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Best Life Insurance Companies in High Point, NC

Our Recommended Top 17

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Our goal is to connect people with the best local professionals. We scored High Point Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4900Reviewed

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17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

348 Summit Square Boulevard, Winston-Salem, NC 27105

Expertise.com Rating

Review Sources

Facebook
4.0 (20)
Yelp
5.0 (4)

Why choose this provider?

Alliance Insurance Services is a multi-line insurance company that attends to the risk management needs of the High Point community and nearby localities. The firm assists individual clients in protecting their loved ones who depend on them financially through a life insurance policy. The company offers term life and permanent life insurance options. Its independent insurance agents guide clients in assessing their financial needs and comparing life coverage from multiple providers. The company has been protecting individuals and families since 2004.

  • Life Insurance
  • Health Insurance

10547 North Main Street, Archdale, NC 27263
WebsiteLicense: 1000493372

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Review Sources

Google
4.0 (14)
Facebook
5.0 (6)

Why choose this provider?

Webster Insurance Agency is an independent insurance company, providing comprehensive insurance options for its clients located across High Point and the surrounding areas. Its insurance solutions include life, renters', auto, and home insurance. For life insurance, clients can opt for individual life insurance or child life insurance. Webster Insurance Agency also helps businesses with broad insurance products, including workers' compensation, general liability, and cyber liability insurance. Previous clients have praised the company's principal agent, Jeff Webster, for his dedication and cost-efficiency.

  • Life Insurance

606 Randolph Street, Thomasville, NC 27360
WebsiteLicense: 6557244

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Jennifer Boyles is a professional insurance agent with Nationwide Insurance serving residential and commercial clients in High Point and the surrounding areas. She offers a wide array of insurance products, including life insurance, homeowners' insurance, and commercial insurance. Jennifer has more than 28 years of experience in the insurance industry. Her knowledge and experience have allowed her to create comprehensive protection plans and long-term strategies that strive to meet her clients' specific insurance needs.

  • Life Insurance

1040 Randolph Street, Thomasville, NC 27360
WebsiteLicense: 1000008367

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Review Sources

Facebook
3.0 (2)

Why choose this provider?

Serving the High Point area, Citizens Insurance Group, Inc. is an independent agency offering a variety of coverage options to clients in the metro. It provides personal insurance services such as life insurance, health insurance, automobile insurance, personal property insurance, and umbrella insurance. The company also offers business insurance options like employment practices liability insurance, business continuation insurance, property or excess property insurance, workers’ compensation insurance, and professional liability insurance. Citizens Insurance Group, Inc. was founded in 1938.

  • Life Insurance

919 Kildaire Farm Road, High Point, NC 27511
WebsiteLicense: 2114812

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (11)

Why choose this provider?

Insurance Professionals Inc. is an agency that has been assisting clients in High Point since 1987. They offer services to protect lives, homes, autos, and businesses. The agency pledges to run a complete set of risk analyses for the benefit of the clients in terms of insurance requirements. They serve clients' personal and commercial insurance needs with options from their more than 60 partner carriers. The agency's owner, Michelle Masella Corcoran, has been in the insurance industry for more than 35 years.

  • Life Insurance
  • Health Insurance
  • Individual Plans

6425 Old Plank Road, High Point, NC 27265
WebsiteLicense: 1000553038

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Review Sources

Google
4.0 (23)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Kyle Mills is a life insurance professional who runs a local State Farm Insurance agency serving the residents of High Point. He has been providing insurance products and financial services to clients since 2011. Life insurance products provide clients and their families financial stability and protection. Clients can choose from products such as whole life, term life, and universal life insurance. Kyle has been designated as a Retirement Income Certified Professional by The American College of Financial Services.

  • Life Insurance
  • Health Insurance

1107 West Market Center Drive, High Point, NC 27260
WebsiteLicense: 7084512

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Exemplar Insurance Associates is an independent insurance provider serving customers in High Point. It handles different types of life insurance, such as whole, life, and universal indexed life insurance. Its agents also provide dental, vision, hospital, and accident plans. In addition, it deals with individual and group health packages. Exemplar Insurance Associates' carriers include Gerber Life Insurance Company, BlueCross and BlueShield of North Carolina, and WellCare Health Plans. The company can accommodate clients nationwide as well.

  • Health Insurance
  • Group Plans

606 Idol St, High Point, NC 27262
WebsiteLicense: 1000398660

Expertise.com Rating

Review Sources

Google
4.0 (17)
Facebook
4.0 (11)

Why choose this provider?

