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Best Life Insurance Companies in Knoxville, TN

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Knoxville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8201Reviewed

4927Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6423 Deane Hill Drive, Knoxville, TN 37919
WebsiteLicense: 2236360

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Review Sources

Google
4.0 (27)
Facebook
5.0 (11)

Why choose this provider?

Tate Insurance Group is an independent insurance agency that has been serving the residents of Knoxville and surrounding areas for more than a decade. It offers term life insurance, whole life insurance, and permanent life insurance. The agency also provides group benefit plans, health insurance, dental insurance, and vision insurance. Owner and president Scott Tate is a member of the Knoxville Chamber of Commerce, Safeco Insurance Southeast Advisory Council, and Liberty Mutual Insurance Southeast Region President’s Advisory Council.

  • Life Insurance

11911 Kingston Pike, Farragut, TN 37934
WebsiteLicense: 727328

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4.5 (18)
Facebook
5.0 (9)

Why choose this provider?

Graham and Cook Insurance serves the insurance needs of individuals, families, and businesses in Knoxville and its surrounding areas. It analyzes the unique situation of its clients and helps them choose the best service, value, and coverage to suit their needs. It offers a wide array of personal lines insurance from various insurance companies. Its products include life, home, and auto insurance as well as umbrella and excess liability. Graham and Cook Insurance also offers online client services.

  • Life Insurance

153 Warren Street, Madisonville, TN 37354
WebsiteLicense: 2395224

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Review Sources

Facebook
5.0 (19)

Why choose this provider?

Eric Hazuda is a risk management specialist who is affiliated with State Farm. His product line includes term life insurance, a convertible or renewable policy that provides death benefits and protection for a specific period of time. He also furnishes permanent life insurance plans that protect policyholders for a lifetime. In addition, Hazuda handles out-of-state transfers. He has been a State Farm agent for nearly three years, and he is a board member of the Monroe County Friends of Animals.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

7042 Seaver Drive Northwest, Knoxville, TN 37909
WebsiteLicense: 2440229

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Google
5.0 (30)
Facebook
5.0 (5)

Why choose this provider?

Allen Insurance Inc. is an independent agency that has been serving Knoxville since 2011 with individualized plans tailored to the client's insurance needs. It was started by Josh Allen, an agent who has over 15 years of industry experience. Along with fellow insurance professionals, they assist individuals in obtaining life insurance coverage. They also have access to various insurance products, such as auto, home, and business insurance. Additionally, the company analyzes the needs of clients and provide and advise the coverage that fits them.

  • Life Insurance

6712 Kingston Pike, Knoxville, TN 37919
WebsiteLicense: 2002539

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Facebook
5.0 (6)
Google
5.0 (5)

Why choose this provider?

Knoxville-based Newton Jones Agency has been helping families, individuals, and businesses with their insurance needs since 1966. Its life insurance options ensure financial security in the event of a death in a family. It also provides insurance options for vehicles, homes, long-term care, and disability. Additionally, the agency offers insurance options that cover damages brought by disasters like fires, floods, and earthquakes. Newton Jones Agency works closely with multiple carriers, including Allianz, Banner Life, MetLife, and Prudential, to provide various options to its clients.

  • Life Insurance

903 West Broadway Avenue, Maryville, TN 37801
WebsiteLicense: 2236381

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Facebook
4.8 (26)
Google
4.1 (24)

Why choose this provider?

Serving Knoxville, SouthPoint Risk is a full-service independent agency providing insurance services to clients in the metro. It offers life insurance products like term, permanent, whole, and universal life insurance programs. This life insurance provides financial security and assists in paying for burial and estate taxes. The agency also provides a range of business insurance solutions such as commercial umbrella, general liability, cyber and data breach, commercial property, and auto insurance policies. SouthPoint Risk has been providing insurance services for over 100 years.

  • Life Insurance

312 Prosperity Drive, Knoxville, TN 37923
WebsiteLicense: 3318

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Google
4.0 (23)
Facebook
5.0 (10)

Why choose this provider?

Wyatt Insurance Services Inc. serves the life insurance needs of the Knoxville community. Established in 1995 by Ashley Wyatt, the agency initially began operating in the third bedroom of the founder's home, and it has grown since. It provides clients with insurance options depending on their needs. Wyatt Insurance Services' agents educate clients on the currently available policies on the market and help them understand their chosen policy. Other services include home and auto insurance.

  • Life Insurance
  • Health Insurance
  • Group Plans

111 Center Park Drive, Knoxville, TN 37922
WebsiteLicense: 3001387397

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Google
5.0 (113)
Facebook
5.0 (10)

Why choose this provider?

