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2024

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Best Life Insurance Companies in Franklin, TN

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Franklin Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3227Reviewed

1940Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

330 Mallory Station Road, Franklin, TN 37067
WebsiteLicense: 2258158

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (3)

Why choose this provider?

Allee Insurance Agency in Franklin collaborates with clients to find insurance policies that suit their needs and circumstances. The agency offers a wide array of insurance policies, such as life, health, home, farm, automobile, and recreational vehicle insurance. Moreover, its life insurance coverage plans include individual and group life, long-term care, disability, and second-to-die policies. Agency owner Jamie Allee has over 20 years of experience in the insurance industry and specializes in personal insurance for business clients.

  • Life Insurance
  • Health Insurance

256 Seaboard Lane, Franklin, TN 37067
WebsiteLicense: 5415

Expertise.com Rating

Review Sources

Google
5.0 (77)

Why choose this provider?

Williams Insurance Group is an independent agency serving businesses, families, and individuals in the Franklin area. Its insurance specialists help clients acquire life insurance plans that include permanent, term, fixed annuities, and group life coverages. Additionally, they offer other personal and business policies, including homeowners', flood, earthquake, contractors' liability, and investment property insurance. Williams Insurance Group works with multiple carriers in creating customized coverages such as Foremost and Prudential. It is a family-owned business that has been in the industry for more than 19 years.

  • Life Insurance
  • Health Insurance

130 Seaboard Lane, Franklin, TN 37067
WebsiteLicense: 2387239

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (14)

Why choose this provider?

Shellnut Insurance and Associates, LLC, is a family-owned agency that has been providing insurance protection for clients in Franklin, College Grove, Nashville, and Thompson's Station for the last 25 years. It offers term life and permanent life insurance plans that deliver death and living benefits. Moreover, the insurance professionals at this office deal with life insurance for wealth transfer and preservation, tax-deferred wealth accumulation, and income replacement. Home, property, auto, and recreation insurance plans are also available.

  • Life Insurance

Lancaster Drive, Franklin, TN 37064

Expertise.com Rating

Review Sources

Google
5.0 (61)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Masters Life and Health Insurance Agency is an independent company that serves families and businesses in the Franklin area and the surrounding communities. Its services include group and individual life and health, Medicare, dental, vision, and accident insurance. It also assists in financial services such as private family banking and financial GPS. Zac Masters, the owner of Masters Life and Health Insurance Agency, has been helping clients with their insurance needs for over 15 years.

  • Life Insurance
  • Health Insurance

3326 Aspen Grove Drive, Franklin, TN 37067
WebsiteLicense: 2264865

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (2)

Why choose this provider?

Irvin-Dyal & Brown Insurance is a locally-owned insurance agency that services Franklin residents. It represents a range of insurance firms and provides various insurance services and products. It includes term and whole life insurance policies that can be used to pay off home loans, education fees, burial costs, and other debts that policyholders may leave behind. Some of its other insurance options include coverage for houses, vehicles, pets, and businesses. The firm's professionals have 75 years of combined experience in the industry.

  • Life Insurance

145 Southeast Parkway Court, Franklin, TN 37064
WebsiteLicense: 2472968

Expertise.com Rating

Review Sources

Google
3.0 (7)
Facebook
4.0 (4)

Why choose this provider?

Battle Page Insurance is a team of life insurance brokers with over 60 years of combined experience in providing insurance services to residents in Franklin and the surrounding areas. An independent agency, the firm partners with multiple providers, including Erie Insurance, Safeco, and Progressive, to provide clients with individual and group life coverages. It also works with businesses across multiple industries to provide liability and workers' compensation coverages. Battle Page Insurance has been serving all of Tennessee since 2001.

  • Life Insurance
  • Group Plans
  • Term Life Insurance

3326 Aspen Grove Drive, Franklin, TN 37067
WebsiteLicense: 2353571

Expertise.com Rating

Review Sources

Google
5.0 (52)
Facebook
5.0 (3)

Why choose this provider?

Chris Jones works as a State Farm insurance agent in the Franklin region. He specializes in personal insurance programs and covering life insurance policies with various terms. He also specializes in auto, property, home, health, and business insurance. Jones and his team also help Franklin residents with annuities and banking concerns, as well as reviewing coverage choices. Jones is a proud agent of State Farm who has been ranked "Highest Customer Satisfaction among Life Insurance Providers" by J.D. Power in 2020.

  • Life Insurance

1894 General George Patton Drive, Franklin, TN 37067

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (1)

Why choose this provider?

Elite Insurance Solutions finds life policy options from different insurance carriers for Franklin residents and the neighboring communities. The independent agency also helps clients pay for federal death and estate taxes, handle charitable donations, create an inheritance for heirs, cover college fees, and provide funding for final expenses. Insurance coverages include term life and whole life as well. For health policies, Elite Insurance Solutions also prepares needs analysis and generates exact coverage amounts for clients.

