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2025

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Best Life Insurance Companies in Dallas, TX

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Dallas life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1009 Oakwood Lane Unit 120803, Arlington, TX 76012
WebsiteLicense: 2083788

Why choose this provider?

Prosperitas Wealth Management LLC addresses the insurance needs of business owners and institutional clients in and around Dallas. The company offers financial planning solutions and insurance products, like life, long-term care, and disability income plans. Its founder, Thomas Payne, leverages over 20 years of industry experience to help customers purchase the right life insurance coverage they need, calculate their monthly premium payments, and educate them about its tax benefits. He is also a registered investment advisor, helping individuals assess risk tolerance and rebalance portfolios.

  • Investments
  • Financial Planning
  • Life Insurance

12770 Coit Road Suite 110, Dallas, TX 75251
WebsiteLicense: 1550117

Expertise.com Rating

Review Sources

Google
4.6 (81)
Facebook
4.8 (47)
Yelp
5.0 (9)

Why choose this provider?

Thumann Agency, Inc. is a family-owned independent insurance company that has been serving the Dallas metro since 1996. The company offers a life insurance plan that comes with three options: term, permanent, and universal. It also offers auto, pet, flood, watercraft, and business insurance plans. The company deals with leading insurance carriers like Kemper Personal Insurance and Prudential Financial. Before establishing Thumann Agency, Steve Thumann worked as a principal insurance agent and as a computer systems engineer for insurance companies.

  • Life Insurance
  • Health Insurance

13601 Preston Rd, Dallas, TX 75240

Expertise.com Rating

Review Sources

Yelp
4.0 (22)
Facebook
5.0 (4)

Why choose this provider?

Profectus Insurance & Investments is a financial services firm that has been providing insurance to clients in Dallas and the surrounding areas for over 30 years. The firm specializes in group life and health insurance policies for small to medium-sized businesses. Its agents recommend policies that provide extensive coverage and benefits to businesses' employees at the most cost-effective rates. Profectus Insurance & Investments also offers risk management and business planning services.

1910 Pacific Avenue, Dallas, TX 75201

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
4.7 (7)
Yelp
4.0 (5)

Why choose this provider?

Holloway Benefit Concepts is a veteran-owned Dallas-based insurance company that caters to individuals who need assistance in obtaining life insurance policies. It works with various carriers in creating personalized plans that suit the clients' needs and preferences. In addition, Holloway Benefit Concepts offers other insurance services, such as health, dental, disability, vision, and emergency evacuation benefit insurance. Owner Ryan Holloway established the company in 2011. He served in the US Marine for more than eight years.

100 Plaza Dr Ste 500, Red Oak, TX 75154

Expertise.com Rating

Review Sources

Yelp
4.5 (22)

Why choose this provider?

Cooper Insures is an insurance company offering health and life insurance to clients in the Dallas area. For health insurance coverage, the firm partners with multiple providers, including Humana, Blue Cross Blue Shield, and United. It offers traditional health insurance plans for individuals and groups as well as additional coverage for dental and travel. For clients over the age of 65, it services Medicare plans A through J. Cooper Insures also provides guaranteed issue life insurance.

13530 Inwood Rd, Dallas, TX 75244

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

National Family Care Life is an insurance agency providing life and health insurance policies to individuals and families in the Dallas area. The firm provides individual, family, and single parent life insurance policies to clients under the age of 65. Policy renewals are guaranteed up to age 70 and accidental death benefits are available at no extra cost. National Family Care Life also provides coverage for illnesses and medical events such as cancer and heart attacks.

2331 Gus Thomasson Rd, Suite 118, Dallas, TX 75228

Expertise.com Rating

Review Sources

Yelp
4.0 (22)

Why choose this provider?

Wise Insurance Group is a life insurance company in Dallas offering policies to individuals and families. The company consults with clients and recommends life insurance policies to help them achieve a number of financial goals, including paying off debt, funding their children's college educations, or providing their surviving spouse with supplemental income. Wise Insurance Group focuses on offering cost-effective policies with maximum coverage and benefits customized to fit clients' budgets and needs.

