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2024

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Best Life Insurance Companies in Carrollton, TX

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Carrollton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5915Reviewed

3556Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8500 North Stemmons Freeway, Dallas, TX 75247

Why choose this provider?

Balanced Options Agency offers personalized insurance policies for individuals and families throughout the Carrollton metro. It specializes in life insurance, mortgage protection, annuities, and identity theft protection. It also guides clients in retirement planning through universal life insurance. The firm has more than two decades of experience helping customers obtain insurance tailored to their specific goals. As a fully independent agency, it works with multiple carriers, which allows flexibility in developing coverage that's suited for the client.

  • Life Insurance

15510 Wright Brothers Drive, Dallas, TX 75001
WebsiteLicense: 2279364

Expertise.com Rating

Review Sources

Google
4.0 (72)

Why choose this provider?

American Select Partners is a life insurance firm that serves clients in Carrollton and its surrounding areas. The company offers a wide selection of life insurance packages including whole, term, and universal. It also offers health insurance plans. Some of the firm's insurance carriers include National General Insurance, Mutual of Omaha, UnitedHealthcare, and Aetna. Its team of experienced insurance agents caters to families and individuals, ensuring a tailored approach based on the clients' personal needs.

  • Life Insurance
  • Health Insurance

2201 Midway Road, Carrollton, TX 75006
WebsiteLicense: 2546280

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

Advance Pro Insurance Agency LLC is an insurance brokerage assisting families, individuals, and businesses in Carrollton. It offers a range of personalized risk management solutions, including basic term life insurance and whole life insurance as well as coverage for homeowners and automobiles. Additionally, it provides various business policies, including coverage for property damages, legal liabilities, and employee-related risks. The brokerage works with multiple insurance carriers, such as Mercury, Safeco, and Bristol West, to help clients find the policies that fit their needs.

  • Life Insurance

600 East John Carpenter Freeway, Irving, TX 75062

Expertise.com Rating

Review Sources

Google
4.3 (32)

Why choose this provider?

Term Life U.S.A. is a national online life insurance company that provides its services to those in Carrollton and the surrounding areas. It provides assistance to clients to protect their assets such as business continuation, family, estate liquidity, and comfortable retirement plan. It also aids in simplifying the process and various policies of life insurance so that clients can choose the proper option that caters to their specific needs. Life insurance policies the firm covers include term life or permanent life.

  • Life Insurance
  • Health Insurance

4454 Trinity Mills Road, Dallas, TX 75287
WebsiteLicense: 776082

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
4.0 (4)

Why choose this provider?

Mark Caudle has been working as a State Farm insurance agent since 1984. He leads a team of insurance professionals that serves the residents and businesses of Carrollton, providing access to a selection of insurance products, such as life, auto, home, and health insurance. He also helps clients navigate their life insurance options, such as term and whole life insurance, and assists in choosing suitable coverage types. An architecture graduate, Mark is a volunteer for the Boy Scouts of America.

  • Life Insurance
  • Health Insurance

16415 Addison Road, Addison, TX 75001
WebsiteLicense: 6988

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Pilot Insurance Center is an Addison-based insurance company that extends its services to the Carrolton metro. It is an independent agency that caters to pilots who need life insurance services. Pilot Insurance Center works with various carriers to create personalized insurance coverages suited to the specific needs of its pilot clients. It also offers long-term care insurance. Owned by Bill Fanning and Randy Williams, the company has been delivering insurance solutions for more than 20 years.

  • Life Insurance

3010 Lyndon B Johnson Freeway, Dallas, TX 75234

Why choose this provider?

The Life Agency is an independent agency that provides personalized life insurance plans in Carrollton and its surrounding cities. It has various types of life insurance programs that safeguard clients against adversities such as indexed universal, survivor, and final expense life insurance. Furthermore, this firm offers disability insurance and annuities. It represents several insurance carriers such as AIG and Zurich, which grant clients a wide range of coverage options. The Life Agency has been in the insurance business since 1987.

  • Life Insurance

4275 Little Road Ste. 200, Arlington, TX 76016
WebsiteLicense: 2173113

Expertise.com Rating

Review Sources

Facebook
4.0 (4)

Why choose this provider?

American Affinity Group is a team of insurance brokers who serve clients in Carrollton and the surrounding areas. They provide individualized life insurance coverage, including term, whole, and universal options. The company also offers policies for health, mortgage protection, annuities, and final expenses to families who want to secure their future financial needs. American Affinity Group was founded by the father-and-son partnership of Tom and Dustin Pierson. It has been in operation for over 15 years.

  • Life Insurance
  • Health Insurance

500 East Broad Street, Mansfield, TX 76063
WebsiteLicense: 1455636

Expertise.com Rating

Why choose this provider?

