Best Life Insurance Companies in Jersey City, NJ

Chris Tomolonis • Financial Advisor works with families and individuals in Jersey City. He used to work at Wall Street before breaking away in 2014 and founding Tomolonis Financial LLC. He partnered with the Registered Investment Advisor, Woodstock Wealth Management Inc., to provide client-centered and personable financial advice. Chris advises on all financial topics, and his main areas of practice include forward-looking tax planning, cash flow forecasting and budgeting, life and long-term care insurance, investments, stock options and grants, and estate planning.

Mansa Nicome is a State Farm insurance agent who has been serving clients in Jersey City and neighboring areas since 2008. Nicome specializes in providing customers with life, automobile, homeowners, renters, and business insurance products. The life insurance policies typically include term and permanent life insurance coverage. He also offers financial services with a focus on resident relocations to Monmouth County. Nicome originally hails from Trinidad and Tobago. He moved to Brooklyn, New York in 1985 and started his State Farm career in 2001.

The Limeri Agency, Inc is a family-owned insurance agency offering insurance and financial services to residents in Jersey City and nearby communities. For more than 20 years, it has been serving families, individuals, and business owners with its individualized insurance solutions, including life insurance plans. It also offers auto insurance along with an online defensive driving course for point and insurance reduction. Founder Fred Limeri possesses more than 37 years of experience in the industry.

Insurance Associates Plus is an independent insurance company offering individuals and businesses in Jersey City and its surrounding areas a variety of insurance options. It specializes in life, watercraft, and group health insurance. The company also helps people safeguard their prized possessions through its home, auto, and business insurance plans. Insurance Associates Plus has been in the industry since 1980. It works with several insurance companies, such as Liberty Mutual, Farmers, Mercury, Progressive, and Foremost.

Serving Jersey City, Greaves Insurance & Greaves Financial Services provides an array of insurance services to clients in the area. It offers life insurance products, such as whole life insurance, term life insurance, and universal life insurance. The company also has other insurance options for long-term care, disability, homeowners, condominium, renters, and auto. Eustace L. Greaves, Jr., its owner and principal, has over 30 years of professional experience in the insurance industry.

Schmutter, Strull, Fleisch Inc., offers life coverage options to clients in Jersey City. Beyond providing term, whole, and universal policies, the agency also covers other personal insurance lines, including home coverage for replacement costs or liabilities and vehicle coverage for cars, motorcycles, or boats. It also offers insurance for businesses such as commercial auto, commercial property, professional liability, and group benefits. Founded in 1894, Schmutter, Strull, Fleisch has been commended by clients for its expertise on property, casualty, and auto insurance and for being service-oriented.

E.S.T.I.R. Inc. is a local independent agency that has been providing insurance services since 1999. With office locations in Princeton and Bloomfield, the agency serves customers from all over Jersey City and the surrounding areas. The firm offers a wide range of insurance products, including life, health, home, and auto plans. Its team of agents helps clients compare policies from various insurance providers and find the type of coverage that suits their budget and needs. Services are available in both English and Spanish.

Davis Agency Insurance operating out of New Jersey for the past 45 years, offers all types of life, business, and property insurance coverage. The agency offers umbrella liability insurance, personal coverage, and other life insurance exposure protection. Their homeowner insurance package covers owned or rented dwellings for single and multiple-family dwellings, including condominiums and apartments. Their auto insurance plans include risk cover for motorcycles, RVs, and boats. The agency also provides risk management and insurance coverage for all types of contractors.

Global Indemnity Insurance Agency is a full-service firm that offers various insurance products in Jersey City. It has a vast array of life insurance products, which cover individual and group life, long-term care, disability, and key person. Additionally, this firm helps clients with their home and car insurance needs, covering liabilities, collision, accident forgiveness, landlords, and renters. Global Indemnity Insurance Agency has been in the business since 1988. It works with insurance providers such as Liberty Mutual, Travelers, and AmTrust.