6301 Gaston Ave Ste 210, Dallas, TX 75214

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

Bill "Bulldog" Cunningham Insurance Agency is a health insurance company in Dallas providing policies to individuals and commercial clients. As an independent agency, the company is able to offer products and policies from numerous nationwide carriers. Its insurance specialists conduct consultations with clients to understand their policy needs and goals and obtain accurate quotes for coverage and premium amounts. Bill "Bulldog" Cunningham Insurance Agency also offers comprehensive life insurance policies.

2828 Forest Ln Ste 2300, Dallas, TX 75234
WebsiteLicense: 1489170

Expertise.com Rating

Review Sources

Google
4.4 (11)

Why choose this provider?

Kevin Lee Company is a local insurance agency that has been operating in Dallas since 1987. It assists individuals and their families in securing their futures by offering different forms of life insurance such as term, universal, survivor, and whole life. Its team of independent agents provides a wide range of coverage options for clients' personal and business needs through a partnership with multiple insurance carriers. The agency also offers property, health, dry cleaner, and commercial landlord insurance. Kevin Lee Company houses English- and Korean-speaking staff.

  • Life Insurance

5999 Summerside Drive, Suite 200, Dallas, TX 75252
WebsiteLicense: 4777

Expertise.com Rating

Review Sources

Google
4.7 (108)
Facebook
5.0 (67)
Yelp
3.6 (7)

Why choose this provider?

CoVerica is an insurance company that serves clients residing in Dallas and the nearby areas. The company offers term life, whole life, and universal indexed life insurance plans. It has access to life insurance providers such as AIG, Assurity, MetLife, Mutual of Omaha, and Pacific Life. CoVerica also offers other personal insurance policies, such as homeowners insurance, auto insurance, umbrella insurance, and high net worth insurance. Clients can file insurance claims through the company's website.

  • Life Insurance

4330 N Central Expy Ste 100, Dallas, TX 75206
WebsiteLicense: 8607

Expertise.com Rating

Review Sources

Google
4.9 (58)
Facebook
4.8 (45)
Yelp
5.0 (1)

Why choose this provider?

Bibby Brilling & Associates, L.L.P., is an independent insurance agency serving clients in Dallas. It specializes in life insurance coverage, designing each policy according to the client's personal and financial needs. Its agents help clients weigh their options and determine the coverage that fits them best. The company also offers home, auto, and business insurance, in addition to specialty options, such as restaurant and contractors' coverage. It works with various carriers, including Nationwide, Progressive, Foremost, Safeco, and Infinity.

  • Health Insurance
  • Life Insurance

8201 Preston Rd, Dallas, TX 75225
WebsiteLicense: 690302

Expertise.com Rating

Review Sources

Google
4.8 (97)
Facebook
4.9 (53)
Yelp
4.4 (16)

Why choose this provider?

Brent Cooper is a State Farm agent who provides insurance coverage to various clients in Dallas. He has been a State Farm agent in the area since 1987. Cooper also owns a small business in the Preston Hollow and Park Cities communities of University Park and Highland Park. He has received awards and recognition, including the Million Dollar Round Table. His company supports numerous local charities and private and public schools, such as the Park Cities YMCA and the Rotary Club of Park Cities.

  • Life Insurance

1304 Adair St, Dallas, TX 75204

Expertise.com Rating

Review Sources

Google
4.9 (80)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Princeton Insurance is a life insurance company in Dallas providing policies to individuals and families. The company's independent agents consult with clients to determine their policy needs and compile instant comparative quotes from numerous insurance carriers. They help clients obtain a term or whole life insurance policy, depending on coverage needs and lifestyle preferences. Princeton Insurance also offers child life insurance policies and policies for long-term care not covered by traditional health insurance plans.

