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2024

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Best Life Insurance Companies in Bethlehem, PA

Our Recommended Top 17

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Our goal is to connect people with the best local professionals. We scored Bethlehem Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3333Reviewed

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17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

610 Main Street, Hellertown, PA 18055
WebsiteLicense: 699672

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Saucon Valley Insurance Services is an independent agency that caters to Bethlehem and the neighboring communities. Active for over six decades, it shops for different kinds of term life and permanent life insurance plans. These include mortgage protection policies, final expense insurance, and group life policies. The agency educates first-time policyholders about different life insurance coverages, such as death benefits and fixed annuity rates. It also customizes plans to replace income, provide for next-of-kin, and act as a secondary savings account.

  • Life Insurance

54 S. Commerce Way, Suite 150, Bethlehem, PA 18017
WebsiteLicense: 728843

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Review Sources

Facebook
4.3 (19)
Google
4.2 (12)

Why choose this provider?

HMK Insurance caters to businesses, families, and individuals in Bethlehem. It offers personal, commercial, and employee benefits insurance solutions, including life, home, commercial liability, and employee benefits insurance. Its consultants help clients find the right life insurance policy for themselves or their employees by considering their coverage needs, dependents, financial situation, and future factors, such as estate taxes. The insurance agency has been in operation since 1914. It also serves as a founding member of the Alera Group.

  • Life Insurance

1919 Gary Road, Stewartsville, NJ 08886
WebsiteLicense: 998148

Expertise.com Rating

Why choose this provider?

TAS Insurance Agency is a locally owned and operated business serving the Bethlehem metro and nearby communities. It is an independent insurance agency that works with various carriers in creating life insurance plans, including Safeco, Erie Insurance, and Progressive. TAS Insurance Agency helps individuals acquire whole and term life insurance. Furthermore, its team of insurance agents offers health, auto, home, condo, and flood insurance. The company has been providing insurance services for more than 20 years.

  • Life Insurance
  • Health Insurance

3 East North Street, Bethlehem, PA 18018
WebsiteLicense: 312921

Expertise.com Rating

Why choose this provider?

Bethlehem-based Antonchak & Balkcom Financial Services provides wealth management and insurance services with the aim of helping clients reach their long-term financial goals. Its staff has more than 40 years of combined experience in the financial services industry. Antonchak & Balkcom offers an array of insurance options, including life insurance, disability income insurance, long-term care insurance, and health insurance. Additionally, it provides extensive financial and investment planning services, such as estate planning, 401(k) planning, and IRA planning.

  • Life Insurance
  • Health Insurance
  • Long Term Care

17 South Robinson Avenue, Pen Argyl, PA 18072
WebsiteLicense: 667999

Expertise.com Rating

Review Sources

Facebook
5.0 (13)

Why choose this provider?

Operating for over 65 years, Sabatino Insurance Agency is a family-operated and independent insurance agency and broker that operates within the Pen Argyl area, including Bethlehem. Its portfolio of life insurance products includes universal life insurance, 20-pay life insurance, life paid up at 65 insurance, and whole-life insurance. Its staff work to find the combination of insurance policy and carrier that suits the client's current financial situation and goals. Sabatino Insurance Agency is partnered with Erie Insurance and Progressive Casualty Insurance Company.

  • Life Insurance
  • Whole Life Insurance

267 Cobblestone Lane, Bethlehem, PA 18020
WebsiteLicense: 843447

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Review Sources

Google
5.0 (22)

Why choose this provider?

PrimeOptions Insurance, LLC is an independent agency offering insurance plans to clients in Bethlehem. It specializes in providing Medicare insurance plans to individuals 65 and above. Medicare insurance plans cover hospital, medical, and prescription drugs. The plan also offers additional benefits such as dental, vision, and hearing coverage. It also provides other Medicare insurance products like supplement plans. PrimeOptions' owner, Rae DeNardo, is a licensed nurse and insurance broker offering assistance in Allentown, Easton, and the surrounding area.

16 East Belvidere Street, Nazareth, PA 18064
WebsiteLicense: 363288

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Review Sources

Facebook
4.0 (16)
Google
5.0 (2)

Why choose this provider?

Huth Insurance is a family-owned and family-operated company established by Frank Huth in 1898. It is an independent insurance agency that offers different insurance options to clients in and around Bethlehem. It provides life insurance, home and mobile home insurance, health and disability insurance, and long-term care insurance. Huth Insurance carries policies from Banner Life, Grundy, Prudential, and American Collectors. The company is also involved in community-building efforts for the Boy Scouts of America, Nazareth Women’s Club, and Rotary International.

  • Life Insurance
  • Health Insurance

701 West Broad Street, Bethlehem, PA 18018
WebsiteLicense: 622197

Expertise.com Rating

Review Sources

Google
5.0 (620)
Facebook
4.0 (29)
Yelp
3.5 (3)

Why choose this provider?

