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2024

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Best Life Insurance Companies in Omaha, NE

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Omaha Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

19443Reviewed

11673Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10525 Pacific Street, Omaha, NE 68114
WebsiteLicense: 19647929

Expertise.com Rating

Why choose this provider?

Drew Metzler is an insurance agent with State Farm. He offers his services to clients in the Omaha area. Metzler provides three life insurance types: universal life, term life, and whole life. State Farm's life insurance policies help the client's family with paying the home mortgage, estate taxes, debts, and final expenses. Metzler also offers other insurance products for auto, property, home, business, and health. He is an Omaha native and graduated with a Business Management degree.

  • Life Insurance

11207 W. Dodge Rd, Suite 200, Omaha, NE 68154
WebsiteLicense: 100183760

Expertise.com Rating

Review Sources

Google
4.6 (9)
Facebook
5.0 (5)

Why choose this provider?

Lifetime Insurance Inc. is an agency that guides Omaha clients with their coverage selection. Its agents are proficient in assessing various life insurance products, working with clients to evaluate the suitability of a term, final expense, universal, and term life insurance based on their given goals. Its staff aims to propose carriers' insurance plans that are aligned with client-focused values and professional standards. Lifetime Insurance also offers guidance to customers seeking auto, BOP, and property insurance.

  • Life Insurance
  • Health Insurance
  • Home and Auto Insurance

711 N 108th Ct, Omaha, NE 68154

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Trek Insurance Solutions is an independent agency with offices in Omaha and Lincoln serving the residents of their respective metro areas. The agency is also licensed to provide insurance services in six other states. It specializes in term life and whole life insurance, covering the 20% shortfall in Medicare, and providing final expenses policies to meet the costs of the policyholder's funeral and burial. The agency also specializes in group and individual health insurance.

11324 Davenport St Ste C, Omaha, NE 68154

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

We Care Insurance is an independent health and life insurance company in Omaha licensed to offer advice and services in 32 states. The agency has partnered with 100+ insurance carriers, enabling its agents to source the best policies at the best rates from the nation's leading insurers and provide unbiased advice about each product. Its products range from term life and whole life to health insurance that pays out for individuals and their families.

3015 N 90th St Ste 3, Omaha, NE 68134

Expertise.com Rating

Review Sources

Google
5.0 (167)
Facebook
4.9 (55)
Yelp
3.0 (2)

Why choose this provider?

Jaffery Insurance & Financial Services is a health insurance company in Omaha that offers custom-built policies. Its insurance advisors work with over 20 top carriers to help businesses put together a health and life insurance packages to meet their current employees' needs and attract new hires. Jaffery Insurance & Financial Services also offers life insurance coverage through Nationwide, Liberty Mutual Insurance, Allstate, and Bristol West. Other available products include workers' compensation, auto, and home insurance.

11909 P Street, Omaha, NE 68137
WebsiteLicense: 100181438

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (13)

Why choose this provider?

Elite Insurance Services Inc. is a multi-line independent insurance agency in Omaha. It offers personal insurance services such as life insurance, long-term care insurance, boats and recreational vehicles insurance, automobile insurance, homeowners insurance, and umbrella insurance. The business also provides business insurance options including commercial automobile insurance, professional or corporate liability insurance, employment practices liability insurance, fiduciary liability insurance, and general liability insurance. The agency’s team of professionals has a combined experience of 143 years.

  • Life Insurance
  • Health Insurance

1636 Washington Street, Blair, NE 68008
WebsiteLicense: 100173752

Expertise.com Rating

Why choose this provider?

Hansen Agency, Inc., is an independent insurance brokerage that serves clients with insurance products. Led by agency president Rich Hansen, the company offers both personal and commercial lines and is committed to crafting personalized insurance solutions for various needs. Its life insurance products include level term insurance, decreasing term insurance, as well as whole-life insurance. As an independent agency, Hansen Agency has access to various insurance products from the nation's top providers such as MetLife, Farmers Mutual of Nebraska, and Progressive.

  • Life Insurance
  • Health Insurance

15037 Industrial Rd, Omaha, NE 68144

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Vander Vorst Insurance Agency is an independent agency serving Omaha and the surrounding communities. The agency specializes in life insurance, arranging comprehensive coverage for individuals and groups. It also provides policies that protect its clients from some of the most common financial challenges, such as mortgage payments, long-term home care, and disability. The agency has built strong relationships with many carriers, including Travelers, Nationwide, and Progressive. Its additional products include auto, RV, and business insurance.

