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Best Life Insurance Companies in Reading, PA

Our Recommended Top 20

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Our goal is to connect people with the best local professionals. We scored Reading life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3911Reviewed

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Reading
3501 Kutztown Road, Reading, PA 19605
Visit WebsiteLicense: 58096

Expertise.com Rating

Review Sources

Google
4.8 (40)
Facebook
5.0 (11)

Why choose this provider?

Schaeffer Insurance Inc. is an independent insurance company that operates in Reading. The locally owned and locally operated business has been providing different kinds of life insurance plans since its inception in 1985. Having over 50 years of combined experience in the insurance industry, its agents work with multiple carriers that can deliver individual life and final expense insurance, as well as fixed annuities. Owner and local insurance agent Duane Schaeffer has been insuring individuals, families, and businesses since 1976.

  • Life Insurance

Best Life Insurance Companies Serving Reading
200 Norwegian Street, Pottsville, PA 17901
Visit WebsiteLicense: 346140

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Facebook
5.0 (18)
Google
4.4 (9)

Why choose this provider?

The Ryon Agency is an independent insurance agency that serves individuals, families, and businesses in Reading. It offers term life and whole life insurance options that cover funeral expenses, estate tax obligations, and education costs for beneficiaries. In collaboration with several insurance carriers, including Allied Insurance and Allstate, Richard B. Ryon Insurance also offers home, car, business, and health insurance. The agency has been providing insurance coverage to families and businesses for 65 years. Its staff has over 20 years of experience in the industry.

  • Life Insurance
  • Individual Plans

Best Life Insurance Companies Serving Reading
3130a Pricetown Road, Fleetwood, PA 19522
Visit WebsiteLicense: 63196

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Review Sources

Google
5.0 (27)
Yelp
5.0 (1)

Why choose this provider?

Philip Baker Insurance Services, Inc., is a family-operated independent insurance agency that has been in the business since 2002. It caters to clients in Reading and the surrounding communities. The business offers term, whole, and universal life insurance policies, which can cover education, living, and mortgage expenses. Moreover, it provides business, car, farm, equine, and home insurance products. Before being an insurance agent, owner Phil Baker owned a farm market and a flower business for 19 years.

  • Life Insurance

Best Life Insurance Companies Serving Reading
1241 North Charlotte Street, Pottstown, PA 19464
Visit WebsiteLicense: 665943

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Facebook
5.0 (15)
Google
4.7 (11)

Why choose this provider?

Weigner Insurance & Financial Services, Inc., offers life insurance in Reading and the surrounding communities. The locally owned and locally operated agency is licensed to write insurance in five states, including Pennsylvania, Maryland, and Virginia. It is comprised of two insurance specialists, Carina Hatfield and Patricia May, who are dedicated to helping clients through all their insurance needs. They assist customers in identifying the type of life insurance that would suit their specific circumstances and ensure that existing policies are updated throughout any life changes.

  • Life Insurance

Best Life Insurance Companies Serving Reading
37 West Lancaster Avenue, Shillington, PA 19607
Visit WebsiteLicense: 59536

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Google
5.0 (28)
Facebook
5.0 (12)

Why choose this provider?

American Insuring Group is an independent insurance agency based in Shillington. It offers insurance services to families and businesses in Reading. The agency identifies each client's individual situation and gives them options based on their budget and needs. It provides whole life insurance, term life insurance, and universal life insurance products. Its other insurance products include car, health, and business insurance. American Insuring Group has been operating for more than 30 years and represents over 25 different insurance carriers.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Reading
4950 Hafer Road, Reading, PA 19606
Visit WebsiteLicense: 59515

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4.8 (21)
Google
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Berks County Insurance has been in the industry of providing life insurance products to clients in Reading and nearby areas since 1984. The independent insurance agency offers policies such as term, whole, and universal life. The company also covers commercial, auto, and home insurance needs. Berks County Insurance also handles boxing and mixed martial arts insurance nationwide. This includes coverage for all participants of the policyholder, necessary medical treatment due to injuries, and accidental death and dismemberment.