2727 Lyndon B Johnson Fwy, Ste# 730, Dallas, TX 75234
WebsiteLicense: 2215148

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Smart Insured Solutions, LLC is an insurance agency staffed with a select team of experienced Financial Advisors and Insurance Professionals specializing in and serving the Senior & Underage Community in the DFW metroplex. The agency has multiple locations and represent several top-rated Insurance companies to help Consumers find the right Solutions at affordable cost unique to each family’s situations. Their areas of expertise included Life, Health, Medicare, Home, Auto and Business Insurance.

  • Home & Auto Insurance
  • Business Insurance
  • Life Insurance

1910 Pacific Ave Ste 18650, Dallas, TX 75201

Expertise.com Rating

Why choose this provider?

Vaughn Asset Advisory LLC is a life insurance company in Dallas providing policies to individuals, groups, and businesses. To help clients obtain the best insurance policies, the firm uses a multistep process that begins with a discovery and goal setting phase to understand clients' financial situation and needs. Its licensed agents then identify and recommend the appropriate life or health insurance policies for clients. Vaughn Asset Advisory also offers estate planning and asset management services.

4144 N. Central Expy, #700, Uptown Tower, Dallas, TX 75204
WebsiteLicense: 2040018

Expertise.com Rating

Review Sources

Google
4.9 (674)
Facebook
4.9 (161)
Yelp
3.4 (17)

Why choose this provider?

Ray Scott is an insurance agent who works with State Farm and serves clients in the Dallas area. He provides a range of life insurance policies to help customers prepare for unexpected events in the future. He also offers risk protection coverage for health, commercial properties, automobile, and homes. Scott has been serving the area since 2016. His firm accommodates Spanish- and Vietnamese-speaking individuals. He has served the US Army, where he learned about the importance of value and dedication to service.

  • Life Insurance
  • Health Insurance

14241 Dallas Parkway Suite 1200, Dallas, TX 75254
WebsiteLicense: 1687026

Expertise.com Rating

Review Sources

Google
4.2 (15)

Why choose this provider?

Bluecrest Financial Alliances is a financial services firm that serves individuals in Dallas. The company starts by taking a thorough assessment of its clients' current financial situation, prior to creating a financial strategy custom-designed for them. In addition to life insurance, individuals may also acquire 529 college savings, annuities, disability income insurance, individual retirement account, mutual funds, and trust services from the company. It also deals with insurance strategies, financial planning, and retirement planning.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

6300 Samuel Blvd, Dallas, TX 75225
WebsiteLicense: 950116

Expertise.com Rating

Review Sources

Google
4.8 (30)
Facebook
4.6 (14)

Why choose this provider?

The Hanks Group is an insurance agency serving individuals, families, and businesses in Dallas and the surrounding areas. It offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency provides insurance products for automobiles, homes, and businesses. Owner Rod Hanks established the agency in 1999. Under his leadership, the agency has grown into a major player in the property and casualty insurance market. Rod has worked with over 300 real estate transactions.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

220 W Jefferson Blvd, Dallas, TX 75208
WebsiteLicense: 1111648

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
4.6 (9)
Yelp
3.0 (2)

Why choose this provider?

Texas Plan Insurance is a brokerage firm that serves Dallas. Operating since 1990, it offers life insurance that covers term life, universal life, and whole life options. Home, personal, business, health, auto, and Mexico travel insurance are also available. Other services include SR-22 notary public, surety bonds, and group benefits. It works on liability insurance that may come limited when doing home-sharing business like Airbnb listing. Its owner, John Hauk, has been in the industry since the 1980s and has since also founded Lone Star Credit.

  • Life Insurance

15950 North, Dallas, TX 75244

Expertise.com Rating

Why choose this provider?

