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2024

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Best Life Insurance Companies in Clifton, NJ

Our Recommended Top 17

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Clifton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3840Reviewed

2310Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1003 McBride Avenue, Woodland Park, NJ 07424
WebsiteLicense: 9141522

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Lobosco Insurance Group, LLC, is a Woodland Park-based company that extends its services to the Clifton metro. It is an independently owned insurance agency that provides a range of life insurance options, including whole, universal, term, and final expense coverages. Lobosco Insurance Group also helps families and individuals obtain health, umbrella, valuable item protection, and business insurance. Founder Joseph Lobosco, Sr., established the company in 1959. He previously worked as a State Farm insurance agent in 1957.

  • Life Insurance

100 Merrick Road, Rockville Centre, NY 11570
WebsiteLicense: 9138543

Expertise.com Rating

Why choose this provider?

Katz Nassau Agency Inc. is a wholesale life insurance provider that caters to career life agents, property and casualty insurance brokers, and financial advisors in Clifton and the surrounding areas. It specializes in life insurance, long-term care, disability, and annuities. President and CEO Joe Bosnack has been in the life insurance industry for over 30 years. He is the president of the Downstate Insurance Council, past president of the CIBGNY, which is a regional P&C organization.

  • Life Insurance

178 Lakeview Avenue, Clifton, NJ 07011
WebsiteLicense: 9723065

Expertise.com Rating

Review Sources

Google
4.0 (99)

Why choose this provider?

Bill G. Eljouzi is an insurance agent who is affiliated with State Farm. He serves individuals, families, and businesses in Clifton and the surrounding areas. He offers a wide range of insurance products, including term, universal, and whole life insurance plans, which cover additional living expenses and mortgages. In addition, he provides property, home, health, commercial, and auto insurance policies. Bill speaks multiple languages, like English, Italian, and Spanish, allowing him to cater to a broad range of clients.

  • Life Insurance

693 Market Street, Paterson, NJ 07513
WebsiteLicense: 1074768

Expertise.com Rating

Review Sources

Google
4.0 (124)
Facebook
5.0 (8)

Why choose this provider?

Veronica's Insurance Agency is an independent company serving the Clifton community. Founded in 2006, the business offers a diverse range of insurance services, including life insurance. Depending on a policy buyer's needs and lifestyle, its agents can craft policies that can either be term or permanent life insurance. They also take the time to get to know their clients, including individuals, families, and businesses, in order to recommend the most viable policy options for them.

  • Life Insurance

600 Valley Road Suite 207, Wayne, NJ 07470
WebsiteLicense: 1310267

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Bakelaar Financial Group is an insurance brokerage serving clients in Clifton. The Wayne-based full-service agency works with a number of insurance carriers, like Farmers of Salem, MetLife, and Skylands Insurance Group, to give options that meet clients' needs. It offers a range of insurance solutions, including life insurance, disability insurance, and home insurance as well as group health benefits. It also provides commercial insurance options, such as employee benefits, commercial auto insurance, general liability, and events insurance.

  • Life Insurance
  • Health Insurance

705 Ridge Road, Lyndhurst, NJ 07071
WebsiteLicense: 9251453

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
4.0 (21)

Why choose this provider?

Abbott/Milano Insurance Agency, an independent insurance firm, offers its comprehensive insurance and financial solutions to people in Clifton and surrounding areas in Lyndhurst. The agency deals with both personal and business insurance. Individual life, home, car, renters', disability, and long-term care insurance are also some of the products it offers under its personal coverage line. Employees at the office of Abbott/Milano Insurance Agency in Lyndhurst can speak in both Filipino and English, while the staff in its Bloomfield location can speak both English and Spanish.

  • Life Insurance
  • Individual Plans

246 Main Avenue, Passaic, NJ 07055
WebsiteLicense: 8026965

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Gross & Company Insurance has provided life insurance to customers in the Clifton community since 1925. The independent agency represents carefully selected insurance providers, aiming to give customers a high chance of purchasing a life insurance policy that suits their needs and financial standing. Aside from life insurance policies, the company also offers long-term care, travel, homeowners', umbrella liability, and disability insurance. Gross & Company Insurance also provides insurance coverage for businesses, commercial establishments, and non-profit organizations.

  • Life Insurance
  • Health Insurance

1 International Boulevard, Mahwah, NJ 07495
WebsiteLicense: 1599312

Expertise.com Rating

Why choose this provider?

