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2024

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Best Life Insurance Companies in Oklahoma

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Oklahoma Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

176728Reviewed

106041Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oklahoma

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
4.9 (13)

Why choose this provider?

Great Plains Insurance is an independent agency that serves individuals and families throughout Oklahoma. It offers clients a variety of life insurance plans designed to meet their specific needs and objectives, whether they wish to generate tax-free income for their intended recipients, have funds for the payment of final expenses or estate taxes, replace lost income upon death, or make a substantial charitable contribution. Its agents frequently assist with term life, whole life, and universal life insurance. Its founders have more than 15 years of combined industry experience.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.6 (11)

Why choose this provider?

Schultheiss Insurance is an independent agency that helps residents in Oklahoma protect their financial future and that of their families. It assists clients in choosing from individual life insurance plans such as term or permanent policies and guarantee issue or simplified issue whole life. Additionally, its team of advisors creates custom policies for needs like income replacement, inheritance for beneficiaries, and charitable contributions. The agency is a member of the Trusted Choice network of agencies.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.5 (130)
Facebook
4.3 (18)
Yelp
5.0 (2)

Why choose this provider?

Auto Insurance Center offers services and products to individuals in Oklahoma. It provides life, auto, home, and motorcycle insurance. It also offers coverage for watercraft such as boats and jet skis. The agency represents several insurance companies, including Hallmark, Foremost, Equity, Grinnell, and Falcon Insurance Company. Daniel and Paula Chavez founded Auto Insurance Center in 1993. Daniel had 14 years of insurance experience before the establishment of the agency. Paula worked as a lead auditor for a Fortune 500 corporation.

  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Facebook
4.7 (17)
Google
4.6 (14)

Why choose this provider?

First Insurance provides risk management solutions to residents in and around Oklahoma. Its team offers life insurance assistance to help families and individuals prevent monetary losses due to funeral or burial expenses. The agency creates personalized whole and term policies that can be converted into savings accounts. It also processes health, flood, homeowners', renters', umbrella, and auto insurance plans. First Insurance has been partnering with CNA Surety, Compsource Mutual, The Hartford, and MetLife for over four decades.

  • Health Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.6 (14)

Why choose this provider?

Hometown Insurance Agency is an Oklahoma-based company. It gives advice and assistance to individuals considering taking out a life insurance policy for the benefit of their families or to pay for mortgages, business debts, and burial expenses. As an independent agency, it represents and obtains insurance packages from various partners such as Progressive, Encompass, Farmers Mutual, Allstate, and American Modern. In addition to life insurance, the local company provides access to health, renters’, homeowners’, and auto coverage plans.

  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.5 (43)
Facebook
4.3 (14)

Why choose this provider?

The Insurance Store is an independently owned and operated agency that serves the residents of Oklahoma. It offers both term and permanent life insurance policies that provide either temporary or long-lasting protection. Other personal insurance products it provides include home, car, and motorcycle insurance. In addition, it offers business and commercial lines of insurance. The agency is partnered with insurance carriers such as Allstate, The Hartford, Mutual of Omaha, and Safeco. The Insurance Store has been in business for more than a decade.

  • Health Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (19)

Why choose this provider?

Foundation Insurance & Risk Management is a Guthrie-based agency that caters to residential and commercial clients in Oklahoma. Its team offers individual life insurance options that provide income replacement opportunities, monetary inheritances, and outstanding tax payments for a decedent's surviving family. It also helps families specify additional coverage choices for funerary expenses and charitable contributions on a late loved one's behalf. It provides clients with comparisons and evaluations of products from several known carriers like American Modern and National Indemnity.

  • Health Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

First Trinity Financial is an insurance holding company located in Oklahoma. It helps clients secure their dependents' or families' futures by offering a wide variety of insurance products, such as whole and term life, final expense, and fixed annuity policies. Depending on their plans, insured clients may use their policies to supplement their retirement income and protect their estate. The insurance division of First Trinity Financial has expanded from serving a single location to 27 states since its founding in 2007.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
5.0 (9)

Why choose this provider?

Miner Family Insurance, LLC, is an insurance company that assists individuals, families, and businesses in Oklahoma. It provides a wide variety of insurance coverages for life, auto, home, RV, and business. Its agents help clients file a claim, process a payment, and modify their policies. Other available services include coverage for renters, events, travels, classic cars, and workers’ compensation. The company represents different insurance providers, such as Nationwide, Prudential, and Travelers.

  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Facebook
4.9 (31)
Google
5.0 (25)

Why choose this provider?

Integrity Insurance Solutions caters to residents of Oklahoma. It is an independent agency that offers various life insurance options, including whole, universal, term, and final expense life insurance. Its team also provides a wide variety of business insurance options, such as professional liability and business owner's policy insurance. The owner of Integrity Insurance Solutions, Michelle Smith, is a former retail pharmacist. Her entrepreneurial mindset and interpersonal skills influenced her to start her own insurance company.

  • Life Insurance

Oklahoma

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
5.0 (29)

Why choose this provider?

3000 Insurance Group is an independently owned and operated business that serves individuals and families across Oklahoma. It helps clients secure their future finances by providing whole, term, and universal life insurance policies. These include living and life insurance death benefits for beneficiaries. Additionally, it holds a range of policies for home and automobile owners, renters, builders, employers, and commercial property owners. The company offers plans that are endorsed by Oklahoma's lawyer, accountant, nurse, and dentist associations.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Great Plains Insurance
3517 N Van Buren Bypass, Oklahoma, OK 73701
Schultheiss Insurance
923 W Main St, Oklahoma, OK 74021
Auto Insurance Center
2520 NW 23rd St, Oklahoma, OK 73107
First Insurance
716 S. Mississippi Ave., Oklahoma, OK 74525
Hometown Insurance Agency
721 S Sooner Road, Oklahoma, OK 73110
The Insurance Store
3321 NW 23rd St, Oklahoma, OK 73107
Foundation Insurance & Risk Management
108 S Division Suite 9, Oklahoma, OK 73044
First Trinity Financial
7633 East 63rd Pl. Suite 230, Oklahoma, OK 74133
Miner Family Insurance, LLC
701 Cedar Lake Blvd Suite 131, Oklahoma, OK 73114
Integrity Insurance Solutions
2205 N Kickapoo Ave #B, Oklahoma, OK 74804
3000 Insurance Group
3000 NW 149th St, Oklahoma, OK 73134

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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