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Best Life Insurance Companies in Amarillo, TX

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Amarillo Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8809Reviewed

5290Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

718 Main Street, Amarillo, TX 79064
WebsiteLicense: 1610314

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Mayo Agency, Inc. has been assisting clients in the Amarillo metro and the surrounding areas with their insurance needs since 1950. It offers life insurance policies that can be used to pay off debts or cover lost income, helping ensure financial security for the clients' beneficiaries. Its business insurance policies are designed to protect clients' businesses from loss or damage. Its staff members can also assist clients in finding the right home, auto, motorcycle, or boat insurance according to their specific needs.

  • Life Insurance
  • Health Insurance

3611 Soncy Road, Amarillo, TX 79119
WebsiteLicense: 1585661

Expertise.com Rating

Why choose this provider?

O'Hair Ins Agency is an Amarillo-based insurance company specializing in assisting educators in finding the right coverage and protection. Its insurance professionals are equipped to create a life insurance portfolio based on the client's needs and financial circumstances. Other insurance lines, such as auto insurance, home insurance, and retirement annuities, are also offered. O'Hair Ins Agency is a representative of Horace Mann, a company that provides a broad spectrum of insurance lines and products to the educational community.

  • Life Insurance

5001 Lexington Square, Amarillo, TX 79119
WebsiteLicense: 2049698

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Review Sources

Google
4.0 (49)

Why choose this provider?

Russ Glaze is a State Farm insurance agent that provides insurance services to local individuals and businesses of Amarillo and the surrounding communities. He provides life insurance products like universal life insurance, whole life insurance, term life insurance, change policy, and change beneficiary. Additionally, he provides business insurance services like business owner's policy, workers' compensation, contractors' policy, surety and fidelity bonds, commercial auto insurance, and liability umbrella. Moreover, he offers health insurance plans like supplemental health and Medicare supplement.

  • Life Insurance
  • Health Insurance

905 South Fillmore Street, Amarillo, TX 79101
WebsiteLicense: 1504770

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Review Sources

Google
5.0 (30)
Facebook
4.8 (9)

Why choose this provider?

Texas Preferred Insurance is a full-service insurance firm operating in Amarillo with additional offices in Canadian and Panhandle. The firm's team of agents offers life insurance products, such as term and whole life insurance policies. In partnership with major insurance carriers, they survey the marketplace and find the insurance policies that cover what is most important to their clients. Owner Dale Langehennig started his career as a multi-line agent in 1997, specializing in middle-market and large commercial accounts.

  • Life Insurance

2800 Civic Circle, Amarillo, TX 79109
WebsiteLicense: 2012956

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Review Sources

Google
5.0 (14)
Facebook
5.0 (6)

Why choose this provider?

Butler Benefits & Consulting provides insurance and healthcare solutions to residents and companies in Amarillo and other nearby metros. It has partnered with a wide range of carriers to provide various life insurance plans that match the needs of its clients. It offers voluntary, group term, dependent term, universal, and whole life insurance products. The firm also customizes health insurance programs for employers of all sizes. In addition, it handles dental, vision, long-term care, and disability insurance policies.

  • Life Insurance
  • Health Insurance
  • Group Plans

6801 Bell, Amarillo, TX 79109
WebsiteLicense: 1119077

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Review Sources

Google
4.0 (18)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Michael Fox is an insurance agent providing insurance and financial services to clients in Amarillo. He offers a variety of insurance service options such as life insurance, health insurance, and pet insurance. Michael also provides other insurance products like auto insurance, home insurance, property insurance, and business insurance. Aside from insurance, he also provides other services like banking services. Michael leads a team of agents under State Farm. He has been an associate at State Farm since 1996.

  • Life Insurance
  • Health Insurance

1109 South Grand Street, Amarillo, TX 79104
WebsiteLicense: 1926926

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Review Sources

Google
5.0 (141)
Facebook
5.0 (4)

Why choose this provider?

VIVA Insurance is an insurance agency that caters to Amarillo and the surrounding areas. It offers life insurance plans such as term life, whole life, and universal life. It also provides health insurance policies with coverages for short-term and long-term disabilities as well as medical supplements. Additionally, VIVA Insurance has products covering personal and commercial autos, residential and business properties, homeowners, renters, and general and professional liabilities. It works with insurance providers like The Hartford, Safeco Insurance, Travelers, and Liberty Mutual.

  • Life Insurance
  • Health Insurance

2921 Interstate 40, Amarillo, TX 79109
WebsiteLicense: 1346593

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (9)

Why choose this provider?

Herring Insurance Agency of Amarillo is a company that offers a gamut of personal and commercial insurance products to its clients. Serving Amarillo clients for over 45 years, it provides life insurance plans, as well as home, commercial property and liability, auto, motorcycle, and RV trailer insurance policies. The company is an authorized agent for Germania Insurance, which has been serving clients in the state for over a century. In addition, Herring Insurance represents other insurance carriers.

