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Best Life Insurance Companies in Oklahoma

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Oklahoma life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

176728Reviewed

106041Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Facebook
4.9 (31)
Google
5.0 (25)

Why choose this provider?

Integrity Insurance Solutions caters to residents of Oklahoma. It is an independent agency that offers various life insurance options, including whole, universal, term, and final expense life insurance. Its team also provides a wide variety of business insurance options, such as professional liability and business owner's policy insurance. The owner of Integrity Insurance Solutions, Michelle Smith, is a former retail pharmacist. Her entrepreneurial mindset and interpersonal skills influenced her to start her own insurance company.

  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
5.0 (29)

Why choose this provider?

3000 Insurance Group is an independently owned and operated business that serves individuals and families across Oklahoma. It helps clients secure their future finances by providing whole, term, and universal life insurance policies. These include living and life insurance death benefits for beneficiaries. Additionally, it holds a range of policies for home and automobile owners, renters, builders, employers, and commercial property owners. The company offers plans that are endorsed by Oklahoma's lawyer, accountant, nurse, and dentist associations.

  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (19)

Why choose this provider?

Foundation Insurance & Risk Management is a Guthrie-based agency that caters to residential and commercial clients in Oklahoma. Its team offers individual life insurance options that provide income replacement opportunities, monetary inheritances, and outstanding tax payments for a decedent's surviving family. It also helps families specify additional coverage choices for funerary expenses and charitable contributions on a late loved one's behalf. It provides clients with comparisons and evaluations of products from several known carriers like American Modern and National Indemnity.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

First Trinity Financial is an insurance holding company located in Oklahoma. It helps clients secure their dependents' or families' futures by offering a wide variety of insurance products, such as whole and term life, final expense, and fixed annuity policies. Depending on their plans, insured clients may use their policies to supplement their retirement income and protect their estate. The insurance division of First Trinity Financial has expanded from serving a single location to 27 states since its founding in 2007.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.5 (130)
Facebook
4.3 (18)
Yelp
5.0 (2)

Why choose this provider?

Auto Insurance Center offers services and products to individuals in Oklahoma. It provides life, auto, home, and motorcycle insurance. It also offers coverage for watercraft such as boats and jet skis. The agency represents several insurance companies, including Hallmark, Foremost, Equity, Grinnell, and Falcon Insurance Company. Daniel and Paula Chavez founded Auto Insurance Center in 1993. Daniel had 14 years of insurance experience before the establishment of the agency. Paula worked as a lead auditor for a Fortune 500 corporation.

  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.6 (14)

Why choose this provider?

Hometown Insurance Agency is an Oklahoma-based company. It gives advice and assistance to individuals considering taking out a life insurance policy for the benefit of their families or to pay for mortgages, business debts, and burial expenses. As an independent agency, it represents and obtains insurance packages from various partners such as Progressive, Encompass, Farmers Mutual, Allstate, and American Modern. In addition to life insurance, the local company provides access to health, renters’, homeowners’, and auto coverage plans.

  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
5.0 (9)

Why choose this provider?

Miner Family Insurance, LLC, is an insurance company that assists individuals, families, and businesses in Oklahoma. It provides a wide variety of insurance coverages for life, auto, home, RV, and business. Its agents help clients file a claim, process a payment, and modify their policies. Other available services include coverage for renters, events, travels, classic cars, and workers’ compensation. The company represents different insurance providers, such as Nationwide, Prudential, and Travelers.

  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.5 (42)
Facebook
4.3 (14)

Why choose this provider?

The Insurance Store is an independently owned and operated agency that serves the residents of Oklahoma. It offers both term and permanent life insurance policies that provide either temporary or long-lasting protection. Other personal insurance products it provides include home, car, and motorcycle insurance. In addition, it offers business and commercial lines of insurance. The agency is partnered with insurance carriers such as Allstate, The Hartford, Mutual of Omaha, and Safeco. The Insurance Store has been in business for more than a decade.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Google
4.6 (11)

Why choose this provider?

