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2024

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Best Life Insurance Companies in Lincoln, NE

Our Recommended Top 18

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Lincoln Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11161Reviewed

6703Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

770 North Cotner Boulevard, Lincoln, NE 68505
WebsiteLicense: 3000666028

Expertise.com Rating

Why choose this provider?

Shunkwiler Financial specializes in financial services and retirement preparedness schemes. It tackles life insurance policies, long-term care planning, and asset protection strategies. With a team of CPAs, the firm is dedicated to assisting clients in making tax-efficient decisions for the future. President Brett Shunkwiler founded the company in 2011 and completed his series 6, 63, and 65 courses. The firm's other services are probate, trust, charitable giving, and estate planning.

  • Life Insurance
  • Long Term Care

300 N 44th Street, Ste 100, Lincoln, NE 68503
WebsiteLicense: 100293132

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (11)

Why choose this provider?

Omega Insurance Group is a locally owned and operated business serving the Lincoln area. Its team of independent agents offers several products, including life insurance, which helps pay for burial expenses, estate taxes, and the departed's debts. With access to policies from different providers, they are able to customize coverages to meet clients' individual needs. In addition, they furnish plans that protect drivers, homeowners, and businesses. Omega Insurance Group's risk advisors have over five decades of experience combined.

  • Life Insurance
  • Health Insurance

5600 S 48th St Ste 114, Lincoln, NE 68516

Expertise.com Rating

Why choose this provider?

Seniors Choice Inc. is an independent agency that's provided health and life insurance solutions for more than 25 years. The company partners with multiple carriers to provide options tailored to meet individual needs. Its agents consult with clients to evaluate specific circumstances and make recommendations for the most effective coverage. They assist with navigating the complex Medicare system in addition to aligning individual policies and supplemental plans to meet their clients' requirements.

1040 N Cotner Blvd, Lincoln, NE 68505
WebsiteLicense: 100186112

Expertise.com Rating

Review Sources

Facebook
5.0 (38)
Google
4.9 (33)

Why choose this provider?

ComPro offers insurance plans to individuals and families in the Lincoln metro. It helps clients acquire health coverages that match their needs. Its options include an ACA-compliant policy, COBRA from the employer, and a short-term health plan. Its advisors educate customers about the available policies in the market, including their pluses, minuses, and rates. They can also review or adjust existing plans and compare them to other options. The business offers coverage for dental and vision care.

  • Life Insurance

4435 O Street, Lincoln, NE 68510
WebsiteLicense: 7023492

Expertise.com Rating

Review Sources

Google
4.0 (53)
Facebook
4.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Gerit Schell is an insurance agent who serves Lincoln and the surrounding areas. He offers life insurance plans that include term, whole, and universal. He also handles banking, annuities, and mutual funds. Schell has been with State Farm since 2001, where he leads a team of agents through Gerit Schell Insurance Agency, Inc., which is under State Farm. His team has nearly 90 years of State Farm experience providing other insurance options such as home, business, automobile, health, and pet.

  • Life Insurance
  • Health Insurance

3100 O Street, Lincoln, NE 68510

Expertise.com Rating

Review Sources

Google
4.5 (21)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Richards Insurance Agency is based in Lincoln and caters to individuals and business owners who want to protect their assets and employees. The agency was founded in 1994 by Ken Richards and serves clients in Nebraska, Kansas, and Iowa. The agency offers auto insurance, home insurance, commercial insurance, life insurance, employee benefits, and individual health insurance alternatives. The agency explains each insurance coverage plan and helps clients decide on the suitable option for their situation.

2337 South 13th Street, Lincoln, NE 68502

Expertise.com Rating

Review Sources

Google
5.0 (12)
Yelp
4.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Buethe & Associates Insurance Agency is an insurance agency serving individuals, families, and business owners in Lincoln. Its agents coordinate with multiple insurance providers to ensure that clients can select the plan that best suits their financial goals. They can provide auto insurance for car owners who want to prepare for accidents and life insurance for individuals who wish to protect their beneficiaries. The firm also assists businesses who are seeking insurance packages that can cover property damages or legal liabilities.

20324 Veterans Drive, Elkhorn, NE 68022
WebsiteLicense: 8380507

Expertise.com Rating

Review Sources

Facebook
4.0 (10)

Why choose this provider?

Troy Perchal has been a Farm Bureau Financial Service insurance agent for 16 years. He provides an array of insurance and financial solutions to customers in Lincoln. Troy offers life insurance products, including term life insurance, whole life insurance, and indexed universal life insurance. He also has coverages for autos, homes, businesses, and farms. Also available are services like investments and wealth management. Troy delivers personalized coverages that are designed to fit his clientele’s specific needs.

