and disability insurance. The firm was founded by local insurance agent Bethany Franta, who has been insuring individuals and families for over 11 years.

  • Life Insurance

Frisco, TX TX, Frisco, TX 75034
WebsiteLicense: 1714304

Expertise.com Rating

Review Sources

Google
4.3 (11)
Yelp
5.0 (1)

Why choose this provider?

Rey Garcia is an insurance broker who owns AllGrace Insurance & Financial Services, a family-owned and family-operated agency in Frisco. He analyzes clients' insurance needs and helps them understand their life, auto, home, and renters' insurance coverage options. Rey partners with Indi, another account executive, and offers home mortgage loans and credit repair services. He had worked as a call center supervisor in Hometown America for three years, where he handled 10 sales agents. He established AllGrace Insurance & Financial Services in 2012.

  • Life Insurance

9300 John Hickman Parkway, Frisco, TX 75035
WebsiteLicense: 1563975

Expertise.com Rating

Review Sources

Google
4.0 (23)
Yelp
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

JGS Advisors Insurance Group, LLC, is a full-service insurance company serving the financial needs of the Frisco community. The firm assists individuals in planning for the financial future of their loved ones by providing personalized life insurance plans. Its independent insurance agents partner with over a dozen carriers that deliver different kinds of life insurance policies, including term life, whole life, and universal life. The company also offers vehicle, property, and business insurance. Owner Hallie Smith has been insuring individuals and families since 1999.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

6351 Preston Road, Frisco, TX 75034
WebsiteLicense: 2272528

Expertise.com Rating

Review Sources

Google
4.0 (52)
Facebook
5.0 (1)

Why choose this provider?

Serving the Frisco metro and neighboring areas, TAB Insurance Agency, LLC is a full-service independent insurance company founded by Terry Bollom. The company offers an insurance service with two policies, term life and whole life. Additionally, its insurance products include auto insurance, home insurance, and commercial insurance. TAB Insurance Agency, LLC helps its clients by knowing their insurance needs, protecting their assets, providing customer service, and offering reasonable rates. Previous clients appreciated its professional and responsive services.

  • Life Insurance

7002 Lebanon Road, Frisco, TX 75034
WebsiteLicense: 1850067

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Integrity Insurance And Financial Services is a full-service independent insurance and financial firm in Frisco. It has partnered with Blue Cross Blue Shield of Texas to offer Medicare plans, life, health, dental, vision, and group health insurance plans. It also provides short-term health, long-term care, and travel insurance solutions. Founders Richard Ziemianski and Linda Signore have experienced working in different industries such as the steel and insurance industry. Linda has also been working in the health insurance industry since 1993.

  • Life Insurance

1711 Heritage Pkwy, Sherman, TX 75092
WebsiteLicense: 2364843

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (9)

Why choose this provider?

Terry Jones Insurance Agency is an insurance company that has served the greater Frisco area since its establishment in 2007. With over 20 years of experience, the family-owned company has provided the surrounding communities with life insurance plans which include whole life and term life insurance policies. The owner, Terry Jones, and his team are focused on providing personalized customer service to their clients with the help of the insurance carrier companies they have partnered with.

  • Life Insurance

5899 Preston Road, Frisco, TX 75034
WebsiteLicense: 978587

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Haeussler Insurance Agency provides Frisco and its surrounding communities with insurance products and services. Working with several carriers, the company helps its clients obtain the right coverages and premiums on life insurance that match their unique goals and situations. The company also offers its expertise on other personal and commercial insurance lines, including auto, homeowners', and business insurance plans. Its CEO, Doug Haeussler, specializes in life insurance and has been working in the sector for 20 years.

  • Life Insurance
  • Health Insurance

9555 Lebanon Road, Frisco, TX 75035
WebsiteLicense: 2322287

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
4.0 (8)

Why choose this provider?

