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2024

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Best Life Insurance Companies in Asheville, NC

Our Recommended Top 17

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Asheville life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3936Reviewed

2368Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5 Allen Avenue, Asheville, NC 28803
WebsiteLicense: 1000107340

Expertise.com Rating

Review Sources

Google
4.0 (133)
Facebook
5.0 (3)

Why choose this provider?

Founded in 1981, McKinney Insurance Services is an independent agency that represents and assists customers in finding life insurance plans in Asheville and nearby areas. As a full-service and independent insurance agency, it is partnered with various insurance carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. The firm also manages term life and whole life insurance plans for its clients. Additionally, the agency offers assistance with long-term care policies for its clients.

  • Life Insurance
  • Health Insurance

639 Executive Place, Asheville, NC 28305
WebsiteLicense: 16689672

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Review Sources

Facebook
5.0 (3)

Why choose this provider?

Established in 1999, Eben Concepts is a privately owned brokerage and consulting firm specializing in employee benefits administration and HR services. Serving Asheville and surrounding communities, it offers insurance solutions, including life, long-term care, disability insurance policies, and key person coverage. Moreover, the firm has access to a wide range of carriers for employer-funded and voluntary insurance products, such as Aetna and Cigna. Eben Concepts is a member of the National Association of Health Underwriters.

  • Life Insurance

3579 Hendersonville Road, Fletcher, NC 28732
WebsiteLicense: 1000005737

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Review Sources

Google
4.0 (30)
Facebook
5.0 (16)

Why choose this provider?

Dan Gilbert Insurance is an independent agency that caters to individuals, families, and businesses in and around Asheville. It offers child life, whole life, universal life, and term life insurance plans. It also carries mobile home, off-road vehicles, recreational vehicles, rental property, sinkhole, and excess liability insurance policies. In addition, the agency provides specialized business insurance options that cover garage repair shops, golf courses, child care and fitness centers, medical offices, retail businesses, and technology firms.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1278 Hendersonville Road, Asheville, NC 28803
WebsiteLicense: 1000389886

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Google
5.0 (77)
Facebook
5.0 (12)

Why choose this provider?

The Juengel Agency is a local and independent insurance agency that offers life insurance products for families in Asheville. It helps customers by arranging whole and term life insurance along with disability income coverage. Its founder, Matt Juengel, once served a local grocery store during his college years when he developed his love for customer service. Prior to establishing the agency in 2014, Juengel worked as a State Farm agent in 2010. He likewise has experience in property management.

  • Life Insurance

344 Merrimon Avenue, Asheville, NC 28801
WebsiteLicense: 6602864

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Review Sources

Google
4.0 (13)

Why choose this provider?

Math Insurance Service is a family-owned business serving individuals and businesses in Asheville and surrounding communities. It offers various life insurance coverage, such as group and individual life, disability, long-term care, in addition to second-to-die and key person coverage. Its professionals also aim to educate clients on the benefits of these coverages, such as paying off their debts and estate taxes as well as providing money for continuing mortgage payments. Moreover, the business works with various insurance providers, including Progressive, Nationwide, and Amerisafe.

  • Life Insurance
  • Health Insurance

67 Charlotte Street, Asheville, NC 28801
WebsiteLicense: 1000085287

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Review Sources

Google
4.0 (80)

Why choose this provider?

Morton Insurance & Financial Services is an independent agency that caters to the needs of individuals, families, and businesses in Asheville. It provides a wide range of insurance products and services. These include two types of individual life insurance, which are term life and permanent life. The agency also delivers policy coverage for automobiles, homeowners, motorcycles, boats, floods, and recreational vehicles. In addition, its commercial insurance covers general liability, bonds, and workers' compensation. Some of its partner insurance carriers are Progressive and American Modern.

  • Life Insurance
  • Health Insurance

29 North Main Street, Weaverville, NC 28787
WebsiteLicense: 1000033197

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Review Sources

Google
4.0 (49)

Why choose this provider?

Trout Insurance is a local, full-service insurance agency that serves clients residing in Asheville. It delivers a wide range of insurance products and services to individuals, families, and businesses, including term life and permanent life insurance. The independent agency also provides policy coverage for homes and automobiles and handles health, dental, and vision plans. In addition, it offers income protection from disability, long-term care, and critical illness insurance. Agents Dave and Jan Trout opened Trout Insurance's door in 1999.

