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Best Life Insurance Companies in Columbus, OH

Our Recommended Top 20

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Columbus Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

20 S. Third St. Suite 210, Columbus, OH 43215
WebsiteLicense: 1322913

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Review Sources

Facebook
5.0 (13)
Google
5.0 (6)

Why choose this provider?

GIFT Insurance is an insurance company that provides financial security to communities all over the Columbus metro. The independent agency offers term life, permanent life, and universal life insurance, fixed annuities, final expense, and mortgage protection insurance. Its agents assist clients in finding a suitable policy, give them comprehensive advice, and help them make informed decisions. It delivers services through its partner carriers, including The Hartford, American Modern, Liberty Mutual, and Grange Insurance. The company also simplifies quotation requests through its website.

  • Life Insurance
  • Health Insurance
  • Group Plans

215 N. Front Street, Columbus, OH 43215
WebsiteLicense: 1063323

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Facebook
5.0 (22)
Google
4.6 (16)
Yelp
1.0 (1)

Why choose this provider?

Sylvia A. Garrett & Associates Agency, LLC, is a full-service wealth accumulation and insurance agency that has been serving the Columbus metro for over 50 years. It offers a wide range of insurance policies, such as life, business and commercial, health, recreational vehicle, and homeowners' insurance. Its life insurance options are categorized into term and permanent coverage. Its team also collaborates with more than 100 insurance carriers, including State Auto, Nationwide, and Hagerty. Sylvia A. Garrett & Associates Agency extends its services in Illinois, Texas, Indiana, and Pennsylvania.

  • Life Insurance

5640 Groveport Road, Groveport, OH 43125
WebsiteLicense: 15040035

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Review Sources

Google
4.0 (31)
Facebook
5.0 (4)

Why choose this provider?

Keystone Insurance Agency, LLC is an independent agency that connects Columbus clients with life insurance policies that serve to protect their long-term financial interests. Founded in 2010, it educates clients on their life insurance options and finds policies that benefit their dependents in crucial ways, such as replacing the provider's lost income or paying for future educational expenses. The most common life insurance plans it assists with are term life, whole life, and universal life insurance.

  • Life Insurance

1029 Refugee Rd Ste 100, Pickerington, OH 43147

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Review Sources

Facebook
5.0 (25)

Why choose this provider?

The Insurance Advisor Group is a locally-owned company providing life insurance policies to individuals in the Columbus area. As an independent agency, the company works with multiple leading insurance companies to offer whole and term life insurance policies at affordable rates. It also secures universal life insurance policies for clients seeking to access the cash value of their policy as loan. The Insurance Advisor Group assists clients with filing claims and using their policy benefits.

110 East Wilson Bridge Road, Worthington, OH 43085
WebsiteLicense: 3243

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Google
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

All Ohio Insurance is an agency serving individuals and families in Columbus and other surrounding areas. The associates provide clients with information on comprehensive plans that match their needs and financial goals. It offers life insurance options and various property or personal insurance such as home, flood, recreational vehicles, automobile, and umbrella. Its life insurance products serve as a tool that protects policyholders' loved ones from financial catastrophe in the event of death.

  • Individual Plans
  • Life Insurance

1620 E Broad St 103, Columbus, OH 43203
WebsiteLicense: 11247

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4.9 (37)
Facebook
4.9 (19)

Why choose this provider?

Sokol Eisenberg Insurance serves clients in Columbus and nearby areas. It offers life insurance policies and annuities that are catered to each client's needs. The company also provides homeowners insurance, auto insurance, health insurance, long-term care insurance, and disability insurance. Umbrella coverage is available for clients who want a more comprehensive insurance policy. The company assists clients with navigating the retirement planning process. Principal agent Adam Eisenberg has over 25 years of industry experience.

  • Life Insurance

35 N Wilson Road, Columbus, OH 43204
WebsiteLicense: 597761

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Google
4.4 (43)
Facebook
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

Vic Jimenez is a State Farm insurance agent serving clients in Columbus and the surrounding areas. He offers life insurance from State Farm Life Insurance Company that provides financial security to beneficiaries in the event of an unexpected death. Vic also provides insurance products for automobiles, homes, businesses, and pets. He established his insurance agency in 2002 to help clients in managing risks and understanding their insurance options. His team comprises agents Charlie Webb and Rhea Barbee, who both started with the agency in 2009.