Lone Star Insurance Group is an insurance agency serving Frisco and the neighboring cities. It offers life insurance policies, including term life and whole life coverages. The company also has health insurance plans covering inpatient hospital services, vaccinations and preventive services, prescription drugs, and routine medical appointments. Additionally, Lone Star Insurance Group has auto, home, and commercial insurance products. Finally, business clients can get workers' compensation insurance and umbrella policies for additional coverage beyond what traditional policies provide.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

8902 Preston Manor Drive, Frisco, TX 75033
WebsiteLicense: 1308548

Expertise.com Rating

Review Sources

Google
4.0 (69)
Facebook
4.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Deborah Wolfgram serves clients in Frisco and the rest of Texas. As a State Farm agent since 2008, she offers universal, whole, and term life insurance plans. She also provides health coverage and insurance products for businesses. Policies for homes, vehicles, pets, and properties are also available. Other products include banking, annuities, and mutual funds. Deborah has over three decades of industry experience. She is also a Chartered Property Casualty Underwriter, a Chartered Life Underwriter, and an active member of the Plano Metro Rotary Club.

  • Life Insurance

8501 Wade Boulevard, Frisco, TX 75034
WebsiteLicense: 1695602

Expertise.com Rating

Review Sources

Google
4.0 (111)
Facebook
5.0 (22)

Why choose this provider?

American Option Insurance Group assists its customers in Frisco with their life insurance needs, whether it be term or whole life insurance. The company also has a wide range of home insurance products. These cover homeowners and renters, as well as different types of properties. It also has insurance options that safeguard individuals from disasters such as earthquakes and floods. American Option Insurance Group was founded by Brandon Straza in 2011. Straza has been in the insurance business for over a decade.

  • Life Insurance

5 Cowboys Way, Frisco, TX 75034
WebsiteLicense: 2556345

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

D&B Insurance Solutions is an independent insurance agency that has been serving individuals and businesses in Frisco. It caters to families and businesses interested in term or whole life insurance. It also offers personal and commercial auto insurance and helps businesses through general and professional liability, property, and workers' compensation insurance policies. Dee Faith Gonzales, the company's owner, started in the insurance business in 1988. She now works with her daughter, making the company a woman- and family-owned insurance agency.

  • Life Insurance

3388 Main Street, Frisco, TX 75033
WebsiteLicense: 1546211

Expertise.com Rating

Review Sources

Google
5.0 (131)
Facebook
5.0 (55)
Yelp
3.0 (3)

Why choose this provider?

Laurie Leon is a life insurance agent serving clients in Frisco and the surrounding areas. The mother of two has 32 years of experience and has set up her own agency under State Farm. Leon and her team offer insurance covers for life, health, auto, home, condominiums, and properties. She also works closely with entrepreneurs and rental properties to protect their businesses and future income. Leon also offers free notary public service and has experience in handling mutual funds and annuities.

  • Life Insurance
  • Health Insurance

8668 John Hickman Parkway, Frisco, TX 75034
WebsiteLicense: 1543287

Expertise.com Rating

Review Sources

Google
4.0 (126)
Facebook
5.0 (9)

Why choose this provider?

Founded in 1998, Parkwood Insurance serves clients in the Frisco metro. In addition to helping clients choose life insurance plans such as term and whole life, it advises on plan coverage, surveys the marketplace, and offers policies according to individual rating criteria. The agency provides other personal insurance programs, including auto, renters', homeowners', and personal umbrella, as well as commercial insurance that covers contractors, workers' compensation, and general liability. Parkwood Insurance works with carriers such as Travelers, Progressive, and The Hartford as an independent agency.

  • Life Insurance

5700 Granite Parkway, Plano, TX 75024

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Assured Advantage Insurance assists residents of Frisco in purchasing life protection policies. Its agents provide information like premiums and benefits that help clients in picking plans that suit their needs and budgets. As independent agents, they furnish consumers with several options for whole and term life insurance. They also guide them in navigating through other policy choices like child life, critical illness, long-term care, and final expense coverage. Other products offered by Assured Advantage Insurance include auto, home, and commercial plans.

  • Whole Life Insurance
  • Term Life Insurance

West Main Street, Frisco, TX 75033
WebsiteLicense: 1663260

Expertise.com Rating

Review Sources

Google
5.0 (48)
Facebook
5.0 (3)

Why choose this provider?