  • Life Insurance

Best Life Insurance Companies Serving Reading
142 Walnut Street, Denver, PA 17517
Visit WebsiteLicense: 814247

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Google
4.5 (15)
Facebook
4.7 (10)
Yelp
1.0 (1)

Why choose this provider?

Harding-Yost Insurance is an independent agency serving clients in Reading and its surrounding areas. It provides personal insurance options such as life, disability, health, and home insurance. It also works on auto and recreational vehicle insurances. The agency also handles business insurance matters such as commercial insurance and employee benefits. Its team assists clients in customizing plans appropriate for their needs and situation until the claims filing process. Over its 35 years of operation, Harding-Yost Insurance has expanded into a full-service agency.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Reading
39 North Duke Street, Lancaster, PA 17602
Visit WebsiteLicense: 59468

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
3.0 (9)

Why choose this provider?

Murray is an insurance broker that has been serving individuals and businesses in Reading and its surrounding areas since 1930. It offers customized insurance options that cover life & health, homeowners, long-term care, pet, umbrella liability, and flood. Its team of professionals advises and educates customers to continue their protection in the face of changes. Through its partnership with AssuredPartners, the company has national resources available but still operates locally. In addition, it also provides core solutions for risk management, third-party administration, and financial services.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Reading
436 Penn Avenue, West Reading, PA 19611
Visit WebsiteLicense: 618735

Expertise.com Rating

Review Sources

Google
4.6 (45)

Why choose this provider?

Rothenberger Insurance Services, LLC, is an insurance agency that has catered to families and businesses in Reading and the surrounding communities for 14 years. The independent firm carries life insurance plans, as well as valuable items, homeowners’, classic car, personal liability, and umbrella liability insurance. It also provides commercial insurance packages like auto and truck fleet and general liability insurance. Agency owner Ron Rothenberger founded Rothenberger Insurance Services, LLC, in 2007.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Reading
1020 James Drive, Leesport, PA 19533
Visit WebsiteLicense: 284925

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Review Sources

Google
4.8 (29)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Snyder Insurance is an independent company serving personal and commercial clients in Reading and the surrounding areas. It has been in business since 1935, and it strives to provide its clients with customized plans that address their needs. Its range of product offerings includes life, auto, home, and business insurance. The company also carries coverage for homes, motorcycles, and boats. Commercial clients can also acquire general liability and workers' compensation packages from the company.

  • Life Insurance

Best Life Insurance Companies Serving Reading
200 Spring Ridge Drive, Wyomissing, PA 19610
Visit WebsiteLicense: 518187

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
4.1 (14)

Why choose this provider?

Vision Insurance is a full-service company that serves individuals and businesses in the Reading metro. It is a life insurance provider that offers term, permanent, and universal coverages. The company also helps its clients acquire final expense, fixed annuities, individual disability, and mortgage protection insurance. Moreover, Vision Insurance is an independent agency that has been in the business since 1979. President Jay R. Lemelin carries more than 41 years of experience in the insurance industry.

  • Life Insurance
  • Individual Plans

Best Life Insurance Companies Serving Reading
709 Main Street, Schwenksville, PA 19473
Visit WebsiteLicense: 286892

Expertise.com Rating

Review Sources

Google
4.0 (4)
Facebook
5.0 (4)

Why choose this provider?

Established in 1930, Sigel Insurance Group is an independent insurance agency serving clients in Reading. The agency works with a number of insurance carriers, such as Chubb, Condon Skelly, and Allied Insurance. It offers an array of insurance options, including individual and life insurance, disability insurance, and key person insurance. Other personal and business insurance coverages are also available. It is a member of the Insurance Agents & Brokers association. Its president, Eric C. Sigel, has more than 42 years of experience in the industry.

  • Life Insurance

Best Life Insurance Companies Serving Reading
1601 Lancaster Avenue, Reading, PA 19607
Visit WebsiteLicense: 944165

Expertise.com Rating

Review Sources

Google
4.7 (47)
Facebook
5.0 (6)

Why choose this provider?

