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Best Life Insurance Companies in Las Vegas, NV

Our Recommended Top 20

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Las Vegas Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

918 E Sahara Ave, Las Vegas, NV 89104

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

The Barend Agency, Inc. was founded in 2003 and provides health and life insurance. It specializes in Medicare offering Medicare Advantage Plans, Medicare Supplements, and standalone drug plans. It writes for all the MAPD carriers in Nevada as well as several of the top Medicare Supplement carriers. It also offers individual and small group coverage, including dental and vision. The Barend Agency Inc. was founded on the principles of Advice You Can Trust and Service You Can Depend On. The company is a member of the National Association of Health Underwriters and is ACA-certified.

709 N Nellis Blvd, Las Vegas, NV 89110

Expertise.com Rating

Review Sources

Yelp
4.0 (22)
Facebook
3.0 (1)

Why choose this provider?

Fulmer Insurance Group is an independently owned and operated life insurance company in Las Vegas. It works with a variety of top insurance providers to offer Medicare Advantage and supplemental plans for seniors, as well as health insurance plans that are suited to those who aren't Medicare-eligible. Its team is dedicated to providing clients with sound advice when it comes to finding the best insurance policies to suit their needs. Other policy options include final expense, short-term care, and mortgage protection insurance.

1415 Arville St Ste 101, Las Vegas, NV 89102

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Yelp
3.5 (6)

Why choose this provider?

Insurance Group of Nevada is a life and health insurance company in Las Vegas. It provides a broad range of insurance products with the support of top providers, such as Progressive, Travelers, and Dairyland Insurance Company. Its insurance policies include options such as final expense and disability insurance. Group benefits plans are also available for commercial clients. Insurance Group of Nevada is a 2018 Healthcare.gov Circle of Champions recipient.

1980 Festival Plaza Dr Suite 400, Las Vegas, NV 89135
WebsiteLicense: 549652

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Review Sources

Facebook
5.0 (6)
Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Trenchant Insurance is an independent agency that serves Las Vegas residents and businesses. It offers clients various insurance policies, including term life, health, home, and flood insurance. Its staff shops from carriers like The Progressive Corporation and The Hartford Financial Services Group, Inc., to find coverage plans that meet the clients' specifications and financial goals. Its owner and president, Gina Russo, has been working in the insurance industry for over a decade.

  • Life Insurance
  • Health Insurance

6795 W Tropicana Ave, Suite #110, Las Vegas, NV 89103
WebsiteLicense: 217458

Expertise.com Rating

Review Sources

Google
4.7 (81)
Yelp
2.7 (12)
Facebook
4.0 (5)

Why choose this provider?

Ryan Janet is a State Farm agent helping clients protect their most valuable assets. As a long-time resident of Las Vegas, Janet anchors on his local knowledge about the community to help individuals and families obtain coverage for risks they may encounter in the future. He helps policyholders set up their term, whole, or universal life insurance that covers life events like short-term debts or the passing of a loved one. To help broaden the scope of his services, Janet also accommodates Spanish-speakers seeking coverage.

  • Life Insurance
  • Health Insurance

1137 S Rancho Dr Ste 110, Las Vegas, NV 89102

Expertise.com Rating

Why choose this provider?

Legacy Insurance Planning is a health and life insurance agency in Las Vegas. The company provides a variety of coverage options, including Medicare insurance plans for seniors, long-term care insurance, and final expense insurance. Life insurance options include premium, whole, term, and universal life insurance. Legacy Insurance Planning works with top carriers, including American General Life Companies, Assurity Life Insurance Company, and Prudential, to provide its clients with policies that suit their financial needs and their lifestyles.

8337 W. Sunset Road, Las Vegas, NV 89113
WebsiteLicense: 3142153

Expertise.com Rating

Review Sources

Facebook
4.5 (65)

Why choose this provider?

Insurance Office of America (IOA) is a full-service insurance agency that caters to residential and commercial clients in Las Vegas. It provides life insurance policies and quotes for short-term, long-term, and permanent life policies. The agency can add specialized coverages for specific client situations, such as business owners and single-income families. Established in 1988, IOA has won multiple accolades throughout professional insurance rankings and review groups. Last year, it was listed by Insurance Journal as 11th place in their Top 100 Independent Property/Casualty Agencies.