NGM Pro is an insurance company offering health and life insurance policies to clients in the Dallas area. The firm offers term life insurance policies for clients seeking coverage for a specific length of time at an affordable rate. For clients interested in more permanent coverage, it has whole and universal life insurance policies with long-term care benefits available. NGM Pro also provides comprehensive life insurance policies for clients not covered by an employer-sponsored plan.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Prosperitas Wealth Management LLC
1009 Oakwood Lane Unit 120803, Arlington, TX 76012Schedule an Appointment
Thumann Agency, Inc.
12770 Coit Road Suite 110, Dallas, TX 75251
Profectus Insurance & Investments
13601 Preston Rd, Dallas, TX 75240
Holloway Benefit Concepts
1910 Pacific Avenue, Dallas, TX 75201
Cooper Insures
100 Plaza Dr Ste 500, Red Oak, TX 75154
National Family Care Life
13530 Inwood Rd, Dallas, TX 75244
Wise Insurance Group
2331 Gus Thomasson Rd, Suite 118, Dallas, TX 75228
Bill "Bulldog" Cunningham Insurance Agency
6301 Gaston Ave Ste 210, Dallas, TX 75214
Kevin Lee Company
2828 Forest Ln Ste 2300, Dallas, TX 75234
CoVerica
5999 Summerside Drive, Suite 200, Dallas, TX 75252
Bibby Brilling & Associates, L.L.P.
4330 N Central Expy Ste 100, Dallas, TX 75206
Brent Cooper
8201 Preston Rd, Dallas, TX 75225
Princeton Insurance
1304 Adair St, Dallas, TX 75204
Smart Insured Solutions LLC
2727 Lyndon B Johnson Fwy, Ste# 730, Dallas, TX 75234
Vaughn Asset Advisory, LLC
1910 Pacific Ave Ste 18650, Dallas, TX 75201
Ray Scott
4144 N. Central Expy, #700, Uptown Tower, Dallas, TX 75204
Bluecrest Financial Alliances
14241 Dallas Parkway Suite 1200, Dallas, TX 75254
The Hanks Group
6300 Samuel Blvd, Dallas, TX 75225
Texas Plan Insurance
220 W Jefferson Blvd, Dallas, TX 75208
NGM Pro
15950 North, Dallas, TX 75244

Dallas, TX Life Insurance FAQs

  • What are the average life insurance costs for men and women in Dallas compared to the Texas state average, and how do they change based on recommended coverage levels?

    In Dallas, male residents typically pay about 3% below the Texas average for life insurance, with a standard $250K policy costing them around $18 monthly. Conversely, females usually pay close to the state average, shelling out approximately $16 monthly for the same coverage. However, when opting for the advised Texas coverage of $719K, determined by multiple socio-economic metrics, men's average price soars to $38 per month and women's to $33.

  • How can a Dallas resident sell their life insurance policy, and what should they be aware of?

    In Dallas, individuals can legally offload their life insurance to licensed life settlement firms supervised by the Texas Department of Insurance. Typically, these firms focus on acquiring policies from seniors over 65, holding policies worth over $100,000, especially if health complications predict a reduced lifespan. Selling means no more premiums for the original holder but no benefit for their heirs. It's wise to compare multiple offers, remember potential tax implications, and consider possible eligibility impacts on public assistance.

  • What determines the length of life insurance coverage one should obtain in Dallas?

    Determining the appropriate duration for life insurance in Dallas hinges on several personal variables. Key among them are one's age, the ages of their offspring, outstanding mortgage balances, and retirement savings. Generally, having younger offspring and significant mortgage dues implies a need for extended coverage. Conversely, possessing substantial retirement funds could reduce the required coverage duration. Each individual's situation is unique, and evaluating these factors is crucial.

  • If a Dallas resident opts to terminate their life insurance policy, what financial implications can they expect?

    Ending a life insurance policy in Dallas is a choice available to policyholders at any juncture. For term insurance, which lacks cash accumulation, termination results in no refundable value. However, for whole life policies, a policyholder might obtain a surrender value equivalent to the policy's cash value. Detailed surrender rights for any given policy are outlined in its specific provision documents.

  • In Dallas, is a medical examination always a prerequisite for obtaining life insurance?

    No. In Dallas, acquiring life insurance doesn't invariably necessitate a medical checkup. Often, the need for such evaluations hinges on the policy type, desired coverage amount, and the prospect's age. For instance, a 30-year-old seeking a $100,000 term life policy might bypass the exam with many insurers. However, delaying policy acquisition or aiming for heftier coverage often increases the likelihood of medical exam requirements.

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