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Best Life Insurance Companies in Pennsylvania

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Pennsylvania Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.7 (48)

Why choose this provider?

Feger Insurance Agency LLC offers life plans for clients in Pennsylvania. The team has programs that cover the burial and medical burdens suffered by the insured party's family and third-party beneficiaries. Term, whole, and universal life programs are available. The agency also offers property protection plans for homeowners and car enthusiasts. Feger Insurance Agency has been open since 1964. The independent establishment represents known names in the insurance sector, like Progressive, Erie Insurance, and Millville Mutual.

  • Whole Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.7 (65)
Facebook
4.8 (27)

Why choose this provider?

St Marys Insurance Agency and Affiliates, Inc., offers life insurance to individual and commercial clients in Pennsylvania. Its plans are available in various options that include term, whole, and universal life insurance packages. Its personal portfolio includes health, home, renters', and auto insurance. For groups, it facilitates packages for health, dental, vision, and disability. In addition, its business products cover workers' compensation, general liability, commercial properties, and key personnel. The company operates in eight locations and has been in the insurance industry for more than 80 years.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.4 (14)
Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Maseychik Associates Insurance is a family-owned and family-operated agency that provides its services to clients in Pennsylvania. It offers life insurance products that cover individual life insurance, mortgage protection insurance, final expense insurance, and fixed annuities. It also assists clients with their auto insurance needs, home insurance requirements for tangible assets, and insurance coverage for business owners. Maseychik Associates Insurance works with companies like Erie Insurance, Progressive, Travelers, Farmers Fire Insurance, and Encompass.

  • Health Insurance
  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.8 (59)
Facebook
4.7 (43)

Why choose this provider?

Fischer Insurance Agency serves individuals, families, and businesses in Pennsylvania and nearby locations. It offers a variety of life insurance products, including individual life, final expense, and mortgage protection insurance. The independent insurance agency represents multiple carriers, such as Erie Insurance, Safeco, Humana, and MetLife. It has been operating since 1966. It also provides auto, home, health, and group benefits insurance. Agency owner Jerry Fischer is a Certified Insurance Counselor and a Commercial Lines Coverage Specialist.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.3 (17)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Cornerstone Insurance serves individuals and families in Pennsylvania. It provides permanent, universal, and term life insurance products. Its agents also assist families in customizing a protection package that combines the benefits of permanent and term policies. They encourage careful consideration, working with clients one-on-one, and spending as much time as required to help them choose the ideal policy. Home, auto, and commercial insurance are also available. The independent insurance agency represents a wide array of carriers, including Erie Insurance Group, The Hartford, Foremost, and Geisinger.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
5.0 (27)

Why choose this provider?

Solensky Insurance Agency Inc caters to clients across Pennsylvania. It partners with providers like National General, Dairyland, Erie Insurance, and Progressive to provide life policies for individuals. It offers different plan options, including permanent and term. It also sets up final expense insurance, a way for policyholders to cover end-of-life costs. For businesses aiming to avoid significant financial risk, the agency provides policies to help clients manage workers' compensation-related expenses. Solensky Insurance Agency is affiliated with the Blair County Chamber of Commerce.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.5 (22)
Facebook
5.0 (18)

Why choose this provider?

Bratton Insurance Agency serves the needs of Pennsylvania individuals and families. Its agents advise consumers on the benefits of acquiring life insurance to protect their loved ones in the event of their untimely demise. Similarly, the firm offers insurance products that can give retirement investment income and assured value. The agency has been in business for six decades and also offers car, business, and property insurance. It currently maintains two office locations in the state.

  • Long Term Care

Pennsylvania

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
5.0 (5)
Yelp
3.5 (2)

Why choose this provider?

The Davis Insurance Agency LLC serves Pennsylvania as an independent insurance agency, providing residents with various coverage plans from different insurance carriers. These plans range from whole and term life insurance to businesses' general and cyber liability policies. Its insurance professionals, located in 10 offices throughout the state, help clients understand the scope of their desired coverage plan and assist them in shopping for policies suited to their financial circumstances and coverage goals. The Davis Insurance Agency has been operating since 1973.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.9 (47)
Facebook
4.8 (19)

Why choose this provider?

Gronski Lehman Insurance Agency caters to families and individuals in Pennsylvania. Its agents offer a selection of personal lines of insurance and help clients obtain life protection plans. The independent company processes whole, life, term, universal, fixed annuity, and final expense insurance policies. It also provides earthquake, flood, umbrella, collector car, and wedding insurance. The team has more than 125 years of combined industry experience and works with various carriers, such as Progressive, Plymouth, and Foremost.

  • Life Insurance

Pennsylvania

Expertise.com Rating

Review Sources

Google
4.8 (105)
Facebook
4.3 (24)

Why choose this provider?

Strickler Insurance provides Pennsylvania-based families and individuals with a selection of tailored policies that match their domestic needs. Its agents offer term, whole, and universal life insurance plans that cover mortgage payments, outstanding debts, and funeral costs and reduce the financial burdens involved in a loved one's passing. They also help clients obtain coverage for future domestic endeavors, including their children's education and the continuation of their business operations. Each policy is shopped and canvassed from major carriers, including Berkley, Travelers, Hagerty, and Progressive.

  • Health Insurance
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Feger Insurance Agency LLC
511 East Church Street, Pennsylvania, PA 17745
St Marys Insurance Agency and Affiliates, Inc.
301 Depot Street, Pennsylvania, PA 15857
Maseychik Associates Insurance
150 S. River Street, Pennsylvania, PA 18705
Fischer Insurance Agency
1735 E Third St, Pennsylvania, PA 17701
Cornerstone Insurance
309 S Market Street, Pennsylvania, PA 17702
Solensky Insurance Agency Inc
3119 Pleasant Valley Boulevard Suite 1, Pennsylvania, PA 16602
Bratton Insurance Agency
3 N Market Street, Pennsylvania, PA 17062
Davis Insurance Agency, LLC
208 E Church Street, Pennsylvania, PA 17745
Gronski Lehman Insurance Agency
1020 Washington Blvd., Pennsylvania, PA 17701
Strickler Insurance
161 North 8th Street, Pennsylvania, PA 17046

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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