  • Health Insurance
  • Life Insurance

321 Billingsly Court, Franklin, TN 37067
WebsiteLicense: 2262689

Expertise.com Rating

Review Sources

Google
3.0 (2)
Facebook
5.0 (2)

Why choose this provider?

FTC Insurance is an independent insurance agency based in Franklin. It provides life, health, home, auto, business, and commercial auto insurance for every client's unique requirements. Aside from personal insurance, such as boat and umbrella insurance, FTC also offers commercial insurance. It was created through the consolidation of Officer Insurance, Moss Insurance Group, and the Robble Agencies. FTC provides flexible and trusted choices that meet customer insurance needs and it can be reached even during calamities.

  • Life Insurance

3325 Aspen Grove Drive, Franklin, TN 37067
WebsiteLicense: 2360366

Expertise.com Rating

Review Sources

Google
4.0 (58)
Facebook
5.0 (8)

Why choose this provider?

Victoria Hood is a State Farm insurance agent serving clients based in Franklin and nearby areas. Hood offers assistance in getting insurance policies and other products and services to customers. She offers insurance policies such as auto, home, renters, life, and health insurance in Tennessee, Kentucky, and Missouri. Moreover, she also offers auto refinancing, business insurance, and checking and savings accounts to clients. Hood offers bilingual assistance in both English and Spanish. She has been in the industry for more than 10 years.

  • Life Insurance
  • Health Insurance

3326 Aspen Grove Drive, Franklin, TN 37067
WebsiteLicense: 2413245

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (4)

Why choose this provider?

BNA Insurance Group LLC is an insurance agency that serves clients in Franklin. It offers whole, term, and universal life insurance policies that provide financial security to beneficiaries in an unexpected death. The agency also covers insurance products for homeowners, identity theft recovery, mobile homes, landlords, and medical expenses. Clients are given a dedicated agent who they can contact anytime. From its location in Franklin, it has expanded its services to several states, including South Carolina, Georgia, and Florida. Mike Wiatr owns the agency.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Allee Insurance Agency
330 Mallory Station Road, Franklin, TN 37067
Williams Insurance Group
256 Seaboard Lane, Franklin, TN 37067
Shellnut Insurance and Associates LLC
130 Seaboard Lane, Franklin, TN 37067
Masters Life and Health Insurance Agency
Lancaster Drive, Franklin, TN 37064
Irvin-Dyal & Brown Insurance
3326 Aspen Grove Drive, Franklin, TN 37067
Battle Page Insurance
145 Southeast Parkway Court, Franklin, TN 37064
Chris Jones
3326 Aspen Grove Drive, Franklin, TN 37067
Elite Insurance Solutions
1894 General George Patton Drive, Franklin, TN 37067
FTC Insurance
321 Billingsly Court, Franklin, TN 37067
Victoria Hood
3325 Aspen Grove Drive, Franklin, TN 37067
BNA Insurance Group
3326 Aspen Grove Drive, Franklin, TN 37067

FAQs

  • Is there a system in place in Franklin that offers protection for people whose life insurance provider has become insolvent?

    Residents of Franklin are covered by the Tennessee Life and Health Insurance Guaranty Association, which protects policyholders by collecting funds from its member insurers to fulfill the financial obligations of the insolvent insurer. It's still essential for individuals to pick well-managed and financially sound insurance companies since the protection the guaranty association provides has limitations.

  • Can residents of Franklin renew term insurance even with health changes?

    Term insurance typically offers renewability regardless of health shifts. Each renewal may see higher premiums. Some firms in Franklin promise stable rates for a steeper premium and a specified period. A health evaluation could be needed, and premiums might increase. Understanding potential premium hikes and any age cutoffs for renewability is crucial.

  • Can residents of Franklin obtain life insurance without undergoing a medical examination?

    Franklin residents can secure life insurance without a medical exam, also known as no exam life insurance. This only requires applicants to provide some basic health details. Approval hinges on whether the applicant's health information aligns with the insurer's underwriting criteria. This ensures a swift and straightforward process for obtaining coverage.

  • Why could someone in Franklin be denied life insurance coverage?

    Individuals in Franklin can face denial of life insurance due to severe medical conditions, engagement in high-risk pursuits, or a felony conviction. False information on the application is also a potential ground for refusal. Moreover, if certain events, like a policyholder's suicide within the policy's first two years, beneficiaries might not receive the promised death benefit.

  • If a resident of Franklin is denied insurance coverage, what should they do?

    When a Franklin resident faces insurance denial, they should first identify the reason for the rejection. It could be due to health, inaccuracies in the application, or past records. Once identified, they can adjust, like bettering their health, or explore other insurance options. It's also beneficial to consult a licensed insurance broker to understand alternative avenues.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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