Murray White Insurance Agency is a family-owned and family-operated independent insurance company established in 1937. Headed by Murray White III, the agency provides personal and commercial health insurance in High Point and the surrounding areas. Its personal policies include individual life insurance, health insurance, dental plans, disability coverage, and estate planning. The firm also provides employee benefits, such as life, accidental death and dismemberment, PPO, HMO conventional, alternate funding, and short and long-term disability. Murray III joined the company in 1981.

  • Life Insurance

916 West 4th Street, Winston-Salem, NC 27101

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (11)

Why choose this provider?

Mountcastle Insurance is an insurance agency serving the residents of High Point and surrounding areas for more than 40 years. It assists clients with group life insurance. It also provides a wide variety of personal insurance products, including home insurance, auto insurance, umbrella insurance, and personal property insurance. Mountcastle Insurance supports community organizations such as American Children's Home, Davidson Medical Ministries Clinic, Down Syndrome Association of Greater Winston Salem, and Habitat for Humanity.

  • Health Insurance
  • Life Insurance

110 Scott Avenue, High Point, NC 27262
WebsiteLicense: 1000012788

Expertise.com Rating

Review Sources

Google
4.0 (49)
Facebook
5.0 (4)

Why choose this provider?

Founded in 1994, Paramount Insurance Agency provides High Point residents a variety of right insurance protection options. The company offers life insurance plans with tailored coverages from multiple insurance carriers. The types of life insurance it handles are universal life, whole life, and term life insurance, which can deliver both death and living benefits. In addition, Paramount Insurance Agency has a selection of other personal lines of insurance, including disability, dwelling, fire, classic auto, and teen driver insurance.

  • Life Insurance

517 North Hamilton Street, High Point, NC 27262
WebsiteLicense: 1000009553

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Insurance Answers is an agency located in High Point. It offers life, disability, health, and Medicare Supplement plans. It is a part of the High Point Kiwanis Club, allowing its agents to be informed of local concerns and situations. It is an authorized partner of Blue Cross and Blue Shield of North Carolina products. Insurance Answers has been lending its expertise to clients for over 25 years. The agency is operated by insurance professionals Mark Thacker and Lorrie Maxwell.

  • Life Insurance
  • Health Insurance
  • Individual Plans

200 Old Winston Road, High Point, NC 27265
WebsiteLicense: 1000736944

Expertise.com Rating

Why choose this provider?

QCAIS Inc. is an independent agency that works on providing High Point individuals with a life insurance policy that fits their goals, needs, and financial capabilities. The locally owned company assists its clients in choosing a suitable term or whole life plan. It also crafts other coverage types, such as universal life, final expense, guaranteed issue, and children's policy. It collaborates with insurance carriers like Blue Cross Blue Shield, Humana, United Healthcare, Mutual of Omaha, and Aetna.

  • Health Insurance
  • Life Insurance

2640 Willard Dairy Road, High Point, NC 27265
WebsiteLicense: 1000006232

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (13)

Why choose this provider?

Bluemoon Benefits Group is an independent and local health insurance agency providing policies in the High Point metro and other locations. The company offers term, whole, and universal life insurance as options for clients. It also provides a final expense plan, which is an alternative to traditional life insurance. This other type of life insurance does not require a medical exam and premiums do not increase with time. The company has other insurances like medicare plans, dental and vision insurance, and small group health insurance.

  • Life Insurance
  • Health Insurance

1072 North Main Street, Walnut Cove, NC 27052
WebsiteLicense: 18390385

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (3)

Why choose this provider?

Chase Ragsdale is an insurance agent associated with StateFarm that serves High Point and the surrounding areas. Chase and his team have over 18 years of combined experience in the industry. He offers life insurance products such as term life, whole life, and universal life coverage. He also offers auto, home, property, and health insurance. Business owners can also consult with him if they need commercial policies like surety and fidelity bonds, workers' compensation, and liability umbrella coverage.

  • Life Insurance
  • Health Insurance

3862 Reynolda Road, Winston-Salem, NC 27106
WebsiteLicense: 16819366

Expertise.com Rating

Review Sources

Google
5.0 (174)
Facebook
5.0 (33)

Why choose this provider?