Schultheiss Insurance is an independent agency that helps residents in Oklahoma protect their financial future and that of their families. It assists clients in choosing from individual life insurance plans such as term or permanent policies and guarantee issue or simplified issue whole life. Additionally, its team of advisors creates custom policies for needs like income replacement, inheritance for beneficiaries, and charitable contributions. The agency is a member of the Trusted Choice network of agencies.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
4.9 (13)

Why choose this provider?

Great Plains Insurance is an independent agency that serves individuals and families throughout Oklahoma. It offers clients a variety of life insurance plans designed to meet their specific needs and objectives, whether they wish to generate tax-free income for their intended recipients, have funds for the payment of final expenses or estate taxes, replace lost income upon death, or make a substantial charitable contribution. Its agents frequently assist with term life, whole life, and universal life insurance. Its founders have more than 15 years of combined industry experience.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

Best Life Insurance Companies Serving Oklahoma
Oklahoma

Expertise.com Rating

Review Sources

Facebook
4.7 (17)
Google
4.6 (13)

Why choose this provider?

First Insurance provides risk management solutions to residents in and around Oklahoma. Its team offers life insurance assistance to help families and individuals prevent monetary losses due to funeral or burial expenses. The agency creates personalized whole and term policies that can be converted into savings accounts. It also processes health, flood, homeowners', renters', umbrella, and auto insurance plans. First Insurance has been partnering with CNA Surety, Compsource Mutual, The Hartford, and MetLife for over four decades.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Integrity Insurance Solutions
2205 N Kickapoo Ave #B, Oklahoma, OK 74804
3000 Insurance Group
3000 NW 149th St, Oklahoma, OK 73134
Foundation Insurance & Risk Management
108 S Division Suite 9, Oklahoma, OK 73044
First Trinity Financial
7633 East 63rd Pl. Suite 230, Oklahoma, OK 74133
Auto Insurance Center
2520 NW 23rd St, Oklahoma, OK 73107
Hometown Insurance Agency
721 S Sooner Road, Oklahoma, OK 73110
Miner Family Insurance, LLC
701 Cedar Lake Blvd Suite 131, Oklahoma, OK 73114
The Insurance Store
3321 NW 23rd St, Oklahoma, OK 73107
Schultheiss Insurance
923 W Main St, Oklahoma, OK 74021
Great Plains Insurance
3517 N Van Buren Bypass, Oklahoma, OK 73701
First Insurance
716 S. Mississippi Ave., Oklahoma, OK 74525

Oklahoma Life Insurance FAQs

  • Do Oklahoma insurance companies have a “free look” period, too?

    Many Oklahoma insurance providers have free look periods. This is a time window that lasts anywhere from a week to a month and allows policyholders to get a full refund of any premiums they have paid if they ever change their minds after buying life insurance. However, the state does not mandate insurance companies to offer free look periods. So, life insurance applicants are advised to check with the insurance company if it has that option.

  • If you miss the deadline for your insurance premium, will your Oklahoma life insurance provider cancel your policy?

    If you miss the deadline for paying for your insurance premium in Oklahoma, you can rest assured that your policy won’t be canceled immediately. Instead, you will enter a 31-day grace period to make the payment. Within this time window, your insurance provider is prohibited by law to cancel your policy or deny you coverage.

  • What happens if the insured Oklahoma resident dies during the grace period and the premium has not been paid yet?

    If the insured Oklahoma resident passes away during the grace period before their premium was paid, the policy benefit will remain payable. This means the beneficiary will still receive the amount they are entitled to. However, that specific premium amount will be subtracted from the beneficiary's benefits because the policyholder was not able to update the payment during the grace period.

  • How long does an Oklahoma insurance provider have to pay a life insurance claim?

    According to section 4030.1 of the Oklahoma Insurance Code, an insurance company licensed to operate in the state has 30 days from the receipt of the proof of death to pay the life insurance claim. Before this, the insured’s beneficiaries must complete the necessary forms to be sent by the insurance provider within 10 days of being informed of the insured’s death.

  • What will happen to your life insurance policy if your provider in Oklahoma goes out of business?

    If your insurance provider in Oklahoma becomes insolvent, you won’t automatically lose your money if the company is licensed to operate in the state. In this case, the Oklahoma Life & Health Insurance Guaranty Association will continue providing coverage as long as you pay your premiums or cash value exists. Your policy may also be turned over to another insurance company.