  • Life Insurance

249 Cherry Hill Blvd, Ste 2, Lincoln, NE 68510
WebsiteLicense: 7144851

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Melissa Wheeler is an insurance professional who serves the Lincoln area. She caters to individuals and families, helping them acquire life insurance plans. She offers term, whole, and universal life coverage to protect clients from monetary losses due to unexpected death. She also furnishes health, homeowner, and business insurance. Wheeler handles retirement and college funding, wealth management, and financial and estate planning. She has been a part of Farm Bureau Financial Services agent since 2012.

  • Life Insurance
  • Individual Plans

700 R St. #311, Lincoln, NE 68501
WebsiteLicense: 100179546

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Complete Insurance is an independent agency that caters to families and individuals in Lincoln and nearby metros. It offers life, health, disability, auto, home, and business insurance. Its life insurance policy includes term and whole life coverage, helping individuals provide monetary support to their dependents and prepare them for the unexpected. This policy covers medical, legal, and funeral costs. The company represents various carriers, including Transamerica Life, BlueCross BlueShield Nebraska, Mutual of Omaha, UnitedHealthOne, Medica, and the Lincoln Financial Group.

  • Life Insurance
  • Health Insurance

8250 Old Cheney Road, Lincoln, NE 68516
WebsiteLicense: 100175049

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Stuchlik & Associates is a full-service independent insurance agency delivering various investment and financial solutions to individuals, families, and businesses in Lincoln. Established in 1964, the agency maintains relationships with several established insurance carriers, including Nationwide and Progressive. Its professionals help clients find customized insurance options that fit their needs, whether "a la carte" or as a package. Mike Stuchlik, the agency's president, is a Life Underwriter Training Council Fellow and has nearly four decades of experience in the insurance industry.

  • Life Insurance
  • Long Term Care

1777 N 86th Street Suite 103, Lincoln, NE 68505
WebsiteLicense: 16865035

Expertise.com Rating

Review Sources

Google
5.0 (96)
Facebook
5.0 (3)

Why choose this provider?

Jake Haifley is an insurance professional affiliated with StateFarm that serves vehicle owners in Lincoln. Haifley and his team create and execute insurance policies to help clients minimize the risks associated with owning vehicles, such as accidents and collisions. They also assist clients in filing claims and in choosing coverage options such as rental cars, auto insurance for teen drivers, and rideshare vehicles. Haifley is a Lincoln native that has been in the insurance industry for more than 12 years.

  • Life Insurance

1501 Pine Lake Road, Suite 23, Lincoln, NE 68512
WebsiteLicense: 100227720

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (11)

Why choose this provider?

Walters Insurance has been providing insurance options that suit different needs since 2014. Located in Lincoln, Marc Walters' agency focuses on helping clients protect themselves and their loved ones and assets thru life insurance. It offers term and whole life insurance policies. The agency partners with over 17 different carriers, giving clients access to a variety of coverage for their auto, umbrella, and homeowners and renters insurance needs. It is well-versed in small and commercial business insurance.

  • Life Insurance
  • Term Life Insurance

82 51 Northwoods Drive, Suite B, Lincoln, NE 68505

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Midwest Agency LLP is a health insurance company in Lincoln that represents Farmers Union Insurance. This company serves clients throughout Kansas and Nebraska, providing a broad range of insurance options, including life and health insurance. Its team is dedicated to helping clients find policies with adequate coverage to suit their healthcare needs, as well as the needs of their loved ones once they've passed on. Other insurance products offered by Midwest Agency LLP include annuities and auto insurance.

604 Seward Street, Seward, NE 68434
WebsiteLicense: 736703

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.0 (6)

Why choose this provider?

Kirby Roth Insurance is a family-owned and family-operated insurance service provider located in Seward. Serving clients throughout Lincoln and the surrounding communities, the agency offers a wide assortment of insurance policies, including individual and group life insurance, long-term care insurance, disability insurance, and second-to-die policy. In addition, the company offers an extensive range of health insurance coverages. Company owner, Kirby Roth, bought the company from Dick Hershberger in 1995 and from Phil Wurst in 1998.

  • Life Insurance
  • Health Insurance

6100 Apples Way, Suite 102, Lincoln, NE 68516
WebsiteLicense: 3415478

Expertise.com Rating

Review Sources

Google
5.0 (36)
Facebook
5.0 (8)

Why choose this provider?