RightWay Insurance is an independent agency serving the Knoxville metro and nearby communities, including Chattanooga and Memphis. It is a life insurance provider that offers term and whole-life coverage. These life insurance policies can cover the policyholders' final expenses and federal death and estate taxes. Furthermore, the company helps clients obtain other personal plans, such as homeowners', umbrella, flood, earthquake, and auto insurance. Owner Ryan McGrew previously worked as an insurance agent for one of the largest carriers in Tennessee.

  • Life Insurance
  • Individual Plans

243 North Peters Road, Knoxville, TN 37923
WebsiteLicense: 4483

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Google
4.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Financial Services, Inc., is a family-owned enterprise located in Knoxville. It offers a range of policies such as the final expense individual whole life insurance for clients aged 45 through 89. The said option has available riders like accidental death benefit and children’s term insurance. In addition, the company also provides supplemental health coverage for cancer, heart attack, or stroke. Financial Services was founded in 1995. Its president, P. Danny Haire, has more than four decades’ worth of industry experience.

  • Life Insurance

1900 North Winston Road, Knoxville, TN 37919
WebsiteLicense: 253

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Review Sources

Google
4.0 (23)
Facebook
4.0 (22)

Why choose this provider?

TIS Insurance Services, Inc., is a life insurance company that services clients from Knoxville. It has been serving clients since 1945. The agency provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Insurance for residential homes, businesses, vehicles, and watercraft are also available. As part of its community involvement, the company has been helping various organizations like the East Tennessee Children's Hospital and the Knoxville Center of the Deaf.

  • Life Insurance

6025 Brookvale Lane, Knoxville, TN 37919
WebsiteLicense: 79266781

Expertise.com Rating

Review Sources

Facebook
5.0 (79)
Google
4.0 (59)

Why choose this provider?

Meridian Insurance is a full-service independent insurance agency that has been serving the residents of Knoxville and the surrounding areas for more than a decade. It offers term life, whole life, and permanent life insurance. Its life insurance policies cover car loans, mortgages, funeral expenses, and end-of-life expenses. Clients' life insurance policies can be reviewed after life changes such as marriage or new employment. Branch manager Jared Davidson has been working in the insurance industry for more than 8 years.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

150 Fox Road, Knoxville, TN 37922
WebsiteLicense: 2371923

Expertise.com Rating

Review Sources

Google
4.0 (73)
Facebook
5.0 (14)

Why choose this provider?

Beacon Insurance Advisers is an independent agency that provides personal and commercial insurance solutions to Knoxville and other communities in Tenessee. As a local company, it understands and addresses the unique needs of the area. It offers protection and investment policies which include term, whole, and universal life insurance. It also handles coverage for properties such as homes, condos, and short term vacation rentals. For businesses, it provides commercial auto, property, and general liability insurance.

  • Life Insurance

1011 North Broadway, Knoxville, TN 37917
WebsiteLicense: 2796

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (6)

Why choose this provider?

John Bailey Company is a multi-line insurance company that protects the interests of clients in Knoxville and nearby areas. The independent insurance agency helps individuals and families in selecting the right life insurance policy in the market. Its insurance agents compare life insurance options among multiple providers, such as term life, whole life, and universal life insurance. The team also offers annuities and long-term care insurance. The company has been protecting private individuals and group clients since 1946.

  • Life Insurance
  • Health Insurance

2902 Tazewell Pike, Knoxville, TN 37918
WebsiteLicense: 2277562

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (3)

Why choose this provider?

Operating since 1985, Knoxville Insurance Services has worked with over 3,000 businesses, families, and individuals. The family-owned independent insurance agency offers clients an array of insurance products, ranging from term life and homeowners' insurance to commercial insurance and personal vehicle insurance. The agency and its team of insurance professionals can also assist clients in changing their existing policies through in-office consultations or online forms that are available on the agency's website.

  • Life Insurance

5418 Clinton Highway, Knoxville, TN 37912
WebsiteLicense: 2376240

Expertise.com Rating

Review Sources

Google
4.0 (36)

Why choose this provider?

ISG Insurance LLC is a provider of individual life insurance plans to the community of Knoxville and the surrounding areas. It offers a variety of life insurance options, including universal, whole, and term life insurance. It also provides a wide range of other personal and business insurance solutions, including umbrella, high net worth, auto, home, workers' compensation, and general liability insurance. This independent insurance agency represents 15 different carriers and has been in the business since 2002.

  • Life Insurance
  • Health Insurance

5210 Schubert Road, Knoxville, TN 37912
WebsiteLicense: 2254578

Expertise.com Rating

Review Sources

Google
4.0 (32)

Why choose this provider?

Bradley Insurance Agency provides its services to families and individuals in Knoxville. It assists clients in obtaining life insurance plans that may include individual, group, long-term care, and disability coverage. Additionally, the company offers mortgage protection, second-to-die policies, and key-person insurance. Its team of insurance specialists has more than 150 years of combined experience in the industry. They work with 25 insurance carriers, such as Nationwide, Encova Insurance, and Liberty Mutual. Bradley Insurance Agency is a locally owned and operated business founded in 1972.

