Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in College Station, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored College Station Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3732Reviewed

2242Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1621 Texas Avenue South, College Station, TX 77840
WebsiteLicense: 2195786

Expertise.com Rating

Review Sources

Google
5.0 (114)

Why choose this provider?

Miles Pusateri is a State Farm insurance agent who has been serving the insurance needs of residents in College Station and the surrounding areas for the past seven years. Pusateri and his team offer life insurance that protects the policyholder and loved ones financially should a covered event occur. Life insurance plans help pay off debts, college fees, and mortgages. Miles Pusateri also provides auto, business, farm or ranch, and home insurance policies. Quotes are available upon request.

  • Life Insurance
  • Health Insurance

1401 Sebesta Road, College Station, TX 77845
WebsiteLicense: 1014048

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Camp Insurance Agency is an independent company that delivers insurance solutions to individuals, families, and businesses in the College Station metro and the surrounding areas. The firm offers life insurance that includes term and permanent coverages. These life insurance plans protect policyholders against financial losses caused by funeral expenses and outstanding debts. Moreover, Camp Insurance Agency helps clients obtain other personal and business policies, such as home, health, auto, workers' compensation, and business interruption insurance.

  • Life Insurance

3363 University Drive East, Bryan, TX 77802
WebsiteLicense: 741876

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

The Dunlap Group is a full-service financial plan consulting firm that has been serving clients in College Station, Bryan, and the surrounding areas since 1984. It specializes in providing insurance options related to life, group health, disability, and long-term care. The Dunlap Group is also experienced in financial management plans, such as investment, retirement, estate, education, and risk management. Moreover, it works with multiple insurance carriers, including Scott & White Health Insurance, Blue Cross, and Humana, to deliver options suited to its clients' needs.

  • Life Insurance
  • Health Insurance

1716 Briarcrest Drive, Bryan, TX 77802
WebsiteLicense: 3143

Expertise.com Rating

Review Sources

Google
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

Program Insurance Group is an independent agency located in Georgetown. It caters to individuals, families, and business owners who need insurance solutions in the College Station metro and surrounding communities. The company helps clients acquire life insurance plans that include term, whole, and universal or variable life coverage. In addition, its insurance specialists offer other personal plans such as homeowners', renters', and auto insurance. Program Insurance Group's principal agent, Doug Groves, carries more than 30 years of experience in the industry.

  • Life Insurance

2752 Longmire Drive, College Station, TX 77845
WebsiteLicense: 722319

Expertise.com Rating

Review Sources

Google
4.0 (24)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

As an independent agency, W & Gibson Insurance serves the people in College Station to find the right life insurance policy to meet their changing needs. It offers term, whole, and universal life insurance. The company believes that as a person's life changes, life insurance policy must also change. Some of these changes include marriage or divorce, health concerns, purchasing a new home, or opening a new business. W & Gibson Insurance values what the future brings to the family members when the insured dies.

  • Life Insurance
  • Health Insurance

2651 Boonville Road, Bryan, TX 77808
WebsiteLicense: 1859983

Expertise.com Rating

Review Sources

Google
5.0 (256)

Why choose this provider?

Greg Myatt is a life insurance agent who serves clients from College Station and its surrounding areas. He offers various life insurance options such as term, whole, and universal life insurance. Insurance plans for condominium owners, renters, and vehicles are also offered by Myatt. He has been working as a State Farm Insurance agent over the years. Myatt specializes in relocation assistance and he ensures that clients get a tailored approach by fully understanding their personal needs.

  • Life Insurance
  • Health Insurance

4030 Texas 6 Frontage Road, College Station, TX 77845
WebsiteLicense: 6576

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (9)

Why choose this provider?

Founded in 1876, Dexter & Company is Dallas' first insurance agency. Its College Station office assists individuals seeking counsel regarding life insurance policies. Types of life insurance offered include term life, whole life, and universal life insurance. In addition, its team of agents proposes long-term care and health insurance programs. Business owners across the metro can also hire them to customize risk management solutions, from liability insurance to workers’ compensation. Dexter & Company is a member of the IIABA.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Miles Pusateri
1621 Texas Avenue South, College Station, TX 77840
Camp Insurance Agency
1401 Sebesta Road, College Station, TX 77845
The Dunlap Group
3363 University Drive East, Bryan, TX 77802
Program Insurance Group
1716 Briarcrest Drive, Bryan, TX 77802
W.E. Gibson Insurance
2752 Longmire Drive, College Station, TX 77845
Greg Myatt
2651 Boonville Road, Bryan, TX 77808
Dexter & Co
4030 Texas 6 Frontage Road, College Station, TX 77845

FAQs

  • What are the cash value benefits of universal life insurance in College Station?

    The cash value of universal life insurance in College Station can be accessed through policy loans. Individuals can have peace of mind knowing that they have a source of funds in case of an emergency. They can also make a partial withdrawal of up to 10% of the total cash value accumulation after the first policy year.

  • Is purchasing life insurance in College Station worth it?

    In College Station, obtaining this form of insurance can be worthwhile if you know your family will be able to handle their needs if you die. However, if you are single, have lots of savings, and do not have dependents, having life insurance may not make sense. Yet, life insurance can still serve as a viable investment vehicle.

  • If you have a child with disabilities, what type of insurance in College Station should you choose?

    You may want to consider purchasing whole or universal life insurance in College Station if you have a child with disabilities. These types of coverage will help your child because they need lifelong financial support. In the event of your premature passing, the cash value of the insurance can be used to pay for medical expenses and college tuition.

  • Will your life insurance premiums in College Station change or increase over time?

    It depends on the situation. If you have term life insurance in College Station, your premiums will stay fixed for the initial 10, 20, or 30 years. After your term period, if you want to keep your policy, premiums may increase. Meanwhile, insurance premiums for whole-life coverage will not increase as long as you do not let your policy lapse.

  • Can you purchase dependent life insurance coverage in College Station?

    Yes, you can purchase dependent life insurance coverage in College Station for your spouse and dependent children younger than 26 years old. Your dependent children may include a natural or adopted child, a stepchild with a parent-child relationship with you, or a foster child who is under the supervision of a foster care program.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...