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Best Life Insurance Companies in Austin, TX

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Austin life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Austin
2315 Riddle Rd, Austin, TX 78748

Expertise.com Rating

Review Sources

Yelp
3.0 (22)
Facebook
5.0 (11)

Why choose this provider?

BIG Insurance Solutions is a life insurance company in Austin with a second office in San Antonio. Its licensed coverage specialists understand that life insurance is a delicate subject and work to find a policy that meets clients' needs. The agency offers term, whole, and universal life insurance coverage. BIG Insurance Solutions represents several top insurance carriers, including Markel Insurance Company, Nationwide, American Modern, and CHUBB. Other products include auto, home, recreational vehicle, farm, and ranch insurance.

Best Life Insurance Companies Serving Austin
11467 Huebner Road, Austin, TX 78230
Visit WebsiteLicense: 1456299

Expertise.com Rating

Review Sources

Facebook
5.0 (51)
Google
5.0 (41)
Yelp
5.0 (2)

Why choose this provider?

VOS Insurance Agency is a San Antonio-based insurance company. Serving clients in and around the Austin area, the independent agency peddles many insurance policies from different insurance providers. Its agents offer life, health, home insurance, and auto and commercial insurance policies. The entire team at VOS Insurance Agency brings over two decades of collective experience in the insurance industry. In 2014, it became a fully digital business, carrying out transactions with clients through its website.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Austin
2521 Rutland Dr., Austin, TX 78758
Visit WebsiteLicense: 7074

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (11)

Why choose this provider?

Torabi Inc. is an independent insurance agency that has been operating in Austin since 1994. It provides consultation services for individuals looking to create a life insurance plan based on their needs and preferences. Mortgage protection, term life, whole life, retirement income, and long-term care insurance policy options are available. Its agents receive ongoing education classes to keep up-to-date with industry trends. The agency also offers home, auto, business, and SR-22 insurance products.

  • Long Term Care
  • Life Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Austin
8801 Research Boulevard, Austin, TX 78758

Expertise.com Rating

Why choose this provider?

Based in Austin, Starr Insurance Agency is an independent agency offering its services to clients in the area. It provides both term life insurance and whole life insurance. Its life insurance policies protect the client's family by paying final expenses, paying federal death and estate taxes, and creating an inheritance for the client's heirs. The agency also has access to different life insurance companies and will assist clients in choosing a plan based on their situation. Starr Insurance Agency was founded in 2000.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Austin
8711 Burnet Rd, Ste E50, Austin, TX 78757
Visit WebsiteLicense: 19993636

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Austin Area Insurance Agency serves residents in the metro and its surrounding communities. It represents over 60 carriers and assists clients in choosing from different types of life insurance policies such as term, universal, whole, and VUL. Its agents also offer various health, property, and vehicle coverage options. In addition to personal lines, they provide commercial auto, property, and umbrella, general and professional liability, and workers’ compensation to help businesses minimize financial risks. The agency was established in 2009.

  • Life Insurance

Best Life Insurance Companies Serving Austin
4210 Spicewood Springs Rd Ste 203, Austin, TX 78759

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.7 (10)

Why choose this provider?

Goldberg & Associates is a life insurance company in Austin that has been providing services throughout the United States since 1996. Its licensed agents help individuals choose a policy that meets their needs, such as term, permanent, universal, and whole life insurance. Goldberg & Associates works with a wide selection of top carriers, including Prudential, John Hancock, Lincoln Financial Group, and Mutual of Omaha. Other products include long-term care and Life settlement options.

Best Life Insurance Companies Serving Austin
11200 Jollyville Rd, Austin, TX 78759

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (2)

Why choose this provider?

Whorton Insurance Services is an independent life and health insurance agency that has been serving clients in the Austin area since 1972. The company offers a wide range of options for individuals, families, and businesses, including medical, short-term medical, dental, vision, and travel medical insurance policies. It also helps clients sort through Medicare supplemental plans, such as skilled nursing facility care, and hospice services. Additional coverage is available for long-term care and disability.

Best Life Insurance Companies Serving Austin
2521 Rutland Dr #150, Austin, TX 78758
Visit WebsiteLicense: 1312640

Expertise.com Rating

Review Sources

Google
4.6 (28)
Facebook
5.0 (9)
Yelp
5.0 (3)

Why choose this provider?

