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Best Life Insurance Companies in Providence, RI

Our Recommended Top 16

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Our goal is to connect people with the best local professionals. We scored Providence life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7613Reviewed

4574Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Providence
808 Main Avenue, Warwick, RI 02886

Expertise.com Rating

Why choose this provider?

Annarummo & Associates Insurance Agency is a family-owned insurance brokerage firm serving Providence and nearby areas. It is a full-service agency that aims to find streamlined solutions for the clients' insurance needs. It offers life insurance and education funding. In addition, its agents compare a wide selection of coverage types to provide commercial, auto, homeowners, and personal umbrella insurance. Annarummo & Associates Insurance Agency has been handling the community's insurance concerns for more than 20 years.

  • Life Insurance

Best Life Insurance Companies Serving Providence
1529 Mineral Spring Avenue, North Providence, RI 02904
Visit WebsiteLicense: 1089540

Expertise.com Rating

Review Sources

Google
4.7 (34)
Yelp
4.0 (4)

Why choose this provider?

A.E. Mazika Insurance Services, Inc., has been providing insurance solutions to residents in Providence since 1975. It offers a line of life insurance products that can protect the policyholder's assets and provide long-term financial security. The company's agents can also assist in obtaining personal insurance policies to cover cars, homes, condos, or rental properties. To provide clients with suitable coverage options, the agency works with several insurance carriers, such as Nationwide, Liberty Mutual, and NLC Insurance.

  • Life Insurance

Best Life Insurance Companies Serving Providence
10 North Main Street, Fall River, RI 02720
Visit WebsiteLicense: 18207396

Expertise.com Rating

Review Sources

Google
4.0 (419)
Facebook
4.9 (140)
Yelp
2.0 (4)

Why choose this provider?

The Lapointe Insurance Agency is an insurance company that has been catering to individuals and businesses in Providence and the surrounding areas for over 50 years. It shops various insurance carriers, which allows clients to choose the right insurance that is suited to their lifestyle and necessities. This firm offers both term and permanent life insurance. Moreover, it also provides auto and home insurance products. William Lapointe, the firm's president, holds an MBA degree and a CPCU designation.

  • Life Insurance

Best Life Insurance Companies Serving Providence
872 Smithfield Avenue, Lincoln, RI 02865
Visit WebsiteLicense: 2309298

Expertise.com Rating

Review Sources

Google
4.0 (49)
Yelp
5.0 (1)

Why choose this provider?

The Lawrence Agency is a family-owned and operated insurance company that services the Providence community and its surrounding areas. Since its establishment in March 2008, it has offered a wide array of insurance policies that help protect and secure individuals, families, and businesses. The Lawrence Agency primarily assists with life insurance coverage for its clients, with the most common types being term, whole, and universal life insurance. The agency also offers other personal insurance policies, including home, auto, and renters insurance.

  • Life Insurance

Best Life Insurance Companies Serving Providence
651 Main Road, Tiverton, RI 02878
Visit WebsiteLicense: 1089591

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

OceanPoint Insurance has been serving clients in Providence, Barrington, and surrounding areas dating back to 1863. The company specializes in life insurance solutions that are available in term life, universal, and whole life categories. It also offers options for long-term care, disability, vehicles, and homes. Additionally, it also carries business insurance options that cover general liability, vehicles, contractors, and properties. OceanPoint Insurance works with a variety of carriers, including Providence Mutual, Nationwide, American Modern, Safeco Insurance, and Kingstone.

  • Long Term Care
  • Life Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Providence
120 High Street, Taunton, RI 02780

Expertise.com Rating

Why choose this provider?

Allan M. Walker Insurance Agency is an insurance brokerage that offers insurance solutions and services to clients in the Providence area. The firm's history can be traced back to 1847, and it has since helped countless clients in their search for personal and business protection needs. Some of its products include life insurance policies that cover death expenses and debt payments. Its life insurance products include term life policies that offer protection for a fixed period and universal life insurance policies that cover the policyholder for their entire life.

  • Life Insurance
  • Health Insurance
  • Long Term Care

Best Life Insurance Companies Serving Providence
19 County Road, Mattapoisett, RI 02739
Visit WebsiteLicense: 3000072522

Expertise.com Rating

Why choose this provider?