Lehigh Valley Insurance Brokers is an agency in Bethlehem that carries a range of personal and business solutions. The company works with over 15 carriers to provide custom insurance plans, including life, home, automobile, and rental property insurance. Its professionals walk clients through the insurance process and act as advocates in case of covered claims. They also offer coverage options for recreational vehicles and specialty dwellings. Bethany Vitaro, a previous client, commended Alex, its agent, for his quick responses, even during weekends.

  • Life Insurance
  • Health Insurance

3012 Linden Street, Bethlehem, PA 18017
WebsiteLicense: 756443

Expertise.com Rating

Review Sources

Google
4.0 (178)
Facebook
5.0 (1)

Why choose this provider?

Elliot Tracey is a life insurance agent serving clients in Bethlehem and the nearby communities. He helps individuals, families, and businesses manage everyday life risks and addresses their financial and insurance concerns by providing a wide range of products. These products include life, health, home, business, and auto insurance. In addition, annuities and banking are available. Elliot is also active in the community, striving to cater to the clients' individual needs.

  • Life Insurance
  • Health Insurance

3101 Freemansburg Avenue, Easton, PA 18045
WebsiteLicense: 59235

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Mearhoff Insurance Agency, Inc., is an Easton-based insurance company that serves individuals and businesses in Bethlehem and the neighboring areas. It offers a complete range of insurance solutions, including term life insurance, whole life insurance, and universal life insurance plans. Its team guides clients in choosing the level of coverage suited to their personal needs and financial goals. Founder Howard Mearhoff established the business in 1944. Today, the family-owned business is led by Mark H. Mearhoff.

  • Life Insurance
  • Health Insurance

925 West Broad Street, Bethlehem, PA 18018
WebsiteLicense: 492836

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (10)
Yelp
2.0 (2)

Why choose this provider?

Robertson Insurance Group was established in 2003, serving residents in Bethlehem and nearby communities. The company employs a staff of insurance agents with over 120 years of combined experience. They provide life insurance policies for individual customers, families, and groups. In addition, they modify each plan with coverages like death benefits, cash-value capital, and final expenses. The agents shop for suitable policies from over 20 national carriers. They also process applications and claims to these carriers online.

  • Life Insurance

900 Coventry Drive, Phillipsburg, NJ 08865
WebsiteLicense: 937547

Expertise.com Rating

Review Sources

Google
4.0 (63)
Facebook
4.6 (21)

Why choose this provider?

Debbie Weiss is a State Farm insurance agent that offers insurance services to clients in the Bethlehem metro. She has over 25 years of industry experience and is trained in both accounting and insurance finance. She specializes in personal and commercial lines and offers life insurance products, such as term life, whole life, and universal life insurance policies. Debbie is a chartered life underwriter and a recipient of the Outstanding Women of America award.

  • Life Insurance

2709 Easton Avenue, Bethlehem, PA 18017
WebsiteLicense: 56360

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Snyder Insurance Agency is a professional independent insurance agency for clients living in Bethlehem and other nearby areas. It offers life, auto, home, umbrella, flood, recreational vehicles such as motorhomes, ATVs, snowmobiles, boats, and contractors insurance to individuals and their families. It also provides small and large business insurance and commercial trucking insurance to businesses and many other offerings. With over 30 years in service, the company has consistently helped clients gain access to insurance policies protecting themselves from unfortunate situations.

  • Life Insurance

1685 Stoke Park Road, Bethlehem, PA 18017
WebsiteLicense: 346581

Expertise.com Rating

Review Sources

Facebook
4.0 (30)
Google
4.0 (14)

Why choose this provider?

Thomas E. Michael Agency provides life insurance products for clients in Bethlehem and its surrounding areas. These products include final expense, fixed annuities, individual long-term care, and mortgage protection insurance. The family-owned and family-operated independent agency was established in 1957 and has since offered both personal and commercial insurance products. Its personal insurance lines include homeowners, auto, flood, renters', and health insurance, while its commercial insurance lines include commercial property insurance, general liability, and workers' compensation.

  • Life Insurance
  • Health Insurance

2912 William Penn Highway, Easton, PA 18045
WebsiteLicense: 411037

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
4.0 (5)

Why choose this provider?

Reagle Insurance helps Bethlehem individuals find suitable life insurance coverage. It is a fully independent insurance agency that was established in 1936. The agency shops for policies from trusted insurance carriers to offer different options for term life, whole life, or universal life plans, depending on the client's specifications. Some of the companies it works with include Prudential, Lincoln Financial, Transamerica, and ING ReliaStar. The agency carries long-term care and disability insurance plans, as well.

