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Best Life Insurance Companies in Sioux Falls, SD

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Sioux Falls life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6883Reviewed

4137Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6809 South Minnesota Avenue, Sioux Falls, SD 57108
WebsiteLicense: 7877

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Google
4.0 (16)
Facebook
5.0 (2)
Yelp
3.0 (2)

Why choose this provider?

Kouri Insurance Agency is an independent agency that has been providing life insurance plans to clients in Sioux Falls and surrounding areas since 1970. Additionally, it provides auto, home, motorcycle, watercraft, and personal umbrella insurance policies. It also assists business owners to find business insurance plans that meet their requirements. Kouri Insurance Agency can be contacted around the clock in the event of emergency claims. The insurance carriers it represents include Foremost Insurance, Nationwide Insurance, and Progressive Insurance.

  • Life Insurance

4804 South Minnesota Avenue, Sioux Falls, SD 57108
WebsiteLicense: 10021477

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Review Sources

Google
5.0 (21)
Facebook
5.0 (3)

Why choose this provider?

Wilcoxon Insurance, Inc., is an independent insurance agency that provides insurance services to individuals, families, and businesses in Sioux Falls and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries several life insurance policies and options. Additionally, it provides commercial insurance packages like commercial auto insurance, business interruption insurance, workers’ compensation insurance, liability insurance, and commercial property insurance. Blake Wilcoxon is the owner, president, and CEO of the firm.

  • Life Insurance

5000 South Mac Arthur Lane, Sioux Falls, SD 57108
WebsiteLicense: 10016888

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Facebook
5.0 (4)
Google
4.0 (3)

Why choose this provider?

Midwest Employee Benefits is an insurance company that serves Sioux Falls and the surrounding areas. It offers insurance policies for individuals and group life and health coverage for companies. It also assists clients with dental insurance, Medicare, critical illness plans, and disability insurance. Owner Dawn Knutson has over 21 years of experience in the industry. She continues to pursue additional certifications and education to stay up to date with the latest market trends.

  • Life Insurance
  • Health Insurance

232 East 12th Street, Sioux Falls, SD 57104
WebsiteLicense: 59760

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Review Sources

Google
5.0 (6)

Why choose this provider?

Bechtel Insurance is a Sioux Falls-based insurance company that assists clients in the area and its surrounding communities. Since 1972, the agency has been assisting individuals and families in finding and securing life insurance plans that provide the coverage they need for their specific goals. The most common life insurance plans it assists with are term life, whole or permanent life, universal life, and disability insurance plans. Aside from life insurance, Bechtel Insurance also offers home and auto insurance services.

  • Life Insurance

2901 East 57th Street, Sioux Falls, SD 57108
WebsiteLicense: 40042165

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Google
4.0 (21)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Jill Van Ede is a State Farm insurance agent in Sioux Falls. Her insurance products include life, health, home, property, auto, and business. Life insurance policies she offers vary from term, whole life, and universal. For clients who wish to customize their life insurance plans, State Farm has an available select term policy. As a State Farm agent, Van Ede also assists her clients through policy or beneficiary changes. Van Ede can also help with banking, mutual funds, and annuity concerns.

  • Life Insurance

307 West 41st Street, Sioux Falls, SD 57105
WebsiteLicense: 1713

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Google
4.0 (13)
Yelp
1.0 (1)

Why choose this provider?

Founded in 1969, Boen & Associates Inc. is a risk management and insurance services provider serving Sioux Falls and nearby areas. In partnership with companies providing insurance solutions, Boen & Associates provides a vast array of insurance options, including life insurance. The company specializes in assisting businesses to implement and manage employee benefits such as group life and voluntary life plans and disability insurance. In addition, Boen & Associates also covers home, auto, health, and commercial lines insurance.

  • Life Insurance
  • Health Insurance
  • Group Plans

7001 South Lyncrest Place, Sioux Falls, SD 57108
WebsiteLicense: 1684

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Review Sources

Google
4.8 (11)

Why choose this provider?

McKinney Olson Insurance has been serving the local community for more than a century. It operates in three locations within Sioux Falls and Brandon, employing 27 staff members with a combined 600 years of industry experience. The company carries life insurance products catered to individuals and businesses. It offers different options from temporary to permanent coverage plans that are tailored to clients' needs. Additionally, it has other life insurance packages, such as long-term care, mortgage protection, and disability insurance.

  • Life Insurance
  • Health Insurance

2601 South Minnesota Avenue, Sioux Falls, SD 57105
WebsiteLicense: 40247853

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Review Sources

Facebook
4.0 (13)
Google
5.0 (11)

Why choose this provider?

1st State Agency is an insurance agency that has been serving customers in Sioux Falls since 1965. The agency has access to over 20 carriers, including Wellmark, Wright, and Liberty Mutual, that provide life, health, home, and business insurance products. For life insurance, the options for individuals include term life, whole life, and annual renewable term insurance. Group life insurance is also available for employers' employee benefits packages. Some of its other options are final expense and mortgage protection insurance policies.

