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Best Life Insurance Companies in Camden, NJ

Our Recommended Top 19

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Our goal is to connect people with the best local professionals. We scored Camden Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3294Reviewed

1984Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2422 North Broad Street, Colmar, PA 18915
WebsiteLicense: 9585915

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (5)

Why choose this provider?

Ashmead Insurance Associates, Inc., is a Colmar-based independent brokerage that extends its services in the Camden metro. It caters to individuals, families, and businesses seeking insurance solutions. The business assists clients in acquiring life insurance plans to help them secure their families' financial needs, continue their business, and pay their outstanding bills. It also offers home, auto, and commercial insurance. Founded by William Ashmead Sr. and Raymond H. Miller, the company has been in the industry since 1957.

  • Life Insurance

1007 Mantua Pike, West Deptford, NJ 08096
WebsiteLicense: 9473934

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Review Sources

Google
4.0 (50)
Facebook
5.0 (3)

Why choose this provider?

Tim Johnson is a State Farm insurance agent who specializes in providing life insurance for clients in Camden. He has been in the business for over 25 years and caters to both first-time and tenured customers. Tim can explain the parameters and benefits of both permanent life and term life plans. He can also tailor plans to fit additional requests such as changing beneficiaries. Tim guides his clients on filling out each application form. His other insurance services include auto and pet medical plans.

  • Life Insurance

2 Cooper Street, Camden, NJ 08102
WebsiteLicense: 8038864

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Review Sources

Google
4.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Conner Strong & Buckelew is a Camden-based company that traces its history back to 1959 as an insurance brokerage with employee benefits and risk management consultancy. They have offices along the East Coast and serve clients worldwide. An industry leader in providing high-risk businesses with comprehensive solutions to prevent losses, manage claims, and drive growth, CCSV provides insurance services ranging from construction to life science. It also offers health and wellness programs to strategic advisory consulting. Their focus is on getting results for clients.

  • Health Insurance

1000 Atrium Way, Mount Laurel Township, NJ 08054
WebsiteLicense: 195704

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Review Sources

Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

For almost 180 years, New York Life has served the insurance needs of individuals, families, and businesses in Camden and the surrounding communities. It carries life insurance plans like term life insurance, whole life, universal life, and variable universal life insurance. Additionally, it provides services like annuities, mutual funds, 529 plans, and exchange-traded funds. Michael W. Frake serves as the managing partner of the firm. He is a Chartered Life Underwriter and a Chartered Leadership Fellow.

  • Life Insurance

414 Darby Road, Havertown, PA 19083
WebsiteLicense: 1599880

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Review Sources

Google
5.0 (24)
Facebook
5.0 (5)

Why choose this provider?

Thomas McKee Insurance Agency, Ltd., has been providing life and casualty insurance to Havertown and nearby localities, including Camden, for over 35 years. The company president, Thomas McKee, aims to help clients no matter what their needs are. It offers general liability, commercial auto, disability, renters' insurance, and workers' compensation. The agents also provide annual claim reviews and specialized loss control programs to help them not reach their bottom line. The agency is licensed in Delaware, Maryland, New Jersey, New York, and Columbia.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

601 South White Horse Pike, Audubon, NJ 08106
WebsiteLicense: 8033397

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Review Sources

Facebook
4.0 (31)
Google
5.0 (9)

Why choose this provider?

Established in 1945, The Barclay Group is a full-service insurance agency that provides life insurance policies in Camden. As an independent agency, it can examine the policy rates of carriers like Applied Underwriters and Zurich Insurance. It can also explain different coverages, such as death benefits and final expenses. The agency can also customize plans to act as income replacement, secondary savings accounts, or mortgage protection. During its career, the agency has been voted Burlington County’s Best Independent Insurance Agency for 20 consecutive years.

  • Life Insurance
  • Health Insurance
  • Group Plans

2910 Mount Ephraim Avenue, Haddon Township, NJ 08104
WebsiteLicense: 1517414

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Google
4.0 (55)
Facebook
5.0 (4)

Why choose this provider?