Peter P. Briggs Insurance Agency, Inc., has been catering to the insurance needs of Providence since 1961. The business is affiliated with ISNE, a group of independent agencies committed to high standards of professionalism. Through ISNE, the agency has access to numerous insurance providers in the state including Safeco, Prudential, Foremost, and Encompass. This helps agents recommend various options for coverage to fit the client's specific situations. These coverages include life insurance, home and auto insurance, annuities, personal umbrella liability, and health insurance.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Providence
1000 North Main Street, Fall River, RI 02720
Visit WebsiteLicense: 1046188

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

Stafford & Company is an insurance company that serves clients in Providence. It has been serving the life insurance needs of families and businesses in the area for 133 years. It emphasizes the importance of life insurance, which includes living and death benefits that can be used to pay for funeral expenses, repay debt, pay estate taxes, and pay for tuition fees. Stafford also formed partnerships with several insurance companies, such as AmTrust Financial, Coverys, and John Hancock Insurance.

  • Life Insurance

Best Life Insurance Companies Serving Providence
170 South Street, Plainville, RI 02762
Visit WebsiteLicense: 1055580

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
5.0 (1)

Why choose this provider?

Secky Insurance is an independent insurance brokerage near Providence that specializes in life, home, and auto insurance products in the metro. It offers life insurance solutions that help policyholders pay off debts, fund children's education, pay final expenses, and maintain a stable cash flow after death. Some of its life insurance products include term life insurance and whole life insurance. Secky Insurance also offers specialty insurance lines such as pet insurance policies and wedding insurance policies.

  • Whole Life Insurance
  • Life Insurance

Best Life Insurance Companies Serving Providence
2761 Pawtucket Ave, East Providence, RI 02914
Visit WebsiteLicense: 3001156042

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Since its establishment in 2018, Thompson Insurance Group has been providing insurance solutions to individuals, families, and business owners in Providence and its surrounding areas. The agency represents over two dozen different insurance companies and helps its clients secure life insurance policies that fit their needs. The most common life insurance plans it handles are term life, whole life, and universal life insurance. It also offers other types of personal insurance products, such as homeowners', personal umbrella, and automobile insurance.

  • Life Insurance

Best Life Insurance Companies Serving Providence
362 Rathbun Street, Woonsocket, RI 02895
Visit WebsiteLicense: 1070855

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
4.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Soucy Insurance Agency is an insurance brokerage company that serves the residents of Providence and the surrounding communities. In addition to universal and term life insurance services, Soucy Insurance Agency also offers variable life and annuity products; long-term care; mortgage life insurance; group life insurance; group and individual health policies; and disability plans. It was founded in 1914 by Adelard L. Soucy. David Soucy became the third member of the family to become the firm's president in 1994.

  • Life Insurance
  • Long Term Care
  • Term Life Insurance

Best Life Insurance Companies Serving Providence
667 South Street, Wrentham, RI 02093
Visit WebsiteLicense: 1720380

Expertise.com Rating

Review Sources

Google
4.9 (268)
Facebook
4.8 (47)

Why choose this provider?

Founded in 1988, Northeast Financial Strategies, Inc., is a financial services provider for individuals and business owners in Providence and the surrounding areas. Among its broad array of services is life insurance that helps clients make the smart choice for their future financial goal, ideal retirement, and family protection in case of unforeseen life events. Northeast Financial Strategies has been voted #1 in the Wicked Local Awards under the categories of Financial Planner, Accountant, and Insurance Agency.

  • Life Insurance

Best Life Insurance Companies Serving Providence
73 Alden Road, Fairhaven, RI 02719
Visit WebsiteLicense: 2006136

Expertise.com Rating

Review Sources

Google
4.5 (24)
Yelp
5.0 (1)

Why choose this provider?

Partners Insurance Group is an independent insurance agency that provides insurance services to residents and businesses in Providence and the surrounding communities. It carries life and health insurance plans like individual life insurance trusts, key person life insurance, mortgage protection, long-term care insurance, multi-year term insurance, and permanent insurance. Additionally, it provides business insurance packages like employment practices liability insurance, general liability insurance, and boiler and machinery/equipment breakdown insurance. Patrick D. Long is the president and CEO of Partners Insurance Group.

  • Health Insurance
  • Long Term Care
  • Permanent Life Insurance Policy

Best Life Insurance Companies Serving Providence
1020 Charles Street, North Providence, RI 02904
Visit WebsiteLicense: 1089621

Expertise.com Rating

Review Sources

Google
3.9 (26)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Stop & Save Insurance is an independent agency providing several insurance products to clients in Providence. These include life, personal auto, and home insurance plans that help protect the clients' families and properties from unexpected accidents, deaths, and disasters. In addition, its team members specialize in motorcycle, boat, small business, and commercial vehicle insurance products. The agency's principal agent, George Kasper, is a graduate of managerial economics with over 35 years of experience in the insurance industry.

