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Best Life Insurance Companies in Oregon

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Oregon Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

189971Reviewed

113987Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Saxon Insurance has been providing different types of life insurance options for families in Oregon-based communities since 1986. Its team works alongside agents from Pacific Benefit Consultants of Eugene in canvassing and creating a comprehensive selection of tailored plans for clients. Its options offer customizable coverage for domestic and educational undertakings, as well as income replacement and asset protection, in preparation for a family member's passing. Saxon Insurance's founder, Steve Saxon, previously worked for the New York Life Insurance Company and the Oakridge Insurance Agency.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
4.6 (13)

Why choose this provider?

Rhodes-Warden Insurance Agency in Oregon is an independent agency formed in 1962, serving the insurance needs of individuals, families, groups, and businesses. It also runs offices in Stayton, Albany, and Lebanon. It offers life insurance plans available in term life, universal life, and whole life coverages. The policies provide tax-deferred living benefits, which may be used for expenses such as tuition fees, home payments, and debt payments. They also cover final expenses such as funeral fees and estate taxes upon death.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.8 (44)
Facebook
4.8 (19)

Why choose this provider?

Klamath Insurance Center is an independent agency that has been providing life insurance policies to residents of Oregon since 1935. It offers term life policies for those who want coverage for a specific period and whole life universal for others who prefer lifelong coverage. The agency also has Medicare Part A, B, D, Advantage, and Supplement programs to answer clients' medical needs. In addition, Klamath Insurance Center has auto dealers, business liability, contractors, commercial property, and landlord liability insurance.

Oregon

Expertise.com Rating

Review Sources

Google
4.4 (13)

Why choose this provider?

Webb Wilson Insurance Agency helps clients in Oregon protect their families and businesses. It offers different types of policies, including life insurance. Auto and homeowners insurance plans are available. For business owners, the agency assists in securing commercial or agriculture insurance. It also issues bonds. The full-service insurance agency has been offering its services since 1943. It is a member of several organizations, like the Professional Insurance Agents and the Independent Insurance Agents & Brokers of Oregon.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.8 (52)
Facebook
5.0 (9)

Why choose this provider?

Gustafson Insurance is an independent agency that has been serving clients in and around Oregon for more than 100 years. It helps individuals protect their finances for their families in the event of their death by providing them with various life insurance options. These include long-term care, disability, mortgage protection, key person, individual life, and group life insurance. Auto, health, farm, aviation, and recreational vehicle insurance products are also available. The company works with multiple carriers like Progressive, The Hartford, and Oregon Mutual.

  • Individual Plans
  • Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
4.2 (8)
Yelp
3.0 (4)

Why choose this provider?

Boone Insurance Associates serves clients in the Oregon metro and the surrounding areas. It offers life insurance policies to help clients prepare and plan for their financial needs. It also has medicare plans available for individuals 65 and above and those who are in need of medical attention. The company also caters to employers and provides them with group insurance policies for their employees. This plan covers health, dental, life, disability, and employer-assisted benefits like flexible spending accounts and cafeteria plans.

  • Long Term Care
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
4.6 (6)

Why choose this provider?

The RBI Agency, LLC, caters to the life insurance needs of individuals in the Oregon area. It has term and whole-life insurance policies to help protect the clients' family members from the financial burdens that death can cause. Additionally, it offers home, auto, and commercial insurance products. Its team represents a variety of carriers like American General Life Companies, Fidelity, Prudential, Athene Annuity, and American National. Ron Brockmann, the firm's agent, has been in the industry for over a decade.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.5 (98)
Facebook
5.0 (18)
Yelp
4.0 (4)

Why choose this provider?

Rod Dunlap Insurance is an independent agency offering risk management solutions to people in Oregon and nearby areas. It offers term and whole life insurance policies that cover debts, final expenses, and mortgages. The agency also provides insurance products for automobiles, homes, and businesses. It compares insurance plans from various carriers, including AIG, American Modern, and Arch Insurance. Rod Dunlap Insurance takes a proactive approach when helping clients develop a strategy to address their insurance needs.

  • Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.3 (10)
Facebook
5.0 (1)

Why choose this provider?

Great Basin Insurance serves the coverage needs of the people of Oregon. It aids clients in making long-term plans and safeguarding their families through a custom life insurance policy. This gives financial benefits to the policyholders' beneficiaries when they former dies or becomes seriously ill. Along with life coverage policies, the agency offers individual and group health plans, which may include vision, dental, dental, and disability benefits. Its representatives also craft policies that insure valuable possessions, like homes and autos.

  • Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
5.0 (13)

Why choose this provider?

Since 1968, Zolezzi Insurance Agency has been dealing with clients across Oregon. It sets up life insurance policies that provide coverage for the beneficiary's college education. The agency provides different options, like universal, whole, and term. It also offers a variable life insurance policy, a solution that helps clients allocate a portion of their plan into investments. It prepares other policies that cover various vehicles, including motorcycles, RVs, boats, and ATVs. Craig Zolezzi, its owner, is a Certified Insurance Counselor.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.3 (7)

Why choose this provider?

WHA Insurance is a risk management business that supports Oregon residents in securing their finances and protecting their families. It helps individuals and business owners obtain life insurance plans such as term, group, and permanent coverage. The company creates customized life insurance solutions for needs like mortgage protection, long-term care, and disability coverage. It has been operating since 1950 and is the recipient of the 2009 President’s Award given by the International Association of Fire Chiefs.

  • Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
4.5 (14)

Why choose this provider?

Culley Insurance Group is an independent, multi-line agency serving the Oregon area. Its risk management advisors offer life insurance, which is used as a savings source and helps pay federal and state death taxes. With access to policies from more than 50 insurance carriers, they provide various options and can customize plans according to client's needs. Culley Insurance Group is owned by Elizabeth Culley, who is known as the "Queen Bee of Insurance." She has more than 18 years of experience.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
3.9 (16)
Facebook
4.8 (14)
Yelp
2.5 (8)

Why choose this provider?

High Desert Insurance & Financial Services is an independent agency that offers risk management solutions in Oregon. Its team of professionals designs insurance plans such as survivorship options and term, whole, or universal life. They search for policies from various carriers and provide life insurance packages tailored to clients' needs and budgets. One of these professionals, Jeff Melville, has been a longtime Bend resident and previously worked as an Allstate Insurance regional manager for over 10 years.

  • Health Insurance
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Saxon Insurance
48310 East 1st Street, Suite A, Oregon, OR 97463
Rhodes-Warden Insurance Agency
2545 S 2nd Street, Oregon, OR 97355
Klamath Insurance Center
121 South Sixth Street, Oregon, OR 97601
Webb Wilson Insurance Agency
1889 Austin St., Oregon, OR 97603
Gustafson Insurance
541 NW 2nd Ave, Oregon, OR 97013
Boone Insurance Associates
411 East 3rd Avenue #100, Oregon, OR 97401
The RBI Agency, LLC
1245 Pacific Blvd. SE, Oregon, OR 97321
Rod Dunlap Insurance
5120 Main Street, Oregon, OR 97478
Great Basin Insurance
2300 Madison St, Oregon, OR 97603
Zolezzi Insurance Agency
208 W C Ave., Oregon, OR 97435
WHA Insurance
2930 Chad Drive, Oregon, OR 97408
Culley Insurance Group
PO Box 7258, Oregon, OR 97708
High Desert Insurance & Financial Services
1543 NE 3rd Street, #100, Oregon, OR 97701

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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