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2024

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Best Life Insurance Companies in Cary, NC

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Cary life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5754Reviewed

3459Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

203 West Millbrook Road, Raleigh, NC 27609
WebsiteLicense: 1000009703

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

S J Adams Insurance offers life coverage for individuals and families in Cary. It covers products such as whole, term, and adjustable premium policies. It also provides personal and commercial insurance lines, from homeowners' or renters' to professional liability coverages, respectively. Other insurance lines include auto, boat, motorcycle, flood, and umbrella coverage. S J Adams has been in business since 2005. It specializes in updating a client's coverage based on their changing circumstances such as accidents or new babies.

  • Life Insurance

P.O. Box 1685 53 South Broad Street East, Angier, NC 27501
WebsiteLicense: 1000006535

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
5.0 (1)

Why choose this provider?

Founded in 1957, C&D Insurance Service Inc. is a full-service insurance broker that services clients in and around the Angier area, including Cary. The company works with carriers such as Allied Insurance and Foremost Insurance Group to offer clients insurance packages such as life, health, retirement, auto, and commercial umbrella insurance. President James Burgin has over 20 years of experience in the insurance industry. He also holds an insurance broker's license for property, casualty, life, and health insurance.

  • Life Insurance
  • Health Insurance

600 Stellata Drive, Fuquay-Varina, NC 27526
WebsiteLicense: 1000476856

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (6)

Why choose this provider?

Richon Planning, LLC is an independent insurance, financial, and investment firm serving the residents of Cary and its surrounding area. The firm offers life insurance, long-term care, income, and disability. Its founder, Peter Richin is a financial and investment advisor offering retirement planning over the last decade. He is also is a local Dave Ramsey SmartVestor Pro. Peter hosts the Richon Planning Podcast where he talks about the financial education needed for a successful retirement.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

112 Towerview Court, Cary, NC 27513
WebsiteLicense: 1000266013

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (1)

Why choose this provider?

Mair Agency is a Cary-based insurance company that specializes in a wide range of insurance products, including life insurance, dental insurance, group health insurance, and individual and family insurance. For more than 20 years, Mair Agency, sponsored by Blue Cross® Blue Shield® of North Carolina, has provided its customers with professional guidance and insurance coverages that satisfy the criteria and benefits necessary for complete coverage. The firm also handles Medicare Advantage plans, which is managed by Medicare-approved private insurance carriers.

  • Life Insurance

PO BOX 778, Rolesville, NC 27571
WebsiteLicense: 1000497897

Expertise.com Rating

Review Sources

Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Birkner Insurance helps businesses and families in Cary manage different financial risks. The company represents diverse insurance carriers, including Liberty Mutual and Heritage Insurance, and provides access to an array of insurance products, such as life, health, property, and farm owners' insurance. Its insurance specialists educate clients about available life insurance programs, which include term, variable universal life, and whole life insurance plans, and help them pick suitable options. They also offer event insurance and make necessary arrangements for clients' review of policies.

  • Life Insurance
  • Health Insurance

401 Peaslake Court, Rolesville, NC 27571

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

LSM Insurance Associates is an insurance company that serves most areas of Cary. It was spearheaded in 2006 by Leslie S. Mcmillan, a former New Englander with over 30 years of experience in the industry. Some of the coverage the company offers includes accident protection, long-term care, health insurance, and life insurance. Its license to sell in NC by the Centers for Medicare and Medicaid lets it cater to health insurance clients above the age of 65. It also represents companies like EnvisionRX, Silverscript, and Wellcare.

  • Whole Life Insurance
  • Life Insurance

667 Cedar Creek Drive, Wendell, NC 27591
WebsiteLicense: 1000473062

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

McNamara Insurance Agency offers various insurance products to those residing in the Cary metro and nearby communities. Having ties with multiple insurance companies, it helps individuals and families find the right life insurance policy that has the coverage and benefits tailored to meet their needs. It also offers Medicare, health, personal, business, and auto insurance policies. Additionally, clients can find insurance-related blogs on the company's website. Owner Kevin McNamara is a licensed insurance agent in both North Carolina and Virginia.

  • Life Insurance
  • Health Insurance

102 South Main Street, Rolesville, NC 27571
WebsiteLicense: 1000010010

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Privette Insurance Agency is an independent life insurance company that serves residents in the Cary area. It offers personalized and unique life insurance policies that meet the needs of its clients and their dependents. Being an independent company, it can compare rates and coverage options from several insurance companies to find the best policies for clients. Privette Insurance Agency also offers insurance coverage for vehicles, businesses, and properties. One of its resident agents, Rodney Privette, has been in the insurance industry since 1977. He currently represents 15 different annuity and life companies.

