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2024

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Best Life Insurance Companies in New Hampshire

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored New Hampshire Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60781Reviewed

36473Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

New Hampshire

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Mason Financial Group provides services to individuals in New Hampshire. It offers term, whole, universal, and survivorship life insurance policies to protect the client's family financially. Its life insurance products help individuals with their estate, charitable giving, and business succession plans. The company provides investment management, wealth management, and retirement planning solutions. Jeff Mason, the president and founder of Mason Financial Group, has been helping customers with their financial problems since 1972. He is a Chartered Financial Consultant and a Chartered Life Underwriter.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
4.9 (25)
Yelp
5.0 (5)

Why choose this provider?

Gallant Insurance, Inc., is an independent New Hampshire-based agency that deals with a range of risk management solutions. It offers term and permanent life insurance, as well as buy-sell policies. Its line of products, which also includes auto, home, business, and umbrella insurance packages, protects individuals, their families, and their assets. The company is available for 24-hour emergency services. It collaborates with local, regional, and national service providers such as Main Street America, MetLife, and Progressive.

  • Term Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (12)

Why choose this provider?

Allen Associates is an insurance company serving individuals and families in New Hampshire. It provides standard life insurance with benefits in case of the unexpected death of a family breadwinner or main provider. Permanent and temporary individual and family insurance plans are also available. In addition, Allen Associates works with small business employers with 1-50 workers who want to sign up for a group plan they can incorporate into their employee benefits packages. These might include insurance for life, health, dental, and vision care.

  • Health Insurance
  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Facebook
4.8 (32)
Google
5.0 (22)

Why choose this provider?

Colby Insurance Group helps families achieve financial security by providing them with term life and permanent life insurance policies. Its team represents over 20 providers and offers a range of personal and business coverage plans, from home and auto to commercial property and fiduciary liability. Colby Insurance Group has been serving clients for over 40 years and has four offices in New Hampshire and Vermont. The company is a member of Trusted Choice Independent Insurance Agents.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.9 (98)
Facebook
4.9 (75)
Yelp
5.0 (1)

Why choose this provider?

Bernier Insurance is a local agency that serves individuals, families, and businesses in New Hampshire. It offers term life, whole life, universal life, and business life insurance policies that protect the clients' loved ones. It has various personal lines products, covering homeowners, automobiles, motorcycles, valuable items, and RVs. It also provides business and workers' compensation plans. Bernier Insurance has over 40 years of experience in the industry and has partnered with multiple carriers, including Travelers, American Modern, and The Andover Companies.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.9 (10)

Why choose this provider?

Curt Insurance serves individuals, families, and businesses in the New Hampshire metro. It offers life insurance plans, including term life with 10- to 30-year options. Health, Medicare, and disability insurance are also available. President and broker George Curt is a Chartered Life Underwriter and a Chartered Financial Consultant. He simplifies insurance concepts and discusses insurance products in plain language to help clients make choices with a full understanding of their options. As an independent agency, Curt Insurance has access to multiple carriers.

  • Life Insurance
  • Health Insurance

New Hampshire

Expertise.com Rating

Review Sources

Facebook
4.9 (33)
Google
4.7 (32)

Why choose this provider?

Eames Insurance Services serves New Hampshire families and residents. It offers life, health, auto, home, and commercial insurance products. Its independent insurance agents are able to shop around for policy options with the ideal combination of coverage and rate for the client's particular preferences. The agency is networked with a wide array of providers, including Foremost, The Hartford, Concord Group, and Liberty Mutual. Eames Insurance Services has been in business since 1988. It is affiliated with the Independent Insurance Agents & Brokers of America.

  • Life Insurance
  • Health Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.9 (113)
Facebook
5.0 (46)

Why choose this provider?

The Insurance Outlet offers universal, whole, and term life insurance products to New Hampshire residents. The independent insurance agency represents multiple carriers, including Foremost, MetLife, and Progressive. Its insurance advisors strive to deliver white-glove service by customizing solutions to fit the client's specific requirements and providing 24/7 client center services. The Insurance Outlet has been operating since 2009. It received the SAN Award for Outstanding Community Service in 2019. Personal and business insurance products, such as home and general liability insurance, are also available.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (18)
Yelp
1.0 (1)

Why choose this provider?

Davis & Towle Insurance Group is a locally owned independent agency providing insurance solutions for individuals, families, and businesses in New Hampshire. It comprises insurance specialists who offer life insurance policies to protect clients and their kin financially in the event of the unexpected. Term life insurance pays a specified benefit upon the policyholder's death, while whole life insurance renders lifelong protection and cash-value savings. Personal and business insurance products are also available. The company has been in the industry since 1954.

  • Long Term Care
  • Whole Life Insurance
  • Health Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
5.0 (33)
Yelp
1.0 (1)

Why choose this provider?

Immanuel Insurance Agency provides coverage solutions to clients in New Hampshire. It offers life insurance products that help customers financially protect their families and beneficiaries. It also provides auto, home, and health insurance policies. The agency covers business owners' policies for contracting businesses and retail operations. It also has commercial property, workers' compensation, general liability, and group life health insurance coverage available. David Goodwin, the owner of Immanuel Insurance Agency, started his insurance career in 1977.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (33)
Facebook
4.8 (27)

Why choose this provider?

Barrett Insurance is a locally owned and operated agency that has been serving New Hampshire since 1971. It provides life and term life insurance products, working with multiple carriers. It also offers insurance for health, home, flood, auto, and renters. Its business lines include builders risk, commercial auto, and general liability insurance as well as employee benefits. In 2005, Matt Barrett bought the agency started by his father and which he joined in 1998. Barrett acts as the agency principal.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
4.9 (8)

Why choose this provider?

Kingston Insurance is a locally owned and family-operated agency serving New Hampshire clients. It helps customers protect their families and their financial futures in case they pass on by providing them with life insurance policies. It also offers other types of personal and commercial insurance products, including health, disability, long-term care, auto, and business insurance. The company has been in operation since 1994. Its team carries more than 100 years of combined experience in the industry.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Blossom Insurance has been serving individual and commercial clients in New Hampshire since 1867. It offers term and permanent life plans, protecting the financial status of individuals and families through different life transitions. Its agents evaluate the client's asset protection needs, compare options from multiple providers, and determine suitable coverage. Home, auto, and business insurance products are also available. Randy and Dayle Blossom have been heading the company for over 30 years. They support nonprofits like the Concord Boys and Girls Club, United Way, and the Regional VNA.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mason Financial Group
1155 Elm Street 8th Floor, New Hampshire, NH 03101
Gallant Insurance, Inc.
1364 Route 3-A, New Hampshire, NH 03304
Allen Associates
1340 Bodwell Rd, New Hampshire, NH 03109
Colby Insurance Group
74 Pleasant Street, New Hampshire, NH 03257
Bernier Insurance
32 Wakefield Street, New Hampshire, NH 03867
Curt Insurance
91 Route 103B - Suite #5, New Hampshire, NH 03782
Eames Insurance Services
78 Airport Road, New Hampshire, NH 03302
The Insurance Outlet
174 Court Street, New Hampshire, NH 03246
Davis & Towle Insurance Group
115 Airport Road, New Hampshire, NH 03301
Immanuel Insurance Agency
3 Brittany Lane, New Hampshire, NH 03825
Barrett Insurance
1330 Hooksett Road, New Hampshire, NH 03106
Kingston Insurance
53 Church Street, Suite 11, Carriage Towne Plaza, New Hampshire, NH 03848
Blossom Insurance
58 South St, New Hampshire, NH 03302

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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