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Best Life Insurance Companies in Abilene, TX

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Abilene Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5402Reviewed

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12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

650 North Judge Ely Boulevard, Abilene, TX 79601
WebsiteLicense: 1465017

Expertise.com Rating

Review Sources

Google
4.0 (46)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Blake Williams is an insurance agent associated with StateFarm that serves the residents of Abilene and the surrounding areas. He offers life insurance products such as term life, whole life, and universal life policies. He also provides auto, home, property, and health coverage to individuals and business clients alike. Blake has a team of agents with over 35 years of combined experience in the industry. They specialize in assisting residents who want to settle or relocate to Abilene.

  • Life Insurance
  • Health Insurance

1012 South 3rd Street, Merkel, TX 79536
WebsiteLicense: 775807

Expertise.com Rating

Why choose this provider?

Carter Insurance delivers a wide variety of insurance products to Abilene residents. It offers life insurance, auto insurance, home insurance, renters insurance, farm insurance, and commercial insurance. Most of its whole life plans are available from birth to a maximum age of 85. Some of the company's insurance carriers are Progressive, Dairyland, Germania Insurance, and Foremost Insurance Group. Founder and CEO Donna Carter is a Merkel resident. She has 43 years of experience in the insurance industry.

  • Life Insurance

3814 North 1st Street, Abilene, TX 79603
WebsiteLicense: 810984

Expertise.com Rating

Review Sources

Google
4.0 (39)
Facebook
4.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Established in 1986, Rhodes Insurance Agency is a family-owned and family-operated independent agency serving families, individuals, small businesses, and property owners throughout Abilene. It offers a wide range of personal and business insurance products, covering life, vehicle, property, business umbrella, and workers' compensation. The company comprises insurance agents who help clients find policies that fit their needs and carry more than 70 years of combined experience. Some of Rhodes Insurance Agency's insurance carriers are Progressive, Mendota Insurance, and Safeco Insurance.

  • Life Insurance

2658 Industrial Boulevard, Abilene, TX 79605
WebsiteLicense: 1983616

Expertise.com Rating

Review Sources

Google
4.0 (205)
Facebook
5.0 (18)

Why choose this provider?

Koda Insurance Group is an independent insurance agency based in Abilene that has been serving the area since 2014. The agency has a team of agents and customer service representatives providing life insurance options covering homeowners, automatically, and business insurances. These professionals partner with different insurance companies, such as Mercury Insurance, The Hartford, FirstCare Health Plans, and Pacific Specialty Insurance Company. Moreover, the agency offers investment products and retirement planning.

  • Life Insurance
  • Health Insurance

3005 South Treadaway Boulevard, Abilene, TX 79602
WebsiteLicense: 10710

Expertise.com Rating

Review Sources

Google
5.0 (117)
Facebook
5.0 (20)

Why choose this provider?

CBS Insurance LLP is an independent insurance agency serving Abilene and the surrounding areas. The agency was founded in 1992 by insurance professionals with the goal of providing quality insurance services to individuals and businesses. CBS Insurance has a team of over 40 insurance agents who are trained to work one-on-one with each client. These agents come up with life, personal, and commercial insurance plans that prepare clients for the future. The agency carries insurance plans from Allstate, Guardian, Great American Insurance, and Aetna.

  • Life Insurance

1018 North 5th Street, Abilene, TX 79601
WebsiteLicense: 17049622

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Josh Ensor Agency has been providing life insurance products to Abilene for over 25 years. Its owner, Josh Ensor, has been in the insurance industry since 1988. He specializes in life and health insurance services for groups and individuals who want to give financial security to their loved ones. He also offers a Medicare Supplement plan that covers the medical and hospitalization expenses of clients. Additionally, Ensor is an authorized agent for First Care, Prudential, Dearborn National, and the Cincinnati Insurance Companies.

  • Life Insurance
  • Health Insurance

749 Gateway Street, Abilene, TX 79602
WebsiteLicense: 1544205

Expertise.com Rating

Review Sources

Google
4.0 (179)
Facebook
5.0 (41)
Yelp
5.0 (1)

Why choose this provider?

Based in Abilene, Perkins Insurance Agency offers its services to individuals and businesses in the area. It provides life insurance solutions such as individual term or whole life insurance, group life, mortgage protection, long-term care, disability, and key person insurance. The agency also handles auto and home insurance. Perkins Insurance Agency has been providing risk management and insurance services throughout Texas since 1977. Mark Perkins, the owner of the agency, has obtained the designations of Certified Risk Manager and Certified Insurance Counselor.

  • Life Insurance

1750 East Overland Trail, Abilene, TX 79601
WebsiteLicense: 1364701

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Serving the Abilene area and nearby communities, Joe Walker helps clients protect their family's future from inevitable circumstances through life insurance. Joe is an experienced insurance agent from State Farm, a company that offers life, auto, health, home, business, and disability insurance. Joe has his own website where clients can send their inquiries about the different insurance plans offered by State Farm. He can also help clients with retirement planning, educational savings, annuities, and mutual funds.

  • Life Insurance
  • Health Insurance

114 Cherry Street, Clyde, TX 79510

Expertise.com Rating

Why choose this provider?