Cornhusker Insurance Agency is a locally owned and operated business that helps individuals, families, and businesses in Lincoln find the right coverage for their insurance needs. Its team of local agents offers a variety of personal and business insurance coverage, including life insurance with term and whole life options. Other types of insurance available are auto, home, pet, landlord, and farm owners'. The agency partners with many reputable carriers, including Foremost, Progressive, Travelers, and Farmers Mutual.

  • Life Insurance
  • Individual Plans

3325 A St, Lincoln, NE 68510
WebsiteLicense: 2082787

Expertise.com Rating

Review Sources

Google
4.7 (64)

Why choose this provider?

Since 1994, Brokers Insurance Agency has been helping individuals and businesses in Lincoln and neighboring areas protect their assets and employees through proper insurance planning. Its agents offer various insurance policies, including life insurance that allows beneficiaries to pay for the holder's funeral and final expenses. Other insurance products available are auto, health, home, and commercial insurance. The agency is partnered with a wide selection of insurance carriers, such as MetLife, Progressive, Safeco Insurance, and The Hartford.

  • Life Insurance

1617 Normandy Ct 102, Lincoln, NE 68512-1474

Expertise.com Rating

Review Sources

Google
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Jeff Munns Agency, Inc., is an independent insurance agency that is located in Lincoln. It has been offering custom insurance policies for more than three decades. Its local insurance agents assist in finding the right insurance for their clients' vehicles, giving protection from legal and medical expenses brought about by car accidents. They also provide property insurance to protect customers financially from any damages due to vandalism, theft, and other covered circumstances.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Shunkwiler Financial
770 North Cotner Boulevard, Lincoln, NE 68505
Omega Insurance Group
300 N 44th Street, Ste 100, Lincoln, NE 68503
Seniors Choice, Inc.
5600 S 48th St Ste 114, Lincoln, NE 68516
ComPro
1040 N Cotner Blvd, Lincoln, NE 68505
Gerit Schell
4435 O Street, Lincoln, NE 68510
Richards Insurance Agency
3100 O Street, Lincoln, NE 68510
Buethe & Associates Insurance Agency
2337 South 13th Street, Lincoln, NE 68502
Troy Perchal
20324 Veterans Drive, Elkhorn, NE 68022
Melissa Wheeler
249 Cherry Hill Blvd, Ste 2, Lincoln, NE 68510
Complete Insurance
700 R St. #311, Lincoln, NE 68501
Stuchlik & Associates
8250 Old Cheney Road, Lincoln, NE 68516
Jake Haifley
1777 N 86th Street Suite 103, Lincoln, NE 68505
Walters Insurance
1501 Pine Lake Road, Suite 23, Lincoln, NE 68512
Midwest Agency, LLP
82 51 Northwoods Drive, Suite B, Lincoln, NE 68505
Kirby Roth Insurance
604 Seward Street, Seward, NE 68434
Cornhusker Insurance Agency
6100 Apples Way, Suite 102, Lincoln, NE 68516
Brokers Insurance Agency
3325 A St, Lincoln, NE 68510
Jeff Munns Agency, Inc.
1617 Normandy Ct 102, Lincoln, NE 68512-1474

FAQs

  • Why should a resident of Lincoln acquire life insurance if there is already an assurance plan from the employer?

    A resident of Lincoln should acquire life insurance if there is already an assurance plan in place from the employer because the latter terminates once employment ends. Odds are, a person will change jobs or careers at some point in life, and this should not be a trigger for losing life insurance coverage.

  • How does one determine how much life insurance to get in Lincoln?

    In Lincoln, the amount of life insurance needed is determined by several factors like the needs of the beneficiaries, the income capacity of the insured, and the goals to be achieved. While there are online calculators and tools for determining one's future assurance needs, it is preferable to confer with a human agent to get personalized solutions.

  • What is the correlation between sex and insurability in Lincoln?

    In Lincoln, women are generally more insurable and granted lower premiums than men. This is due to the statistical tendency of women to outlive men, meaning that insuring the former presents a lower financial risk to insurers than the latter. Men still acquire more insurance than women, however.

  • Why does conventional wisdom in Lincoln recommend buying life insurance when young?

    Conventional wisdom in Lincoln recommends buying life insurance when young because there is a direct correlation between age and the price of premiums. The older one gets, the more expensive premiums become, and vice-versa. Purchasing a policy while young helps save on premiums, especially for whole-life insurance plans.

  • When is it preferable in Lincoln to choose term life insurance over the whole-life option?

    It is preferable in Lincoln to choose term life insurance over the whole-life option when one has to save money or does not need lifelong coverage. Term life plans are cheaper than permanent ones, and the insured may only need limited coverage for a specific purpose, like supporting a kid through college or paying for a spouse's graduate degree.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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