Since 1994, the Austin Insurance Group has served clients in the metro. Its team offers life insurance to people who want to protect their beneficiaries. The policy provides compensation for funeral costs, outstanding debts, and future expenses like college tuition. The company also offers auto insurance that pays for vehicle repairs following a crash, along with coverage for medical bills, hospitalization costs, and damage caused by uninsured drivers. Its agents have decades of experience in individual and commercial insurance.

  • Life Insurance

Best Life Insurance Companies Serving Austin
5118 Burnet Rd. Suite A, Austin, TX 78756
Visit WebsiteLicense: 7511

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Troiano Insurance Agency has been serving clients in Austin and surrounding areas since 1967. It partners with a range of insurance companies to provide term life and permanent life insurance products for individuals and families. The independent company also offers auto insurance policies along with plans that include liability and financial protection from natural disasters to homeowners. Troiano Insurance Agency extends its services to businesses that need coverage for workers' compensation, commercial automobiles, and general liability.

  • Life Insurance

Best Life Insurance Companies Serving Austin
13740 Texas Highway 29, Liberty Hill, TX 78642
Visit WebsiteLicense: 2585105

Expertise.com Rating

Review Sources

Google
4.5 (21)
Yelp
5.0 (1)

Why choose this provider?

Arike Agency serves the life insurance needs of individuals and families in and around Austin. The agency carries insurance policies from Allstate, providing its clients with an insurance package tailored to meet their lifestyles, budgets, and long-term goals. Its agents manage a variety of life insurance policies for clients, including term life, universal life, variable universal life, and whole life insurance plans. Other personal insurance plans such as home, auto, and umbrella plans may also be facilitated by the firm.

  • Life Insurance

Best Life Insurance Companies Serving Austin
1825 Fortview Rd Ste 115,, Austin, TX 78704
Visit WebsiteLicense: 2338878

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Looper Agency serves the Austin metro. It assists individuals and families who aim to be financially secure through insurance policy offerings that are tailored to fit their needs. It offers auto, home, life, motorcycle, and recreational vehicle insurance. It also provides protection to businesses and their workers through its business insurance policies. In addition, Looper Agency offers umbrella coverage for a more flexible approach in deciding which assets of policyholders will be covered. Its owner, Eric Looper, is also a financial adviser.

  • Life Insurance

Best Life Insurance Companies Serving Austin
4600 Spicewood Spring Road, Suite 101, Austin, TX 78759
Visit WebsiteLicense: 14909

Expertise.com Rating

Review Sources

Google
4.7 (36)
Facebook
5.0 (34)
Yelp
4.3 (6)

Why choose this provider?

Stormy Johnson Insurance & Financial Services - Austin, Texas & Lago Vista, TX offers risk management solutions. It provides a range of insurance products and services, including life policies. The independent company assists families and individuals in obtaining term and permanent coverages. Its specialists also help clients acquire health, auto, flood, general liability, and farm and ranch insurance. Owner Stormy Johnson founded his company in 1996 after working as an independent claims adjuster for more than six years.

  • Personal Insurance
  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Austin
5709 Pool Canyon Cv, Austin, TX 78734

Expertise.com Rating

Review Sources

Google
5.0 (45)

Why choose this provider?

Contractors Direct Insurance Agency is an insurance company that specializes in contractors' insurance. Founded in 2000, its licensed agents help individuals choose a comprehensive life insurance policy that includes final expense coverage with funds for funeral arrangements within 24-48 hours, and mortgage protection to safeguard the family home. The agency offers term, universal, and whole life policies. Contractors Direct Insurance Agency also provides business risk, commercial auto, contractor's general liability, and workers' compensation insurance.

Best Life Insurance Companies Serving Austin
3470 Jack C Hays Trl Ste D, Buda, TX 78610

Expertise.com Rating

Why choose this provider?

Founded in 2008, Nemetz Insurance Services is a certified federal marketplace agent that assists individuals, families, and small businesses with their health insurance needs. Its specialists make sure plans match the client's current medical practitioners and walk them through the Marketplace application. Nemetz Insurance Services is also certified to help seniors with Medicare options, including traditional Medicare Supplements, Part D plans, and Medicare Advantage. The agency is licensed to work with Blue Cross, United Healthcare Aetna, Humana, Oscar, and Vista 360.

Best Life Insurance Companies Serving Austin
8500 N Mopac Expy Ste 501, Austin, TX 78759

Expertise.com Rating

Why choose this provider?

