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2024

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Best Life Insurance Companies in Springfield, MO

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Springfield Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6935Reviewed

4168Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2332 West Kingsley Street, Springfield, MO 65807
WebsiteLicense: 8015944

Expertise.com Rating

Review Sources

Google
4.0 (42)
Facebook
5.0 (10)

Why choose this provider?

Established in 2008, Scott Loveland Insurance, LLC, is an independent insurance agency that serves clients in Springfield. It offers term, universal, and whole life insurance policies, helping customers prepare for unforeseen circumstances. Additionally, it provides auto, cyber liability, home, renters', and umbrella insurance products. The firm represents various carriers, including Hagerty, Liberty Mutual, and MetLife. Scott Loveland, the owner, has been working in the insurance industry for around 30 years. He holds a bachelor's degree in Business Administration, with a major in Management.

  • Life Insurance

3506 South Culpepper Circle, Springfield, MO 65804
WebsiteLicense: 8313873

Expertise.com Rating

Review Sources

Google
4.0 (46)
Yelp
3.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Secure Insurance Group is an independent agency representing multiple insurance carriers that offers life insurance plans to clients around the Springfield area and its neighboring communities. Established in 2014, the agency assists individuals, families, and business owners in finding insurance plans that provide coverage to fulfill their objectives. The most common life insurance plans it assists with are term life, whole life, guaranteed universal, or indexed universal life insurance. It also offers other types of insurance such as health and long-term care policies.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

3015 South Fort Avenue, Springfield, MO 65807
WebsiteLicense: 8025144

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (3)

Why choose this provider?

With more than 35 years of experience, Kern Insurance Services, LLC delivers a broad range of insurance products and services to clients in Springfield. It offers various types of life insurance products such as term life, whole life, and final expense. The company also provides home health care, short-term and long-term health care, dental insurance, cancer insurance, disability income, and major medical insurance. In addition, president and CEO Amy R. Kern grew up in the insurance industry working with her father during her teen years.

  • Life Insurance
  • Health Insurance

2847 South Ingram Mill Road, Springfield, MO 65804
WebsiteLicense: 8377064

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (4)

Why choose this provider?

Pillar Insurance is a full-service brokerage that serves individuals, families, and businesses in Springfield. Included in its line of products is life insurance, which can provide protection for a specific number of years. The independent agents review policies from multiple providers in order to find protection plans that cover clients' unique risks, needs, and situations. In addition to life insurance, they furnish home, auto, and aviation policies. Pillar Insurance also has an office in Lebanon.

  • Life Insurance

4650 South National Avenue, Springfield, MO 65810
WebsiteLicense: 93530

Expertise.com Rating

Review Sources

Google
4.0 (16)

Why choose this provider?

Bill White Insurance Agency is a second-generation business providing insurance services to Springfield. Its team members help individuals plan for the future of their families by offering life insurance products, including whole and universal life insurance. They also provide term life insurance for clients who want to receive benefits for a limited time. The agency was established in 1964 by Bill and Becky White. Moreover, it also represents insurance carriers like Liberty Mutual, Thimble, The Bar Plan, and Cowbell Cyber.

  • Life Insurance

5419 South Campbell Avenue, Springfield, MO 65810
WebsiteLicense: 267

Expertise.com Rating

Review Sources

Google
5.0 (20)

Why choose this provider?

Since its establishment in 1921, Mid-Missouri Insurance Agency has been offering business and personal insurance services to the residents of Springfield and the surrounding communities. It provides life insurance solutions, including term life, whole life, and universal life policies. It also provides mortgage protection and annuities coverage. Other specialty products offered by the company are motorcycle, boat, RV, and classic and antique auto insurance. Businesses can also choose from several plans like business auto, BOPs, workers' compensation, and umbrella policies.

  • Life Insurance
  • Health Insurance

1550 East Battlefield Road, Springfield, MO 65804
WebsiteLicense: 8020042

Expertise.com Rating

Review Sources

Facebook
4.0 (24)
Google
4.0 (17)
Yelp
5.0 (2)

Why choose this provider?

DFG Insurance is an insurance agency catering to clients in Springfield since 2005. It represents a wide range of insurance carriers to find the right insurance coverage for its clients. Its life insurance products include term, universal, whole, and guaranteed issue. The agency also provides Medicare Advantage, Medicare Supplements, and Plan D. dental and vision insurance plans. Other offerings include coverage on disability, long-term and short-term care, international travel, critical illness, and employer group insurance.

  • Life Insurance
  • Health Insurance

717 West Battlefield Road, Springfield, MO 65807
WebsiteLicense: 8023740

Expertise.com Rating

Review Sources

Google
4.0 (56)
Yelp
3.5 (3)
Facebook
5.0 (1)

Why choose this provider?