  • Life Insurance

320 North Judd Parkway Northeast, Fuquay-Varina, NC 27526
WebsiteLicense: 1000002515

Expertise.com Rating

Review Sources

Google
5.0 (56)
Facebook
5.0 (14)

Why choose this provider?

Williamson Insurance & Financial Services, Inc. is an independent agency serving the residents and businesses of Cary. The business represents a wide range of carriers that offer various packages. It carries life insurance plans like term life, whole life, and universal insurance policies. Additionally, The company provides business insurance packages like BOP, business auto, workers’ compensation, commercial hurricane, cyber liability, and general liability insurance plans. Founder and president Wayne Williamson has been in the industry since 1994.

  • Life Insurance

150 Iowa Lane, Cary, NC 27511
WebsiteLicense: 16396192

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (2)

Why choose this provider?

Wooten Agency is a family-owned, independent insurance company that serves the Cary area. It specializes in several areas, including life insurance which may cover funeral expenses, help pay for outstanding mortgages, and provide cash value that accumulates over time. Its team has access to policies from numerous providers such as Mutual of Omaha, Foresters Financial, and Americo, allowing them to review various plans until they find suitable coverages for clients. Established in 1991, Wooten Agency also specializes in health insurance.

  • Life Insurance
  • Health Insurance

120 Preston Executive Drive, Cary, NC 27513
WebsiteLicense: 19502916

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
5.0 (2)

Why choose this provider?

Hall Insurance Group serves individuals and families in Cary who are seeking to prepare for their futures through life and health insurance. The agency was founded by Melissa D. Hall, known in the community as "Medicare Mel" for her expertise in helping her clients acquire health insurance plans. Hall and her team can also assist customers with whole, universal, and term life insurance plans. Additionally, Hall Insurance Group offers final expense insurance plans for those who have just experienced the passing of a loved one.

  • Life Insurance

106 North Salem Street, Apex, NC 27502
WebsiteLicense: 1000002623

Expertise.com Rating

Review Sources

Google
5.0 (78)
Facebook
5.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Woomer Insurance & Financial Services is an independent insurance agency that provides insurance services to residents and businesses of Cary and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance, universal life insurance, and whole life insurance. Additionally, it provides business insurance packages like hotel & motel hospitality insurance, product liability insurance, general liability insurance, and commercial property insurance. Brian Woomer established the agency in 1998.

  • Life Insurance
  • Health Insurance

103 Kilmayne Drive, Cary, NC 27511
WebsiteLicense: 1000007278

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

Family-owned agency Ed Moore & Associates, Inc., provides insurance solutions to customers in Cary. Since its foundation in 1971, it has been advising people regarding life insurance plans. The staff helps clients obtain term life, whole life, and universal life insurance policies. More than just life insurance, its team of agents also tailors plans for personal properties, such as homes, cars, boats, motorcycles, and RVs. Additionally, they design insurance and risk management solutions for companies.

  • Life Insurance

7633 Knightdale Boulevard Suite 116, Knightdale, NC 27545
WebsiteLicense: 1000006512

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Briley & Goodson Insurance Agency, Inc., is an independent agency that delivers a broad range of insurance products and solutions to individuals, families, and business owners residing in Cary. It offers different life and health insurance products, including individual life insurance, Affordable Care Act, individual disability insurance, individual dental insurance, individual vision insurance, and final expense insurance. The company also provides insurance coverage for automobiles, boats, floods and earthquakes, condominiums, renters, and valuable items. Some of its insurance carriers are Dairyland and Foremost.

  • Life Insurance
  • Health Insurance

1001 Pemberton Hill Rd suite 101, Apex, NC 27502
WebsiteLicense: 2361421

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
4.7 (7)
Yelp
5.0 (3)

Why choose this provider?

Founded in 1999, Apex Cary Insurance is a company that provides a complete line of life insurance products to clients in Cary and the surrounding communities. The life policies include individual life insurance, mortgage protection insurance, fixed annuities, and final expense insurance. Additionally, the agency specializes in other insurance programs, including auto, business, and homeowners. Mark H. Wilson, Apex Cary Insurance founder and principal, brings over 30 years of experience in the industry. His professional designations include Certified Insurance Counselor and the Life Underwriter Training Council Fellow.

  • Life Insurance

301 North West Street, Raleigh, NC 27603
WebsiteLicense: 6613519

Expertise.com Rating

Review Sources

Google
4.0 (151)
Facebook
4.0 (39)
Yelp
5.0 (7)

Why choose this provider?