Affordable Insurance Agency helps the residents and businesses of Camden manage financial risks. The company's insurance solutions include life, health, home, and automobile insurance. It offers whole and term life insurance policies and provides coverage for long-term care. Moreover, it carries general liability and workers' compensation packages for business owners and coverage options for recreational vehicles and renters. Affordable Insurance Agency assists taxpayers with preparing and filing their tax returns. It has office locations in Pitman and Haddon Township.

  • Life Insurance
  • Health Insurance

700 American Avenue, King of Prussia, PA 19406
WebsiteLicense: 1592832

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Review Sources

Facebook
5.0 (17)

Why choose this provider?

Kane Insurance Group, LLC, is an independent insurance agency that serves clients in Camden. It offers various types of life insurance policies, including term life, universal life, whole life, group life, and return of premium life insurance. It also provides other types of insurance products, like car and condominium insurance. The locally owned agency is operated by Dan Kane, who worked with State Farm for seven years. Dan has launched a fundraising campaign for cancer research on behalf of a childhood friend.

  • Life Insurance

2626 Audubon Road, Norristown, PA 19403
WebsiteLicense: 1622420

Expertise.com Rating

Review Sources

Yelp
5.0 (6)

Why choose this provider?

Grisafi Insurance Agency is an insurance company catering to the needs of Camden residents. The firm guides individuals, families, and business groups in selecting the most suitable life insurance policy depending on their plans, goals, and lifestyle. Its independent insurance brokers work with clients throughout the insurance process, from assessing their needs to filing claims. The team also provides homeowners', renters', vehicle, and business insurance. The company's staff is fluent in both English and Spanish.

  • Life Insurance

228 West Chelten Avenue, Philadelphia, PA 19144
WebsiteLicense: 1663694

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Review Sources

Google
4.0 (26)
Facebook
4.5 (8)
Yelp
3.0 (3)

Why choose this provider?

CGF Insurance, Inc., is an agency and brokerage firm that offers personal lines and business insurance near Camden and its surrounding metros. Its personal insurance products offer protection for clients' homes, personal possessions, automobiles, and personal liability. Meanwhile, its business insurance lineup includes coverage for builders' risk, business interruption, commercial property, trucking, general liability, and special events. The staff can provide various proposals through the company's multiple carriers, and clients are free to choose suitable insurance coverage.

  • Life Insurance

5641 Westfield Avenue, Pennsauken Township, NJ 08110
WebsiteLicense: 1290376

Expertise.com Rating

Review Sources

Google
4.0 (25)
Facebook
5.0 (3)

Why choose this provider?

Crespo Insurance is an independent insurance agency that has been serving individuals, families, and businesses from Camden and the surrounding areas since 2010. It offers individual life insurance, individual long-term care insurance, and mortgage protection insurance. Other personal insurance products that it offers include homeowners' insurance, auto insurance, and personal umbrella insurance. Crespo Insurance services both English-speaking and Spanish-speaking clients. Its owner Cruzita Crespo has been working in the insurance industry for more than seven years.

  • Life Insurance

6825 Westfield Avenue, Pennsauken Township, NJ 08110
WebsiteLicense: 8305057

Expertise.com Rating

Review Sources

Google
4.0 (22)
Facebook
4.0 (11)

Why choose this provider?

M&C Insurance Agency Inc. is an independent insurance agent that serves the insurance needs of businesses and individuals in Camden. It offers Individual life and health insurance that include annuities, individual disability, individual health, individual life insurance, and individual long-term health care. It also offers dental and group insurance like 401(k) retirement plans, group health, group vision, and health savings accounts. M&C Insurance Agency assures client coverage after unfortunate incidents. It has more than 30 years of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

1516 North 5th Street, Suite 206, Philadelphia, PA 19122
WebsiteLicense: 1535256

Expertise.com Rating

Review Sources

Google
5.0 (26)

Why choose this provider?