Danielle Waller is a State Farm agent that gives insurance solutions to clients in High Point and its surrounding areas. Together with her team, she manages clients looking for life, health, home, and pet insurances. Danielle provides various life insurance products that may fall under term, whole, or universal. She also handles auto, business, and property insurance concerns. Danielle Waller renders 24/7 customer service and is available during evenings and weekends on an appointment basis.

  • Life Insurance

1100 Holly Springs Road, High Point, NC 27540
WebsiteLicense: 1000010236

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

RDM Benefits, Inc brings forth decades of insurance practice in group ancillaries, group benefits, and individual health coverages across the High Point area. By partnering with top carriers in the insurance industry and prompting customer-focused service, RDM Benefits brings out comprehensible coverage solutions targeted towards individuals and small or large businesses. The business also provides gratis complete assessments and keeps updated about the ever-changing health industry, keeping its clients up to date on any anticipated changes.

  • Life Insurance
  • Health Insurance

707 Westchester Drive, High Point, NC 27262
WebsiteLicense: 1000119911

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Located in High Point, Wheeless Edwards Insurance is an independent agency that has been serving the residents of the state for more than a decade. It offers life insurance, as well as individual health and long-term care insurance. It also provides Medicare Advantage and Medicare Supplement plans. Its owner, Ann Wheeless, is a Life Underwriter Training Council Fellow and a Certified Senior Advisor. She has been working in the insurance industry for more than 25 years.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Alliance Insurance Services
348 Summit Square Boulevard, Winston-Salem, NC 27105
Webster Insurance Agency
10547 North Main Street, Archdale, NC 27263
Jennifer Boyles
606 Randolph Street, Thomasville, NC 27360
Citizens Insurance Group, Inc.
1040 Randolph Street, Thomasville, NC 27360
Insurance Professionals Inc.
919 Kildaire Farm Road, High Point, NC 27511
Kyle Mills
6425 Old Plank Road, High Point, NC 27265
Exemplar Insurance Associates
1107 West Market Center Drive, High Point, NC 27260
Murray White Insurance Agency
606 Idol St, High Point, NC 27262
Mountcastle Insurance
916 West 4th Street, Winston-Salem, NC 27101
Paramount Insurance Agency
110 Scott Avenue, High Point, NC 27262
Insurance Answers
517 North Hamilton Street, High Point, NC 27262
QCAIS Inc
200 Old Winston Road, High Point, NC 27265
Blue Moon Benefits Group
2640 Willard Dairy Road, High Point, NC 27265
Chase Ragsdale
1072 North Main Street, Walnut Cove, NC 27052
Danielle Waller
3862 Reynolda Road, Winston-Salem, NC 27106
RDM Benefits ,Inc
1100 Holly Springs Road, High Point, NC 27540
Wheeless Edwards Insurance
707 Westchester Drive, High Point, NC 27262

FAQs

  • What factors should people in High Point consider before getting life insurance?

    High Point residents should take into account various factors before signing up for a life insurance policy, including the reason why they need such a risk management product. Another important factor to consider is the amount of coverage they need to secure their families in the event that they pass away unexpectedly.

  • How important is key person life insurance to businesses in High Point?

    A key person life insurance plan is a policy that a High Point business purchases on the life of an owner, a top executive, or another individual deemed vital to the organization. The company pays the premiums, and when the person dies, the company inherits the policy. The death benefit will then be used by the company to hire and train a new employee or pursue other initiatives to save or close the business.

  • What are some key features of final expense plans, and how do they benefit residents of High Point?

    Final expense plans are specialized life insurance policies that serve as an alternative to conventional life insurance options. These plans are specifically designed to cover the costs associated with burials, funerals, and various end-of-life expenses. Final expense plans do not require High Point residents to undergo medical examinations and have stable premiums that do not increase over time.

  • What are some of the mistakes High Point residents make when buying life insurance?

    One of the mistakes people in High Point make when obtaining life insurance is not acquiring adequate coverage. Another blunder is delaying purchasing life insurance for too long. It is best to have a life insurance policy as soon as possible. Another one is falling for superfluous riders. It is prudent to investigate whether a person merely needs to increase their premium or add more insurance coverage.

  • What are the key features and benefits of whole life insurance policies available in High Point?

    Whole life insurance policies cater to the lifelong insurance needs of High Point residents. Alongside providing a guaranteed death benefit, policyholders can also receive the accumulation of long-term cash value. This is accessible through policy loans for various financial requirements. Typically, the death benefits are tax-exempt for the designated beneficiaries. This helps beneficiaries avoid delays and costs associated with probate proceedings.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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