Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Erie, PA

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Erie Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4425Reviewed

2663Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

183 Main Street East, Girard, PA 16417
WebsiteLicense: 478924

Expertise.com Rating

Review Sources

Facebook
4.3 (6)

Why choose this provider?

Mike Hess is a State Farm insurance agent based in Girard who also provides life insurance services covering term life, whole life, and universal life policies in Erie. The coverage periods of the plans he offers range from a limited time period to a lifetime. He and his team help their clients choose which product fits their needs, offering services like the Triangle of Protection, which consists of life, disability income, and homeowners' insurance. They also handle auto, property, pet, health, and business insurance.

  • Life Insurance
  • Health Insurance

3537 West 12th Street, Erie, PA 16505
WebsiteLicense: 459770

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (3)

Why choose this provider?

Loesel-Schaaf Insurance Agency, Inc., has been providing services to Erie and the nearby areas since 1927. It specializes in various life insurance products to help clients protect the future of their families. These products include key man, retirement planning, and international travel insurance. It also offers disability insurance that benefits the policyholders and their families if they become unable to work due to critical illnesses or injuries. Its vice president, Eric J. Consiglio, has been in the industry for over 20 years.

  • Life Insurance

332 Holland Street, Erie, PA 16507
WebsiteLicense: 61214

Expertise.com Rating

Review Sources

Google
4.0 (28)
Facebook
5.0 (18)

Why choose this provider?

Hilling-Pfeffer Insurance is an Erie-based insurance agency that has been serving families and businesses throughout Pennsylvania since 1955. This agency offers various options for life, home, auto, and business insurance plans in partnership with some of the major carriers like Erie Insurance, Progressive, and AIC. For life insurance, the available products suitable for individuals are term life, whole life, universal life, and final expense insurance policies. Business owners and executives may obtain another type of life insurance called individual disability income protection.

  • Life Insurance

401 Cranberry Street, Erie, PA 16507
WebsiteLicense: 366101

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

C.H. Reams & Associates, Inc. is an Erie-based company helping clients with life insurance policies. The agency is spearheaded by company president Tom Reams, specializing in life insurance, mainly in employee benefits and individual insurance plans. Its insurance policy services include life insurance, group insurance, health insurance, dental insurance, and vision insurance. Moreover, the agency also aids its clients in COBRA, FSA, HRA administration, Medicare products, and group consolidated billing. C.H. Reams & Associates works with companies and aims to serve as their human resources teams' extension.

  • Life Insurance
  • Health Insurance

4267 West Ridge Road, Erie, PA 16506
WebsiteLicense: 881874

Expertise.com Rating

Review Sources

Google
5.0 (46)
Facebook
5.0 (11)

Why choose this provider?

Sitter Insurance is an independent agency providing services to Erie. It caters to clients who want to secure their families' finances by offering individual life insurance products. These include term life that gives financial benefits depending on the clients' agreements. It also offers whole and universal life for clients wanting to get a lifetime or permanent benefits. Its owner, Tony Cusati, has over 12 years of experience in the insurance and finance industry and is an executive board member of the Asbury Woods Partnership.

  • Life Insurance

4055 West Lake Road, Erie, PA 16505
WebsiteLicense: 59930

Expertise.com Rating

Review Sources

Google
4.0 (32)

Why choose this provider?

Werle & Rushe Insurance Agency, LLC, is an independent insurance company that serves individuals, families, and businesses located in the Erie metro. It has been offering a variety of life insurance packages, including term life and whole life insurance policies, since 1997. The Werle & Rushe team represents several insurance companies, like Millville Mutual, Progressive, and Erie Insurance as its primary carrier. In addition, the company's founders, Don Werle and John Rushe, are also experienced insurance brokers.

  • Life Insurance

1730 West 26th Street, Erie, PA 16508
WebsiteLicense: 58009

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (6)

Why choose this provider?