O'Shea Agencies is an independent agency that offers life insurance plans to clients around Pennsylvania, Delaware and Florida. Since its establishment by its founder George O’Shea, it has assisted clients in securing insurance plans that provide the coverage that they need for their specific goals. It has access to an extensive network of insurance carriers that offer short-term and long-term policies such as whole life, term life, and accidental life insurance plans. Furthermore, O'Shea Agencies also offers health insurance products.

  • Life Insurance

5525 U.S. 130, Pennsauken Township, NJ 08110
WebsiteLicense: 9021335

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
3.0 (2)
Yelp
1.0 (1)

Why choose this provider?

Rich Deniken Jr. is a second-generation State Farm insurance agent serving Camden and the South, Central, and North Jersey areas. With more than five decades of experience, he offers term, whole, and universal life insurance plans, as well as health policies with individual medical and supplemental health coverages. Rich provides insurance products for businesses, homeowners, and vehicles, and helps with banking services. He also assists Spanish-speaking clients. Rich is a Life Underwriter Training Council Fellow and a Chairman's Circle Qualifier.

  • Life Insurance
  • Health Insurance

800 Hudson Square, Camden, NJ 08102

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Alston-Calaf & Associates, Inc. is a full-service agency providing individual and group life insurance to individuals, families, and businesses in Camden and the surrounding areas. Other insurance products include property, accidental, umbrella liability, and marine insurance plans. As an independent insurance agency, it represents various providers, including the New Jersey Insurance Underwriters Association, OneBeacon Insurance, Zurich Insurance, and Ace USA. E. F. Alston, Jr. and Bienvenido "Ben" Calaf, Jr., established the company in 1979 and leads insurance specialists today.

  • Life Insurance
  • Group Plans

1301 Baltimore Pike, Springfield, PA 19064
WebsiteLicense: 8202571

Expertise.com Rating

Review Sources

Facebook
4.0 (12)

Why choose this provider?

Agency by the Mall is an independent insurance firm serving clients in Camden and the surrounding areas. With more than four decades of experience, it offers life insurance plans with universal, term, and whole life coverages and provides retirement planning through traditional and Roth IRAs. Other products include Medicare supplements, business policies, and vehicle insurance. Notary services are also available. Agency by the Mall works with carriers such as Progressive, Zurich, and Agency Insurance Company of Maryland.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

106 Central Avenue, Cheltenham, PA 19012
WebsiteLicense: 1049121

Expertise.com Rating

Review Sources

Google
5.0 (141)
Facebook
4.0 (10)

Why choose this provider?

Premier Group Insurance is an independent, full-service insurance agency that has been serving the locals of Camden since 1988. The agency assists individuals, families, and business owners with finding insurance plans that provide coverage for their specific goals. It represents multiple insurance carriers that offer life insurance plans. It assists clients with term and whole or permanent policies and the three different types of whole life insurance in Pennsylvania. Additionally, Premier Group Insurance offers auto, flood, and personal umbrella insurance.

  • Life Insurance

706 Fayette Street, Conshohocken, PA 19428
WebsiteLicense: 1400422

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

CNS Insurance Services, LLC., is an independent life insurance company serving clients in the Camden area. The company was established in 2012, providing term and permanent life insurance coverage, both designed to protect the client's valuable assets and financial future. It also offers home, auto, boat, motorcycle, and umbrella insurance, in addition to commercial products, such as workers' compensation, bonds, and general liability insurance. Its president, Chris Hussey, is an active member of the community, supporting annual local food drives.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

209 South Black Horse Pike, Mount Ephraim, NJ 08059
WebsiteLicense: 8809878

Expertise.com Rating

Review Sources

Facebook
5.0 (30)
Google
5.0 (4)

Why choose this provider?

