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2025

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Best Life Insurance Companies in El Paso, TX

Our Recommended Top 9

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored El Paso life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27164Reviewed

16302Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving El Paso
125 N Glenwood St Ste N, El Paso, TX 79905

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

ArmandoWInsurance works with El Paso customers to help them find solutions for life and health insurance. Its life insurance lines include term and whole life policies from top-rated insurance carriers. Health insurance options are available for individuals and families, and the agency helps customers find the right options for Medicare supplement and Medicare Advantage plans. Other options include vision and dental insurance, accident insurance, final expense insurance, and hospital indemnity policies.

Best Life Insurance Companies Serving El Paso
1005 Yandell Drive, El Paso, TX 79902

Expertise.com Rating

Review Sources

Google
4.9 (51)
Facebook
5.0 (27)
Yelp
3.0 (2)

Why choose this provider?

Flor & Associates Insurance Agency caters to individual and commercial clients in El Paso. It is an insurance agency that was built by Flor Caballero Lynch, who has been assisting clients in finding the right insurance that fits their needs. Having been in the industry for 27 years, Flor leads her team of agents who specialize in personal, business, transportation, life, and health insurance. Flor & Associates Insurance Agency strives to protect the client's assets by providing personalized care and prioritizing the client's peace of mind.

Best Life Insurance Companies Serving El Paso
7362 Remcon Cir, El Paso, TX 79912

Expertise.com Rating

Why choose this provider?

Enroll El Paso, a life insurance company in El Paso, helps its clients find the right insurance products for their needs. The company works with top-rated insurance companies to help customers zero in on appropriate life insurance policies, including whole life and term insurance. Additionally, Enroll El Paso helps individuals and families navigate the health insurance marketplace to find affordable coverage to meet their needs. Other products offered include dental plans, senior health options, and final expense policies.

Best Life Insurance Companies Serving El Paso
462 N Yarbrough Dr Ste B, El Paso, TX 79915

Expertise.com Rating

Why choose this provider?

Texas Medical Care Plans offers El Paso customers help with selecting the right life and health insurance plans for their particular situations. Whole life and term life policies are available, and the agency offers help with choosing final expenses insurance. Its health insurance lines include Obamacare policies on the national marketplace, and it works with seniors and other Medicare recipients to find supplement and Advantage plans to meet their needs.

Best Life Insurance Companies Serving El Paso
3921 Montana Ave, El Paso, TX 79903

Expertise.com Rating

Why choose this provider?

GO Insurance is a locally owned and operated life insurance agency in El Paso serving the needs of local clients since 2012. The insurance agency specializes in auto insurance, home insurance, health insurance, business insurance, and employee benefits. Its life insurance policies include individual life insurance, long-term care insurance, and second-to-die policies. The insurance agents and specialists also offer comprehensive health insurance policies which include dental coverage, child health insurance, medical expenses protection. It has partnered with various carriers including Humana, Transamerica, and Connect Insurance.

Best Life Insurance Companies Serving El Paso
1200 Golden Key Cir Ste 327, El Paso, TX 79925

Expertise.com Rating

Review Sources

Google
4.9 (72)

Why choose this provider?

BYGA Healthcare Insurance in El Paso is a locally accredited insurance agency that has served the insurance needs of individuals, seniors, and businesses along the borderland for many years. It assists customers in finding the right options for them from the health insurance marketplace, including policies under Obamacare. It specializes in senior health insurance, including products such as Medicare Part D plans, Medicare supplements, and Medicare Advantage plans. The agency also helps with private health insurance plans based on clients' needs.

Best Life Insurance Companies Serving El Paso
1017 Montana Ave, El Paso, TX 79902

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Inicia Insurance Group is a life insurance agency in El Paso that uses a client-needs-based strategy to help customers find the right coverage from a range of companies. This insurance brokerage strives to tailor insurance policies to the financial needs of its customers. Its portfolio of products includes HMO, PFFS, MSA, and PPO plans and Medicare-related policies from several large insurance carriers. Its personal insurance line includes whole life, term life, universal life, and final expense coverage types.

