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Best Life Insurance Companies in Murfreesboro, TN

Our Recommended Top 19

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Our goal is to connect people with the best local professionals. We scored Murfreesboro Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4525Reviewed

2722Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

394 West Main Street, Hendersonville, TN 37075
WebsiteLicense: 931260

Expertise.com Rating

Review Sources

Google
4.0 (3)
Facebook
5.0 (2)

Why choose this provider?

TN Insurance Depot is an independent agency serving clients in Murfreesboro. The family-owned local company offers a range of personal and commercial insurance policies. Its life insurance plans include term life, whole life, and universal life insurance. Clients can also check the company's website's Disaster Preparedness Center to educate them about natural disasters. The company's owner, Jesse Pharis, has lived in Hendersonville his entire life and knows the area well. He has been in the insurance industry for more than 11 years.

  • Life Insurance

730a Middle Tennessee Boulevard, Murfreesboro, TN 37129
WebsiteLicense: 2299618

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Review Sources

Google
4.0 (72)

Why choose this provider?

Middle TN Insurance Group, Inc., is an insurance agency that has been catering to clients in Murfreesboro since 2010. This company helps customers protect their families' future by offering life insurance options, such as disability, individual and group life, long-term care, and mortgage protection insurance policies. Moreover, it provides auto, business, farm, and home insurance plans. Middle TN Insurance Group represents various insurance carriers, including American Modern and MetLife. Grant Lichtenwalter, the owner, started his career in the insurance industry in 1998.

  • Life Insurance
  • Group Plans
  • Long Term Care

7101 Sharondale Court, Brentwood, TN 37027

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Review Sources

Google
5.0 (2)

Why choose this provider?

Ivy Insurance is an agency that provides insurance solutions that meet clients' financial goals and budgets in Murfreesboro. Its insurance agents offer life insurance plans to deliver financial security to surviving loved ones in the event of a tragedy. The company's term life insurance plans protect clients for terms that last 30, 20, 15, or 10 years. Additionally, it also has a wide range of permanent insurance policies, including whole life, ordinary level premium whole life, survivorship, adjustable life, and limited-pay whole life.

  • Life Insurance

805 South Church Street, Murfreesboro, TN 37127
WebsiteLicense: 2047876

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Review Sources

Google
4.0 (131)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

First Mutual Insurance Group is a company that has been operating in Murfreesboro for almost two decades. It offers term, universal, and whole life insurance policies for individuals and their families. Its team of independent agents also specializes in individual and group health insurance along with policies for accident, Medicare, and critical care insurance. The agency partners with multiple carriers such as Blue Cross Blue Shield, UnitedHealthOne, and Humana. Its president, Derrick Jenkins, has served on advisory panels for different insurance companies.

  • Life Insurance

165 Indian Lake Boulevard, Hendersonville, TN 37075
WebsiteLicense: 713351

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Review Sources

Facebook
5.0 (8)

Why choose this provider?

Mitch Warren is a State Farm Insurance agent that offers insurance services and solutions to clients in the Murfreesboro metro. He has been in the insurance industry for more than 25 years and specializes in both personal and commercial insurance lines. He leads a team of fellow insurance agents and customer service specialists in carrying out underwriting activities for life insurance products. Its products include term life, variable life, and universal life insurance policies that provide financial protection in the event of accidents, losses, and deaths.

  • Individual Plans
  • Life Insurance

1703 1st Place, Murfreesboro, TN 37129
WebsiteLicense: 716520

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Review Sources

Google
4.0 (14)
Yelp
5.0 (1)

Why choose this provider?

The Newport Agency is an independent insurance business that has been operating in Murfreesboro since 1993. It examines and compares the quotes of multiple carriers like Lloyds, MetLife, and Progressive Insurance. The agency provides individual life and group-based life insurance policies. It can customize the plan to act as a secondary savings account, replacement for income, and payment for funeral expenses. Previous clients have praised the agency and its representatives for educating them on various life insurance options and premium comparisons.

  • Life Insurance

2209 Crestmoor Road, Nashville, TN 37215
WebsiteLicense: 2471167

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Church & Associates, Inc., is an insurance agency that serves individuals, families, and businesses from Murfreesboro and the surrounding areas. It offers life insurance plans, as well as health insurance and personal insurance. In addition, it also provides business insurance. It works with various insurance providers, such as the Encompass Insurance Company, The Travelers Companies, Progressive Corporation, and Nationwide Mutual Insurance Company. Owner Bruce Church has been working in the insurance industry for more than 40 years.

  • Life Insurance
  • Health Insurance

120 East Main Street, Murfreesboro, TN 37130
WebsiteLicense: 2483723

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Review Sources

Google
5.0 (24)
Facebook
5.0 (8)

Why choose this provider?

Compass Insurance Group serves businesses and individuals in the metro area of Murfreesboro. The company offers disability, health, and life insurance. It also provides personal and commercial insurance coverage that include professional liability, vacant land, employment practices, antique automobile, and business interruption insurance. Compass Insurance Group works with several insurance providers such as American Modern Insurance and Safeco Insurance Company. In addition, its team led by Gabriel Frazier has a collective industry experience of more than 40 years.

