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Best Life Insurance Companies in Edinburg, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Edinburg Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4374Reviewed

2626Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2117 E University Dr, Edinburg, TX 78542
WebsiteLicense: 1287834

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (6)

Why choose this provider?

Cesar Tamez is an insurance agent from StateFarm that serves Edinburg and the surrounding areas. He offers life insurance solutions such as term life, whole life, and universal life insurance. Cesar also offers health insurance products, including supplemental health, individual Medical, and Medicare Supplement policies. Additionally, he also offers home and property, auto, and business insurance. Commercial clients can also get surety and fidelity bonds, as well as liability umbrella policies that give additional coverage beyond what traditional insurance policies provide.

  • Life Insurance
  • Health Insurance

3109 S Alamo Rd # 2, Edinburg, TX 78542
WebsiteLicense: 2188038

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (1)

Why choose this provider?

Carina Ramos Insurance & Associate is an insurance agency that serves individuals and families from Edinburg and the rest of South Texas. It offers various types of life insurance, including term life insurance, whole life insurance, and universal life insurance. In addition, it provides other types of insurance such as home insurance, vehicle insurance, and commercial insurance. Carina Ramos Insurance & Associate works with more than 26 insurance companies and has arranged insurance plans for over 400 families.

  • Life Insurance

5801 North 10th Street, McAllen, TX 78502
WebsiteLicense: 834465

Expertise.com Rating

Review Sources

Google
3.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Shepard Insurance Agency serves clients in McAllen and its surrounding cities, including Edinburg. Its wide selection of insurance policies includes universal and term life insurance, long-term care insurance, and individual and group health insurance. It also helps businesses create coverage plans for commercial property and automobile, general liability, and workers' compensation. In addition, the agency can also assist clients through the insurance claim process. Shepard Insurance Agency is a member of the McAllen Chamber of Commerce.

  • Individual Plans
  • Life Insurance
  • Health Insurance

5401 North 10th Street, McAllen, TX 78504
WebsiteLicense: 2221487

Expertise.com Rating

Review Sources

Facebook
4.0 (16)
Google
5.0 (7)

Why choose this provider?

Reyna and Associates Insurance Agency LLC is an independent business that caters to clients in Edinburg and the surrounding communities. It offers term life, whole life, and universal life insurance policies. Under its personal insurance line, it provides health, pet, home, boat, watercraft, and motorcycle insurance coverage. Commercial property, general liability, builders' risk, E&O, professional liability, and workers' compensation insurance options are also available. The agency's owner, Ralph Reyna, has been in the insurance industry for seven years.

  • Life Insurance
  • Health Insurance

1408 South Closner Boulevard, Edinburg, TX 78539
WebsiteLicense: 734810

Expertise.com Rating

Review Sources

Google
4.0 (94)
Yelp
5.0 (1)

Why choose this provider?

Juan Cazares is a State Farm agent who has been serving Edinburg and the surrounding areas since 1982. He offers life insurance policies and other insurance products to individuals and businesses. He assists clients in choosing from among whole life, term life, and universal life the appropriate life insurance that fits their needs. In addition, he handles coverage for auto, property, business, and health. Juan is a member of the Edinburg Chamber Of Commerce and a recipient of the Legion of Honor Bronze Tablet Qualifier.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cesar Tamez
2117 E University Dr, Edinburg, TX 78542
Carina Ramos Insurance & Associate
3109 S Alamo Rd # 2, Edinburg, TX 78542
Shepard Insurance Agency
5801 North 10th Street, McAllen, TX 78502
Reyna and Associates Insurance Agency LLC
5401 North 10th Street, McAllen, TX 78504
Juan Cazares
1408 South Closner Boulevard, Edinburg, TX 78539

FAQs

  • What happens to an employee's life insurance coverage if they change jobs or become unemployed in Edinburg?

    Group life insurance is typically tied to employment, so when the employment relationship ends, the coverage may be terminated. To sustain their coverage, Edinburg employees have the option of converting their group policy into an individual one, subject to the insurer's approval. They can also purchase a new life insurance policy.

  • What are the life insurance options available to Edinburg residents?

    Edinburg residents can choose from several life insurance options, including mortgage protection, indexed universal, and preneed funeral plans. Mortgage protection insurance is designed to settle the policyholder's mortgage in the event of their demise. Indexed universal life insurance offers the potential for cash value growth, which is linked to the performance of a market index. Pre-need funeral plans enable individuals to make advance funeral preparations.

  • Which specialized life insurance policies are accessible to senior customers in Edinburg?

    Insurance companies in Edinburg have developed diverse life insurance options catering to older individuals, which include lifelong coverage, along with flexibility for renewal or conversion to adapt to evolving circumstances. They also incorporate valuable elements like accelerated death benefits, enabling beneficiaries to access funds under specific conditions prior to the policyholder's demise. These policies also provide living benefits, which provide financial support during the policyholder's lifetime.

  • Why is life insurance important for individuals and families in Edinburg?

    Life insurance offers financial security for Edinburg policyholders' beneficiaries in case they pass away unexpectedly. Additionally, it can play an important role in estate planning by facilitating the seamless transfer of assets to heirs. Life insurance can also serve as a means of saving money and as a potential source of funds during emergencies.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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