  • Life Insurance
  • Term Life Insurance

3753 Howard Hughes Parkway, Las Vegas, NV 89169
WebsiteLicense: 3718138

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

We Insure Things offers life insurance products to people residing in Las Vegas and the surrounding areas. It provides whole and term life policies from various insurance providers in order to offer clients products that suit their individual capacities and needs. The business places importance on individualized service in providing insurance options. Other insurance products it offers include homeowners', umbrella, condo, renters', and automobile plans. We Insure Things' partners include Progressive, Hippo, Elephant, National General Insurance, and Travelers.

  • Life Insurance

8010 W. Sahara Ave, Suite 140, Las Vegas, NV 89117
WebsiteLicense: 1021906

Expertise.com Rating

Review Sources

Google
4.9 (44)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Valley West Insurance provides Las Vegas clients with life, auto, home, and commercial insurance policies. The agency aids clients in determining the right insurance policy that will serve their needs and works with top-rated carriers to present and educate them on available insurance options. Life insurance allows policyholders to secure their family members financially in case of death and Valley West offers whole-of-life and term life insurance policies, with term policies available in level, decreasing, and increasing options.

  • Life Insurance
  • Individual Plans

6881 W Charleston Blvd Ste A, Las Vegas, NV 89117

Expertise.com Rating

Review Sources

Yelp
5.0 (10)
Facebook
5.0 (1)

Why choose this provider?

Cornerstone Benefits & Insurance is a Las Vegas-based insurance agency. Its team of licensed agents specializes in health and life insurance policies, including Medicare, Medicare advantage, and retirement solutions. The company also provides employee and volunteer benefit plans, as well as group association health plans. Cornerstone Benefits & Insurance represents a broad range of well-known insurance carriers, including Prominence Health Plan, Health Plan of Nevada, and North American Company for Life and Health Insurance.

6550 S Pecos Rd Ste 112, Las Vegas, NV 89120

Expertise.com Rating

Why choose this provider?

West Pacific Insurance LLC is a Las Vegas-based agency. This locally owned and operated company specializes in health and life insurance products, including Medicare and aviation life insurance. It works directly with its clients to find insurance products that are within their financial means while ensuring they're prepared for unexpected events such as illness, injury, or death. In addition to insurance, the company also offers financial planning and risk management services.

6873 W Charleston Blvd, Las Vegas, NV 89117

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.0 (3)

Why choose this provider?

Tary Insurance Agency is an independently owned and operated insurance agency that serves clients in the Las Vegas metropolitan area. The company's team of experienced insurance agents sells term, whole life, and universal life insurance that's designed to help clients protect their families against the financial hardships that are associated with an unexpected death. Other insurance products include auto, home, and business policies. Agents are licensed to sell insurance products throughout the state of Nevada.

2300 East Desert Inn Road, Las Vegas, NV 89169
WebsiteLicense: 3365762

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Andrew Pizzi Olivera is a State Farm insurance agent serving the residents of Las Vegas, Henderson, Reno, Boulder City, Mesquite, and nearby areas. It helps its clients protect their incomes by providing a wide range of insurance products, including life, auto, small business, workers' compensation, and homeowners' insurance. Olivera has been with State Farm for several years and is fluent in both Spanish and English. The office of Olivera is located near Las Vegas National Golf Course and La Bonita Supermarket.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

11411 Southern Highlands Pkwy Suite 320, Las Vegas, NV 89141
WebsiteLicense: 184786

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

JPG Insurance is an independent agency that represents over 30 insurance carriers to provide personal and commercial lines of insurance. Serving Las Vegas, it offers individual and group life insurance policies that help secure policyholders' goals and futures. The individual benefits are available as a term, whole, and universal coverage and can be utilized for different purposes such as a source of savings, charitable contributions, and final expenses. The agency's owner, Shawn Cropper, has been providing insurance solutions to individuals and businesses since 2000.