  • Health Insurance
  • Life Insurance

1767 Harrisburg Pike, Columbus, OH 43223
WebsiteLicense: 81559

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Review Sources

Google
4.4 (18)

Why choose this provider?

Grimone Ledbetter Insurance Group serves individuals and businesses throughout the Columbus metro. The company provides a wide range of insurance products, such as life and health, auto, business, and homeowners' and renters' insurance. Its team of independent insurance agents collaborates with multiple carriers, including Berkshire Hathaway Specialty Insurance Company, American Modern, National General, Kemper Personal Insurance, and State Auto Insurance Companies. Grimone Ledbetter Insurance Group extends its services to clients in Michigan, Indiana, and Kentucky.

  • Life Insurance
  • Health Insurance

178 W Schrock Rd, Suite A, Westerville, OH 43081
WebsiteLicense: 11965

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Review Sources

Google
4.9 (219)
Facebook
5.0 (73)

Why choose this provider?

Masters Insurance Group serves clients in Columbus. It offers term life, whole life, and universal coverage life insurance policies. The company also offers disability insurance, health insurance, and long-term care insurance products. Workplace benefits coverage is available for business owners. Masters Insurance Group runs its Community Cause Program and offers to donate a portion of its profits to partner organizations. Owner and principal agent Greg Masters received 29 Champion Conference Awards.

  • Life Insurance
  • Health Insurance
  • Long Term Care

3246 Noe Bixby Road, Columbus, OH 43232
WebsiteLicense: 1183625

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Review Sources

Google
4.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Bepler Insurance Agency offers a comprehensive list of insurance solutions to Columbus, Obetz, and the surrounding areas. It offers individual life insurance options for the financial security of policyholders in the future. Families can also choose insurance plans that cover homes, vehicles, flood damage, rental properties, valuable possessions, and pets. In addition, it crafts commercial insurance with general liability, workers' compensation, crime, surety bonds, and special event coverage. It represents multiple carriers, including Dairyland, Encompass, Berkshire Hathaway, Travelers, and State Auto.

  • Individual Plans
  • Life Insurance

3806 N. High St., Columbus, OH 43214
WebsiteLicense: 23573

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Review Sources

Google
5.0 (43)
Facebook
5.0 (31)
Yelp
5.0 (1)

Why choose this provider?

Horizon Insurance Services, Inc. is an agency that serves individuals, families, and businesses in Columbus and the surrounding areas. It offers a variety of life insurance products that include final expense, individual life, fixed annuities, and mortgage protection insurance. The agency also provides insurance products for businesses, pets, automobiles, and homes from multiple insurance carriers, including Nationwide, Progressive, and Safeco Insurance. Horizon Insurance Services has adopted a business philosophy that focuses on assisting clients in making educated insurance decisions.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

1286 W Lane Ave, Columbus, OH 43221
WebsiteLicense: 1062630

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (6)

Why choose this provider?

Basil Insurance Group offers multiple insurance policies to clients in the Columbus metro. Founded in 2018, the group promotes personalized services to address the different needs of its customers, providing them the appropriate coverage that fits their budget and lifestyle. The team's licensed agents provide extensive life, business, homeowner, and auto insurance plans. Basil Insurance Group has also partnered with acknowledged carriers to help different clients acquire their insurance coverage of choice.

  • Life Insurance

1580 Fishinger Road, Columbus, OH 43221
WebsiteLicense: 3660

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Review Sources

Facebook
4.8 (32)
Google
4.2 (25)
Yelp
5.0 (1)

Why choose this provider?

Operating since 1923, Ray Insurance is an independent agency that helps Columbus residents and businesses acquire coverage plans. Its portfolio of policies ranges from life and homeowners' insurance to personal and commercial automobile coverage. It offers various life insurance policies including universal, term, and whole life. Its staff consults with clients to determine their financial goals and desired scope of coverage before helping them shop for policies from different carriers. The Columbus Dispatch named Ray Insurance as a 2017 CBUS Top Pick in the insurance company category.