Dan Waisner has been an insurance agent with State Farm since 2007. His office is based in Springfield, serving clients in the local community. Through State Farm, he offers life insurance plans that provide financial security to the policyholders and their beneficiaries. These can help pay off debts, college expenses, and mortgages. Clients also have options that include term life, whole life, and universal life insurance plans. As an agent, Waisner also assists in making changes to existing policies and filing insurance claims.

  • Life Insurance
  • Health Insurance

2769 West Lark Street, Springfield, MO 65810
WebsiteLicense: 8024349

Expertise.com Rating

Review Sources

Google
4.0 (28)
Facebook
5.0 (15)

Why choose this provider?

Hometown Benefits Group is a company offering life insurance plans to individuals and families living in Springfield and the surrounding areas. This independent insurance agency is also a provider of fixed annuities as well as home, auto, dental, health, and Medicare insurance plans. In addition, the professionals at Hometown Benefits Group can help clients with financial planning. It also offers insurance solutions for victims of accidents, as well as patients with cancer and critical illnesses.

  • Life Insurance
  • Health Insurance

901 East Battlefield Road, Springfield, MO 65807
WebsiteLicense: 289686

Expertise.com Rating

Review Sources

Facebook
5.0 (27)
Google
4.0 (20)

Why choose this provider?

Nixon & Lindstrom Insurance is a full-service independent insurance agency that has been serving Springfield since 1955. It employs a specialized multi-line approach, allowing its team to build fully personalized insurance packages with a broad variety of carriers and effectively lock in on premiums, payouts, and policy terms. It offers flexible life insurance plans, providing options for term, whole, universal, variable, and variable universal life coverage. Nixon & Lindstrom also provides personal umbrellas, disability income insurance, health insurance plans, and dental and vision coverage.

  • Life Insurance
  • Health Insurance

2274 East Sunshine Street, Springfield, MO 65804
WebsiteLicense: 64964

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Ollis/Akers/Arney is an insurance and business consulting company with an office in Springfield. It caters to the risk assessment and reduction needs of individuals and businesses for over 100 years. Dedicated to providing the most appropriate placement and coverage to its clients, Ollis/Akers/Arney focuses on building relationships with established insurance companies. For life insurances, it guides clients in choosing the insurance option based on their financial goals. Aside from life insurance, it also offers home, auto, and umbrella insurance.

  • Life Insurance

5315 North Town Centre, Ozark, MO 65721
WebsiteLicense: 8024506

Expertise.com Rating

Review Sources

Google
4.0 (75)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

OneSource is a life insurance company serving clients in Springfield and the surrounding areas. It helps clients purchase or plan their insurance options, including life, auto, home, and business insurance. The professionals in the company hold one-on-one consultations with clients to determine their financial goals and create a personalized plan. OneSource works with various carriers, including Encompass, MetLife, and Progressive. Its CEO Mark Acre is a member of the board of trustees for the National Association of Insurance and Financial Advisors.

  • Life Insurance

1519 East Sunshine Street, Springfield, MO 65804
WebsiteLicense: 3097

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
4.0 (6)

Why choose this provider?

Fortner Insurance Services offers life insurance solutions to clients in Springfield. The business caters to individuals, families, and business owners, providing life insurance coverage to help clients protect and provide for their loved ones in their time of need. Its additional products include health, disability, homeowners, and auto insurance. Fortner Insurance Services serves various businesses and organizations, including Harmony House and the Trux Trailer and Tractor Repair. Moreover, it represents several carriers, such as American Modern, Cameron Mutual, and Hagerty.

  • Life Insurance
  • Health Insurance

635 Highway 62 East, Springfield, MO 72653
WebsiteLicense: 8409112

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Established in 1995, Affordable Insurance delivers a variety of insurance products for individuals and corporate clients in Springfield. Its professionals help family members secure life, classic cars, as well as flood and earthquake insurance policies. Its network of carriers also includes Encompass, The Hanover Insurance Group, and Safeco Insurance. In 2008, the company was featured in Forbes Magazine for being selected by Goldline Research as one of the Most Dependable Insurance Brokers in the country.

  • Life Insurance
  • Health Insurance

1444 East Bradford Parkway, Springfield, MO 65804

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Google
5.0 (5)

Why choose this provider?

Modern Options Insurance is an independent and full-service insurance management company that serves residential and commercial clients in Springfield and its surrounding cities. The business provides life insurance plans that include term life and whole life policies. It also offers health, home, auto, and commercial liability insurance plans. The company's team of independent insurance agents assists each client in obtaining a suitable coverage plan that fits their needs and requirements. Modern Options Insurance also provides Medicare supplement plans and prescription drug coverage.

  • Life Insurance
  • Health Insurance

3130 South Fremont Avenue, Springfield, MO 65804
WebsiteLicense: 2861

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (6)

Why choose this provider?