  • Life Insurance

3208 East 26th Street, Sioux Falls, SD 57103
WebsiteLicense: 10019853

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Review Sources

Google
5.0 (288)
Facebook
5.0 (121)

Why choose this provider?

Providence Financial provides insurance products and services to Sioux Falls and its surrounding areas. As an independent insurance agency, it has access to a range of life insurance providers with coverages and premiums that suit different individuals. Its team of agents assesses the needs of each client and provides them with information about carriers and policies that cover their unique needs. The company also handles other personal and business insurance lines including health insurance, auto insurance, homeowners' insurance, commercial property insurance, and general liability.

  • Life Insurance
  • Health Insurance

6330 South Western Avenue, Sioux Falls, SD 57108
WebsiteLicense: 10017245

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Review Sources

Google
4.0 (51)
Facebook
5.0 (11)

Why choose this provider?

Founded in 2014, Platinum Insurance Group, LLC, is an independent agency that delivers insurance solutions to businesses and individuals in the Sioux Falls metro. It is a life insurance service provider that helps clients in obtaining term and permanent coverages. These life insurance plans provide financial security to beneficiaries in the event of policyholders' unexpected death. Furthermore, Platinum Insurance Group offers other personal policies, including home, auto, motorcycle, watercraft, and flood insurance. Owner Janelle Goeden has been in the insurance industry since 2007.

  • Life Insurance

4300 South Louise Avenue, Sioux Falls, SD 57106
WebsiteLicense: 209008

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Compass Financial Group is a family-owned and operated financial planning company that has been servicing the insurance needs of clients in Sioux Falls for more than 35 years. It provides various services, including life insurance products, individual investments, and employer-sponsored plans. Company president John Haller earned his business degree from Augustana College and has been in the investment industry for more than 20 years. He is a certified financial planner, consultant, and counselor.

  • Life Insurance

220 South Bahnson Avenue, Sioux Falls, SD 57103
WebsiteLicense: 1141

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Sperling Insurance is a family-owned company that has been providing coverage plans to Sioux Falls and its nearby areas for more than 20 years. The independent agency works with several insurance companies to provide a variety of life insurance products to its clients. Its agents educate clients on the products' differences and guide them in choosing one suitable for themselves and their families. Sperling Insurance also offers coverage plans for homes, farms, businesses, autos, boats, and recreational vehicles.

  • Life Insurance

7521 South Louise Avenue, Sioux Falls, SD 57108
WebsiteLicense: 40084847

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Darwyn Sprik is a financial advisor and the founder of Sprik Financial group who serves clients in Sioux Falls. His agency offers whole, term, universal, variable universal, and survivorship life insurance policies that protect beneficiaries financially in the event of an unexpected death. Darwyn has also been helping his clients in several areas, such as company succession and estate preparation, since 2009. In addition, he holds Life Underwriter Training Council Fellow and Retirement Income Certified Professional designations.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

3701 West 49th Street, Sioux Falls, SD 57106
WebsiteLicense: 8187608

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (3)

Why choose this provider?

Midwest Division Insurance Agency offers various life insurance products from more than 30 providers. The family-owned and family-operated company has been serving Sioux Falls and the surrounding areas for more than 12 years. Apart from life insurance, it also offers Medicare supplemental, long-term care, and health insurance products. Founder Troy Bader has over 17 years of experience in the industry and customizes policies for senior citizens. Provisions like cancer, heart, and stroke plans can be included along with dental, vision, and hearing provisions.

  • Life Insurance

2917 East 57th Street, Sioux Falls, SD 57108
WebsiteLicense: 1521

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Parks Insurance Inc is a locally owned independent insurance company that provides insurance services to individuals, families, and businesses in Sioux Falls and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans, short-term medical insurance, and long-term care insurance. Additionally, it provides Medicare insurance packages like Medicare COST plans, Medicare saving account, and Medicare supplements. Parks Insurance was founded in 1965 and has agents operating in 10 states, including Arizona.

  • Life Insurance

1601 East 69th Street, Sioux Falls, SD 57108
WebsiteLicense: 10021276

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (13)

Why choose this provider?

Ascend Financial is an insurance service provider that serves clients throughout the Sioux Falls area. This independent agency offers a wide range of insurance policies, including things like life and health insurance, long-term care and disability insurance, and estate planning. The company also has an online calculator to help clients decide on the life insurance policy. Company president and agent Kris Jerke has served the insurance industry for over two decades.

  • Life Insurance
  • Health Insurance
  • Long Term Care

805 North Elmwood Avenue, Sioux Falls, SD 57104
WebsiteLicense: 19009865

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

For more than 80 years, Brandon Perman Agency has been serving the insurance needs of customers throughout Sioux Falls. It helps its clients protect their loved ones against unforeseen events by providing a broad range of life insurance policies, including term, whole, and universal life insurance. It also offers homeowners', business, farm and ranch, and health insurance. Brandon Perman, a Farm Bureau agent since 2015, takes the time to get to know his clients to create an insurance plan that fits their unique needs.

