Expertise.com Homepage
Expertise.com Homepage

2025

Last updated:

Best Life Insurance Companies in Cranston, RI

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cranston life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3611Reviewed

2171Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Cranston
629 Budlong Road, Cranston, RI 02920
Visit WebsiteLicense: 2030443

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Cranston Insurance Associates, Inc., is a family-owned agency that serves the Cranston metro. It offers life insurance policies that can be personalized to match the clients' particular needs. It also offers assistance for claims and policy changes. In addition, the company provides its clients other personal and commercial insurance products, including home, auto, and business insurance. With over 40 years of combined experience, the father-daughter duo of Robert Pangalos and Nicole LeBlanc operates the business.

  • Life Insurance

Best Life Insurance Companies Serving Cranston
1275 Wampanoag Trail, Riverside, RI 02915
Visit WebsiteLicense: 2258729

Expertise.com Rating

Review Sources

Google
4.0 (454)
Facebook
4.0 (19)

Why choose this provider?

Zuzick & Associates is an independent financial services firm that serves clients in and around Cranston. The company represents and distributes American Income Life products and has become one of the fastest-growing firms representing AIL. Its team of agents provides life insurance services such as whole life insurance and term life insurance. Owner Brian Zuzick worked in construction before jumping into the insurance industry with the goal of leading and helping people.

  • Life Insurance

Best Life Insurance Companies Serving Cranston
897 Reservoir Avenue, Cranston, RI 02910
Visit WebsiteLicense: 1092680

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Jean Martin Insurance is an independent insurance agency that has been serving individuals, families, and businesses from Cranston for more than 40 years. It offers a wide variety of life insurance products, including term life insurance, whole life insurance, variable life insurance, and universal life insurance. In addition, it also provides survivorship insurance. The Jean Martin Insurance staff has a combined experience of more than 75 years in the insurance industry. The company is also a Trusted Choice Agency.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Cranston
1 National Life Drive, Montpelier, VT 05604

Expertise.com Rating

Review Sources

Google
3.8 (41)

Why choose this provider?

National Life Group provides risk management solutions to families and individuals in the Cranston metro. It offers life insurance plans to protect clients from monetary losses caused by debts and unexpected death. The company furnishes term, whole, and indexed and variable universal coverages. Its agents also deal with retirement planning. In addition, they assist business owners in processing their buy-and-sell, entity, and cross-purchase agreements. National Life Group has been in the industry for over 170 years.

  • Life Insurance

Best Life Insurance Companies Serving Cranston
143 Providence Street, Putnam, CT 06260

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Archambault Insurance Associates is an independent agency that provides risk management solutions for Cranston residents. Its team furnishes different types of protection plans, including life insurance which can provide either living benefits or death benefits. The agents review policies from multiple providers such as Liberty Mutual and Nationwide, allowing them to find plans that will suit clients' unique needs. Archambault Insurance Associates, which is also licensed in Massachusetts and Connecticut, has been providing risk management assistance since 1928.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Cranston
1 Rolfe Square, Cranston, RI 02910
Visit WebsiteLicense: 3000707659

Expertise.com Rating

Review Sources

Google
4.9 (68)
Yelp
5.0 (3)

Why choose this provider?

Gaulin Insurance is an independent insurance agency that provides its services to the residents of Cranston and the surrounding communities. It crafts insurance plans like individual life and group life policies. It also handles second-to-die, disability, long-term care, and medical payments coverage. Additionally, it offers business insurance, including business owner's policy, commercial general liability, commercial property insurance, commercial auto insurance, and workers' compensation. It is a family-owned and family-operated insurance agency owned by Chris Gaulin, who acts as its principal agent.

  • Life Insurance
  • Long Term Care

Best Life Insurance Companies Serving Cranston
75 Sockanosset Cross Road, Cranston, RI 02920
Visit WebsiteLicense: 1091540

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Caldarone Agency is a locally operated insurance company in Cranston that offers all kinds of personal and business insurance. In the form of a life insurance policy, the firm provides enough financial protection to its clients and their beneficiaries. An independent insurance broker, the team represents over 30 providers nationwide that may supply term life, whole life, and universal life insurance policies. Headquartered in New England, the company has been serving clients since 1974. It is also licensed to operate throughout Connecticut, Massachusetts, and Rhode Island.

  • Life Insurance

Best Life Insurance Companies Serving Cranston
2761 Pawtucket Avenue, East Providence, RI 02914
Visit WebsiteLicense: 2095519

Expertise.com Rating

Review Sources

Yelp
4.5 (3)
Google
5.0 (2)

Why choose this provider?

Thompson Insurance Group is an insurance, investment, and real estate company whose mission is to help its customers in Cranston manage risks and get the right insurance coverage for themselves based on their unique needs. Founded in 2018, it helps customers protect their life, health, and wealth through its wide range of insurance options. Its life insurance covers term, whole, and universal life insurance benefits. Thompson Insurance Group also offers home, motorcycle, commercial property, and business interruption insurance programs.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Cranston
900 Park Avenue, Cranston, RI 02910

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

O'Rourke Insurance is a family-owned company founded in 1974 by Jack O'Rourke. It works closely with families and individuals in Cranston, and surrounding areas. It specializes in providing life insurance solutions that are available in whole, term, universal, and variable categories. It also offers insurance plans that cover homes, vehicles, renters, and umbrella policies. It also provides businesses with insurance solutions that cover liability, employee benefits, and assets. O'Rourke Insurance represents a variety of insurance carriers that include MAPFRE Insurance, Ohio Mutual, Encova Insurance, and Progressive.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Cranston
127 Norwich Road, Central Village, RI 06332
Visit WebsiteLicense: 1091650

Expertise.com Rating

Review Sources

Facebook
4.0 (10)
Google
4.5 (8)

Why choose this provider?