Lynoxx Group LLC is a full-service organization that provides financial and insurance services to businesses and individuals in the community of Clifton and surrounding areas. It handles various insurance products, such as life, business, auto, and health. It collaborates with carefully selected carriers to create tailored insurance policies for its clients. Lynoxx Group also helps clients in managing their insurance programs by uncovering risks, presenting alternatives, analyzing needs, and defining solutions. Its team of agents guides and educates customers throughout the entire process.

  • Life Insurance

110 Little Falls Road, Fairfield, NJ 07004
WebsiteLicense: 8020964

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (2)

Why choose this provider?

Allwood Forlenza Insurance Agency is a life insurance company that has been serving the Clifton metro since 1939. The company was established by Harold B. Einhorn in Paterson, New Jersey, but relocated to its present office in 2016. Allwood Forlenza Insurance Agency offers life coverage, home insurance, automobile insurance, health insurance, and personal umbrella insurance policies. The company also assists owners of recreational vehicles with their insurance needs, provides financial services, and offers bonds insurance for specific industries and businesses.

  • Life Insurance
  • Health Insurance
  • Individual Plans

22 Pine Street, Morristown, NJ 07960
WebsiteLicense: 1630766

Expertise.com Rating

Review Sources

Google
5.0 (185)
Facebook
5.0 (23)
Yelp
3.0 (6)

Why choose this provider?

Vishant Hathi is an insurance professional who is affiliated with State Farm. He assists Clifton residents in a number of areas, including term life insurance which offers death protection for a specific period of time. Furthermore, he can furnish whole life insurance plans that accumulate cash value over time and can shoulder mortgage costs, educational expenses, and lost income. In addition, Vishant offers auto, homeowners, and renters' insurance. The longtime Northern New Jersey resident speaks Indian, Spanish, and English.

  • Life Insurance

301 South Livingston Avenue, Livingston, NJ 07039
WebsiteLicense: 9144882

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Livingston Insurance Agency is an independent insurance agency catering to clients in the Clifton area. It offers life and health insurance as well as personal umbrella coverage. It provides coverage for auto and home properties such as classic cars, watercraft, motor homes, rental homes, and condos. In addition to general business insurance policies, the company also offers coverage for restaurants, dentists, and bars. Livingston Insurance Agency was founded through a merger of five area agencies in 1991.

  • Life Insurance
  • Health Insurance

245 South Street, Morristown, NJ 07960
WebsiteLicense: 8018907

Why choose this provider?

Strategic Wealth Advisory Group is an independently owned insurance agency committed to helping clients reach their short-term and long-term financial objectives with its life insurance programs. It serves families, individuals, executives, as well as business owners in and around the Clifton area. The firm offers a variety of permanent and term life insurance policies. Additionally, it provides other services, such as comprehensive financial planning, individual retirement account, business succession strategies, and employee benefits.

  • Life Insurance

492 Franklin Avenue, Nutley, NJ 07110
WebsiteLicense: 1303040

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

Strategic Insurance Partners is an independent insurance agency that serves clients in Clifton. It offers several life insurance plans, including individual life, long-term care, mortgage protection, and disability insurance. It also offers other types of insurance products, such as business, auto, and home insurance. It has formed partnerships with several insurance companies that include Chubb, Progressive, and Travelers to provide a wide range of insurance options for clients. Strategic Insurance Partners has been providing risk management and insurance services for individuals and businesses since 1900.

  • Life Insurance
  • Health Insurance

65 Madison Avenue, Morristown, NJ 07960
WebsiteLicense: 1077109

Expertise.com Rating

Why choose this provider?

Madison Brokerage is a team of insurance advisors that offers a full range of risk management solutions for professionals in Clifton. Included in its services is life insurance which covers various types, including term life, whole life, and universal life. The company regularly updates its product portfolio in order to accommodate affluent clients, complex medical situations, and large insurance needs. Its main role is to serve as a partner for independent insurance agents, wealth managers, financial planners, and CPAs.

  • Life Insurance

430 Broad Street, Bloomfield, NJ 07003
WebsiteLicense: 8034196

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

Established in 1916, Whitney H. Roddy Inc. is an insurance agency and insurance advising company that works with clients in Bloomfield and the surrounding communities, including Clifton. The company offers a varied selection of insurance products such as life, automobile, home, art, and jewelry insurance. Moreover, its portfolio of life and health insurance policies range from universal and whole-life insurance to long-term care insurance and Medicare supplement plans. Clients commend the company and its staff for their in-depth knowledge about the insurance industry.