Drushel & Kolakowski Insurance is an independent insurance agency that caters to individuals and businesses in the Erie metro. Its product line includes term, universal, and whole life insurance plans, which can cover burial expenses, medical bills, mortgage, and outstanding debts. It also provides auto, commercial umbrella, Medicare Supplement, professional liability, and workers' compensation insurance policies. Grundy Insurance and Progressive are some of the insurance carriers it represents. George P. Drushel, the firm's principal agent, has been working in the insurance industry for 31 years.

  • Life Insurance

3928 Avonia Road, Fairview, PA 16415
WebsiteLicense: 276428

Expertise.com Rating

Review Sources

Google
4.7 (9)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Wagner Giblin Insurance provides life insurance products to Erie. It helps individuals protect their loved ones from financial burden by offering whole life, term life, universal life insurance plans. It also assists clients who are seeking medical, business, auto, and property insurance products. The agency has partnered with Eastern Alliance, Liberty Mutual Insurance, Nationwide, and Penn National Insurance. Its president, Thomas J. Giblin, is a certified insurance counselor and a former president of the Whitehall Village Civic Association.

  • Life Insurance

3209 Greengarden Boulevard, Erie, PA 16508
WebsiteLicense: 52694

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Domino Insurance Agency Inc. has been providing life insurance since 1979. An Erie-based independent insurance agency, the company partners with multiple providers to help individuals shop for the right insurance product. The agents offer individual and group insurance plans to customers with term or whole life insurance needs. They also provide auto, home, and business insurance. Its founder, James T. Domino, received the President's Award for Excellence from the Peerless Insurance Company, Ohio Casualty Insurance Company, and Liberty Mutual.

  • Life Insurance

1460 West 38th Street, Erie, PA 16508
WebsiteLicense: 777092

Expertise.com Rating

Review Sources

Google
4.0 (72)
Facebook
4.0 (19)

Why choose this provider?

Bort Insurance Services is an independent insurance agency that serves clients in Erie. It offers life insurance policies from several providers that include Erie Insurance, Progressive, and Universal Property. The agency also helps clients in obtaining insurance products for homes, automobiles, general liability, and commercial property. The owner, Dennis Bort, is a U.S. Army veteran, and has been a licensed insurance agent since 1988. Under his leadership, the agency has won the Quality Agent of the Year award in 2012.

  • Life Insurance
  • Health Insurance

4420 Peach Street, Erie, PA 16509
WebsiteLicense: 359769

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
4.0 (4)

Why choose this provider?

Mark Bruns Agency in Erie offers clients a varied selection of life insurance policies, ranging from individual and group life insurance to long-term care and mortgage protection insurance. Its insurance agents can also collaborate with clients to review and update their existing policies to accommodate the client's current circumstances. Principal agent and president Mark E. Bruns has been working for the agency for over two decades. He specializes in life, farm, and commercial insurance. Moreover, he holds AFIS and CLCS designations.

  • Life Insurance
  • Health Insurance

2900 Copperleaf Drive, Erie, PA 16509
WebsiteLicense: 329509

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (5)

Why choose this provider?

R.H. Rutkowski Insurance Inc. is an independent insurance agency that helps clients across the Erie area. Founded in 1968, the company provides life insurance products, including universal life, term life, and whole life insurance. They also help clients with final expense insurance. Besides these, the company also has an array of personal insurance products, including auto, homeowners, renters', and earthquake insurance. Moreover, R.H. Rutkowski Insurance helps commercial clients with business insurance. Owners Patricia Figurski and Harry Figurski have a combined 62 years of insurance experience.

  • Life Insurance

3731 West 26th Street, Erie, PA 16506
WebsiteLicense: 60289

Expertise.com Rating

Review Sources

Google
5.0 (96)
Facebook
5.0 (6)

Why choose this provider?

Historic Square Agency is a full-service insurance agency that serves families, businesses, and possessions throughout Erie County. With access to a line of reputable carriers, such as Erie Insurance, Progressive, and Travelers, the agency offers full-range insurance solutions for personal and commercial needs. Among these solutions is life insurance, which includes various policies like term life, whole life, and universal life. In cases like serious accidents or chronic illnesses, solutions like long-term disability insurance and long-term care insurance are also provided by Historic Square Agency.

