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2024

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Best Life Insurance Companies in Parma, OH

Our Recommended Top 16

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Parma Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3503Reviewed

2108Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6100 Oak Tree Boulevard, Independence, OH 44131
WebsiteLicense: 625900

Expertise.com Rating

Review Sources

Google
5.0 (75)
Facebook
4.3 (6)

Why choose this provider?

Zambetti Insurance is an insurance agency that provides a consultative approach to its clients in Parma to obtain personal and commercial insurance policies. Specifically, it offers term and permanent policies as part of its life insurance services. The agency also helps watercraft and boat owners in securing coverages for accidents, injuries, and theft. It also offers automobile and motorcycle insurance. Coordinating with more than 10 insurance partners, it represents products from Frankenmuth Insurance, Grange Insurance, and Bristol West Insurance Group.

  • Life Insurance

5925 Ridge Road, Parma, OH 44129
WebsiteLicense: 992165

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (6)

Why choose this provider?

Marisella Rios Weible is a Parma-based agent who represents HealthMarkets Insurance Agency. She carries a selection of insurance products, including life, health, Medicare, and small group insurance plans. She assists her clients in understanding and choosing from available life insurance options, such as whole, term, and universal life insurance. She also provides coverage for final expenses, where beneficiaries obtain financial help for funeral costs or outstanding debts. Marisella has an office location in North Royalton. Additionally, HealthMarkets works with over 200 insurance carriers.

  • Life Insurance

5171 Wallings Road, North Royalton, OH 44133
WebsiteLicense: 3691994

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

International Insurance Group, Inc. is an independent insurance agency offering its services to immigrant families, businesses, and individuals in Parma. Insurance offered are homeowners, business, auto, and life. It represents multiple carriers and helps to choose the service suitable to the client. International Insurance Group overcomes the barrier of language and culture of immigrants by creating a comfortable space for people of different nationalities to obtain insurance and financial services in their native language. It assists Spanish, Ukrainian, Romanian, Albanian, and Chinese-speaking clients.

  • Life Insurance

6363 York Road, Parma Heights, OH 44130
WebsiteLicense: 1116467

Expertise.com Rating

Review Sources

Google
5.0 (139)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

The AA Insurance is a family-owned insurance agency headquartered in Parma Heights and offering its services to nearby areas including Parma. It provides individual life insurance, individual health insurance, child life insurance, individual long-term care insurance, and group long-term care insurance. The AA Insurance team has more than 80 years of combined experience in the industry. It has merged with another agency that has been located in the area for over 30 years. The agency has 10 agents in its workforce.

  • Life Insurance
  • Health Insurance
  • Group Plans

5194 Richmond Road, Cleveland, OH 44146
WebsiteLicense: 30778

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Graydon - Toole Group is an independent insurance agency providing insurance products and solutions to residents in Parma and Bedford Heights. Its mission is to protect families and individuals from financial catastrophes and provide them with peace of mind in case of calamities. It offers fully customized term life and cash value life insurance plans, including permanent and universal life coverage. The agency has been managed by 4 generations of the Graydon family and is currently headed by Tim Graydon, a Chartered Property and Casualty Underwriter.

  • Life Insurance
  • Health Insurance

343 West Bagley Road, Berea, OH 44017
WebsiteLicense: 24391

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Volan Insurance Agency provides clients in the Parma and Berea areas with a varied selection of insurance products. Utilizing over 60 years of combined industry experience, the company's insurance agents help clients acquire individual life, motorcycle, automobile, condo, and home insurance. Moreover, they work to understand a client's financial situation to offer personalized insurance solutions. Owner Rich Volan has been in the insurance industry for over 35 years, having worked as a captive and independent agent.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

11517 Snow Road, Parma Heights, OH 44130
WebsiteLicense: 1154692

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Representing State Farm, Chris Rhine offers life insurance products to clients in Parma. Chris and his team work with his clients in choosing between whole, term, and universal life insurance along with determining the coverage that meets their individual needs and budget. In addition, he also assists clients in making changes to their policies or their beneficiaries. Chris is also involved with the local community and serves through local events and notary services. He also offers health, home, auto, and pet insurance.

