Best Life Insurance Companies in Ohio

Verne Hart Insurance Agency has been insuring residents and businesses throughout Ohio for over six decades. It offers a term insurance program that meets short-term needs and pays a benefit only if the insurer passes during the term. A permanent insurance program is also available, which provides lifetime coverage and accumulates cash value. The company has earned the Indiana President's Award and Senior Partner Status with Grange Mutual Insurance. It is also a member of The Professional Insurance Agents Association.

Since 1987, Shamrock Insurance Agency has been offering a variety of personal and business insurance, as well as employee benefits programs, in Ohio. It guides clients in choosing individual life insurance depending on their age, medical history, and unique needs. On top of a group life insurance coverage, its voluntary supplemental program assumes a deceased employee’s family expenses like children’s education and mortgage obligations. Shamrock Insurance Agency also recommends key person life insurance to cover costs when a business loses a top executive.

Mid-Ohio Insurance Solutions, Inc., offers life insurance as part of its line of personal products to residents of Ohio. It has term life for those who want coverage for a specific period and whole life for lifelong coverage. It also provides Medicare Advantage and Part D and Final Expense insurance. The company's other insurance offerings include auto, home, rental, motorcycle, condos, watercraft, and travel. In addition, Mid-Ohio Insurance Solutions offers insurance by industry, which includes restaurants, grocery stores, jewelers, nail salons, and contractors.

Phil Ruth Insurance Agency serves the needs of individuals and families throughout the state of Ohio. The independent agency represents multiple insurance companies that provide a variety of life insurance plans, working closely with clients to understand their needs and goals to match them with policies that meet those requirements. Some of the companies it represents include Allstate, The Hartford, Nationwide, and Aegis. The agency was established in 2015 and also offers auto, motorcycle, and health insurance policies.

Dumbaugh Insurance is a locally operated and family-owned company in Ohio. Since 1939, it has been providing personal insurance lines, including life insurance. As an independent agency, it shops for plans from different carriers such as Patriot Life, Progressive, Safeco, and Anthem on behalf of individuals and families. Its staff also handles policy changes, certificate requests, and claim submission assistance. Dumbaugh Insurance is a member of the Keystone Insurers Group. Its second-generation chairman, David Dumbaugh, has been in the industry since 1965.

Hyers & Associates caters to residents of Ohio who require life insurance coverage. Options include individual, group, and family life products that cover various major events like college studies, home mortgages, and vehicle mishaps. Business selections are available to provide benefits for employees. The company also delivers annuities for customers' retirement needs. Hyers & Associates was opened by Adam Hyers in 2002. He has been an insurance agent since 1997 and runs an independent establishment.

Kalmbaugh Insurance Agency, Inc. offers risk management solutions in Ohio. It assists families and individuals in acquiring personal lines of insurance. The independent company writes customized life insurance to protect beneficiaries' futures in the event of policyholders' unexpected death. Its team also processes health, home, renters', auto, and motorcycle insurance. The company works with multiple carriers, such as Liberty Mutual, Progressive, Safeco, and Central Insurance Companies. Founder John Kalmbaugh is a life underwriter training council fellow.

MVP Insurance serves the protection needs of clients throughout Ohio. It has access to a wide range of life insurance providers, helping individuals find a suitable policy, whether they are looking for a term or a whole life insurance plan. Other types of personal plans that the company offers cover homes, cars, and disability claims. Commercial insurance plans like contractors', business property, and general liability are also available. The locally owned and operated company was founded in 2012.

Insurance Agency of Ohio caters to clients in the area who need life coverage. The plans benefit the families of individuals and business employees. These options include term and whole life contracts and special selections are available for establishments in the construction and non-profit sectors. The agency is partners with carriers like Progressive, Travelers, and Safeco Insurance. It sprang from the 1994 merger of Dunning Lathrop and Associates with the Parrish McTeague Insurance Agency Inc.

Griffin Insurance provides a variety of personal insurance, business insurance, and employee benefits solutions to clients in Ohio. It offers a range of personalized risk management solutions, including basic term, whole, and universal life insurance, as well as coverage for homeowners and automobiles. Other insurance products available are health and general liability. The company works with various carriers in the state, including Aetna, CNA Surety, and UnitedHealthcare. Griffin Insurance has been in operation since 1972.

Mill Creek Insurance Agency has been catering to residents and businesses across the state of Ohio for eight decades. The third-generation, independent agency offers life insurance policies, helping clients determine how much coverage they need and connecting them with appropriate plans from its network of insurance carriers. Options include individual and group life, mortgage protection, long-term care, disability, second-to-die, and key person insurance. Some of the insurance companies that the agency represents include Hagerton, CNA Surety, Foremost, and Progressive.

The Keenan Agency has been providing individuals, families, and commercial entities throughout Ohio with insurance products and services since 1938. Its selection of insurance products includes individual and group life policies with varying benefits; personal and commercial auto insurance plans; and policies protecting businesses from in-person and cyber liability—all matched according to the policyholder's coverage goals. Its staff shops from over 20 carriers, such as the Cincinnati Insurance Companies and the Foremost Insurance Group, to find and customize policies according to a client's specifications.

Cunningham Insurance, Ltd, provides services to clients across Ohio. It offers life insurance plans covering mortgage protection, wealth transfer, income replacement, final expenses, and education costs to help individuals protect the future of their loved ones. In addition to life, the agency is available to assist clients in applying for Medicare Supplement, flood, mobile home, rental properties, boat, and motorcycle insurance products. Cunningham Insurance has been operating in the industry since 1974. The agency carries insurance plans from Wayne Mutual, Pekin, and Progressive.