  • Life Insurance

1652 West 8th Street, Erie, PA 16505
WebsiteLicense: 855868

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Vicary Insurance Agency, LLC, offers individual and business insurance solutions to clients in Erie. The business has been serving the community since 1990, representing various insurance carriers, including United Concordia, MetLife, Aetna, and Highmark. It specializes in offering life insurance coverage, such as term and permanent life, both designed to help clients protect their most valuable assets and financial future. Its CEO, Richard Vicary, Jr., carries various designations in the field, such as a Life Underwriter Training Council Fellow.

  • Life Insurance
  • Health Insurance

4603 Wattsburg Road, Erie, PA 16504
WebsiteLicense: 931386

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

Jessica Burick Insurance Agency has been serving Erie with personalized life insurance coverage since 1987. The full-service company provides term, universal, whole life, variable universal, and simplified issue insurance. Its owner, Jessica Burick, has over three decades of industry experience. Burick is licensed to serve in Ohio and New York. Her staff joins her in providing other insurance products, such as home, auto, RV, and business insurance. Together, they represent carriers, such as American Modern, Nationwide, Progressive, and Travelers.

  • Life Insurance

4114 Peach Street, Erie, PA 16509
WebsiteLicense: 945379

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (7)

Why choose this provider?

Runstedler Life & Retirement LLC is a family-owned business based in Erie that specializes in life insurance. It provides term, universal, and whole life policies, as well as single premium and indexed universal life insurance. It also offers final expense, mortgage protection, and buy-sell agreement funding. Moreover, this independent broker assists clients with retirement planning and securing long-term care, disability, and health insurance. It has access to more than 30 companies, including Mutual of Omaha and National Life Group.

  • Life Insurance
  • Health Insurance

2562 West 12th Street, Erie, PA 16505
WebsiteLicense: 65150

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (4)

Why choose this provider?

Hart, McConahy & Martz Insurance is an independent agency that has been operating in Erie since 1872. It offers term, whole, and universal life insurance options for individuals and their families. A needs calculator is available on the website to help clients determine the type of insurance program they need. The agency also offers health, recreational vehicle, and farm insurance. One of its agents, R. Carl Martz, has been in the industry since 1974. He supervises the commercial property and casualty department.

  • Health Insurance

121 East 2nd Street, Erie, PA 16507
WebsiteLicense: 410991

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Serving for almost 60 years, Black Insurance Group is an independent insurance firm dedicated to providing a straightforward insurance experience for residential and commercial clients in Erie. It offers two options for life insurance services, term life and permanent, to support the policyholder's beneficiaries' financial security. Founded by Samuel P. Black II, the firm also provides insurance for homes, renters, auto, motorcycle, and flood. Black Insurance Group received an Erie Legacy Award in September 2017.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1403 West 35th Street, Erie, PA 16508

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Villarreal Life Insurance of Erie caters to the insurance needs of individuals and families in the Erie metro. It specializes in term life insurance, procuring tailored plans and finding the right policies that cover its clients' unique needs. The company simplifies the process of obtaining insurance coverage and helps its clients mitigate risks. Its clients commend the company for accelerating the insurance process, eliminating nonessential steps involved in claims processing, and reducing monthly insurance premiums.

  • Life Insurance

3205 Peach Street, Erie, PA 16508
WebsiteLicense: 568767

Expertise.com Rating

Review Sources

Google
4.0 (30)
Facebook
5.0 (26)
Yelp
3.0 (4)

Why choose this provider?