Marino Insurance Agency is a family-owned insurance brokerage that serves clients in Camden and other New Jersey communities from its Mount Ephraim office. The agency offers life insurance policies that protect families financially in the event of the policyholder's death. As a multi-line agency, the company also offers personal lines like auto, home, health, and long-term care insurance. Marino Insurance Agency has been in business since 1982 and is licensed to operate in both New Jersey and Pennsylvania.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ashmead Insurance Associates Inc.
2422 North Broad Street, Colmar, PA 18915
Tim Johnson
1007 Mantua Pike, West Deptford, NJ 08096
Conner Strong & Buckelew
2 Cooper Street, Camden, NJ 08102
New York Life
1000 Atrium Way, Mount Laurel Township, NJ 08054
Thomas McKee Insurance Agency
414 Darby Road, Havertown, PA 19083
The Barclay Group
601 South White Horse Pike, Audubon, NJ 08106
Affordable Insurance Agency
2910 Mount Ephraim Avenue, Haddon Township, NJ 08104
Kane Insurance Group LLC.
700 American Avenue, King of Prussia, PA 19406
Grisafi Insurance Agency
2626 Audubon Road, Norristown, PA 19403
CGF Insurance, Inc.
228 West Chelten Avenue, Philadelphia, PA 19144
Crespo Insurance
5641 Westfield Avenue, Pennsauken Township, NJ 08110
M&C Insurance Agency Inc.
6825 Westfield Avenue, Pennsauken Township, NJ 08110
O'Shea Agencies
1516 North 5th Street, Suite 206, Philadelphia, PA 19122
Rich Deniken Jr
5525 U.S. 130, Pennsauken Township, NJ 08110
Alston-Calaf & Associates, Inc.
800 Hudson Square, Camden, NJ 08102
Agency by the Mall
1301 Baltimore Pike, Springfield, PA 19064
Premier Group Insurance, LLC
106 Central Avenue, Cheltenham, PA 19012
CNS Insurance Services, LLC.
706 Fayette Street, Conshohocken, PA 19428
Marino Insurance Agency
209 South Black Horse Pike, Mount Ephraim, NJ 08059

FAQs

  • Can you withdraw money from your whole life insurance policy in Camden?

    Yes, you can withdraw on your whole life policy, not exceeding the amount of premiums paid tax-free. However, it may reduce your death benefit. Withdrawals over the amount of total premiums can be taxed in Camden. Consider taking out a loan against the cash value of your insurance policy if you require additional money.

  • Can you sell your life insurance policy in Camden if you don’t need it anymore?

    Yes. The sale involves entering into a viatical settlement with the buyer in which the buyer assumes payment of your upcoming premiums and receives the insurance proceeds upon your death. Policyholders enter viatical settlements, develop a life-threatening medical condition, are in need of immediate cash, or no longer need coverage. Before selling, consider other options, like surrendering the policy for cash. Also, consult a Camden financial expert about fair pricing and the tax implications of the sale.

  • Who will pay your death benefit if your life insurance company in Camden becomes insolvent?

    The New Jersey Life & Health Insurance Guaranty Association will pay the death benefit of policyholders if their insurer closes business. However, the amount paid will be limited to a maximum of $500,000 for the death benefit and up to $100,000 in cash surrender value. The Guaranty Association may also transfer your policy to another solvent insurer in Camden. Thus, you should keep your premium payments up to date throughout this process to keep your coverage active.

  • Is there a grace period for missed life insurance premium payments in Camden?

    Yes. The New Jersey Statutes Section 17B:25-3 requires life insurance companies in Camden to provide policyholders with a minimum of a 30-day grace period after a missed payment. You must pay your overdue life insurance premium within 30 days to avoid your policy lapsing. Your coverage remains active during the grace period.

  • Will life insurance companies in Camden pay the death benefit if the insured dies of suicide?

    It depends. Most life insurance companies in Camden enforce a suicide clause, which indicates nonpayment of the death benefit if the insured passes away due to suicide during the contestability period. The insurer would instead refund the policy’s cost. If the suicide, including physician-assisted suicide, occurs after the contestability period, the insurer may pay the death benefit.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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