Best Life Insurance Companies in O'Fallon, MO

Located in O'Fallon, Denny & Associates, Inc., is an insurance agency that has been in the business since 1982. It helps customers protect their families by offering term and permanent life insurance plans. Moreover, it provides dental, disability, individual health, long-term care, and vision insurance policies. Kelly Rector, the firm's president, has been working in the insurance industry for over 25 years. Besides being an insurance broker, she is an employee benefits consultant who is a member of the National Association of Health Underwriters.

Based in O'Fallon, Mathenia Insurance Group is an independent agency that offers life, health, home & renters, and business and commercial coverage options. It also offers personal and commercial auto insurance, general liability, and workers' compensation coverage plans. With 30 years of collective experience, its agents can advise clients on insurance policies that have competitive premiums, maximum benefits, and convenient claims processing procedures. The firm is affiliated with a number of insurance carriers that offer reliable insurance products with customized plans for each specific client.

The Bar Plan is an insurance company serving clients in O'Fallon. As a Bar-related insurance company, its services include group term life insurance and accidental death and dismemberment insurance for lawyers who want to build a better practice. Other products include malpractice insurance, lawyers' business owner's insurance, workers' compensation, and court bonds. Serving lawyers since 1986, The Bar Plan is the only lawyers' professional liability company endorsed by both The Missouri Bar and the Tennessee Bar Association.

Alternatives Insurance is an independent insurance agency that has served individuals and businesses in the O'Fallon metro since 1992. It offers two types of life insurance, term insurance and permanent insurance policy. It also provides home insurance, auto insurance, renters insurance, and business and commercial insurance. It partners with several national and regional carriers such as AAA, Safeco, Chubb, Progressive, EMC, and West Bend. The agency's website also has online forms which can be completed for certain types of policy changes anytime.

James Carlton is a life insurance agent associated with StateFarm that serves O'Fallon and the nearby locations. Some of the products he offers are term life insurance, whole life insurance, and universal life insurance policies. He also offers other insurance products like auto, home, property, health, and pet insurance. James is a five-time Chairman's Circle qualifier for his work as an insurance agent. He is also actively involved in the community as he is a past president of the Rotary Club of Webster Groves and serves on the board of directors at NAIFA.

Ken Kaid is a State Farm insurance agent who offers insurance services for clients in O'Fallon and St. Louis areas and is a member of the National Association of Insurance & Financial Advisors. Kaid and his team manage everyday risks, recover from an unexpected tragedy, and meet financial goals of clients. They provide life insurance policies that safeguard the policyholder and loved ones from death or disability. Their insurance plans help cover essential expenses, including children's tuition and mortgage fees.

Insurance Brokers Group is an independent insurance agency that offers personal, business, and life insurance coverage to clients in O'Fallon. It offers several types of life insurance policies, including whole life, term life, and universal life insurance. It also formed partnerships with several insurance carriers, including Nationwide, Progressive, and Liberty Mutual. Agency owner and manager John Espenschied acquired his knowledge on the insurance industry from Allstate Insurance where he started his insurance career as an agency owner in 2000.

Bene'-Kelly Insurance Agency is an independent firm offering life and health insurance plans for clients in O'Fallon. The agency has been serving customers for more than six decades, representing several insurance companies to bring clients various options. Its life insurance specialists help individuals find a policy that caters to their unique needs. They also assist clients in updating their policies to adapt to different life changes. Bene'-Kelly Insurance Agency is affiliated with Trusted Choice and a member of the Consolidated Insurance Associates.

Siebert Agency Ltd. is an independent insurance company that serves O'Fallon and the surrounding areas. Its team helps clients in different areas, including individual life insurance which may be used for inheritance, taxes, and charitable contributions. The agents have access to policy options from a number of providers such as Safeco, MetLife, and Progressive. Moreover, they offer home, auto, and pet insurance. Siebert Agency is owned by Bill Siebert, a risk management specialist with over 30 years of experience.

Midwest Agency is an independent insurance agency that serves individuals, families, and businesses in O'Fallon. In collaboration with several insurance carriers, such as Dairyland, Nationwide, and Travelers, it offers life insurance policies that include term, whole, universal, and variable life insurance. The agency also covers insurance products for cars, homes, condominiums, and boats. Midwest Agency can detect personal insurance coverage gaps, that if not resolved, might decimate a percentage of savings in the event of an uncovered claim.

For 31 years, Lang Insurance has been serving the insurance needs of individuals, families, and businesses in O'Fallon and the surrounding communities. It is a locally owned independent firm that evaluates its clients' situation and offers a life insurance policy that fits their needs. Additionally, it provides commercial insurance plans. Steven J. Lang established the business in 1990 in the basement of his home. It moved to its present location in 1991 and has grown to more than 20 employees.

Atchison Insurance Agency is a full-service brokerage that serves the risk management needs of individuals and businesses in O'Fallon, Cottleville, Weldon Springs, and the surrounding areas. With access to insurance plans from a number of carriers, including The Hartford, Foremost Insurance Group, MetLife, Progressive, and Bristol West, the independent company is able to provide multiple lines of protection such as life, umbrella, home, renters', and auto insurance. Atchison Insurance Agency has been providing risk management solutions for nearly 40 years.

Brian Procter assists clients in O’Fallon and its surrounding communities by providing various insurance products and consultancy services. He offers life insurance policies and health coverages for individuals and families. He also helps in securing retirement insurance programs. Other products include coverages for care facilities, prescription drugs, dental, and hospital expenses. Brian is a representative at American Republic Insurance Services, an insurance firm established in 1929. It specializes in insurance solutions for retirees and has access to products from multiple carriers.

DeWitt Insurance is an independent insurance agency serving O'Fallon and the surrounding communities. The business was established by Charlie DeWitt in 1925, providing various insurance coverage, such as home, renters, auto, and business insurance. It also specializes in life insurance policies, such as term and whole life. Moreover, the company's professionals assist clients with claims, policy service, renewal reviews, and ID card requests. They carry various designations, including Certified Insurance Counselors and Accredited Customer Service Representatives.