  • Life Insurance

1527 Northwest Blvd, Columbus, OH 43212
WebsiteLicense: 11014

Expertise.com Rating

Why choose this provider?

Dressel & Evans Agency, Inc. is an insurance firm serving clients in Columbus. It offers term and whole life insurance that provides financial security to beneficiaries in an unexpected death. Its partnership with multiple insurance carriers, including Auto-Owners Insurance, Grange Insurance, and Ohio Mutual Insurance Group, allows the agency to provide customized insurance products for homes, automobiles, and businesses. Owners Ed Dressel and Jim Evans have made it their mission to deliver quality service based on integrity to the metro area.

  • Life Insurance
  • Individual Plans

29 Frederick Street, Columbus, OH 43206
WebsiteLicense: 3771

Expertise.com Rating

Review Sources

Facebook
4.7 (27)
Google
4.2 (13)

Why choose this provider?

W.E. Davis Insurance Agency serves the Columbus metro and its surrounding areas. It helps clients and their families be financially ready and secured if ever a loved one passes away through its life insurance offering. Its life insurance coverage can be used as income replacement, money to cover final expenses, an education fund for children, and funds to pay off debt. In addition, it offers home, auto, individual health, rental dwellings, watercraft, and travel medical insurance.

  • Life Insurance
  • Health Insurance

1071 Fishinger Rd Suite 112, Columbus, OH 43221
WebsiteLicense: 1250473

Expertise.com Rating

Review Sources

Google
5.0 (70)
Facebook
4.9 (48)

Why choose this provider?

Guardian Insurance Solutions is an independent agency that represents and assists in finding life insurance plans for clients in Columbus and nearby areas. Working in partnership with known and reputable providers such as The Hartford, Progressive, and Grange Insurance, its agents help clients find the right life insurance policies that will provide sufficient coverage for their families in case of untimely deaths. Other personal insurance products and services include auto, home, renters', and umbrella insurance.

  • Life Insurance
  • Multiple Carriers

1856 Parsons Avenue, Columbus, OH 43207
WebsiteLicense: 1131473

Expertise.com Rating

Review Sources

Google
4.9 (63)
Facebook
4.7 (23)

Why choose this provider?

Schwartz Tax and Insurance Agency is a family-owned business that serves individuals, families, and small businesses in Columbus. It offers term and whole life insurance policies that provide financial security to beneficiaries by paying off debts, college tuition, and final expenses. The agency also performs tax return preparation and filing, bookkeeping, and payroll management. Fred Schwartz established the company in the 1940s. Current owner Sandra Gitlitz acquired the business following the retirement of Fred.

  • Life Insurance

333 Norton Road, Columbus, OH 43228
WebsiteLicense: 1132982

Expertise.com Rating

Review Sources

Google
4.8 (53)
Facebook
5.0 (43)

Why choose this provider?

Gilles Smith Purdum Insurance Agency, LLC is an independent life insurance company that serves clients in Columbus. The company offers a variety of coverage options for individuals and families who want to secure their future in case of unexpected events. Since 1968, Gilles Smith Purdum Insurance Agency has been offering term, whole, and universal life insurance. Currently led by Kim Gilles, the company's team of insurance professionals has a combined experience of more than 200 years.

  • Life Insurance

4449 Easton Way, Columbus, OH 43219
WebsiteLicense: 250721

Expertise.com Rating

Review Sources

Google
4.8 (14)
Facebook
5.0 (11)

Why choose this provider?

G.O.R.E.E Insurance is an independent agency operating in Columbus. It offers term, universal, whole, and group life insurance products to individuals who want to establish a sense of financial security. Its team helps clients in navigating through the insurance marketplace among multiple carriers like Grange, American Modern, and The Insurance Exchange. The agency provides additional protection through auto, home, and business insurance coverages. Its CEO, Engja Ndiaye, has over 21 years of industry experience combined with skills in marketing, business development, and risk management.

  • Life Insurance

PO Box 538 44 S Vernon Street, Sunbury, OH 43074

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Facebook
4.7 (1)

Why choose this provider?