  • Life Insurance
  • Health Insurance

750 Broadway, Paterson, NJ 07514
WebsiteLicense: 1124257

Expertise.com Rating

Review Sources

Google
4.9 (1218)

Why choose this provider?

Frantz Gaston Jr. is an insurance provider who has been working as an agent under State Farm. He provides his services to clients in Clifton and the surrounding areas. One of the products he offers is life insurance, which comes in different policies such as term life, universal life, and whole life. He also offers group life insurance for businesses. He and his team of licensed professionals have been qualified for various awards including the State Farm Legion of Honor.

  • Life Insurance

89 Franklin Avenue, Nutley, NJ 07110

Expertise.com Rating

Review Sources

Google
4.8 (53)
Facebook
5.0 (24)
Yelp
5.0 (5)

Why choose this provider?

Esposito Insurance Group is an independent agency that provides insurance products and services in the Clifton metro and surrounding areas. It caters to businesses and individuals who need assistance in acquiring life insurance plans to protect them from financial hardships. The business also offers other plans, including auto, umbrella, flood, jewelry, and home insurance. Esposito Insurance Group also deals with personal risk management services. Owned by Josephine Esposito, the company has been in the business since 1979.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Lobosco Insurance Group, LLC
1003 McBride Avenue, Woodland Park, NJ 07424
Katz Nassau Agency Inc.
100 Merrick Road, Rockville Centre, NY 11570
Bill G Eljouzi
178 Lakeview Avenue, Clifton, NJ 07011
Veronica's Insurance Agency
693 Market Street, Paterson, NJ 07513
Bakelaar Financial Group
600 Valley Road Suite 207, Wayne, NJ 07470
Abbott/Milano Insurance Agency
705 Ridge Road, Lyndhurst, NJ 07071
Gross & Company Insurance
246 Main Avenue, Passaic, NJ 07055
Lynoxx Group LLC
1 International Boulevard, Mahwah, NJ 07495
Allwood Forlenza Insurance Agency
110 Little Falls Road, Fairfield, NJ 07004
Vishant Hathi
22 Pine Street, Morristown, NJ 07960
Livingston Insurance Agency
301 South Livingston Avenue, Livingston, NJ 07039
Strategic Wealth Advisory Group
245 South Street, Morristown, NJ 07960
Strategic Insurance Partners
492 Franklin Avenue, Nutley, NJ 07110
Madison Brokerage
65 Madison Avenue, Morristown, NJ 07960
Whitney H. Roddy, Inc.
430 Broad Street, Bloomfield, NJ 07003
Frantz Gaston Jr
750 Broadway, Paterson, NJ 07514
Esposito Insurance Group
89 Franklin Avenue, Nutley, NJ 07110

FAQs

  • How do you evaluate the claim settlement history of the insurance company in Clifton?

    When looking for insurance in Clifton, check out the IRDAI website for information on insurers' claims history. Examine claim rejections and the reasons for them. It is critical to understand that insurance companies do not cover fabricated or unpayable claims. Simply choosing an appropriate amount of coverage and a reputable provider is insufficient. To make an informed decision about your insurance needs in Clifton, you must first understand the insurer's claims history.

  • How do you determine the appropriate life insurance coverage to purchase in Clifton?

    When purchasing a life insurance policy in Clifton, consider your needs as well as the death benefit. Furthermore, you should calculate the amount of life insurance you need based on the expenses your dependents will face in the event of your untimely death. Consider your debt, income replacement, final expenses, and education when determining the coverage of an insurance policy.

  • What are the advantages of purchasing a whole life insurance policy in Clifton?

    Whole life insurance premiums and death benefits are guaranteed in Clifton. Whole life insurance also builds cash value, which can be used to cover unexpected expenses or as loan collateral. The cash value is a savings feature of the insurance policy that receives a portion of the policyholder's premium payments.

  • When does life insurance coverage start after purchase in Clifton?

    Coverage begins once the insurance provider in Clifton has issued the policy and received and approved all delivery criteria. In the meantime, you can get temporary coverage while your policy is being underwritten. You could apply for and receive a conditional receipt for this purpose. To avoid any confusion, it is best to discuss this with your insurance agent or company.

  • Should you purchase new life insurance in Clifton before canceling your old policy?

    It is advised not to cancel any existing coverage until the new policy has been approved, delivered, and made effective in Clifton. Price, guarantee lengths, convertibility, and the stability of the insurance providers should all be compared between your current policy and the one you are considering purchasing. The contestability and suicide periods for a new policy begin on the policy's effective date and last for the first two years of the policy's term.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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