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2024

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Best Life Insurance Companies in Elizabeth, NJ

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elizabeth life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5721Reviewed

3435Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

265 West 37th Street, New York, NJ 10018
WebsiteLicense: 3000863306

Expertise.com Rating

Review Sources

Google
4.8 (126)

Why choose this provider?

Albert Serur is an insurance agent of National Income Life Insurance Company or NILICO. In addition to specializing in individual insurance and supplemental health insurance, Albert also specializes in life insurance like term life and whole life insurance. NILICO and American Income have been serving working-class families since 1951. American Income Life—the parent company of NILICO—is a wholly-owned subsidiary of Globe Life Inc. Albert joined American Income Life Insurance Company after graduating in 2011.

  • Life Insurance

871 Mountain Avenue, Springfield, NJ 07081
WebsiteLicense: 8039066

Expertise.com Rating

Review Sources

Google
5.0 (75)
Facebook
5.0 (2)

Why choose this provider?

KRA Insurance Agency, Inc., is an independent insurance firm that has been in the industry for over seven decades. Located near Elizabeth, it serves individuals and businesses throughout the Tri-state region. The agency offers insurance products including life plans, disability insurance, long-term care plans, and key person life insurance. It also provides employee benefits with vision and dental coverages. Homeowners’, renters’, and contractors’ insurance plans are also available. KRA Insurance Agency is a Trusted Choice partner. It works with carriers such as CNA and AIG.

  • Life Insurance
  • Long Term Care

60 Madison Avenue, New York, NY 10010
WebsiteLicense: 1563743

Expertise.com Rating

Review Sources

Google
4.0 (193)
Facebook
4.0 (13)

Why choose this provider?

Haven Life is a startup company that serves clients in Elizabeth and nearby areas. It provides insurance solutions and products that are accessible through online application and processing. The firm also specializes in life insurance policies with term life coverage. Moreover, it offers disability insurance, salary protection programs, and annuities. Haven Life works in partnership with Massachusetts Mutual Life Insurance Company, an insurance provider that has been in the business for more than a century.

  • Life Insurance

440 Elizabeth Avenue, Elizabeth, NJ 07206
WebsiteLicense: 1668359

Expertise.com Rating

Review Sources

Google
4.0 (53)
Facebook
5.0 (10)

Why choose this provider?

New Century Insurance Agency is an Elizabeth-based company. Its agents specialize in various insurance products, such as life, home, umbrella, motorcycle, and boat. It also provides services to business owners who seek workers' compensation and business liability insurance products. Taxes, accounting, and payroll services are also available at the agency. Additionally, it works with several insurance companies, such as Liberty Mutual, Foremost, Progressive, and Mercury Insurance to provide clients choices. New Century Insurance Agency is a sponsor of St. Jude Children Hospital.

  • Life Insurance

1129 Raritan Road, Clark, NJ 07066
WebsiteLicense: 8016507

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
3.0 (14)

Why choose this provider?

American Insurance is an insurance firm that serves clients in the Elizabeth area. It offers a range of life insurance policies to help customers secure their financial responsibilities to their families and loved ones in the future and to help them prepare for unexpected life-changing events. Its policies include whole, term, and universal. It also provides risk protection packages for automobiles, excess liabilities, and homes. The company has been in the industry for over four decades and has served over 3,000 clients.

  • Life Insurance
  • Health Insurance

321 Rahway Avenue, Elizabeth, NJ 07202
WebsiteLicense: 1069055

Expertise.com Rating

Review Sources

Google
4.0 (56)
Facebook
4.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Dave Carruba is an insurance agent who works with State Farm and serves clients in the Elizabeth area. He offers a range of comprehensive protection packages, such as life, homeowner, and automobile. He also provides policies for annuities, banking, and renters. His practice remains committed to giving reliable and good quality products that will suit every client's needs and goals. Carruba has been working with State Farm for over 34 years, while his agency has been in operation since 2007.

  • Individual Plans
  • Life Insurance

433 North Wood Avenue, Linden, NJ 07036
WebsiteLicense: 1078774

Expertise.com Rating

Review Sources

Google
4.0 (224)
Facebook
5.0 (3)
Yelp
4.0 (3)

Why choose this provider?

Marc Torres has been working as a State Farm agent since 2008. He caters to clients in Elizabeth and the surrounding communities. Included in his product line are term, whole, and universal life insurance policies, covering college tuition, debts, living expenses, and mortgage. Moreover, he offers business, commercial auto, home, pet, and property insurance plans. Over the years, Marc has received various State Farm awards, including Ambassador Travel, Chairman's Circle, and Senior Vice President's Club.

  • Life Insurance
  • Health Insurance

514 Westfield Avenue, Elizabeth, NJ 07208
WebsiteLicense: 1057497

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (3)

Why choose this provider?

Global Insurance Agency, LLC, is an independent agency that assists with finding life insurance plans for Elizabeth residents. The agency represents multiple insurance companies and helps clients secure life insurance products that fit their needs. Its agents educate clients regarding life insurance policies that take care of their family's needs after death, such as debt repayment, funeral expenses, and daily living costs. Furthermore, the agency offers other personal insurance policies, including dwelling, auto, and umbrella insurance.

  • Individual Plans
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Albert Serur
265 West 37th Street, New York, NJ 10018
KRA Insurance Agency, Inc.
871 Mountain Avenue, Springfield, NJ 07081
Haven Life
60 Madison Avenue, New York, NY 10010
New Century Insurance Agency
440 Elizabeth Avenue, Elizabeth, NJ 07206
American Insurance
1129 Raritan Road, Clark, NJ 07066
Dave Carrubba
321 Rahway Avenue, Elizabeth, NJ 07202
Marc Torres
433 North Wood Avenue, Linden, NJ 07036
Global Insurance Agency, LLC
514 Westfield Avenue, Elizabeth, NJ 07208

Elizabeth, NJ Life Insurance FAQs

  • How long does it take to receive a life insurance payout in Elizabeth?

    According to state laws that govern the city of Elizabeth, you should receive a life insurance payout within 60 days of submitting all required documents, such as the insured's death certificate and proof of interest from the claimant. However, if the insurance carrier contests a portion of the claim, the claimant must be notified within 45 days.

  • Do you have a free look period for life insurance policies in Elizabeth?

    Yes, state laws about life insurance policies say that as a policyholder in Elizabeth, you have 10 days to look over your coverage for free. If you think there are holes in the coverage or not enough of it, you can return the policy and get a full refund of the money you paid.

  • Will you lose your life insurance coverage in Elizabeth if you missed a payment for your premium?

    No, you will not lose your life insurance coverage if you fail to pay your premium in Elizabeth. State laws require insurance companies to provide policyholders with a 30-day grace period to update their payments. Please keep in mind that your life insurance policy is still active during this time.

  • Will your life insurance in Elizabeth pay your death benefits if you die in another country?

    Yes, even if you die in another country, your family or beneficiary will be able to receive your life insurance benefits in Elizabeth if your policy has been in force for at least two years. However, insurance companies will have to delay granting benefits because an investigation and additional documentation will be required.

  • What are the reasons why your life insurance payout might be denied in Elizabeth?

    In Elizabeth, your life insurance benefits may be forfeited if you provide false or incorrect information in your application. Other grounds for forfeiture include concealing medical records related to a pre-existing condition or the death was caused by illegal activities. To avoid problems when filing a claim, it is critical that you provide accurate information during your life insurance application.

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