1018 Dodge Street, Ste 2, Omaha, NE 68102
WebsiteLicense: 14289932

Expertise.com Rating

Review Sources

Google
4.7 (36)
Yelp
2.5 (3)

Why choose this provider?

Kyle Emsick is a life insurance agent who serves clients in Omaha and its surrounding areas. He offers personalized life insurance coverages and assists clients with their claims. Emsick also offers insurance products for homes, renters, and vehicles. He owns the Kyle Emsick Omaha, NE State Farm office, which provides 24/7 customer service. Emsick has been providing insurance products with State Farm since 2009. He is also a member of the Old Market Business Association.

  • Life Insurance

La Vista, NE 68128

Expertise.com Rating

Why choose this provider?

Founded more than two decades ago, the Michael Hokanson Insurance Agency is a locally owned company serving Omaha and the surrounding counties. Independent of any one insurance carrier, the agency has the freedom to compare multiple life insurance products for its individual and commercial clients. It can find the best level of coverage at the best rates, talk clients through the ins-and-outs of each policy, and ensure all paperwork is completed correctly and documented.

11132 O Street, Omaha, NE 68137
WebsiteLicense: 100186533

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (8)

Why choose this provider?

Omaha Insurance Services is an independent insurance agency that offers life insurance plans. It also provides auto insurance policies that cover personal injuries, property damages, and medical payments, as well as bodily injuries to others. Clients may also avail of its homeowners' insurance plans to protect their homes and personal properties. Moreover, the company handles business property, general liability, and business auto insurance plans. Workers' compensation insurance, which includes medical, income, death, and rehabilitation benefits, is also available.

  • Life Insurance
  • Health Insurance

4845 N 72nd Street, Omaha, NE 68134
WebsiteLicense: 15368730

Expertise.com Rating

Review Sources

Google
4.9 (136)
Facebook
5.0 (26)
Yelp
5.0 (1)

Why choose this provider?

Matt Rowe is an insurance agency that serves clients residing in Omaha and nearby areas. The firm assists clients who are looking for comprehensive life insurance policies. It also offers auto insurance, homeowners insurance, commercial insurance, health insurance, liability insurance, and contractor insurance. The firm's agents speak English, Chinese, and Burmese. Clients can file an insurance claim and send payments through the agency's website. Matt Rowe extends its services to clients who seek assistance regarding other financial services.

  • Life Insurance
  • Health Insurance

4910 Dodge Street, Omaha, NE 68132
WebsiteLicense: 7553096

Expertise.com Rating

Review Sources

Yelp
3.8 (4)

Why choose this provider?

Matt Dougherty offers State Farm insurance plans to clients in Omaha. He can assist customers who want to keep their families financially secure with life insurance. Policies can cover concerns like living costs and future expenses. Clients who are looking for property coverage can choose from plans for homeowners and renters, along with policies for business owners. Matt also offers insurance for those who want better health coverage, along with investment plans for mutual funds and annuities.

  • Life Insurance

One Valmont Plaza Suite 100, Omaha, NE 68154
WebsiteLicense: 100181311

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

New York Life Nebraska is an Omaha-based firm that helps families in the area understand their life insurance options. Its agents carry whole life insurance policies with cash value features, which supplement clients' retirement income and are accessible via policy loans. They also offer guidance to individuals who are looking for long-term care insurance and annuity products. Curt Christensen, the company's senior associate in field development, joined New York Life in 2007, after working as a development director of Principal Financial Group.

  • Life Insurance

10822 Old Mill Road, Omaha, NE 68154
WebsiteLicense: 100173666

Expertise.com Rating

Review Sources

Google
4.0 (62)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Chastain Otis Insurance & Financial Services is an insurance company that serves clients in the Omaha area. It offers personalized life insurance packages, which clients' families can use in the future to pay for outstanding debt, funeral expenses, and estate taxes. Clients can choose from a range of life protection options, such as whole, term, and universal. The company also provides policies for automobiles, businesses, group health, and workers' compensation. It has been in service since the 1930s.

  • Life Insurance

2111 S 67th St Ste 300, Omaha, NE 68106

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Thomas A. Matthews is a life insurance agency in Omaha that focuses on senior health insurance and is licensed in Nebraska, Texas, Utah, and Washington. The independent agent and broker helps clients choose policies that meet their needs, answers questions about coverage, and helps them with the claims process. The agency offers individual health care, dental, Medicare supplemental, Medicare Advantage, and Medicare Part D plans. Thomas A. Matthews also provides term, whole, and universal life insurance policies.

