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2024

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Best Life Insurance Companies in Sunrise Manor, NV

Our Recommended Top 3

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Sunrise Manor Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8389Reviewed

5034Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2575 East Sahara Avenue, Las Vegas, NV 89104
WebsiteLicense: 1039125

Expertise.com Rating

Review Sources

Google
3.0 (8)

Why choose this provider?

Simply Nevada Insurance is a Las Vegas-based company that extends its services to individuals and families in the Sunrise Manor metro. It assists clients in taking out life insurance plans, which provide financial security to the beneficiaries of the policyholders. The company also carries homeowners', renters', health, and general and excess liability insurance. Simply Nevada Insurance is a multi-line independent firm that brings more than 50 years of experience in the industry.

  • Life Insurance

3050 East Bonanza Road, Las Vegas, NV 89101
WebsiteLicense: 3275637

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (4)

Why choose this provider?

Yadira Bronson is an insurance agent with State Farm serving clients in the Sunrise Manor area for over seven years. She provides life insurance policies, including term life, whole life, or universal life options. Her agency also offers insurance solutions for health, pets, auto, real estate, and business. Additionally, financial services related to banking and annuities are available. Bronson provides personalized attention to her clients to provide customized insurance plans. She and her team can communicate in both English and Spanish.

  • Life Insurance

2415 Las Vegas Boulevard North, North Las Vegas, NV 89030
WebsiteLicense: 9118

Expertise.com Rating

Review Sources

Google
4.2 (23)

Why choose this provider?

El Sol Insurance is an independent, family-owned company that offers life insurance to the people of Sunrise Manor and other communities in Greater Las Vegas. Since it was founded in 1997, it has helped clients protect their families financially through customized life insurance policies, including general, whole, and term life insurance. It also assists them in comparing packages from many different providers. El Sol Insurance offers various personal and commercial insurance lines, including SR 22 insurance, Mexico travel insurance, and home insurance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Simply Nevada Insurance
2575 East Sahara Avenue, Las Vegas, NV 89104
Yadira Bronson
3050 East Bonanza Road, Las Vegas, NV 89101
El Sol Insurance
2415 Las Vegas Boulevard North, North Las Vegas, NV 89030

FAQs

  • When should you consider acquiring life insurance in Sunrise Manor?

    If you have a spouse, children who depend on you, an elderly parent or a physically disabled relative who needs your support, a large estate, own a business, or if your retirement savings are insufficient to protect your spouse's future against increasing living expenses, you should think about purchasing life insurance in Sunrise Manor.

  • How does a whole life insurance work in Sunrise Manor?

    A whole life insurance policy in Sunrise Manor remains active as long as the policyholder or guarantor continues to pay the monthly premium or until the policy reaches maturity, which occurs when the insured person passes away. Many of these policies have an investment aspect similar to a money market. The benefit hinges on the insurance company's investment performance without a guaranteed rate or set benefit.

  • What are the benefits of term life insurance in Sunrise Manor?

    Term life insurance in Sunrise Manor offers various benefits, including:

    • Short-term debt and needs coverage.
    • Additional protection during child-raising years.
    • Long-term protection for mortgage payoff.
    • Support for family's loss of income.
    • Long-term protection for college education expenses.
    • Built-in conversion guarantee.
    • Fixed premiums for 10, 15, 20, or 30 years.
    • Quick temporary coverage without a medical exam or an extensive application process.
  • What are some life insurance riders available in Sunrise Manor?

    Some life insurance riders available in Sunrise Manor are:

    • Chronic illness rider: Helps cover costs if the policyholder faces a terminal illness that is expected to last 12 months or less.
    • Accidental death benefit rider: In case of accidental death, this grants extra payment to your beneficiaries.
    • Return of premium rider: Offers a full premium refund if no covered condition is diagnosed within a specific time.
    • Waiver of premium rider: Halts payments during a critical condition or disability until recovery.
  • What is the difference between a simplified issue life insurance from a fully underwritten life insurance in Sunrise Manor?

    In Sunrise Manor, a simplified issue life insurance policy solely mandates responding to health-related queries in the insurance application. Due to the limited health information, these policies might have higher costs. On the other hand, a fully underwritten life insurance policy entails a medical exam and lab work. If your health results are favorable, you can get a more affordable premium with these policies.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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