Jones & Company Insurors has been serving Springfield and the entire Ozarks since 1982. It is an insurance brokerage firm specializing in life insurance plans. On top of that, it also focuses on securing insurance policies for homeowners, businesses, and automobiles. The insurance agency represents national carriers, such as Safeco, The Hartford, and Progressive. Its current owner, Brett Peterman, has 13 years of experience in the insurance industry. Peterman purchased Jones & Company Insurors from one of the founders in 2013.

  • Life Insurance

16208 Missouri 13, Branson West, MO 65737
WebsiteLicense: 8379548

Expertise.com Rating

Review Sources

Facebook
5.0 (42)

Why choose this provider?

Maureen Darby is a full-service insurance agent of State Farm providing insurance and financial services to individuals, families, and businesses in the Springfield area. With over 37 years of industry experience, she offers a variety of insurance products to clients who are looking into getting their properties, homes, health, and life insured. Darby and her team assists with all aspects of life insurance planning, including selecting the right policy, changing policy details, and submitting of insurance claims.

  • Life Insurance
  • Health Insurance

3032 South Fremont Avenue, Springfield, MO 65804
WebsiteLicense: 10296

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (4)

Why choose this provider?

Benefits Unlimited, Inc. is an individual and group medical insurance brokerage firm located in Springfield. It provides a wide range of individual insurance coverage for personal and commercial clients, such as life insurance, key-man life insurance, dental coverage, short-term care, fixed indemnity, and travel insurance. Critical illness, cancer, disability, and accident insurance are also available. The company also offers coverage for group health and employee benefits. Agents in Benefits Unlimited, Inc. have over 100 years of combined experience.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Scott Loveland Insurance, LLC.
2332 West Kingsley Street, Springfield, MO 65807
Secure Insurance Group
3506 South Culpepper Circle, Springfield, MO 65804
Kern Insurance Services, LLC
3015 South Fort Avenue, Springfield, MO 65807
Pillar Insurance
2847 South Ingram Mill Road, Springfield, MO 65804
Bill White Insurance Agency
4650 South National Avenue, Springfield, MO 65810
Mid-Missouri Insurance Agency
5419 South Campbell Avenue, Springfield, MO 65810
DFG Insurance
1550 East Battlefield Road, Springfield, MO 65804
Dan Waisner
717 West Battlefield Road, Springfield, MO 65807
Hometown Benefits Group
2769 West Lark Street, Springfield, MO 65810
Nixon & Lindstrom Insurance
901 East Battlefield Road, Springfield, MO 65807
Ollis/Akers/Arney
2274 East Sunshine Street, Springfield, MO 65804
OneSource
5315 North Town Centre, Ozark, MO 65721
Fortner Insurance Services
1519 East Sunshine Street, Springfield, MO 65804
Affordable Insurance
635 Highway 62 East, Springfield, MO 72653
Modern Options Insurance
1444 East Bradford Parkway, Springfield, MO 65804
Jones & Company Insurors
3130 South Fremont Avenue, Springfield, MO 65804
Maureen Darby
16208 Missouri 13, Branson West, MO 65737
Benefits Unlimited, Inc.
3032 South Fremont Avenue, Springfield, MO 65804

FAQs

  • How much life insurance do you need in Springfield?

    The amount of life insurance you need depends on your future needs and the impact of inflation on your soon-to-be death benefits. Life insurance rates vary based on your marital status, the number of children you have, your debt load, and the future earning potential of both you and your spouse.

  • When should policyholders review their life insurance in Springfield?

    Policyholders in Springfield must review their life insurance whenever there are major changes in their lives. For example, they bought a new home or car. They need to upgrade their life insurance to prevent estate taxes that can be passed on to their loved ones in case they die. They also need to review and update their insurance if they start their own business or adopt a child.

  • If you lose your job in Springfield, can your life insurance pay your bills?

    Yes, your life insurance can be used as income replacement in case you lose your job in Springfield. If your family depends on you, you can use this to pay grocery bills and educational and childcare expenses. Life insurance can also help in settling mortgage payments and health insurance premiums.

  • Is life insurance in Springfield free from taxes?

    Yes, life insurance in Springfield is tax-deferred. This means that policyholders or their family members do not have to pay taxes for the cash value interest. However, if they withdraw the money, they might pay taxes. Withdrawn funds can be used to pay home down payments and college tuition fees.

  • What are the advantages of having guaranteed universal life insurance in Springfield?

    Guaranteed universal life insurance in Springfield can help you obtain funds in case you become terminally ill. You can use full or partial accelerated death benefits from this type of insurance. You can also customize the length of your benefits. For example, you can have a guaranteed policy that is only applicable until 60 years old.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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