  • Life Insurance

6445 W. Sunset Rd., Ste. 156, Las Vegas, NV 89118
WebsiteLicense: 727081

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Operating in Las Vegas and the nearby areas, Harris Insurance Services, Inc. offers individualized personal insurance to clients who need homeowners, personal auto, and life coverage packages. It also provides healthcare insurance packages that cover group dental, vision, and life aspects. It is composed of a group of professionals with over 100 years of combined insurance and risk management experience. Harris Insurance Services, Inc., assists individuals in getting insurances based on their income, requirements, and lifestyle.

  • Life Insurance

7485 West Azure Drive Suite 122, Las Vegas, NV 89130
WebsiteLicense: 3242691

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Blue Sky Insurance Group caters to the life insurance needs of individuals and families in the Las Vegas area. Its insurance agents help select the right life insurance that fits clients' unique goals and budgets. They offer a term life insurance product that delivers financial protection for any unforeseen circumstances for a specific period. Other plans available are whole life insurance, universal life insurance, and variable universal life insurance. Blue Sky Insurance Group also has an online portal for policyholders to easily access policy documents, bill payments, and new quote requests.

  • Life Insurance

8875 West Flamingo Road, Las Vegas, NV 89147
WebsiteLicense: 3471455

Expertise.com Rating

Review Sources

Yelp
4.0 (33)
Facebook
5.0 (21)

Why choose this provider?

Located in Las Vegas, Leo Insurance Group is a full-service independent insurance agency that has been serving multiple states for almost two decades. It provides term life and various permanent life insurance products, such as whole life, universal life, variable life, and variable universal insurance programs. It also offers other insurance products, such as home and auto insurance. Leo Insurance Group has partnered with insurance carriers such as Safeco Insurance, American Strategic Insurance, and CSE Insurance Group.

  • Life Insurance
  • Health Insurance

9640 W Tropicana Ave Ste 106, Las Vegas, NV 89147

Expertise.com Rating

Review Sources

Google
4.9 (34)
Yelp
5.0 (22)
Facebook
5.0 (16)

Why choose this provider?

Nuvo Health is an insurance brokerage agency that serves clients in Las Vegas and throughout the state of NV. The company specializes in health insurance for individuals, families, and groups (businesses and companies). Nuvo Health is also the parent company for The Medicare Store. The Medicare Store is a group of local agents who provide unbiased, no-cost, personal Medicare advice. They explain how Medicare works, show people their plan options (Medicare Advantage, Medicare Supplements, and Prescription Drug plans), and let them make their own decision about which plan they want to choose. The Medicare Store makes sure people are getting the Medicare benefits they deserve. Nuvo Health aims to help its clients find health insurance options suited for their needs, concerns, and budget.

6875 W Russell Rd Unit A, Las Vegas, NV 89118
WebsiteLicense: 866424

Expertise.com Rating

Review Sources

Google
4.6 (70)
Facebook
4.4 (10)
Yelp
5.0 (4)

Why choose this provider?

Selection Insurance Agency is a family-owned business serving the Las Vegas metro. It accommodates individuals and families who want to purchase life insurance policies. The independent agency creates customized coverage to protect clients and their families from financial losses caused by mortgage debts and unexpected death. It also helps clients acquire home, auto, health, and business insurance. Selection Insurance Agency has been operating for 10 years. Its founder and manager, Elena, started the company when she experienced the struggles of obtaining insurance plans.

  • Life Insurance
  • Home and Auto Insurance

7261 W Charleston Blvd Ste 102, Las Vegas, NV 89117

Expertise.com Rating

Review Sources

Facebook
5.0 (23)

Why choose this provider?