Frank Singleton started his own insurance agency under State Farm in 2020. He serves clients around the Reading metro and its neighboring areas. Frank offers life insurance plans with coverage options for whole, universal, and term life. He also helps clients procure health policies including individual medical and supplemental health plans. Other products include business insurance and policies for properties, homes, automobiles, and pets. Annuities and banking services are also available. Frank also conducts client consultation through online video conferencing.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Reading
20 West Lancaster Avenue, Shillington, PA 19607
Visit WebsiteLicense: 357279

Expertise.com Rating

Review Sources

Google
4.7 (12)

Why choose this provider?

Ira G. Mohler & Son Inc, a multi-line independent insurance agency, was established in 1936 and has since catered to the needs of clients in Reading and other neighboring communities. It provides whole, term, disability, and long term care life insurance products that match the needs and goals of its clients. In addition, it also offers automobile, motorcycle, and boat insurance coverage as well as homeowners' and renters' insurance policies. The company also handles workers' compensation and commercial auto insurance.

  • Life Insurance

Best Life Insurance Companies Serving Reading
30 East Lancaster Avenue, Shillington, PA 19607
Visit WebsiteLicense: 304319

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (4)

Why choose this provider?

Headquartered in Shillington, FA Insurance is a family-owned and family-operated business that also provides insurance services to individuals, families, and businesses in the Reading area and the surrounding communities. It is an independent firm that carries term and permanent life insurance plans. Additionally, it provides business insurance packages that cover workers' compensation, general liabilities, and commercial automobiles. It was founded in 1959 as a one-man operation and has since grown into its modern office with 3000 square feet of floor area.

  • Life Insurance

Best Life Insurance Companies Serving Reading
1829 New Holland Road, Reading, PA 19607
Visit WebsiteLicense: 64020

Expertise.com Rating

Review Sources

Facebook
4.9 (37)
Google
4.9 (28)

Why choose this provider?

Contemporary Insurance, Inc., is an independent agency that has been helping businesses and individuals in the metro area of Reading since 2000. The company offers life insurance policies, such as term, whole, and universal life insurance. It also provides in personal insurance solutions that include health, auto, home, and renters' insurance. The owner and principal agent, Darlene Imbesi, has been in the industry for more than 35 years. In addition, Contemporary Insurance provides business insurance coverage and risk management solutions.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Reading
430 Park Road, Fleetwood, PA 19522
Visit WebsiteLicense: 530757

Expertise.com Rating

Review Sources

Google
5.0 (125)
Facebook
4.8 (119)

Why choose this provider?

Blue Marsh Insurance is an insurance company with locations in Fleetwood and Honey Brook. Offering insurance products for individuals and businesses, the agency serves clients throughout Reading and the surrounding areas. It offers life insurance plans such as term insurance and permanent life insurance. This independent insurance agency enables access to multiple life insurance carriers, providing clients with a wide selection of policies. Founded by Tom Davenport, Blue Marsh Insurance also serves clients across New Jersey, Maryland, Virginia, South Carolina, and Delaware.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Reading
P.O. Box 300, Douglassville, PA 19518

Expertise.com Rating

Why choose this provider?

Berkshire Insurance Services, L.L.C., offers life insurance solutions to individuals and businesses in the Reading area. The professionals at the company assist clients in planning and purchasing their insurance plans and educating them on the complex field during the process. They offer various life insurance policies, including term, whole, and group life. Berkshire Insurance Services is also a member of the Strategic Independent Agents Alliance. Additionally, it represents multiple insurance carriers, including MetLife, Encompass, Progressive, and Prudential.

  • Life Insurance

Best Life Insurance Companies Serving Reading
5035 Pottsville Pike, Reading, PA 19605
Visit WebsiteLicense: 54662

Expertise.com Rating

Review Sources

Google
4.8 (103)
Facebook
5.0 (47)

Why choose this provider?

Crosskeys Insurance is an insurance agency that has been serving individuals and businesses in Reading and the surrounding areas for over 20 years. Its life insurance policies carry term, whole life, and universal life insurance. In addition, the agency covers personal insurance for home, auto, and child life. Its business insurance program includes coverage for cyber liability, surety bonds, and environmental risks. As an independent agency, Crosskey Insurance partners with multiple insurance carriers to customize policies according to need.