  • Life Insurance
  • Health Insurance

135 Charlotte Highway, Asheville, NC 28803
WebsiteLicense: 6576404

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Review Sources

Google
4.0 (27)
Facebook
5.0 (4)

Why choose this provider?

Tammy Murphy is a State Farm insurance agent serving the Asheville community. After her experience in working as a field consultant for the agency, she now provides term, whole, and universal life insurance coverage options to help individuals secure the futures of their families. The policies are also available for small businesses which can be utilized for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Moreover, Murphy helps businesses through her membership with the Fairview Business Association.

  • Life Insurance

536 Haywood Road, Asheville, NC 28806
WebsiteLicense: 1000065405

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Review Sources

Google
3.0 (10)
Facebook
5.0 (2)

Why choose this provider?

Kiser Insurance Agency is a service provider located in Asheville. It provides life, home, renters', and auto insurance assistance. The agency's life insurance options include return of premium term insurance, disability waiver of premium rider, and cash value, along with the common types of life insurance coverages. Its agents also handle business insurance matters. Some of the carriers affiliated with the agency include Travelers, American Modern, MetLife, and Progressive. Kiser Insurance Agency has been operating for 50 years.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

4 Vermont Avenue, Asheville, NC 28806
WebsiteLicense: 16236240

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Review Sources

Google
4.0 (340)
Facebook
4.0 (41)

Why choose this provider?

Hummingbird Insurance is a specialized insurance company serving clients in Asheville and the surrounding communities. The firm focuses on health insurance plans for individuals, families, and employers. Some of the health benefits its agents offer include dental, vision, ACA health, group health, and disability insurance. The team also delivers life insurance policies. Owner Geoffrey Ferland founded the company in 2014. He also specializes in property, liability, and commercial insurance, as well as in workers' compensation and retirement planning.

  • Health Insurance
  • Group Plans

408 Executive Park, Asheville, NC 28801

Expertise.com Rating

Review Sources

Google
4.0 (21)

Why choose this provider?

Insurance Service of Asheville is an independent and locally owned insurance agency that serves clients in the local metro. It offers term and whole life insurance policies that provide financial security to beneficiaries in the event of an untimely death. The agency also assists clients in obtaining insurance products for businesses, workers' compensation, contractors, and commercial vehicles. Insurance Service of Asheville has more than 60 years of experience in the insurance industry. James W. Stickney, III, established the agency in 1958.

  • Life Insurance

P.O. Box 1809, Candler, NC 28715
WebsiteLicense: 397637

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Andrea Penson Block is a co-owner of the brokerage agency Insurance Specialties, Inc. She provides clients in Asheville with different types of life insurance products, as well as health insurance and ancillary employee benefits. Moreover, she is a member of the Society of Financial Service Professionals and the National Association of Insurance and Financial Advisors - Western North Carolina. She and her team represent more than 50 insurance companies, including Cigna, MetLife, Genworth Financial, Pacific Life, and Assurity Life Insurance Company.

  • Life Insurance

70 Academy Street, Canton, NC 28716
WebsiteLicense: 1000012838

Expertise.com Rating

Review Sources

Google
3.0 (8)

Why choose this provider?

Patton, Morgan & Clark Insurance Agency is an independent firm that serves clients in Asheville and surrounding areas. It offers a range of risk management solutions, such as term, whole, and universal life insurance as well as personal umbrella and auto insurance. It also provides extensive business insurance programs, including general liability and workers' compensation. The firm has been in the industry for more than 75 years, and it aims to continue working closely with its clients to provide insurance coverages that match their needs.

  • Life Insurance

1 South Main Street Extension, Weaverville, NC 28787
WebsiteLicense: 1000012935

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Peterson Insurance Group is an independent insurance agency that serves clients in Asheville. It offers whole, term, and universal life insurance policies from several providers that include Erie Insurance, Travelers, and Progressive. The agency also covers other types of insurance products for commercial vehicles, commercial properties, general liability, and investment properties. After gaining 20 years of experience in the insurance industry, founder Stom Peterson decided to establish his own agency in 2001. His daughter, Eirene Peterson, joined the company in 2002.

  • Life Insurance
  • Health Insurance

60 North Merrimon Avenue, Asheville, NC 28804
WebsiteLicense: 1000002594

Expertise.com Rating

Review Sources

Google
4.0 (75)
Facebook
4.0 (11)

Why choose this provider?