13820 P St, Omaha, NE 68137

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

The First Nebraska Agency is a small insurance company serving the people of Omaha and the surrounding counties. The company is independent, enabling its agents to compare a wide range of life and health insurance policies for their clients, provide unbiased advice on each, and manage the paperwork issued by the carrier. The agency has partnered with some of the biggest carriers in the country, including AAA and Liberty Mutual.

7915 L St, Omaha, NE 68127

Expertise.com Rating

Review Sources

Facebook
4.8 (9)
Google
4.5 (8)

Why choose this provider?

P.J. Ramaekers & Assoc. Inc. is a life insurance company in Omaha that serves individuals and small businesses. Its licensed policy specialists help clients choose between term and whole or permanent life insurance policy that covers a family's expenses following their loved one's death, such as funeral costs and daily living needs. P.J. Ramaekers & Assoc. Inc. is a member of the National Association of Insurance and Financial Advisors and it partners with several top carriers, including Travelers, MetLife, and American Modern.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Drew Metzler
10525 Pacific Street, Omaha, NE 68114
Lifetime Insurance Inc
11207 W. Dodge Rd, Suite 200, Omaha, NE 68154
Trek Insurance Solutions
711 N 108th Ct, Omaha, NE 68154
We Care Insurance
11324 Davenport St Ste C, Omaha, NE 68154
Jaffery Insurance & Financial Services
3015 N 90th St Ste 3, Omaha, NE 68134
Elite Insurance Services Inc.
11909 P Street, Omaha, NE 68137
Hansen Agency. Inc.
1636 Washington Street, Blair, NE 68008
Vander Vorst Insurance Agency
15037 Industrial Rd, Omaha, NE 68144
Kyle Emsick
1018 Dodge Street, Ste 2, Omaha, NE 68102
Michael Hokanson Insurance Agency
La Vista, NE 68128
Omaha Insurance Services
11132 O Street, Omaha, NE 68137
Matt Rowe
4845 N 72nd Street, Omaha, NE 68134
Matt Dougherty
4910 Dodge Street, Omaha, NE 68132
New York Life Nebraska
One Valmont Plaza Suite 100, Omaha, NE 68154
Chastain Otis Insurance & Financial Services
10822 Old Mill Road, Omaha, NE 68154
Thomas A. Matthews
2111 S 67th St Ste 300, Omaha, NE 68106
First Nebraska Agency
13820 P St, Omaha, NE 68137
P.J. Ramaekers & Assoc Inc.
7915 L St, Omaha, NE 68127

FAQs

  • In Omaha, how much life insurance coverage do you need for your parent?

    The amount of life insurance coverage you require for your parents in Omaha is determined by the reason for the insurance. If you only need coverage for funeral expenses, aim for $10,000 to $25,000 in coverage, as the average funeral costs around $10,000. If you have debts to pay off, such as a mortgage, make sure you have enough coverage to cover them completely.

  • How can you acquire life insurance for your parents without a waiting period in Omaha?

    To be eligible for a no-waiting-period life insurance policy in Omaha, you must apply through a company that includes health-related questions on their application form. Your parents will not need to see a doctor, but they will need to fill out a health questionnaire. In most cases, older parents can still meet the requirements for an immediate and comprehensive coverage plan.

  • How can you determine if your grandchild is eligible for life insurance in Omaha?

    Your grandchild's responses to particular health questions are used to determine whether he or she is eligible for life insurance in Omaha, much like with burial insurance plans. Generally, any child can be eligible as long as he or she was not born with congenital abnormalities, an illness, a disorder, or a chronic health condition. Even if your grandchild was born with a medical issue, you can still submit an application to check for potential approval.

  • What is whole life insurance in Omaha?

    Whole life insurance in Omaha is a type of permanent life insurance that remains in effect for the rest of your life as long as you pay the required premium payments as specified in the policy terms. It can also be used as an investment because these policies typically accumulate cash value over time.

  • Should you consider purchasing final expense insurance in Omaha?

    Purchasing final expense or burial insurance in Omaha is a wise decision, especially for seniors over the age of 50. It ensures that loved ones will not be burdened with unexpected costs following a death. These policies are less expensive than traditional life insurance and typically pay out $10,000 for funeral and other final expenses. Furthermore, because it does not require complex underwriting processes or medical exams, this plan is easily accessible.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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