  • Life Insurance

6087 Ridge Road, Parma, OH 44129
WebsiteLicense: 12002

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Parma-based Fred Heipp Insurance Agency Inc. provides the insurance needs of customers around the metro. Since 1980, it has been helping individuals secure term life and permanent life insurance policies. Its team also furnishes insurance coverages for vehicles, properties, businesses, and healthcare expenses. As an independently owned and locally operated insurance firm, it compares quotes from different carriers to help clients find products that fit their unique situations. Additionally, policyholders can use its website to file claims or request support.

  • Life Insurance
  • Health Insurance

4954 Great Northern Boulevard, North Olmsted, OH 44070
WebsiteLicense: 709615

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Health Plan Superstore is an independent insurance agency catering to clients in the Parma area. It specializes in health insurance solutions and Medicare-related policies. The company provides assistance with Medicare Advantage plans, Medicare Supplement plans, and Medicare Prescription Drug plans. It also offers term, final expense, universal, and whole life insurance. Additionally, coverage for annuities and under 65 health insurance are also available. Health Plan Superstore works with major insurance companies to deliver insurance policies that fit the needs of clients.

  • Life Insurance

7879 Auburn Road, Concord, OH 44077
WebsiteLicense: 1085

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Professional Insurance Management is an independently owned and locally operated insurance agency that has been serving clients in Parma and the surrounding areas since 1989. It provides clients with common types of life insurance products, including term life insurance, whole life insurance, and universal life insurance. The agency also offers insurance coverage for vehicles, properties, businesses, and specialty commercial markets, such as apartment buildings, aviation, garage and repair shops, stone fabrication, and transportation. Professional Insurance Management is owned by James P. McConnell, who has nearly 40 years of experience and knowledge in the insurance industry.

  • Life Insurance
  • Health Insurance

3691 Lee Road, Shaker Heights, OH 44120
WebsiteLicense: 1141244

Expertise.com Rating

Why choose this provider?

Brown Brown Insurance Services is an independent insurance agency serving Ohio cities, including Parma, since 1997. It offers life insurance products such as whole life insurance, term life insurance, and universal life insurance. Additionally, it provides vehicle insurance, property insurance, business insurance, and health insurance. Its team of consultants assesses rates and coverage options from numerous insurance companies to find the most suitable policies for its clients. It represents and works with various insurance companies, such as Bristol West, Safeco Insurance, Foremost, and Zurich.

  • Life Insurance
  • Health Insurance

1676 Pearl Road, Brunswick, OH 44212
WebsiteLicense: 1458

Expertise.com Rating

Review Sources

Facebook
5.0 (16)

Why choose this provider?

Firemark Insurance Agency, Inc., provides life insurance policies for residents of Parma and its surrounding counties. It caters to both first-time and seasoned policyholders, from single individuals and parents to business owners and retired workers. The agency talks with each client to discuss their budget and can process policy changes such as whole-life to term-life transitions and beneficiary updates. As an independent agency, Firemark compares and contrasts the rates of over 30 different insurance carriers. This includes Hagerty, Foremost, Progressive, and Trexis Insurance.

  • Life Insurance
  • Health Insurance

24976 Center Ridge Road, Westlake, OH 44145
WebsiteLicense: 2056

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Operating since 1902, Richey-Barrett Insurance shops insurance policies for families and professionals in Parma. Aside from universal and term life coverage, the professionals from this agency set up insurance packages for businesses, contractors, and investment properties. They also offer sexual abuse coverage and crime insurance for religious institutions and non-profit organizations. The agency is led by Jeff Gisser, who previously acted as the president of the local Independent Agents Association. He has been serving the agency for over 30 years.

  • Life Insurance

5925 Ridge Road, Parma, OH 44129
WebsiteLicense: 1243

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Pilat Insurance Agency Inc is an independent insurance agency located in Parma. Established in 1948, the company provides individuals, families, and businesses a range of products from various insurance carriers. Personal products include life insurance, property insurance, auto insurance, and recreational products insurance. Commercial products include general liability and bonds. The company also offers wedding and special events insurance. Agents will work with each client to identify their needs and help them decide on an appropriate policy.