WNC Insurance Agency is a family-owned and family-operated business in Asheville. Its team of insurance agents specializes in life insurance services to help clients protect their families' future lifestyles from the financial burden of their death. It also assists individuals applying for auto insurance services covering their snowmobile, RV, ATV, cars, and motorcycles. Home and business insurance products are also available at the agency. Additionally, it carries insurance plans from Erie, The Hartford, Progressive, and Universal Property and Casualty.

  • Life Insurance

1340 Patton Avenue, Asheville, NC 28806
WebsiteLicense: 1000002413

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Western Heritage Insurance Agency, Inc., has been providing a range of insurance solutions to individuals and businesses in Asheville and the surrounding communities since 1989. It has eight insurance agents who have a combined industry experience of more than 100 years. They offer a full line of personal insurance products, including life, health, home, and auto. They can also assist entrepreneurs who are looking for business insurance policies, such as workers' compensation, general liability, and commercial auto.

  • Life Insurance
  • Health Insurance

2434 Sugar Hill Road, Marion, NC 28752
WebsiteLicense: 18674860

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Brandi Vetter is a Marion-based insurance agent that works with clients in the local area and its surrounding communities, including Asheville. She is affiliated with State Farm and she can assist clients in acquiring life, health, home, automobile, property, and business insurance. Moreover, she can assist clients in choosing from the various kinds of life insurance such as universal and whole-life insurance. Brandi is a member of the Marion Rotary Club and the McDowell Chamber of Commerce.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
McKinney Insurance Services
5 Allen Avenue, Asheville, NC 28803
Eben Concepts
639 Executive Place, Asheville, NC 28305
Dan Gilbert Insurance
3579 Hendersonville Road, Fletcher, NC 28732
The Juengel Agency
1278 Hendersonville Road, Asheville, NC 28803
Math Insurance Service
344 Merrimon Avenue, Asheville, NC 28801
Morton Insurance & Financial Services
67 Charlotte Street, Asheville, NC 28801
Trout Insurance
29 North Main Street, Weaverville, NC 28787
Tammy Murphy
135 Charlotte Highway, Asheville, NC 28803
Kiser Insurance Agency
536 Haywood Road, Asheville, NC 28806
Hummingbird Insurance
4 Vermont Avenue, Asheville, NC 28806
Insurance Service of Asheville
408 Executive Park, Asheville, NC 28801
Andrea Penson Block
P.O. Box 1809, Candler, NC 28715
Patton, Morgan & Clark Insurance Agency
70 Academy Street, Canton, NC 28716
Peterson Insurance Group
1 South Main Street Extension, Weaverville, NC 28787
WNC Insurance Agency
60 North Merrimon Avenue, Asheville, NC 28804
Western Heritage Insurance Agency, Inc.
1340 Patton Avenue, Asheville, NC 28806
Brandi Vetter
2434 Sugar Hill Road, Marion, NC 28752

Asheville, NC Life Insurance FAQs

  • Who needs life insurance in Asheville?

    In Asheville, life insurance is required for anyone who wishes to protect their finances and their family's future. Homeowners, spouses, parents, grandparents, and business owners are encouraged to purchase life insurance in order to provide for education and final expenses, medical bills, mortgage debts, and necessities such as groceries, gas, and utilities.

  • How do you choose life insurance in Asheville?

    When selecting life insurance in Asheville, you must determine the amount of coverage you require and evaluate your short- and long-term goals. You can work with a financial representative and request quotes for life insurance to learn about the various features. In addition, it is essential that you evaluate your options to determine which policies meet your needs.

  • What are the pros and cons of term life insurance in Asheville?

    Term life insurance is the most affordable type of life insurance in Asheville. This can be used to protect your children, your mortgage, and your home. It also has payment terms that are flexible. Premiums can be paid monthly, quarterly, semi-annually, or annually. Payments, on the other hand, are more stringent than the other policies. If you do not pay within the grace period, your policy will be automatically canceled.

  • In Asheville, can final expense insurance be an alternative to traditional life insurance?

    Yes, final expense insurance can be a less expensive alternative to traditional life insurance. This type of insurance does not require a medical exam. It can send money to your loved ones within 24 to 48 hours of your death. This allows family members to feel financial relief, even if only for a short time.

  • How much life insurance do 60-year-old individuals in Asheville need?

    Life insurance for 60-year-olds in Asheville is not based on a set amount. Their insurance rates are determined by their circumstances. The amount depends on their net worth, outstanding debts, and whether or not they currently have life insurance. Their insurance rates are also affected by whether they are still employed or have dependents.

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