  • Life Insurance

2250 Belvidere Road, Phillipsburg, NJ 08865

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
5.0 (15)

Why choose this provider?

Ahart, Frinzi & Smith Insurance is an independent, full-service insurance agency that serves locals in the Bethlehem area. Since its establishment in the early 1950s, it has represented multiple insurance carriers and has assisted clients in purchasing plans that provide the coverage that they need for their specific goals. Some of the life insurance policies it assists with are term life, guaranteed term life, universal life, and key man life insurance. Additionally, health and business insurance plans are also available.

  • Life Insurance
  • Health Insurance

233 West Broad Street, Quakertown, PA 18951
WebsiteLicense: 298795

Expertise.com Rating

Review Sources

Facebook
4.0 (4)

Why choose this provider?

Lombardi & Associates works as an independent insurance broker for clients in the Quakertown area and its surrounding communities, including Bethlehem. Its portfolio of insurance products includes life insurance, Medicare supplement plans, fixed and deferred annuities, and disability income insurance. Lombardi & Associates was founded in 1998. It has since maintained a network of advisors and partnered with various insurance carriers to supply clients with insurance plans that best suit their needs.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Saucon Valley Insurance Services
610 Main Street, Hellertown, PA 18055
HMK Insurance
54 S. Commerce Way, Suite 150, Bethlehem, PA 18017
TAS Insurance Agency
1919 Gary Road, Stewartsville, NJ 08886
Antonchak & Balkcom Financial Services
3 East North Street, Bethlehem, PA 18018
Sabatino Insurance Agency
17 South Robinson Avenue, Pen Argyl, PA 18072
PrimeOptions Insurance LLC
267 Cobblestone Lane, Bethlehem, PA 18020
Huth Insurance
16 East Belvidere Street, Nazareth, PA 18064
Lehigh Valley Insurance Brokers
701 West Broad Street, Bethlehem, PA 18018
Elliot Tracey
3012 Linden Street, Bethlehem, PA 18017
Mearhoff Insurance Agency, Inc
3101 Freemansburg Avenue, Easton, PA 18045
Robertson Insurance Group
925 West Broad Street, Bethlehem, PA 18018
Debbie Weiss
900 Coventry Drive, Phillipsburg, NJ 08865
Snyder Insurance Agency
2709 Easton Avenue, Bethlehem, PA 18017
Thomas E. Michael Agency
1685 Stoke Park Road, Bethlehem, PA 18017
Reagle Insurance
2912 William Penn Highway, Easton, PA 18045
Ahart, Frinzi, & Smith Insurance
2250 Belvidere Road, Phillipsburg, NJ 08865
Lombardi & Associates
233 West Broad Street, Quakertown, PA 18951

FAQs

  • How do insurers in Bethlehem verify the death of a policyholder and notify beneficiaries?

    Insurers in Bethlehem cross-check their insureds' active policies with the death master file semiannually. After a match, they confirm the death using other records within 90 days. If benefits are due, they try to find beneficiaries and guide them on claiming procedures, including providing necessary forms and instructing them to submit an official death certificate if the policy requires.

  • How does universal life insurance work, and what benefits can Bethlehem policyholders gain from choosing this policy?

    Universal life insurance offers lifelong coverage with the added benefit of flexible premiums. Bethlehem policyholders can decide their contribution levels beyond a predetermined minimum, which also influences the policy's face amount. Furthermore, these policies accumulate a tax-deferred cash value, presenting an advantage for the insured by allowing their money to grow without immediate tax liabilities. The guarantees associated with the policy depend on the claims-paying capacity of the issuing company.

  • What are the primary benefits of obtaining whole life insurance for individuals in Bethlehem?

    Whole life insurance offers lifelong coverage for individuals in Bethlehem. It ensures protection for the insured's entire life and doubles as an investment opportunity. While policyholders might pay higher premiums initially, the policy accumulates cash value over time that they can access in the future. These features make whole life insurance a valuable option for individuals seeking both security and financial growth.

  • How can Bethlehem residents determine if an individual had a policy with a life insurance company?

    Bethlehem residents can use the National Association of Insurance Commissioners Life Insurance Policy Locator Service to determine if someone had a policy with an insurance company. This service asks life insurance companies to verify their records. If a policy exists and the requesting party is the named beneficiary, the insurance company will reach out to them. For further details or help, individuals should contact the Department's Bureau of Consumer Services at 1-877-881-6388.

  • What is the difference between a medical exam and a no-medical exam life insurance policy in Bethlehem?

    A medical exam life insurance policy mandates a health assessment by a doctor in Bethlehem. A no-medical exam policy bypasses this step. For residents with robust health, this distinction is vital. Choosing the medical exam route is cost-effective and may lead to potential savings in premiums. Understanding this difference helps individuals make informed insurance decisions.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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