  • Life Insurance
  • Individual Plans

6654 Pearl Road, Parma Heights, OH 44130
WebsiteLicense: 16768

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (2)

Why choose this provider?

Southwest Insurance Services is a family-owned and family-operated insurance agency that services clients around the Parma area and its neighboring communities. Since 1969, the company has assisted clients with securing life policies through its vast network of insurance carriers. Its agents educate clients regarding life insurance policies that cover their family's needs after death, such as debt repayment, funeral expenses, and daily living costs. Furthermore, the agency offers automobile, home, and personal umbrella insurance plans.

  • Life Insurance

5634 State Road, Parma, OH 44134
WebsiteLicense: 1140344

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
4.3 (6)

Why choose this provider?

Steven McIntosh is a State Farm insurance agent delivering his services to his clients in Parma. He guides them through the process of choosing life insurance policies that are appropriate for their demands and needs. Among the life insurance plans he offers are term, whole, and universal life insurance. He also accepts requests for policy changes and claims. In addition, he assists his clients in choosing their home, auto, property, business, and health insurance coverages.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
zambettiinsurance.com
6100 Oak Tree Boulevard, Independence, OH 44131
Marisella Rios Weible
5925 Ridge Road, Parma, OH 44129
International Insurance Group
5171 Wallings Road, North Royalton, OH 44133
The AA Insurance
6363 York Road, Parma Heights, OH 44130
Graydon - Toole Group
5194 Richmond Road, Cleveland, OH 44146
Volan Insurance Agency
343 West Bagley Road, Berea, OH 44017
Chris Rhine
11517 Snow Road, Parma Heights, OH 44130
Fred Heipp Insurance Agency Inc
6087 Ridge Road, Parma, OH 44129
Health Plan Superstore
4954 Great Northern Boulevard, North Olmsted, OH 44070
Professional Insurance Management
7879 Auburn Road, Concord, OH 44077
Brown Brown Insurance Services
3691 Lee Road, Shaker Heights, OH 44120
Firemark Insurance Agency, Inc.
1676 Pearl Road, Brunswick, OH 44212
Richey-Barrett Insurance
24976 Center Ridge Road, Westlake, OH 44145
Pilat Insurance Agency Inc
5925 Ridge Road, Parma, OH 44129
Southwest Insurance Services
6654 Pearl Road, Parma Heights, OH 44130
Steven McIntosh
5634 State Road, Parma, OH 44134

FAQs

  • Do life insurance firms in Parma give a payment grace period to policyholders?

    Yes, life insurance companies in Parma provide a grace period of one month for individuals who miss their life insurance premium payments. This grace period offers policyholders a bit of flexibility by allowing them an extra month to make their premium payment and serves as a buffer before the life insurance company can consider terminating the policy.

  • Can a pregnant woman in Parma be denied a life insurance policy?

    Typically, pregnant women in Parma are still able to purchase a life insurance policy. Their fees may be higher, or the application may take longer if there are complications. However, if a pregnant candidate applies before the second trimester, they have a better chance of receiving best life insurance rates.

  • Is a medical exam required to get life insurance in Parma?

    It is a necessity for some insurance firms in Parma to assess the applicant's degree of risk when applying for a life insurance policy. There are, however, several circumstances in which applicants for life insurance are not required to have a medical examination but merely entail a simple health questionnaire.

  • Can people cancel their life insurance policy in Parma if they change their mind?

    If a person changes their mind after seven to 30 days, they may still terminate their life insurance coverage in Parma. This free-look period in Ohio enables people to inquire with their insurance company or review their coverage to see what options are available. The policyholder is entitled to a complete refund of any premiums paid if they decide to cancel within this timeframe.

  • In Parma, what happens to a life insurance policy if the insurer declares bankruptcy?

    People whose claims are insured by a firm in Parma that has declared bankruptcy or is on the verge of doing so will continue to be covered by the Ohio Life & Health Insurance Guaranty Association. This organization is designed to offer protection to policyholders up to a certain limit specified by state law.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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