Best Life Insurance Companies Serving El Paso
7500 Viscount Boulevard, Suite 101, El Paso, TX 79925
Visit WebsiteLicense: 15867

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (2)

Why choose this provider?

Desert West Insurance Agency, Inc., has been serving the personal and business insurance needs of residents of El Paso and the surrounding areas since 1972. It offers term and permanent life insurance policies based on the personal circumstances and financial objectives of clients. The agency also covers other types of insurance products for cars, homes, and motorcycles from several insurance carriers that include Travelers and Progressive. Desert West Insurance is a member of the Trusted Choice Independent Insurance Agents of Texas.

  • Individual Plans
  • Life Insurance

Best Life Insurance Companies Serving El Paso
8814 Alameda Ave, El Paso, TX 79907

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Founded in 1995, Affordable Health Insurance Agency in El Paso offers a range of budget-conscious policy options for its customers. Its health insurance offerings include policies for both group and individual customers, and it offers dental and vision coverage as well as senior supplements for Medicare recipients. Life insurance, annuities, final expense insurance, and cremation plans area available. In addition, Affordable Health Insurance Agency offers auto, home, and commercial insurance products.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
ArmandoWInsurance
125 N Glenwood St Ste N, El Paso, TX 79905
Flor & Associates Insurance Agency
1005 Yandell Drive, El Paso, TX 79902
Enroll El Paso
7362 Remcon Cir, El Paso, TX 79912
Texas Medical Care Plans
462 N Yarbrough Dr Ste B, El Paso, TX 79915
goinsurancetexas.com
3921 Montana Ave, El Paso, TX 79903
BYGA Healthcare Insurance
1200 Golden Key Cir Ste 327, El Paso, TX 79925
Inicia Insurance Group
1017 Montana Ave, El Paso, TX 79902
Desert West Insurance Agency, Inc.
7500 Viscount Boulevard, Suite 101, El Paso, TX 79925
Affordable Health Insurance Agency
8814 Alameda Ave, El Paso, TX 79907

El Paso, TX Life Insurance FAQs

  • What occurs at the end of the term of your El Paso term life insurance policy?

    A term life insurance policy in El Paso expires when it reaches the end of its term. You typically have three options if you still require coverage after your policy has expired: renew your coverage with an increased premium, seek a new policy, or convert your current term life insurance into a permanent life policy.

  • When may your El Paso term life insurance policy be changed to a whole life policy?

    Your policy and your insurer will determine when you can change your term life insurance in El Paso to whole life insurance. If your policy is convertible, you will get a notification outlining your eligibility and the steps required to accomplish the conversion. Most policies offer a window where the conversion option may be used, often between 30 and 90 days before your term's expiration date.

  • Is it preferable to get the death benefit of a life insurance policy in El Paso all at once rather than over the course of several years?

    It depends on your situation. You should receive the death benefit of a life insurance policy in El Paso as a lump sum if you have a significant amount of debt that you want to pay off immediately. However, if your primary concern is having enough money to provide for your family in the future, you can spread the death benefit amount over time by obtaining an annuity.

  • When can you purchase life insurance for your parents in El Paso?

    You can purchase life insurance in El Paso for your parents if you have "insurable interest," which implies you will be liable for the financial obligations in the event of your parents' passing. Financial responsibilities that qualify as end-of-life expenses include funeral charges, burial or cremation fees, co-signed debts, mortgage, and long-term care for a surviving parent.

  • Can you acquire life insurance in El Paso even if you have Type 2 diabetes?

    Yes. Even if you have Type 2 diabetes, you may be eligible for typical life insurance in El Paso because it is generally regarded as less hazardous and simpler to treat with exercise, restful sleep, diet, and stress reduction. Compare prices to discover the most suitable policy for you because the types of life insurance you are eligible for will depend on the insurer and your health.

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