Founded in 2008, Bentley Insurance Agency, a Professional Associate of Pinnacle Insurance Group, provides a variety of insurance options for individuals, families, and businesses in the Austin area. The licensed agents help clients with their life and health insurance needs, such as individual and group plans, term and permanent life policies, and long-term care, Medicare, and disability insurance. Other coverage choices include auto, home, and business plans. The agency works with Allied Insurance, Safeco Insurance, and MetLife.

Best Life Insurance Companies Serving Austin
601 E Pecan St, Pflugerville, TX 78660

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Jerry Lawyer and Associates Inc. is a full-service life brokerage agency that provides coverage for individuals in the Austin area. Founded in 1962, the agency specializes in life insurance plans, helping clients choose between term or whole life insurance policies to cover funeral expenses, future college tuition for beneficiaries, debt repayment, loan settlement, and daily living costs. Other products include disability and long-term care insurance. Jerry Lawyer and Associates Inc. work with top carriers, such as MetLife and John Hancock.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
BIG Insurance Solutions
2315 Riddle Rd, Austin, TX 78748
VOS Insurance Agency
11467 Huebner Road, Austin, TX 78230
Torabi Inc.
2521 Rutland Dr., Austin, TX 78758
Starr Insurance Agency
8801 Research Boulevard, Austin, TX 78758
Austin Area Insurance Agency
8711 Burnet Rd, Ste E50, Austin, TX 78757
Goldberg & Associates
4210 Spicewood Springs Rd Ste 203, Austin, TX 78759
Whorton Insurance Services
11200 Jollyville Rd, Austin, TX 78759
Austin Insurance Group
2521 Rutland Dr #150, Austin, TX 78758
Troiano Insurance Agency
5118 Burnet Rd. Suite A, Austin, TX 78756
Arike Agency
13740 Texas Highway 29, Liberty Hill, TX 78642
Looper Agency
1825 Fortview Rd Ste 115,, Austin, TX 78704
Stormy Johnson Insurance & Financial Services - Austin, Texas & Lago Vista, TX.
4600 Spicewood Spring Road, Suite 101, Austin, TX 78759
Contractors Direct Insurance Agency
5709 Pool Canyon Cv, Austin, TX 78734
Nemetz Insurance Services
3470 Jack C Hays Trl Ste D, Buda, TX 78610
Bentley Insurance Agency, a Professional Associate of Pinnacle Insurance Group
8500 N Mopac Expy Ste 501, Austin, TX 78759
Jerry Lawyer & Associates, Inc.
601 E Pecan St, Pflugerville, TX 78660

Austin, TX Life Insurance FAQs

  • Does Austin joint life insurance provide two payouts?

    No, a joint life insurance plan in Austin only provides a single payout. If you have life insurance that pays out when the first partner dies, it is known as a first-to-die insurance policy. If your insurance is second-to-die, it will pay out to your beneficiaries following the passing of both policyholders.

  • Does a medical exam have to be completed for every life insurance policy in Austin?

    Although medical examinations are frequently required when applying for life insurance in Austin, not all insurers require them. During an application, you will be required to fill out a questionnaire about your medical condition. But, if you only need a small amount of coverage, you might not be required to have a medical exam. Additionally, some insurance policies, including funeral insurance, exempt applicants from having a physical examination.

  • What happens to your life insurance policy after you leave a job in Austin?

    When you quit your work in Austin, your employer's life insurance policies usually come to an end. However, some policies might be "portable" after you quit your work, allowing you to pay for the exact same coverage through a renewable term life insurance policy. In some cases, you can convert your employer-provided life insurance into a long-term individual life insurance policy.

  • Can your life insurance plan in Austin that has lapsed be reinstated?

    The reinstatement clause in your life insurance policy in Austin outlines the conditions that must be satisfied in order to reinstate your policy. For instance, you must present proof of your ability to be insured in order to reinstate your policy. You might need to attest that your health hasn't changed since the policy started in order to demonstrate your insurability.

  • Are policies for permanent life insurance taxable in Austin?

    If you take money out of the cash section of your permanent life insurance policy in Austin, it will be taxable. On the other hand, if you borrow against your insurance, the amount you borrow is not subject to taxes. Furthermore, death benefits provided to your designated beneficiary are exempt from both estate and income tax.