American Corporate Benefits, Inc. serves Jersey City and New York City clients through its varied selection of employee benefits services and insurance products. These insurance products range from life and expatriate insurance to various life insurance policies such as universal, term, and whole-life insurance. Moreover, the company's employees can consult with clients to create long-term and short-term strategies that cover health plans, disability, and workers' compensation. American Corporate Benefits is affiliated with various insurance carriers, including Lincoln Financial Group and Accordia Life.

Alpha Direct Agency is a life insurance company that helps the people of New Jersey preserve their financial future. Its team of sales representatives educates clients about the different types of life insurance, such as term life, universal life, variable universal life, and whole life insurance. Other than life insurance, the agency also offers quotes for home, auto, and business insurance policies. In 2010, Alpha Direct Agency's business owner, Emmanuel Osuyah, became a Certified Insurance Counselor.

Core Benefit Concepts is a life insurance agency founded in 2008 and owned by Frank Ferrandino, who has over 20 years of experience in the industry. Offering assistance to residents of Jersey City, the agency provides life insurances in term and permanent categories. It also offers individual health, employer group health, and dental insurances. Core Benefit Concepts also provides seniors and their families a final expense life insurance policy that can be used in the event of a death in the family.

Marcia Cassab is an insurance professional who is affiliated with New York Life Insurance Company. She caters to clients in Jersey City and the surrounding areas. Her line of products includes life insurance policies, which encompass a cash value that can be used for business succession, estate plans, and major life events. Working with various carriers, Marcia also offers other insurance products, such as disability income as well as individual and group health coverages.

DMAS Insurance is a family-owned and family-operated business that offers personal and commercial insurance solutions in Jersey City. Having been in the industry for over 75 years, the company carries an array of life and health insurance products, including individual and group health insurance, annuities, and term and whole life insurance. Its agents walk clients through available insurance options and help them select suitable types, which include universal life and second-to-die insurance. DMAS Insurance also offers flood, watercraft, and commercial property insurance.

MassMutual Tri State is a financial services firms delivering customized solutions to individuals and businesses in Jersey City. It offers term life insurance and permanent life insurance options, including whole, universal, and variable universal life insurance policies. Its financial services representatives and agency staff assist clients with immediate and deferred annuities, disability income insurance, long-term care, mutual funds, and trust services. Additionally, these professionals provide employee benefits packages, financial education workshops, succession planning, and retirement planning.

HUB International New York (Bryant Park) provides a comprehensive range of personal and commercial insurance lines to its clients in Jersey City and nearby areas. It works with individuals, families, and businesses, as well as local professional institutions for their insurance needs. One of its offerings includes life insurance policies for high-net-worth individuals. In addition, this full-service agency gives back to the community by partnering with charitable organizations, including Starlight Children's Foundation and Feeding America.

McCue Captains Agency is a local independent insurance agency that serves clients in Jersey City. It offers life insurance plans that cover funeral costs, replace lost income, pay for children's tuition, and pay for mortgage loans. It also specializes in providing other insurance products, such as property, liability, home, flood, and general liability insurance. Working with national and regional insurance companies has allowed the insurance agency to offer clients a wide range of insurance products. It was established in 1927.

Samra Wealth Management is a financial planning company assisting Jersey City consumers with their insurance needs. As part of its life insurance services, it helps individuals and families with irrevocable living trusts as well as buy and sell agreements. It also extends disability income policies, long-term care insurance, and employee coverage. Its principal wealth advisor, Indy Samra, is a co-chairman of the New Jersey Chapter of the Punjabi Chamber of Commerce. He is also a member of SAVA's advisory board.

Michael Pechersky is a certified financial and investment advisor that has been serving clients in Jersey City, Brooklyn, and surrounding areas. He works with Barnum Financial Group. He specializes in providing life insurance options, pensions, disability insurance, elder care, and retirement planning. He also provides assistance in developing risk management options with his clients and providing insurance plans that cover health, long-term care, casualties, and property. Perchesky has been an adjunct professor of finance at Brooklyn College Since 2017.