Carmen Ritz addresses the insurance needs of Cary residents and businesses. As a State Farm insurance agent, Carmen helps her clients manage financial risks and works with them to create suitable coverage plans, including life, property, home, and auto insurance. She also walks clients through available life insurance options, such as term, universal, and whole life packages, and provides insurance quotes. Carmen joined State Farm in 2000 and became an agent in 2009. Moreover, she supports Saving Grace, a nonprofit involved in animal rescue.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1149 Executive Circle, Cary, NC 27511

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (5)

Why choose this provider?

As a provider of life insurance services, Fairway Insurance & Risk Management serves the community of Cary and surrounding areas. Its life insurance products include mortgage protection, fixed annuities, final expense, and individual life policies. It also specializes in auto, business, and home insurance. It represents 20 different carriers and its team of professionals has lived and worked in the metro for over 25 years. The company's insurance carriers are Hagerty, Lincoln Financial Group, and MetLife.

  • Life Insurance

Cary, NC
WebsiteLicense: 1000374389

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Carolina Insurance Alliance is a life insurance company that services residents from Cary. The agency provides term life insurance, whole life insurance, and universal life insurance policies to ensure financial security in case an unexpected event happens. It also offers insurance for homeowners, businesses, and vehicles. Carolina Insurance Alliance is an independent agency, so it ensures clients that it provides them with options based on their needs and from multiple insurance carriers.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
S J Adams Insurance
203 West Millbrook Road, Raleigh, NC 27609
C&D Insurance Service, Inc.
P.O. Box 1685 53 South Broad Street East, Angier, NC 27501
Richon Planning
600 Stellata Drive, Fuquay-Varina, NC 27526
The Mair Agency
112 Towerview Court, Cary, NC 27513
Birkner Insurance
PO BOX 778, Rolesville, NC 27571
LSM Insurance Associates
401 Peaslake Court, Rolesville, NC 27571
McNamara Insurance Agency
667 Cedar Creek Drive, Wendell, NC 27591
Privette Insurance Agency
102 South Main Street, Rolesville, NC 27571
Williamson Insurance And Financial Services, Inc.
320 North Judd Parkway Northeast, Fuquay-Varina, NC 27526
Wooten Agency
150 Iowa Lane, Cary, NC 27511
Hall Insurance Group
120 Preston Executive Drive, Cary, NC 27513
Woomer Insurance & Financial Services
106 North Salem Street, Apex, NC 27502
Ed Moore & Associates, Inc.
103 Kilmayne Drive, Cary, NC 27511
Briley & Goodson Insurance Agency
7633 Knightdale Boulevard Suite 116, Knightdale, NC 27545
Apex Cary Insurance
1001 Pemberton Hill Rd suite 101, Apex, NC 27502
Carmen Ritz
301 North West Street, Raleigh, NC 27603
Fairway Insurance & Risk Management
1149 Executive Circle, Cary, NC 27511
Carolina Insurance Alliance
Cary, NC

Cary, NC Life Insurance FAQs

  • Why is it advisable for the residents of Cary to get disability insurance?

    Disability insurance is recommended in Cary because it is a subset of life insurance that protects insured parties if they become unable to work. It is impossible to predict whether a person will ever lose the ability to work and it is preferable to be covered by insurance in the event of an accident on the job.

  • What is the estate tax implication of a second-to-die policy in Cary?

    A second-to-die policy in Cary postpones the due date of the estate tax payment to the day when both spouses die, rather than just the first. The proceeds of the policy will also be used to pay the government, eliminating the need to liquidate and sell the insured's material assets.

  • What happens when the period in a term life insurance acquired in Cary ends?

    If the term or period in a Cary term life insurance policy expires, the insured receives no proceeds because the latter will only be released if the former dies before the specified time elapses. Policies can be renewed or converted into permanent life insurance to cover you for the rest of your life.

  • If a permanent life insurance policy is canceled in Cary, does the insured receive nothing?

    If a permanent life insurance policy in Cary is canceled, the death benefit will no longer go to the insured. But the person is still able to get the cash value of the policy at the time it was canceled. This is about the part of the life insurance contract that deals with savings.

  • When is it preferable in Cary to choose term life insurance over permanent life insurance and vice-versa?

    In Cary, term life insurance is preferable if the insured does not require protection for a lifetime, such as when the goal is to see a child through college and provide a safety cushion in the event of death. Permanent life insurance is beneficial if the insured wishes to be covered in the long term and has estate planning concerns.

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