Texas Insurance Agency is a team of risk management professionals that serves Carrollton. Included in its broad range of products is life insurance, which can either provide death benefits or living benefits. The agents can furnish three policy types namely universal life, whole life, and term life. They work with different providers such as Nationwide, Progressive, and Safeco, allowing them to present a multitude of plan options for clients. Texas Insurance Agency has offices in Mansfield, Hamilton, and Athens.

  • Life Insurance
  • Health Insurance

1930 E Rosemeade Pkwy #211, Carrollton, TX 75007
WebsiteLicense: 1140088

Expertise.com Rating

Review Sources

Google
5.0 (158)
Facebook
5.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Jeff Van Matre Insurance Agency provides personal and business insurance products to clients in and around Carrollton and Dallas-Fort Worth areas. As an independent agency, the company represents multiple insurance carriers, giving clients a wide range of policies to choose from. Its insurance products include home, auto, renters’, and individual life insurance. Clients can also choose from term life, whole life, and universal life insurance options. Jeff Van Matre Insurance Agency also offers specialty insurance products, which include high-net-worth insurance, excess liability insurance, and valuable possessions insurance.

  • Life Insurance

2400 East Hebron Parkway, Carrollton, TX 75010
WebsiteLicense: 1424378

Expertise.com Rating

Review Sources

Google
4.0 (60)
Facebook
5.0 (7)
Yelp
4.0 (3)

Why choose this provider?

Krystal Smith is a State Farm insurance agent who has been serving Carrollton and surrounding communities. Since 2004, she has been assisting individuals in securing the futures of their families by offering term, whole, and universal life insurance coverage options. Krystal also helps small businesses through the policy which can be utilized for business continuation, key employees, employee benefits, and key employee incentives. Her team provides 24-hour service to address any concerns via text, fax, or call. Services are available in English and Spanish.

  • Life Insurance
  • Health Insurance

13355 Noel Road, Dallas, TX 75240
WebsiteLicense: 1054968

Expertise.com Rating

Review Sources

Google
3.3 (10)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Harrison Insurance Agency is an independent insurance agency that represents various companies to help Carrollton clients find the life insurance products that meet their needs. It also assists clients in re-evaluating life insurance policies as they take on different aspects of their lives. Harrison Insurance Agency carries term life insurance. Additionally, it offers coverage options for health, auto, homeowners, renters, and landlords. Some of the insurance companies that it represents are Pacific Life, Chubb, and Kemper.

  • Life Insurance
  • Health Insurance

11722 Marsh Lane, Dallas, TX 75229
WebsiteLicense: 12726

Expertise.com Rating

Review Sources

Google
4.7 (7)

Why choose this provider?

Northwest Insurance Agency is a family-owned insurance agency that has been in the industry for more than four decades. It comprises insurance agents and financial advisors who deliver tailored insurance solutions for individuals and families in Carrollton and nearby areas. It offers life insurance policies that deliver short-term or long-term protection in the event of unexpected. The policy can also help pay for medical costs, funeral expenses, and college tuition fees. Moreover, the agency also has general liability, product liability, and fleet auto insurance products.

  • Life Insurance
  • Health Insurance

11496 Luna Road Farmers Branch, Dallas, TX 75234
WebsiteLicense: 969957

Expertise.com Rating

Why choose this provider?

Give Me Insurance is a full-service and independent insurance agency that provides permanent life and term life insurance policies to clients in Carrollton and the surrounding areas. It also crafts individual and group health plans, including traditional health, short-term medical, and dental coverages. Moreover, it offers home insurance, auto insurance, and business insurance plans. Give Me Insurance has been taking care of its clients' insurance needs since 1999 and has partnered with over 15 insurance carriers.

  • Life Insurance
  • Health Insurance

2625 Old Denton Road, Carrollton, TX 75007
WebsiteLicense: 1794388

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Precept Insurance has been serving the Carrollton area since 1998. It helps individuals, families, and groups who want to apply for life and health insurance services, including personal umbrella and whole and term life. It also offers home, condo, renters, landlord, flood, and earthquake property insurance plans. In addition, business owners can get business auto, general liability, and workers' compensation services. Precept Insurance also provides an insurance option that covers the expenses to repair the damages of classic cars, watercraft, motorcycles, boats, and motorsport vehicles.

  • Life Insurance

2507 Valley View Lane, Farmers Branch, TX 75234
WebsiteLicense: 1785217

Expertise.com Rating

Review Sources

Google
5.0 (144)
Facebook
5.0 (2)

Why choose this provider?

Jesse Castaneda is an insurance agent with State Farm that has been catering to clients in Carrollton and the surrounding communities since 2010. He offers term, universal, and whole life insurance policies. Moreover, he also helps customers with auto, business, condo, general liability, and health supplement insurance products. Jesse served in the Marine Corps for more than 16 years before becoming an insurance agent. He is focused on guiding his clients in finding the right insurance plans that suit their needs.