An independent agency founded in 1964 and operating in Cranston, Quintal Insurance Agency offers coverages for personal, commercial, life, disability, and health insurance. The agency works with reputable insurance companies and provides coverage for voluntary benefits under Aflac and Medicare and other supplemental insurance. Quintal Insurance Agency was founded by Robert and Geraldine Quintail more than 5 decades ago. Their daughter, Lynne Quintal-Hill, is now the one who manages the business.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Cranston
194 Warren Avenue, East Providence, RI 02914
Visit WebsiteLicense: 7405674

Expertise.com Rating

Review Sources

Google
4.5 (17)
Yelp
1.0 (1)

Why choose this provider?

The Agency Paiva is an independent insurance agency that has been serving individuals, families, and businesses since 1988. It provides clients in Cranston with various life insurance products, including fixed annuities, final expense insurance, mortgage protection insurance, and individual retirement accounts. Its professionals work with regional and national insurance carriers, such as MetLife, Quincy Mutual Group, Tokio Marine HCC, Manhattan Life Insurance Company, and American European Insurance Group, Inc. Additionally, the full-service agency offers personal and business insurance coverage options.

  • Life Insurance

Best Life Insurance Companies Serving Cranston
407 Pontiac Avenue, Cranston, RI 02910
Visit WebsiteLicense: 1089426

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Barton Insurance Group, Inc. is a family-owned insurance company that serves clients in the Cranston area. It offers a range of life insurance policies to help clients secure their financial responsibilities to their families and loved ones. Its policies, which include permanent life, variable life, and term life, can be used to replace a loss of income, cover funeral expenses, and pay off debts. Barton Insurance Group has been in the industry for over eight decades.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cranston Insurance Associates, Inc.
629 Budlong Road, Cranston, RI 02920
Zuzick & Associates
1275 Wampanoag Trail, Riverside, RI 02915
Jean Martin Insurance
897 Reservoir Avenue, Cranston, RI 02910
National Life Group
1 National Life Drive, Montpelier, VT 05604
Archambault Insurance Associates
143 Providence Street, Putnam, CT 06260
Gaulin Insurance
1 Rolfe Square, Cranston, RI 02910
Caldarone Agency
75 Sockanosset Cross Road, Cranston, RI 02920
Thompson Insurance Group
2761 Pawtucket Avenue, East Providence, RI 02914
O'Rourke Insurance
900 Park Avenue, Cranston, RI 02910
The Quintal Insurance Agency Inc.
127 Norwich Road, Central Village, RI 06332
The Agency Paiva
194 Warren Avenue, East Providence, RI 02914
Barton Insurance Group, Inc.
407 Pontiac Avenue, Cranston, RI 02910

Cranston, RI Life Insurance FAQs

  • Is there an entity in Cranston that regulates insurance companies?

    Yes, the Department of Insurance is in charge of overseeing insurance companies in Cranston and the rest of the state. Their responsibilities include conducting financial audits of domestic insurance companies to ensure their financial solvency. They also ensure that these businesses follow state laws and regulations. In addition, they are responsible for investigating insurance rates and handling consumer complaints.

  • Is it possible for the insurance provider in Cranston to reject a claim if the cause of death is attributed to acts of terrorism?

    Yes, life insurance policies in Cranston exclude coverage for terrorist acts. If the insured's death was the result of a terrorist act, the claim is more likely to be denied. Another possibility is that the policyholder died while visiting a country with a travel advisory due to terrorism. Furthermore, if the insured person worked in a high-risk occupation or engaged in activities that were targeted by terrorist attacks, the policy would be null and void.

  • What are common reasons for beneficiary disputes in Cranston life insurance policies?

    One of the most common beneficiary disputes in Cranston life insurance policies is the absence of a named beneficiary. Another possibility is that both the spouse and the ex-spouse file for benefits. Furthermore, conflicts arise when children from first and second marriages seek benefits. Other causes of problems include fraudulent recipient updates and ineffective beneficiary updates. If this occurs, the insurance companies will rely on the court to resolve the issue.

  • Can the policy be terminated if the policyholder starts missing premium payments in Cranston?

    Policyholders who have fallen behind on their premium payments should contact their insurer in Cranston as soon as possible. The insurer may grant the policyholder a grace period of 31 days to update missed payments. Failure to update premiums within the grace period will result in policy lapse. The policyholder should file a formal request for reinstatement, which usually entails making up any missed premium payments and informing the company of any changes in health status.

  • In Cranston, what is the difference between renewable and nonrenewable term insurance?

    Most term life insurance policies in Cranston can be renewed at the end of the term, even if your health has changed. When you renew a term policy, the premiums rise. Before renewing the policy, ask if you will be paying the same premium. Check to see if you will lose the ability to renew the coverage after a certain age. Nonrenewable term insurance, on the other hand, cannot be renewed. To maintain coverage, you must enroll in a new policy.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2025

Our top pick for the best life insurance company of 2024 is MassMutual, which features a wide variety of policies and riders ...

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...