  • Life Insurance
  • Health Insurance

102 East Adair Drive, Knoxville, TN 37918
WebsiteLicense: 688835

Expertise.com Rating

Review Sources

Google
4.0 (43)
Facebook
5.0 (27)

Why choose this provider?

Since 1978, Broadway Insurance Agency has been offering personal and commercial insurance plans in Knoxville. It provides life insurance coverage options to individuals and businesses from different companies they represent. The agency also provides general liability insurance, vacation home rental insurance, property insurance, flood & earthquake insurance, and workers' compensation. Some of the companies they represent are Safeco Insurance, Zurich Insurance Services, Grange Insurance, and the American Modern Insurance Group. Broadway Insurance also has a license in Tennessee.

  • Individual Plans
  • Life Insurance

800 Oak Ridge Turnpike, Oak Ridge, TN 37830
WebsiteLicense: 2139968

Why choose this provider?

Madison Insurance Group is a full-service multi-line agency that offers risk management assistance in Knoxville. Its team of independent agents furnish different policy types, including life insurance which comes in three kinds: variable life, whole life, universal life, and term life. They have access to protection plans from multiple carriers such as Progressive, Auto-Owners, and Safeco, enabling them to find coverages suitable for clients' specific needs. Madison Insurance Group has been providing risk management assistance for over 40 years.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Tate Insurance Group
6423 Deane Hill Drive, Knoxville, TN 37919
Graham & Cook Insurance
11911 Kingston Pike, Farragut, TN 37934
Eric Hazuda
153 Warren Street, Madisonville, TN 37354
Allen Insurance Inc
7042 Seaver Drive Northwest, Knoxville, TN 37909
Newton Jones Agency
6712 Kingston Pike, Knoxville, TN 37919
SouthPoint Risk
903 West Broadway Avenue, Maryville, TN 37801
Wyatt Insurance Services Inc.
312 Prosperity Drive, Knoxville, TN 37923
RightWay Insurance
111 Center Park Drive, Knoxville, TN 37922
Financial Services, Inc.
243 North Peters Road, Knoxville, TN 37923
TIS
1900 North Winston Road, Knoxville, TN 37919
Meridian Insurance
6025 Brookvale Lane, Knoxville, TN 37919
Beacon Insurance Advisers
150 Fox Road, Knoxville, TN 37922
John Bailey Insurance
1011 North Broadway, Knoxville, TN 37917
Knoxville Insurance Services
2902 Tazewell Pike, Knoxville, TN 37918
ISG Insurance LLC
5418 Clinton Highway, Knoxville, TN 37912
Bradley Insurance Agency
5210 Schubert Road, Knoxville, TN 37912
Broadway Insurance
102 East Adair Drive, Knoxville, TN 37918
Madison Insurance Group
800 Oak Ridge Turnpike, Oak Ridge, TN 37830

FAQs

  • Is it possible for Knoxville residents to designate multiple beneficiaries in their life insurance policies?

    Yes. The two methods for designating multiple beneficiaries in Knoxville are the per capita and "per stirpes" options. In the per capita approach, the benefit is distributed evenly among all the named beneficiaries. If one of the beneficiaries is no longer alive, their share is not allocated. Under the "per stirpes" approach, the benefit is divided equally among the dependents when a beneficiary has passed away.

  • What does life insurance cost on average for young people in Knoxville?

    Young people in Knoxville can expect to pay an average monthly premium ranging from $14 to $30 for life insurance. Among the insurance providers in the city, Mutual of Omaha and Mass Mutual offer the most affordable rates. Both carriers offer life insurance policies starting at $14 per month.

  • How can a life insurance policy provide security to a business in Knoxville?

    A life insurance policy can offer security to a Knoxville-based business by allowing partners to purchase the shares of a partner who has passed away. This process is usually facilitated through a prearranged buy-sell agreement. It eliminates the need for forced liquidation and facilitates business continuation and financial stability.

  • What is the difference between term life and permanent life insurance policies in Knoxville?

    A term life insurance plan provides coverage for periods ranging from five to 30 years. In the event that Knoxville residents pass away while the policy is active, their beneficiaries will receive a death benefit. In contrast, permanent life insurance guarantees lifelong coverage for policyholders. It also accumulates cash value that the insured may borrow against in the future.

  • Can Knoxville life insurance policyholders change beneficiaries if they need to?

    Yes. Life insurance policyholders in Knoxville can change their chosen beneficiaries. Some policyholders opt for a revocable beneficiary designation, allowing them to make changes at their discretion. On the other hand, there are instances where policyholders select an irrevocable beneficiary. This requires mutual consent between the policy owner and beneficiary for changes to be approved.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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