  • Life Insurance

Best Life Insurance Companies Serving Reading
2711 North 5th Street Highway, Reading, PA 19605
Visit WebsiteLicense: 292866

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

David Koeffler Agency is a locally owned insurance firm serving customers in Reading and the surrounding areas. It provides counsel to individuals and families seeking life insurance plans and helps them choose between term and permanent life insurance policies. More than that, its team of agents also handles insurance coverages for businesses, farms, automobiles, and homeowners. David Koeffler Agency strives to give personalized insurance advice and find products that fit each client's needs.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Schaeffer Insurance Inc.
3501 Kutztown Road, Reading, PA 19605
The Ryon Agency
200 Norwegian Street, Pottsville, PA 17901
Philip Baker Insurance Services, Inc.
3130a Pricetown Road, Fleetwood, PA 19522
Weigner Insurance & Financial Services, Inc.
1241 North Charlotte Street, Pottstown, PA 19464
American Insuring Group
37 West Lancaster Avenue, Shillington, PA 19607
Berks County Insurance
4950 Hafer Road, Reading, PA 19606
Harding-Yost Insurance
142 Walnut Street, Denver, PA 17517
Murray
39 North Duke Street, Lancaster, PA 17602
Rothenberger Insurance Services, LLC
436 Penn Avenue, West Reading, PA 19611
Snyder Insurance
1020 James Drive, Leesport, PA 19533
Vision Insurance
200 Spring Ridge Drive, Wyomissing, PA 19610
Sigel Insurance Group
709 Main Street, Schwenksville, PA 19473
Frank Singleton
1601 Lancaster Avenue, Reading, PA 19607
Ira G. Mohler & Son Inc
20 West Lancaster Avenue, Shillington, PA 19607
FA Insurance
30 East Lancaster Avenue, Shillington, PA 19607
Contemporary Insurance, Inc
1829 New Holland Road, Reading, PA 19607
Blue Marsh Insurance
430 Park Road, Fleetwood, PA 19522
Berkshire Insurance Services, L.L.C.
P.O. Box 300, Douglassville, PA 19518
Crosskeys Insurance
5035 Pottsville Pike, Reading, PA 19605
David Koeffler Agency
2711 North 5th Street Highway, Reading, PA 19605

Reading, PA Life Insurance FAQs

  • What is under permanent life insurance in Reading?

    Permanent life insurance in Reading is a lifelong coverage with a cash value aspect. Its first type is whole life insurance, which offers fixed premiums and guaranteed payouts to beneficiaries with a growing cash value. The other one is universal life insurance, which provides more flexibility, allowing adjustments to premium payments as the cash value accumulates.

  • What factors should you consider when applying for a life insurance policy in Reading?

    When applying for a life insurance policy in Reading, determine your dependents' financial needs, especially for married individuals with a partner and children. They must consider living expenses, like mortgages and loans, as they impact coverage. Also, plan for final expenses such as hospital bills and burials.

  • What specific life changes should cause a review in your life insurance in Reading?

    Reviewing your life insurance policy in Reading is essential when specific life changes occur, such as births, deaths, divorces, and marriages, which affect your family's financial needs. Buying a home, changes in your financial situation, and retirement are significant triggers. Regular reviews every two years are crucial to ensure your coverage remains adequate and adaptable to changing circumstances.

  • What to do when your life insurance claim is denied in Reading?

    If your life insurance claim is denied in Reading, request a clear explanation from the insurance company. If it's related to medical exam results, verify the accuracy of your medical records with your doctor, as inaccuracies can lead to rejections. After addressing any discrepancies, consider collaborating with an independent life insurance for assistance.

  • Why should you get life insurance in Reading?

    Securing life insurance in Reading provides financial security for your loved ones by delivering tax-free death benefits. Life insurance protects businesses by enabling partners to buy out a deceased partner's interests, preventing forced liquidation. Moreover, whole life insurance policies' tax-deferred cash value growth presents living benefits, allowing for withdrawals or loans to cover expenses like education or home down payments.