Kahrl & Company is an insurance agency offering health and life insurance policies to clients in Columbus and the surrounding areas. The company provides fee-for-service and managed care plans for clients seeking coverage for a range of medical and hospital expenses. For life insurance, clients can choose a term or permanent policy, depending on their coverage and benefit needs. Kahrl & Company also offers long-term care and disability insurance plans.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
GIFT Insurance
20 S. Third St. Suite 210, Columbus, OH 43215
Sylvia A. Garrett & Associates Agency, LLC
215 N. Front Street, Columbus, OH 43215
Keystone Insurance Agency LLC
5640 Groveport Road, Groveport, OH 43125
The Insurance Advisor Group
1029 Refugee Rd Ste 100, Pickerington, OH 43147
All Ohio Insurance
110 East Wilson Bridge Road, Worthington, OH 43085
Sokol Eisenberg Insurance
1620 E Broad St 103, Columbus, OH 43203
Vic Jimenez
35 N Wilson Road, Columbus, OH 43204
Grimone Ledbetter Insurance Group
1767 Harrisburg Pike, Columbus, OH 43223
Masters Insurance Group
178 W Schrock Rd, Suite A, Westerville, OH 43081
Bepler Insurance Agency
3246 Noe Bixby Road, Columbus, OH 43232
Horizon Insurance Services, Inc.
3806 N. High St., Columbus, OH 43214
Basil Insurance Group
1286 W Lane Ave, Columbus, OH 43221
Ray Insurance
1580 Fishinger Road, Columbus, OH 43221
Dressel & Evans Agency, Inc.
1527 Northwest Blvd, Columbus, OH 43212
W.E. Davis Insurance Agency
29 Frederick Street, Columbus, OH 43206
Guardian Insurance Solutions
1071 Fishinger Rd Suite 112, Columbus, OH 43221
Schwartz Tax and Insurance Agency
1856 Parsons Avenue, Columbus, OH 43207
Gilles Smith Purdum Insurance Agency, LLC
333 Norton Road, Columbus, OH 43228
G.O.R.E.E Insurance Agency
4449 Easton Way, Columbus, OH 43219
Kahrl & Company
PO Box 538 44 S Vernon Street, Sunbury, OH 43074

FAQs

  • What distinguishes term from permanent life insurance coverage in Columbus?

    Term life insurance is the most cost-effective life insurance option due to its limited coverage duration, which can range from five years to 30 years. In contrast, permanent life insurance offers lifelong protection, as long as Columbus policyholders keep up with premium payments. This type of coverage provides a sense of security and peace of mind for individuals of all age groups.

  • What are the benefits of having a whole life insurance policy for Columbus residents?

    As the most prevalent form of permanent coverage, a whole life insurance policy provides both a lifelong death benefit assurance and a cash value savings component to Columbus residents. The insured's premium remains steady throughout the policy's term. Payments that exceed the premium amount are allocated to the policyholders' savings, which earn a fixed rate of interest.

  • Are Columbus residents required to undergo physical exams to obtain life insurance?

    Not every life insurance policy in Columbus requires a physical examination, but carriers that offer substantial death benefits generally do. This examination is conducted in the comfort of the policyholder's own home and administered by a paramedic or a licensed healthcare professional. It includes assessments of height and weight, the collection of blood and urine samples, and an EKG.

  • What is the average cost of life insurance for men and women in Columbus?

    Using Ohio's recommended coverage amount of $614,000 as a reference, the average expense for a life insurance policy in Columbus is $35 per month for men and $31 per month for women. For 10-year term coverage, men have an average monthly payment of $23, while the average monthly payment of women is $21, regardless of the coverage amount.

  • What examples of life-changing events might prompt a review of the life insurance policies of Columbus residents?

    Various life changes that might necessitate Columbus residents to reexamine their insurance coverage include marriage. Married individuals need to add their spouses as beneficiaries. Policyholders with spouses facing health challenges should also consider reevaluating their life insurance policies. Additionally, those who have recently refinanced their home mortgages within the last six months should undertake a policy review.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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