  • Life Insurance
  • Health Insurance

6620 Lowes Lane, Amarillo, TX 79124
WebsiteLicense: 1165437

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Town & Country Insurance Agency is a full-service and independent agency that offers insurance solutions to clients around Amarillo and its nearby areas. Founded in 1997, it has access to an extensive network of reputable life insurance carriers. Its agents educate clients of their life insurance options and finds policies that benefit their dependents in crucial ways, such as replacing the provider's lost income, paying for future educational expenses, or settling any outstanding debts. Additionally, clients may request a quote through the agency's website.

  • Life Insurance

7701 Southwest 34th, Amarillo, TX 79121
WebsiteLicense: 2272535

Expertise.com Rating

Review Sources

Google
4.0 (37)

Why choose this provider?

Nest Insurance Agency is an independent agency that serves individuals, families, and businesses in Amarillo. It offers a wide range of risk management solutions, including life insurance, umbrella insurance, and classic car insurance. Additionally, commercial insurance options are also available. The locally owned and operated agency works with different insurance providers, including MetLife, AmTrust Financial Services, and Chubb, to give its clients a variety of programs that meet their needs. Additionally, the professionals from this company carry out annual policy reviews.

  • Life Insurance

6305 Preston Road, Amarillo, TX 75024
WebsiteLicense: 16355

Expertise.com Rating

Review Sources

Google
4.9 (9)

Why choose this provider?

Paragon Independent Insurance Agencies Inc., is an agency that has been serving the Amarillo community since 2003. It offers term and whole life insurance options for individuals and their families. Coverage for death, critical illness, long-term care, final expense, and disability is also available. With more than 50 years of combined experience, its team of professionals specializes in auto, home, and business insurance. The agency's website contains a wealth of information about Texas insurance.

  • Life Insurance

5410 Bell Street, Amarillo, TX 79109
WebsiteLicense: 18228

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Luster Insurance is an agency in Amarillo that has been providing insurance protection for families and individuals for more than 15 years. Its insurance agents have more than 35 years of experience delivering life insurance plans to protect clients from financial distress in the event of the unexpected. The representatives strive to find the right policy for business owners, retired professionals, parents, and married couples. Its life insurance plans can provide cash funds to pay for college tuition, funeral costs, daily living expenses, medical expenses, and debt.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mayo Agency, Inc.
718 Main Street, Amarillo, TX 79064
O'Hair Ins Agency
3611 Soncy Road, Amarillo, TX 79119
Russ Glaze
5001 Lexington Square, Amarillo, TX 79119
Texas Preferred Insurance
905 South Fillmore Street, Amarillo, TX 79101
Butler Benefits & Consulting
2800 Civic Circle, Amarillo, TX 79109
Michael Fox
6801 Bell, Amarillo, TX 79109
VIVA Insurance
1109 South Grand Street, Amarillo, TX 79104
Herring Insurance Agency of Amarillo
2921 Interstate 40, Amarillo, TX 79109
Town & Country Insurance Agency
6620 Lowes Lane, Amarillo, TX 79124
Nest Insurance Agency
7701 Southwest 34th, Amarillo, TX 79121
Paragon Independent Insurance Agencies Inc.
6305 Preston Road, Amarillo, TX 75024
Luster Insurance
5410 Bell Street, Amarillo, TX 79109

FAQs

  • How do life insurance companies in Amarillo calculate premiums?

    Life insurance companies in Amarillo determine premiums by considering age, gender, health status, and medical records. Younger individuals typically pay lower premiums due to lower expected risk. On the other hand, a medical examination may be required, with pre-existing conditions leading to higher premiums. Moreover, lifestyle choices can also influence premiums. Calculating these premiums relies on statistics and financial theory to estimate future risks and costs.

  • Do you still need to get your life insurance policy despite having employer-sponsored insurance in Amarillo?

    Yes, even if your employer provides life insurance in Amarillo, it is often a good idea to get your own policy. Employer-sponsored policies are frequently insufficient, covering only 1 to 2 times your annual salary. Another reason is that your employer-sponsored coverage will expire when you leave your job. Having your own policies gives you more flexibility and range to ensure your family's financial security.

  • What is the consequences if you stop paying your premiums in Amarillo?

    If you stop paying your Amarillo insurance premiums, your policy will usually enter a grace period before eventually expiring. If you reach the policy maturity age, you will not be required to pay any additional premiums. Overall, your policy will expire only if you stop paying premiums and have not reached the policy maturity age.

  • What is the difference between universal and variable universal life insurance in Amarillo?

    The main difference between universal and variable universal life insurance in Amarillo relates to the treatment of cash value and investment options. Universal life insurance adds excess premiums to the cash value, ensures a minimum interest rate, and deducts monthly insurance costs and fees. Variable universal life insurance, on the other hand, permits policyholders to invest the cash value in multiple separate accounts, similar to mutual funds, with the possibility of market fluctuations. It also provides premium payment flexibility, permitting variations between zero and the IRS-defined maximums for life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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