  • Life Insurance
  • Health Insurance

3704 South Westport Avenue, Sioux Falls, SD 57106
WebsiteLicense: 9575509

Expertise.com Rating

Why choose this provider?

Dougherty & Associates Insurance Agency delivers term, whole, and universal life insurance products to individuals and families in Sioux Falls. As an independent agency, it maintains relationships with an extensive list of insurance companies to provide clients with tailor-fit insurance solutions. Its team of insurance professionals helps clients assess their situation to select a coverage that fulfills their needs and requirements. Dougherty & Associates is also licensed in Arizona, Iowa, Montana, and Texas. Daniel Dougherty, the founder, is an insurance agent with nearly four decades of experience.

  • Life Insurance
  • Health Insurance

700 East 14th Street, Sioux Falls, SD 57104
WebsiteLicense: 6922

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

DFS Insurance has been catering to every insurance needs of everyone living in Sioux Falls and all of South Dakota. Locally owned and operated, it specializes in home, auto, life, health, and business insurance products, and its professionals are fully committed to assisting every customer with their specific needs in mind. The team of experienced insurance agents strives to work hard to provide the best insurance products to their customers. The company is affiliated with various carriers including Wellmark, Allstate, and Travelers.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kouri Insurance
6809 South Minnesota Avenue, Sioux Falls, SD 57108
Wilcoxon Insurance
4804 South Minnesota Avenue, Sioux Falls, SD 57108
Midwest Employee Benefits
5000 South Mac Arthur Lane, Sioux Falls, SD 57108
Bechtel Insurance
232 East 12th Street, Sioux Falls, SD 57104
Jill Van Ede
2901 East 57th Street, Sioux Falls, SD 57108
Boen & Associates, Inc
307 West 41st Street, Sioux Falls, SD 57105
McKinney Olson Insurance
7001 South Lyncrest Place, Sioux Falls, SD 57108
1st State Agency
2601 South Minnesota Avenue, Sioux Falls, SD 57105
Providence Financial
3208 East 26th Street, Sioux Falls, SD 57103
Platinum Insurance Group, LLC.
6330 South Western Avenue, Sioux Falls, SD 57108
Compass Financial Group
4300 South Louise Avenue, Sioux Falls, SD 57106
Sperling Insurance
220 South Bahnson Avenue, Sioux Falls, SD 57103
Darwyn Sprik
7521 South Louise Avenue, Sioux Falls, SD 57108
Midwest Division Insurance Agency
3701 West 49th Street, Sioux Falls, SD 57106
Parks Insurance Inc
2917 East 57th Street, Sioux Falls, SD 57108
Ascend Financial
1601 East 69th Street, Sioux Falls, SD 57108
Brandon Perman Agency
805 North Elmwood Avenue, Sioux Falls, SD 57104
Dougherty & Associates Insurance Agency
3704 South Westport Avenue, Sioux Falls, SD 57106
DFS Insurance
700 East 14th Street, Sioux Falls, SD 57104

Sioux Falls, SD Life Insurance FAQs

  • Is a medical examination required for obtaining life insurance in Sioux Falls?

    Yes. In most cases, you'll need to undergo a medical examination when applying for life insurance in Sioux Falls. The purpose of this examination is for the insurance company to evaluate your health and determine if they can provide you with coverage, as well as calculate the cost for that coverage based on your health assessment.

  • What are the two types of term life insurance available in Sioux Falls?

    The first type of term life insurance in Sioux Falls is annual renewable term, bought for a one-year duration. There is an option to renew once the term expires, and the death benefit is only paid out if the insured dies within that year. The second type is level term, ensuring a consistent premium over a specified duration, typically ranging from 10 to 30 years. Coverage preferences and age affect your premium, with longer terms incurring higher costs.

  • Which life insurance plan is most appropriate for you in Sioux Falls?

    If you want lifelong coverage and cash value growth in Sioux Falls, whole life insurance might be your best option, providing reassurance that your loved ones will be financially secure when you pass away. In contrast, if you have short-term financial responsibilities or a tight budget, term life insurance could be a better fit, offering essential coverage for a specific timeframe at a cost-effective rate.

  • How can you compare life insurance quotes in Sioux Falls?

    You can get in touch with various insurance companies and ask for quotes based on your specific requirements and situation if you wish to compare life insurance quotes in Sioux Falls. To guarantee that the quotes are as precise as possible and reflect your final premium, it is ideal to supply accurate information. Online platforms and comparison tools can also aid in evaluating quotes from multiple insurance providers.

  • Is it possible to buy life insurance in Sioux Falls as a senior citizen?

    Yes. In Sioux Falls, elderly individuals have access to life insurance options designed for their needs. These include specialized plans like simplified issue life insurance or guaranteed issue life insurance, though it's important to note that age might impact plan availability and costs. It is wise to look into these options and evaluate prices from different insurance companies.

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