Trail Head Insurance is a family-owned and family-operated company that serves the Abilene area. Included in its line of products is universal life insurance, and its team of agents can also furnish juvenile life insurance policies which are designed for children. They utilize their partnerships with multiple insurance carriers such as Safeco and Germania Insurance in order to find policy options that suit clients' needs. Trail Head Insurance is headed by Jody Kent, whose insurance career started in 2000.

  • Life Insurance

3350 Rebecca Lane, Abilene, TX 79606
WebsiteLicense: 1280410

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Sanders Insurance Agency is an Abilene-based company that delivers a broad range of insurance products to clients in Taylor and the surrounding counties. It offers life insurance policies for individuals and families, home and property insurance, personal liability insurance, commercial insurance, and automobile insurance. In addition, Sanders Insurance Agency represents the Germania family of companies. Germania Farm Mutual Insurance Association began more than 100 years ago in Perry with 31 members and is now the largest farm mutual insurance company in Texas.

  • Life Insurance

806 South 3rd Street, Abilene, TX 79602
WebsiteLicense: 2036871

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Cory Lee Insurance Agency serves Abilene clients through its varied selection of insurance products. These products include life, homeowners, automobile, and commercial insurance. The family-owned agency can also work with clients to update their existing insurance policies to accommodate their current circumstances. It also works with clients to find policies and plans that fit their financial goals. In addition, the insurance professionals from Cory Lee Insurance Agency strive to provide customer service whenever needed by being available for consultation 24/7.

  • Life Insurance

2701 Buffalo Gap Road, Abilene, TX 79605
WebsiteLicense: 1034920

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

John McLeod is an Abilene-based life insurance agent that has been in the insurance business under State Farm since 1985. He provides services for various insurance products including life, home, property, business, health, and auto. He also offers banking and annuities services to his clients. Established in 1922, State Farm has been serving customers for over 100 years and has diversified to provide a full range of services covering the areas of insurance, banking, and investment.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Blake Williams
650 North Judge Ely Boulevard, Abilene, TX 79601
Carter Insurance
1012 South 3rd Street, Merkel, TX 79536
Rhodes Insurance Agency
3814 North 1st Street, Abilene, TX 79603
Koda Insurance Group
2658 Industrial Boulevard, Abilene, TX 79605
CBS Insurance LLP
3005 South Treadaway Boulevard, Abilene, TX 79602
Josh Ensor Agency
1018 North 5th Street, Abilene, TX 79601
Perkins Insurance
749 Gateway Street, Abilene, TX 79602
Joe Walker
1750 East Overland Trail, Abilene, TX 79601
Trail Head Insurance
114 Cherry Street, Clyde, TX 79510
Sanders Insurance Agency
3350 Rebecca Lane, Abilene, TX 79606
Cory Lee Insurance Agency
806 South 3rd Street, Abilene, TX 79602
John McLeod
2701 Buffalo Gap Road, Abilene, TX 79605

FAQs

  • What are the benefits of buying life insurance for your kids in Abilene?

    Most child life insurance policies are whole life, which means your child will have lifetime coverage if premiums are paid. Because you are purchasing insurance for a young person, the premium will be much lower, and you can lock it in, ensuring that it will not increase. Some Abilene parents purchase child life insurance to ensure their child's insurability even if they develop a medical condition in the future. Furthermore, the child can eventually borrow the policy's accumulated cash value.

  • What other life insurance coverage options can you consider when shopping for life insurance in Abilene?

    Consider the premium waiver for individuals with a disability option. It will pay your upcoming premiums to keep your Abilene insurance active if you become disabled. A common alternative is the accelerated death benefit rider, which will pay a portion or all of your death benefit if you are diagnosed with a terminal illness. In addition, you can add an accidental death rider to your policy. Accidental death is compensated with an accident benefit in addition to the death benefit.

  • Can you have multiple beneficiaries for your life insurance in Abilene?

    In Abilene, you can have multiple beneficiaries on your life insurance policy. You can name family and non-family members as beneficiaries, as well as a charitable organization. You can also specify how much of your death benefit will be distributed to each beneficiary. In addition to your primary beneficiaries, it is recommended that you have a contingent beneficiary. If one of your primary beneficiaries dies before you, your contingent beneficiary will receive their portion of your death benefit.

  • Can you get life insurance in Abilene if you have been diagnosed with a mental illness?

    Yes, having a mental illness does not automatically rule you out of getting life insurance. However, keep in mind that acceptance of your insurance application is not guaranteed, and the coverage that you can obtain will be determined by the insurer's guidelines, including the severity and management of your mental illness. Because of the mental illness, the premium quotes in Abilene may be higher than average.

  • What happens if you designate your child as your life insurance beneficiary and you pass away before they reach adult age in Abilene?

    Your life insurance benefit will not be paid to your minor child directly. Most likely, the court will appoint a custodian/guardian to receive the benefit on their behalf. It is best if you designate a trusted adult to receive and manage the insurance proceeds for minor beneficiaries on your policy. Alternatively, you can establish a trust fund in Abilene to hold the proceeds until your child reaches the age of majority, and appoint an adult fiduciary to manage the trust.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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