  • Life Insurance
  • Health Insurance

16801 Addison Road, Addison, TX 75001
WebsiteLicense: 960236

Expertise.com Rating

Review Sources

Google
4.0 (600)
Facebook
5.0 (21)

Why choose this provider?

Team Sellors Agencies is an independently owned insurance agency that helps clients in Carrollton in terms of life insurance coverage with options of either term or whole life. It also offers supplemental health and accident insurance coverage for cancer, critical illness, hospital intensive care, and accident. Team Sellors Agencies is an affiliate of Globe Life Liberty National Division which was founded in 1900. Such affiliation can help clients with additional coverage in their policies, including mortgage payments, payroll deduction plans, final expenses, and special business needs.

  • Life Insurance
  • Health Insurance

Arlington, TX

Why choose this provider?

Insurance Services Group USA helps Carrollton individuals in protecting their families by choosing life insurance. The independent agency offers basic life insurance programs, such as term, whole, and universal. The agents at this firm arrange life programs tailored to the clients' individual circumstances and needs. They also survey the marketplace to find various premiums from its partner carriers. Its other insurance products include annuities, dental, group, final expense, and Medicare. Insurance Services Group USA is committed to bringing insurance solutions for families and small businesses.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Balanced Options Agency
8500 North Stemmons Freeway, Dallas, TX 75247
American Select Partners
15510 Wright Brothers Drive, Dallas, TX 75001
Advance Pro Insurance Agency LLC
2201 Midway Road, Carrollton, TX 75006
Term Life U.S.A.
600 East John Carpenter Freeway, Irving, TX 75062
Mark Caudle
4454 Trinity Mills Road, Dallas, TX 75287
Pilot Insurance Center
16415 Addison Road, Addison, TX 75001
The Life Agency
3010 Lyndon B Johnson Freeway, Dallas, TX 75234
American Affinity Group
4275 Little Road Ste. 200, Arlington, TX 76016
Texas Insurance Agency
500 East Broad Street, Mansfield, TX 76063
Jeff Van Matre Insurance Agency
1930 E Rosemeade Pkwy #211, Carrollton, TX 75007
Krystal Smith
2400 East Hebron Parkway, Carrollton, TX 75010
Harrison Insurance Agency
13355 Noel Road, Dallas, TX 75240
Northwest Insurance Agency
11722 Marsh Lane, Dallas, TX 75229
Give Me Insurance
11496 Luna Road Farmers Branch, Dallas, TX 75234
Precept Insurance
2625 Old Denton Road, Carrollton, TX 75007
Jesse Castaneda
2507 Valley View Lane, Farmers Branch, TX 75234
Team Sellors Agencies
16801 Addison Road, Addison, TX 75001
Insurance Services Group USA
Arlington, TX

FAQs

  • Can a Carrollton policyholder pick out how the death benefit sum of a life insurance is distributed?

    Yes. The lump sum is the most typical option, although there are additional options as well:

    • Interest option. The funds are invested by the insurance company, and the recipients only receive interest payments on a predetermined schedule.
    • Fixed period. The insurer will pay out the beneficiaries with interest-bearing funds at the time you specify.
    • Life refund. For the remainder of their lives, the beneficiary will get a fixed sum each month.
  • Is everyone in Carrollton eligible for life insurance?

    No. Health issues, like chronic illnesses and prescriptions, and extreme hobbies like rock climbing and skydiving can all affect a life insurance company's decision to provide you coverage. In addition, insurance companies have the discretion to reject applications from individuals engaged in high-risk occupations, including flight attendants, pilots, firefighters, law enforcement personnel, and bartenders. Contact an experienced life insurance agent in Carrollton for options if you fall into any of these categories.

  • Where can residents of Carrollton file complaints about unethical life insurance agency actions?

    Carrollton citizens may contact the Texas Department of Insurance, which oversees the state's insurance industry. If policyholders have already spoken personally with their agencies and are still unsatisfied with the outcome, they may utilize the Department's online complaint system or call the Help Line at 800-252-3439, which is available Mondays to Fridays, 8 a.m. to 5 p.m. Note, however, that the Department cannot compel an agency to refund surrender charges or other fees specified in a life insurance policy, nor can it prevent them from raising premiums.

  • How does one obtain life insurance in Carrollton?

    Life insurance in Carrollton can be obtained from an insurance company, agent, or broker who sells insurance from multiple agencies. Companies decide whether or not to offer you a policy through underwriting. Usually, you have to take a medical exam and answer questions about your health, job, and habits, and a firm may deny a policy if your health or other reasons make you high-risk. Employers and organizations, like churches, unions, and associations, offer group life insurance to their employees and members. Underwriting is less rigid, and health questions are not required.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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