  • Life Insurance
  • Health Insurance

201 Main Street, Murfreesboro, TN 37040
WebsiteLicense: 800

Expertise.com Rating

Why choose this provider?

Jack B. Turner & Associates is an insurance company that serves clients in Murfreesboro. It helps individuals develop financial strategies, by educating and offering them solutions like investments, financial planning services, and life insurance. For businesses, it offers employee benefits, retirement plans, and business insurance products. In 1975, founder Jack Turner renovated an old building for the company. This helped spur a rebirth in the downtown historic area of Clarksville, which is now a part of the city's historic tour sites.

  • Life Insurance

202 North Thompson Lane, Murfreesboro, TN 37129
WebsiteLicense: 2336657

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Review Sources

Google
4.0 (65)
Facebook
5.0 (21)
Yelp
5.0 (4)

Why choose this provider?

Joel Laird is a professional who works as an agent for State Farm, an insurance company with more than 90 years of experience in the industry. For the past five years, he has been an insurance advisor for individuals living in Murfreesboro and the surrounding areas who want to secure their family's financial future through life insurance plans. In addition, Joel and his team of agents help clients seeking assistance with home, auto, business, and renters' insurance.

  • Life Insurance
  • Health Insurance

661 Fitzhugh Boulevard, Smyrna, TN 37167
WebsiteLicense: 2237702

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (10)

Why choose this provider?

Cover My Assets Insurance Group, LLC, is a locally owned company serving individuals, families, and businesses in the Murfreesboro metro and the surrounding communities. In addition to life insurance, its agents help clients acquire other personal and business plans, such as health, long-term, recreational vehicle, general liability, and workers' compensation insurance. The independent agency has been providing insurance solutions since 2015. Owner and lead agent Leanne Malone brings more than 16 years of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

2395 New Salem Road, Murfreesboro, TN 37128
WebsiteLicense: 2236493

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (8)

Why choose this provider?

Stuible Insurance Group has provided insurance products and services to clients in Murfreesboro and nearby communities for more than 10 years. As an independent insurance agency, the company offers comprehensive life insurance options and other types of personal asset protection and coverage. Scott Stuible, the primary agent and owner, handles auto, landlord, and homeowners' insurance. He is also experienced with commercial policies such as surety bonds, professional liability, and workers' compensation. Stuible Insurance Group also assists with recreational insurance.

  • Life Insurance

133 Indian Lake Road, Hendersonville, TN 37075
WebsiteLicense: 2323188

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Wes Williamson is the owner and principal advisor of Williamson Insurance & Investments, a family-owned independent agency serving Murfreesboro and surrounding areas. Some of his company's products include life, health, liability umbrella, and home insurance. He also provides commercial insurance and investment services. Wes has experience in handling captive insurance and investment concerns. He and his team lend their expertise to students, families, and employers in customizing plans that address their needs and capacities.

  • Life Insurance
  • Health Insurance

214 West College Street, Murfreesboro, TN 37130
WebsiteLicense: 725

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

Miller Loughry Beach is an independent insurance agency and wholly owned subsidiary of Pinnacle Financial Partners that serves individuals and businesses in Murfreesboro. It offers term, universal, and whole life insurance plans from several providers that include CNA, Chubb, and Acuity Insurance. Its staff has 86 years of combined experience and has served 7,500 clients. In addition, the agency was established in July 2008 as the result of a merger of Miller & Loughry and Beach & Gentry Insurance agencies.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1507 Memorial Boulevard, Murfreesboro, TN 37129

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

My Team Insurance Services LLC helps families and individuals in Murfreesboro financially prepare for their future. This independent insurance agency has been in the industry for more than three decades and offers life, homeowners', and auto insurance. Its agents guide clients through the process of acquiring insurance by customizing policies according to their needs and budget. They can also help policyholders who want to protect their beneficiaries from debts and lost income in the event of their passing.

  • Health Insurance
  • Life Insurance

199 Enon Springs Road West, Smyrna, TN 37167
WebsiteLicense: 2037657

Expertise.com Rating

Review Sources

Google
5.0 (215)
Facebook
5.0 (3)

Why choose this provider?

Representing State Farm for 16 years, Emerson Williams provides life insurance products to clients in Murfreesboro. Emerson and his team strive to provide insurance options for their clients while being a partner for the community. He works with clients in determining the whole life, term life, and universal life insurance that meets their needs. Emerson also serves the insurance needs of clients in Smyrna, La Vergne, and South Nashville. He also offers home, auto, business, property, and pet insurance.

  • Life Insurance

109 Sulphur Springs Road, Murfreesboro, TN 37129
WebsiteLicense: 2032925

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (4)
Yelp
3.0 (2)

Why choose this provider?

All Things Insurance is a Murfreesboro-based firm that caters to the insurance needs of families and businesses. The family-owned company partners with several carriers, such as Prudential and MetLife, to offer custom life insurance policies. With over 20 years of industry experience, its professionals educate clients about their life insurance options, including term, whole, and indexed universal types, and provide coverage for long-term care, disability, and terminal illness. All Things Insurance is also a part of the Strategic Insurance Alliance Agency.