Founded in 1969, Great Lakes Insurance Services Group, LLC, offers life insurance policies that can be used for children's education, retirement fund, and mortgage payoff. It caters to clients in and around Erie. It also offers insurance plans for individuals, namely boat and yacht insurance, jewelry and valuable items insurance, car insurance, and homeowners' insurance. For business owners, it provides property and auto insurance, umbrella insurance, inland marine insurance, and transportation insurance, as well as surety bonds and professional liability.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mike Hess
183 Main Street East, Girard, PA 16417
Loesel-Schaaf Insurance Agency, Inc.
3537 West 12th Street, Erie, PA 16505
Hilling-Pfeffer Insurance
332 Holland Street, Erie, PA 16507
C.H. Reams & Associates, Inc
401 Cranberry Street, Erie, PA 16507
Sitter Insurance
4267 West Ridge Road, Erie, PA 16506
Werle & Rushe Insurance Agency LLC
4055 West Lake Road, Erie, PA 16505
Drushel & Kolakowski Insurance
1730 West 26th Street, Erie, PA 16508
Wagner Giblin Insurance
3928 Avonia Road, Fairview, PA 16415
Domino Insurance Agency Inc.
3209 Greengarden Boulevard, Erie, PA 16508
Bort Insurance Services
1460 West 38th Street, Erie, PA 16508
Mark Bruns Agency
4420 Peach Street, Erie, PA 16509
R.H. Rutkowski Insurance Inc.
2900 Copperleaf Drive, Erie, PA 16509
Historic Square Agency
3731 West 26th Street, Erie, PA 16506
Vicary Insurance Agency LLC
1652 West 8th Street, Erie, PA 16505
Jessica Burick Insurance Agency
4603 Wattsburg Road, Erie, PA 16504
Runstedler Life & Retirement LLC
4114 Peach Street, Erie, PA 16509
Hart, McConahy & Martz Insurance
2562 West 12th Street, Erie, PA 16505
Black Insurance Group
121 East 2nd Street, Erie, PA 16507
Villarreal Life Insurance of Erie
1403 West 35th Street, Erie, PA 16508
Great Lakes Insurance Services Group, LLC
3205 Peach Street, Erie, PA 16508

FAQs

  • Is there a type of life insurance suitable for single parents in Erie?

    Yes, there are various types of life insurance available in Erie for single parents. These include Term Life Insurance, which provides cost-effective coverage for a set period of time; Whole Life Insurance, which provides lifelong protection with cash value accumulation; Universal Life Insurance, which offers premium and benefit flexibility; and Final Expense Insurance, which is designed to cover funeral expenses. Each option can help ensure that the children are financially secure after the death of a parent.

  • Are you allowed to apply for life insurance in Erie if you have a severe medical condition?

    Even if you have a severe medical condition, you can apply for life insurance in Erie. Many insurers consider applicants with health conditions, whether managed or in the past. Approval and costs vary depending on factors such as condition type, severity, time since diagnosis, and treatment stability. During the application process, you must be completely honest about your medical history. However, applying when you are young and healthy is recommended, as obtaining coverage may become more difficult as your health changes.

  • What should you do when looking for Erie life insurance?

    Consider term life insurance for specific time-bound needs and budget constraints, convertible term policies for future flexibility, or permanent life insurance for lifelong coverage and savings potential when shopping for life insurance in Erie. Understand the premium differences and types of permanent insurance available while keeping your financial goals in mind. Additionally, consulting with a licensed insurance agent for guidance in selecting the most appropriate coverage is recommended.

  • What is the difference between pre-need insurance and final expense insurance in Erie?

    The main difference between pre-need and final expense insurance in Erie is in their structure and beneficiary. Pre-need insurance, obtained through a funeral home-affiliated agent, names the funeral home as the beneficiary. It covers specific burial items and adheres to agreed-upon premium terms. Final expense insurance, on the other hand, is obtained directly from an insurance company. In this case, the beneficiary is a chosen individual who can use the funds for a variety of purposes.

  • What categories fall under high risk insurance in Erie?

    In Erie, high-risk insurance covers a variety of occupations such as underwater welding and firefighting, adventurous hobbies such as skydiving, bad habits such as smoking, and severe health conditions such as cancer or diabetes. It is important to note that specialized insurance companies cater to high-risk individuals, allowing them to obtain the necessary life insurance coverage regardless of their specific risk category or circumstances.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...