Pinnacle Financial Services is an agency that serves clients in Las Vegas and throughout its surrounding areas. The company is dedicated to providing its clients with attentive service and takes time to research and select carriers and products that are best suited to their needs. It helps them access life and health insurance products such as Medicare Advantage and Medicare Part D, as well as long-term care insurance, annuities, and final expense insurance.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Barend Agency, Inc.
918 E Sahara Ave, Las Vegas, NV 89104
Fulmer Insurance Group
709 N Nellis Blvd, Las Vegas, NV 89110
Insurance Group of Nevada
1415 Arville St Ste 101, Las Vegas, NV 89102
Trenchant Insurance
1980 Festival Plaza Dr Suite 400, Las Vegas, NV 89135
Ryan Janet
6795 W Tropicana Ave, Suite #110, Las Vegas, NV 89103
Legacy Insurance Planning
1137 S Rancho Dr Ste 110, Las Vegas, NV 89102
Insurance Office of America
8337 W. Sunset Road, Las Vegas, NV 89113
We Insure Things
3753 Howard Hughes Parkway, Las Vegas, NV 89169
Valley West Insurance
8010 W. Sahara Ave, Suite 140, Las Vegas, NV 89117
Cornerstone Benefits & Insurance
6881 W Charleston Blvd Ste A, Las Vegas, NV 89117
West Pacific Insurance
6550 S Pecos Rd Ste 112, Las Vegas, NV 89120
Tary Insurance Agency
6873 W Charleston Blvd, Las Vegas, NV 89117
Andrew Pizzi Olivera
2300 East Desert Inn Road, Las Vegas, NV 89169
JPG Insurance
11411 Southern Highlands Pkwy Suite 320, Las Vegas, NV 89141
Harris Insurance
6445 W. Sunset Rd., Ste. 156, Las Vegas, NV 89118
Blue Sky Insurance Group
7485 West Azure Drive Suite 122, Las Vegas, NV 89130
Leo Insurance Group
8875 West Flamingo Road, Las Vegas, NV 89147
Nuvo Health
9640 W Tropicana Ave Ste 106, Las Vegas, NV 89147
Selection Insurance Agency
6875 W Russell Rd Unit A, Las Vegas, NV 89118
Pinnacle Financial Services
7261 W Charleston Blvd Ste 102, Las Vegas, NV 89117

FAQs

  • How to calculate the amount of life insurance you need in Las Vegas?

    To find your ideal life insurance coverage in Las Vegas, first calculate your financial obligations, such as bills and debts, and then subtract your available assets, such as savings and investments, to identify the coverage gap. Take into account any unique economic factors unique to Las Vegas. Seek professional advice from an insurance broker to ensure your coverage is appropriate for your needs and circumstances.

  • What is the difference between term and whole insurance in Las Vegas?

    The fundamental difference between Las Vegas term and whole life insurance centers on coverage duration and financial objectives. Term life insurance, often the more budget-friendly choice, covers a set term. Its primary purpose is to create a financial safety net for your family after the insurance holder's death. On the other hand, whole life insurance is suitable for individuals with enduring financial needs or those interested in using life insurance as an investment tool. It does not expire and incorporates a cash value component.

  • What is the best life insurance option for seniors in Las Vegas?

    The best option for life insurance for seniors in Las Vegas depends on their specific needs and preferences. There are two common types of life insurance: term insurance, which has a specific term and can be difficult for seniors over 50 to qualify for, and whole life insurance, a permanent option with consistent premiums, cash value accumulation, and often no medical exam requirement. Seniors in Las Vegas who want to cover funeral expenses frequently purchase whole life insurance.

  • Why do you need final expense insurance in Las Vegas?

    The coverage of funeral and burial expenses by final expense insurance provides financial security. This insurance reduces the burden on the immediate family. It prevents them from using their savings to pay for these costs. Overall, funeral costs in Las Vegas can be substantial. Final expense insurance provides a compassionate and practical solution to ensure that end-of-life expenses are covered, allowing families to focus on mourning and remembrance rather than financial worries.

  • What determines the cost of your life insurance in Las Vegas?

    Your age is the most important factor in determining the cost of your Las Vegas life insurance policy. Gender is another factor that affects the cost of life insurance, with females typically receiving lower premiums due to their longer life expectancy. In addition, an insurance company will determine the cost of your premium based on the results of your medical exams and lab work, your family's medical history, your marital status, your location, and your lifestyle.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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