  • Life Insurance

Best Life Insurance Companies Serving Providence
1275 Wampanoag Trail, East Providence, RI 02915
Visit WebsiteLicense: 2258729

Expertise.com Rating

Review Sources

Google
4.9 (903)

Why choose this provider?

Zuzick & Associates provides several life insurance services to Providence. These include whole life insurance that offers a lifetime of benefits to the clients and their beneficiaries. It also has a term life insurance for individuals wanting to apply for a temporary insurance option. Additionally, it caters to parents who seek protection for their children by offering child safe kit program. One of its staff, Paul Zuzick, has experience in the software development industry for over 30 years.

  • Term Life Insurance
  • Life Insurance
  • Whole Life Insurance

Best Life Insurance Companies Serving Providence
2050 Mineral Spring Avenue, North Providence, RI 02911
Visit WebsiteLicense: 2337170

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (15)

Why choose this provider?

Independent Benefit Solutions is run by Nicholas H. Pacheco and has been serving clients in and around Providence with their insurance needs. The company aims to guide clients in choosing a suitable insurance policy and help secure their financial future. This independent insurance agency works with different insurance companies that provide services such as life insurance, health insurance, disability insurance, retirement plans, and long-term care solutions. Nicholas and his team employ a comprehensive approach to every policy with a focus on strategies to protect assets and avoid unnecessary transfer of wealth.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Annarummo & Associates Insurance Agency
808 Main Avenue, Warwick, RI 02886
A.E. Mazika Insurance Services, Inc.
1529 Mineral Spring Avenue, North Providence, RI 02904
The Lapointe Insurance Agency
10 North Main Street, Fall River, RI 02720
The Lawrence Agency
872 Smithfield Avenue, Lincoln, RI 02865
OceanPoint Insurance
651 Main Road, Tiverton, RI 02878
Allan M. Walker Insurance Agency
120 High Street, Taunton, RI 02780
Peter P. Briggs Insurance Agency, Inc.
19 County Road, Mattapoisett, RI 02739
Stafford & Company
1000 North Main Street, Fall River, RI 02720
Secky Insurance
170 South Street, Plainville, RI 02762
Thompson Insurance Group
2761 Pawtucket Ave, East Providence, RI 02914
Soucy Insurance Agency
362 Rathbun Street, Woonsocket, RI 02895
Northeast Financial Strategies, Inc.
667 South Street, Wrentham, RI 02093
Partners Insurance Group
73 Alden Road, Fairhaven, RI 02719
Stop & Save Insurance
1020 Charles Street, North Providence, RI 02904
Zuzick & Associates
1275 Wampanoag Trail, East Providence, RI 02915
Independent Benefit Solutions, LLC
2050 Mineral Spring Avenue, North Providence, RI 02911

Providence, RI Life Insurance FAQs

  • Why should young people apply for life insurance in Providence?

    Young people in Providence should consider applying for life insurance in order to get lower premium rates. People in their 20s and 30s are often considered low-risk because they are less likely to have health problems. A life insurance policy is also an excellent investment for young people who have started their own families because they can name their children or spouses as beneficiaries.

  • Are you required to take medical tests when applying for a life insurance policy in Providence?

    When applying for life insurance in Providence, most insurance companies require individuals to undergo medical exams. They frequently request blood tests, blood pressure measurements, and urinalysis from applicants in order to obtain health-related data that can be used to calculate insurance premiums. Some insurance providers may require additional information about the applicant and may require them to undergo a physical examination.

  • Can you immediately cancel your life insurance coverage after signing a policy in Providence?

    Yes, you can cancel your life insurance coverage right away, even if you just signed a policy in Providence. New policyholders have 10 days to review their insurance agreements and decide whether they want a refund, according to Chapter 27 of the Rhode Island Code. Other insurance companies also extend the free look period to give their customers more time to compare policies.

  • Can Providence residents withdraw cash from their term life insurance policies?

    Providence residents cannot withdraw cash from their term life insurance policies since this form of coverage does not have a cash value component. This indicates that their policies will not accrue interest over time. Consider purchasing a universal or whole life policy if you want a life insurance policy with a cash value.

  • What happens to individuals who provide false information when applying for a life insurance policy in Providence?

    Individuals who provide inaccurate information on life insurance policy applications may face consumer misrepresentation charges in Providence. Those found to have misleading information on their plans may have their insurance coverage terminated within two years of the policy's effective date. Beneficiaries may also have their life insurance claims declined as a result of a policyholder's dishonesty.