  • Life Insurance
  • Health Insurance

1850 Memorial Boulevard, Murfreesboro, TN 37129
WebsiteLicense: 2309588

Expertise.com Rating

Review Sources

Google
4.9 (437)
Facebook
5.0 (42)

Why choose this provider?

AmeriAgency Insurance is a brokerage that is serving families, individuals, and businesses in Murfreesboro. It offers a range of risk management solutions, including life and pet insurance plans as well as homeowners' and automobiles coverages. Additionally, it provides business policies, such as workers' compensation and general liability. The company was established in 1998, and it has five locations across southeastern and southwestern of the country. The company's website can also be translated to Spanish for the convenience of Spanish-speaking clients.

  • Life Insurance

925 South Church Street, Murfreesboro, TN 37130
WebsiteLicense: 8632617

Expertise.com Rating

Review Sources

Google
4.0 (100)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Richard Moore is a Farmers Insurance agent who has served clients in Murfreesboro and the surrounding communities for more than 15 years. He offers whole life, universal, and term life insurance policies that can be used for business continuity, financial support, and mortgage debt payoff. He also provides auto, motorcycle, home, business, condo, and renters' insurance programs. Additionally, Richard handles recreational insurance solutions, including boat, motor home, travel trailer, and all-terrain vehicle insurance options.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
TN Insurance Depot
394 West Main Street, Hendersonville, TN 37075
Middle TN Insurance Group, Inc
730a Middle Tennessee Boulevard, Murfreesboro, TN 37129
Ivy Insurance
7101 Sharondale Court, Brentwood, TN 37027
First Mutual Insurance Group
805 South Church Street, Murfreesboro, TN 37127
Mitch Warren
165 Indian Lake Boulevard, Hendersonville, TN 37075
The Newport Agency
1703 1st Place, Murfreesboro, TN 37129
Church & Associates, Inc.
2209 Crestmoor Road, Nashville, TN 37215
Compass Insurance Group
120 East Main Street, Murfreesboro, TN 37130
Jack B. Turner & Associates
201 Main Street, Murfreesboro, TN 37040
Joel Laird
202 North Thompson Lane, Murfreesboro, TN 37129
Cover My Assets Insurance Group, LLC
661 Fitzhugh Boulevard, Smyrna, TN 37167
Stuible Insurance Group
2395 New Salem Road, Murfreesboro, TN 37128
Wes Williamson
133 Indian Lake Road, Hendersonville, TN 37075
Miller | Loughry | Beach Insurance Services
214 West College Street, Murfreesboro, TN 37130
My Team Insurance Services LLC
1507 Memorial Boulevard, Murfreesboro, TN 37129
Emerson Williams
199 Enon Springs Road West, Smyrna, TN 37167
All Things Insurance
109 Sulphur Springs Road, Murfreesboro, TN 37129
AmeriAgency Insurance
1850 Memorial Boulevard, Murfreesboro, TN 37129
Richard Moore
925 South Church Street, Murfreesboro, TN 37130

FAQs

  • What should you consider if you want to replace an existing life insurance policy in Murfreesboro?

    Before buying a new policy, you should thoroughly read your existing life insurance policy in Murfreesboro. Ask your insurance agent if some items are not clear. It may cost you more if you drop the current one quickly, especially early on policy activation, without properly evaluating your needs and goals.

  • How can you get a death certificate in Murfreesboro to file an insurance claim?

    When filing an insurance claim, you can get a copy of the death certificate from the hospital or funeral home. A copy can also be requested from the county vital records office. You can contact the local vital records office at 615-898-7880 or visit its location at 100 West Burton Street Murfreesboro, TN 37130. Death certificates can be obtained between the hours of 8:30 a.m. to 4:00 p.m., Mondays to Fridays.

  • Will you need life insurance if you have group coverage from employment in Murfreesboro?

    It may depend on your financial goals and budget but do keep in mind that group coverage only provides a certain amount limit and within a specified term. If you switch jobs in Murfreesboro, you will lose the coverage as well. Should you need adequate protection, consider purchasing life insurance and making the group coverage a supplemental policy.

  • Why is universal life insurance considered more flexible than other types in Murfreesboro?

    With universal life insurance in Murfreesboro, you can change how much you pay for your premiums. Additionally, it enables you to change the payout amount of the coverage. If the amount is increased, proof will be required that you qualify. However, under this type of insurance, there is a possibility your coverage may end if the account value becomes lower. You can avoid this by increasing your premiums or lowering the payout amount you can get.

  • Who can be considered a beneficiary in a life insurance policy in Murfreesboro?

    You can include people, trusts, and organizations in a life insurance policy in Murfreesboro. In most cases, your spouse, children, and grandchildren are the primary beneficiaries. There is an option to name your estate, a charitable organization, your company, or a trust as a beneficiary. Note that some insurance companies put a limit on how many beneficiaries you can include. If there are no beneficiaries indicated in your policy, the benefits automatically go to your estate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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