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2025

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Best Life Insurance Companies in Brownsville, TX

Our Recommended Top 7

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Brownsville life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8124Reviewed

4877Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Brownsville
222 North Expressway 77, Brownsville, TX 78521
Visit WebsiteLicense: 2218822

Expertise.com Rating

Review Sources

Google
5.0 (111)

Why choose this provider?

Antonio Espino Insurance presents multiple life insurance options to clients in Brownsville and the surrounding areas. The service provider has access to various insurance carriers to provide term life and final life plans tailored to every financial situation. Antonio Espino, the agency's independent broker, has been in the insurance industry since 2017. He reviews policies and educates his customers regarding the available programs available on the market. Other insurance products include Medicare, U-65 health, supplemental, and annuities.

  • Health Insurance

Best Life Insurance Companies Serving Brownsville
6710 W Expressway, Harlingen, TX 78552
Visit WebsiteLicense: 1508529

Expertise.com Rating

Why choose this provider?

Rick Viader provides life insurance services to clients in Brownsville. He is the founder and the retirement consultant of Andrik Financial with over 11 years of experience in the insurance industry. He specializes in financial security services to help the loved of clients receive benefits after their deaths. He also offers long-term care, income planning, asset protection, and social security optimization services. Additionally, it has tax minimization services to assist clients in lowering their taxes.

  • Life Insurance

Best Life Insurance Companies Serving Brownsville
1213 East Alton Gloor Boulevard, Brownsville, TX 78526
Visit WebsiteLicense: 842406

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Roy Garcia Insurance Agency has been providing insurance and investment services in the Brownsville area since 1995. It offers term and permanent life insurance options, as well as policies for personal properties. The company also has a wide range of health plans that cover medical, hospital, and surgical expenses. Additionally, business and commercial insurance programs are available. It is an independent agency working with dozens of insurance carriers to provide coverage that fits its clients' needs.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Brownsville
3505 Boca Chica Blvd, Ste 411, Brownsville, TX 78521
Visit WebsiteLicense: 2514643

Expertise.com Rating

Review Sources

Google
5.0 (83)

Why choose this provider?

Benavides Insurance has been operating in Brownsville since 1978. It offers term, whole, and universal life insurance policies that help individuals and their families and cover the debts of business owners. Its team of independent agents also carries auto, flood, umbrella, and homeowners' insurance. The agency's managing partner, Derek Benavides, has an extensive background in the insurance and sales industry. With his parents working as State Farm insurance agents, he was introduced to the industry at an early age.

  • Life Insurance

Best Life Insurance Companies Serving Brownsville
624 North Expressway 77, Brownsville, TX 78521
Visit WebsiteLicense: 2621051

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Brenda Hernandez is an Aflac insurance agent who serves business owners, families, and individuals in the Brownsville metro and the nearby areas. She helps clients acquire life insurance policies to protect their families' future in the event of an untimely demise. In addition, she offers other plans such as hospital, short-term disability, critical illness, cancer, and vision insurance. Aflac has been in the business since 1955, providing financial protection to over 50 million individuals worldwide.

  • Life Insurance

Best Life Insurance Companies Serving Brownsville
8122 West Expressway 83, Harlingen, TX 78552
Visit WebsiteLicense: 1871532

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
4.7 (14)

Why choose this provider?

Since 2013, Phoenix Insurance Group has been committed to finding the right life insurance coverages for its clients. It also offers other customized insurance plans, including automobile, commercial, health, and homeowners' insurance. Located in Harlingen, Phoenix Insurance Group extends its services to other nearby areas, like Brownsville. The firm was founded by Santiago Saldivar IV, who is currently its COO. Phoenix Insurance Groups also deals with people's insurance needs from its branches in New York, Philadelphia, and Los Angeles.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Brownsville
4002 Paredes Line Road, Brownsville, TX 78526
Visit WebsiteLicense: 1856792

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Secure Plus Financial is a financial services and tax advisory firm that has been serving clients at Brownsville for more than 13 years. It helps individuals and their families navigate various life insurance options and choose the solution suited for their needs. The firm provides consultation for other types of insurance, including health insurance. It also offers financial and accounting services, such as tax planning and preparation services, payroll, bookkeeping, and cash flow assessment services.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Antonio Espino Insurance
222 North Expressway 77, Brownsville, TX 78521
Rick Viader
6710 W Expressway, Harlingen, TX 78552
Roy Garcia Insurance Agency
1213 East Alton Gloor Boulevard, Brownsville, TX 78526
Benavides Insurance
3505 Boca Chica Blvd, Ste 411, Brownsville, TX 78521
Brenda Hernandez
624 North Expressway 77, Brownsville, TX 78521
Phoenix Insurance Group
8122 West Expressway 83, Harlingen, TX 78552
Secure Plus Financial
4002 Paredes Line Road, Brownsville, TX 78526

Brownsville, TX Life Insurance FAQs

  • What are the different types of term insurance in Brownsville?

    Brownsville offers several types of term insurance. Annual renewable term insurance, group term life insurance, accelerated underwriting (AU) term life insurance, return of premium term life insurance, and final expense insurance are among the options available to meet a variety of needs. It is important to note that term life insurance does not automatically renew; instead, a renewal process with potential age-related premium increases is required.

  • What are the possible disadvantages of universal life insurance in Brownsville?

    While universal life insurance in Brownsville provides flexibility, there are some drawbacks to consider before purchasing a policy. These disadvantages include a variety of policy fees that can impact affordability, the risk of market-related losses affecting cash value, the possibility of a reduced death benefit over time, and the risk of policy lapsing if premium payments are not consistently maintained. Only enough cash value is available to cover paid premiums.

  • Do you need a life insurance policy in Brownsville?

    In Brownsville, having a life insurance policy is critical for providing financial security and peace of mind to your loved ones. It ensures that your family will receive a lump sum payment in the event of your death, alleviating potential financial burdens. Life insurance pays for a variety of critical expenses, such as funeral costs and outstanding debts like mortgages and credit cards. It replaces your spouse's income, allowing them to continue meeting their financial obligations.

  • What are your different options when buying life insurance in Brownsville?

    In Brownsville, there are diverse life insurance choices to suit your needs. Term life insurance is cost-effective, covering specific periods, perfect for short-term needs like mortgages or final expenses. Whole life insurance offers permanent coverage with level premiums but comes at a higher cost. Universal life insurance offers flexibility in monthly payments, while variable universal life insurance allows premium investment but may involve increased expenses.

  • Are death benefits subjected to a tax deduction in Brownsville?

    Death benefits from life insurance policies are typically not taxed in Brownsville. If the payout is structured to be distributed in installments, the beneficiary may be required to pay taxes on the interest earned on the outstanding balance. If the beneficiary of the policy is the policyholder's estate and the total estate value exceeds the IRS threshold limits, federal and possibly state estate and inheritance taxes may apply.

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