Roger Welch Agency, LLC, offers life insurance plans to families and individuals living in Frisco. This independent insurance firm aims to inform clients about the different life insurance options and helps them make informed decisions in choosing the right plan for their families. These life insurance policies can cover a number of financial responsibilities in the event of untimely death, such as funeral costs, daily living expenses, and college funding. Roger Welch Agency, LLC, also offers auto and home insurance.

  • Life Insurance

7776 Main Street, Frisco, TX 75034
WebsiteLicense: 736222

Expertise.com Rating

Review Sources

Google
4.3 (4)

Why choose this provider?

Founded in 1981, Marilyn Kuhlman Insurance is an independent insurance company that has grown with the Frisco metro community. It has assisted individuals, families, and businesses with their life insurance requirements while also offering home and auto insurance, commercial general liability insurance, and health insurance. The owner, Marilyn Kuhlman, and her team are focused on listening to their clients and assessing their unique needs before offering policies that are suitable to their situations.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Elevate Insurance Agency
8745 Gary Burns Drive, Frisco, TX 75034
Rey Garcia
Frisco, TX TX, Frisco, TX 75034
JGS Advisors Insurance Group, LLC
9300 John Hickman Parkway, Frisco, TX 75035
TAB Insurance Agency, LLC
6351 Preston Road, Frisco, TX 75034
Integrity Insurance And Financial Services
7002 Lebanon Road, Frisco, TX 75034
Terry Jones Insurance Agency
1711 Heritage Pkwy, Sherman, TX 75092
Haeussler Insurance Agency
5899 Preston Road, Frisco, TX 75034
Lone Star Insurance Group
9555 Lebanon Road, Frisco, TX 75035
Deborah Wolfgram
8902 Preston Manor Drive, Frisco, TX 75033
American Option Insurance Group
8501 Wade Boulevard, Frisco, TX 75034
D&B Insurance Solutions
5 Cowboys Way, Frisco, TX 75034
Laurie Leon
3388 Main Street, Frisco, TX 75033
Parkwood Insurance
8668 John Hickman Parkway, Frisco, TX 75034
Assured Advantage Insurance
5700 Granite Parkway, Plano, TX 75024
Roger Welch Agency, LLC
West Main Street, Frisco, TX 75033
Marilyn Kuhlman Insurance
7776 Main Street, Frisco, TX 75034

FAQs

  • What is the state-recommended life insurance coverage amount for Frisco residents?

    Texas' recommended life insurance coverage amount for Frisco residents is $719,000. This coverage comes at a higher cost because it considers various state-specific factors, such as age, cost of living, and household income. For male applicants, MassMutual offers policies aligned with the state's recommended coverage amount at a monthly premium of $32. Female applicants can obtain budget-friendly policies from Nationwide with a monthly premium of $22.

  • Can term life insurance policies be converted to permanent life insurance policies in Frisco?

    Yes. Term life insurance plans available in Frisco can be converted to a permanent life insurance policy, such as whole life or universal life. This conversion option can be completed by carriers without requiring a new medical examination or proof of insurability from policyholders. It also offers individuals the chance to extend their insurance coverage beyond the initial term in response to changes in their requirements or situations.

  • Can a stay-at-home parent in Frisco get a life insurance policy?

    Yes, because life insurance is applicable to more than just those who work outside the household. Even stay-at-home parents in Frisco play a significant financial role within their families, despite not receiving a traditional paycheck. They perform essential family responsibilities, such as childcare, cooking, and cleaning. These services are valued at approximately $40,000 annually when considering their replacement cost.

  • Does the life insurance benefit provide income tax-free money to beneficiaries of Frisco policyholders?

    Yes, life insurance death benefits are generally paid out to Frisco beneficiaries free of income tax. This specific benefit can be used to cover funeral costs, settle debts, and fund educational expenses. Furthermore, it offers protection for the policyholder's business, allowing partners to acquire the shares of a deceased partner and avoid the necessity for a forced liquidation.

  • What are the tax advantages of a variable life insurance policy in Frisco?

    Variable life insurance provides tax benefits to Frisco policyholders, as the cash value within the policy grows without incurring immediate taxes. The cash value accumulates on a tax-deferred basis, and policyholders are not required to pay taxes until they decide to withdraw or receive the funds. This arrangement enables policyholders to potentially earn a greater amount of money within the policy over time.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...